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$362.53 +6.79 (+1.91%) At close · Jul 27
Market Cap
$638.11B
Shares
1.79B

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$362.53 Open$359.35 Day$358.25–363.66 52W$293.89–365.14 Avg vol 30d8.1M Short int23.6M · 1.3% float · 2.7d Short vol39% Last earningsJul 28, 2026 DataJan 2020–Jul 2026 Filing10-Q · Apr 29

Up next

Next earnings call
Oct 27, 2026 Est · unconfirmed · in 13 wks
FQ4-26 quarter ends
~Sep 30, 2026 Est
filed Apr 29, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Fair Quant / Vol Low
      Market backdrop VIX 18.7 · elevated Equity put/call 0.66
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +10%
      above
      Price vs 50-day avg +7%
      above
      RSI (14) 63
      neutral
      MACD trend Negative
      52-week position 96%
      near high
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Strong
      1-month return +8%
      trailing
      6-month return +9%
      trailing
      YTD return +4%
      this year
      Relative strength +2%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $337 › 200d $330 — 50d above 200d
      Institutional flow Accumulating
      1,684 of 4,456 funds reported for Jun 30 · net +4.6M sh shares · +90 new
      Insider flow Distributing
      Net -$14.2M over 90 days · 100% sells
      Short interest Rising
      1.31% of float · ▲ +14.1% MoM · 2.7 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      4,456 holders — mid 3-yr range
      Squeeze score 60
      elevated · 0–100
      Fundamentals
      Fair
      Revenue growth −5%
      Y/Y
      Buyback $13.2B
      remaining
      Balance sheet $8.0B
      net debt
      Quant / Vol
      risk profile
      Low
      Volatility 22%
      annualized · 1-yr
      Max drawdown −17%
      past year
      ATR 2.1%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Dec 31, 2024
      second quarter
      Tax rate 17.5%
      full year
      Tax rate Initiated 17.5% – 18%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 3 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +10% Bullish
      Price vs 50-day avg
      +7% Bullish
      RSI (14)
      63 Neutral
      MACD trend
      Negative Bearish
      52-week position
      96% Bullish
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bearish · 2 of 6
      Trend (MA cross) No cross
      50d $337 › 200d $330 — 50d above 200d
      Institutional flow Accumulating
      1,684 of 4,456 funds reported for Jun 30 · net +4.6M sh shares · +90 new
      Insider flow Distributing
      Net -$14.2M over 90 days · 100% sells
      Short interest Rising
      1.31% of float · ▲ +14.1% MoM · 2.7 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      4,456 holders — mid 3-yr range
      Price context
      position in its 52-week range
      52-wk low $294 Now $363 · 96% 52-wk high $365
      vs 200-day avg +10% vs 50-day avg +7%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Cross-border volume excluding intra-Europe 11% fiscal first quarter 2026
      Cross-border volume total 12% fiscal first quarter 2026
      Payments volume 8% fiscal first quarter 2026

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Credit Services — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      V
      Visa Inc.
      this stock
      $638.11B +3.6% +12.3% 1.3%
      MA
      Mastercard Inc
      $476.83B -3.2% +16.4% 31.2 1.0%
      AXP
      American Express Co
      $220.27B -9.1% +13.4% 19.8 1.7%
      COF
      Capital One Financial Corp
      $128.85B -14.2% +36.6% 52.8 2.1%
      PYPL
      PayPal Holdings, Inc.
      $49.53B -3.7% +8.2% 10.5 6.2%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      4,502
      % held
      80.9%
      Reported
      1,684 of 4,456
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      1,665
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      23.6M
      Days to cover
      2.7d
      Change
      +2.9M sh
      View
      Short Volume
      Short vol %
      39%
      As of
      Jul 27, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      3.5K
      Value
      $1.2M
      As of
      Jun 30, 2026
      View
      Off-Exchange
      Off-exchange %
      38.9%
      Week of
      Jul 6, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$14.2M
      Buyers / Sellers
      0 / 2
      Buyers Sellers
      View
      Congressional Trades Buy
      Member
      David J. Taylor
      Amount
      $1.0K–$15.0K
      Traded
      Apr 27, 2026
      View
      Financials
      Financials
      Revenue (FY)
      $40.0B
      Net income (FY)
      $20.1B
      View
      Buybacks
      Authorized
      $20.0B
      Remaining
      $13.2B
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 15, 2026
      This year
      14
      View
      Proposed Sales
      Value
      $729.7K
      Shares
      2.0K
      Filed
      Jul 2, 2026
      View
      Earnings & Events
      Earnings Calls Upcoming
      Next call
      Jul 28, 2026
      Last call
      Jun 3, 2026
      View
      Investor Relations
      Latest news
      New Visa Data Reveals How the FIF…
      Published
      Jul 22, 2026
      Upcoming events
      1
      View

      Performance

      5D 20D 120D MTD YTD
      V +0.5% +7.8% +8.8% +5.7% +3.6%
      SPY -0.6% +0.7% +6.8% -1.0% +8.4%
      vs SPY +1.1% +7.2% +2.0% +6.7% -4.8%

      Capital returns

      Latest dividend
      $0.67 / share · ex May 12, 2026
      Raised 13.6%
      Paid (TTM)
      $2.60 / share · 4 payouts
      Dividend yield (TTM, derived)
      0.72%
      Buyback program · as of Mar 31, 2026
      Authorized
      $20.00B
      Spent (derived)
      $6.80B
      Remaining
      $13.20B
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1403161 CUSIP 92826C839 13F (30d) 1703 filings 1648 filers Visit website Investor relations