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COF · Capital One Financial Corp

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$195.08 +1.48 (+0.76%) At close · Nov 13
Market Cap
$117.35B
Shares
601.53M
Volume · Nov 13 3.62M Avg daily vol (3M) 3.83M

Price & Indicators

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20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$195.08 Open$195.61 Day$194.18–196.65 52W close$176.10–257.94 Avg vol 30d4.3M Short int7.2M · 1.2% of shares · 1.7d Short vol21% Last earningsOct 20, 2026 DataJan 2020–Nov 2026 Filing10-Q · Nov 3

Up next

Jan 21, 2027 Est · unconfirmed · in 10 wks

Latest documents

2026
Nov 10
Current report 8-K
Capital One to present at KBW conference November 11, 2026

Capital One Financial Corporation will present at the KBW Fintech Ecosystem Conference on November 11, 2026, at 11:40 a.m. ET, with a live audio webcast available through its website.

Regulation FD disclosure
Source passage
Capital One Financial Corporation (the “Company”) will present at the KBW Fintech Ecosystem Conference in New York, New York on Wednesday, November 11, 2026, at 11:40 a.m. ET. Open the document at this passage
Nov 3
Quarterly report 10-Q FY2026 Q3, ended Sep 30
Nine-month net income reaches $8.7 billion

Capital One reported third-quarter 2026 net income of $3.5 billion on total net revenue of $16.3 billion. For the first nine months of 2026, net income was $8.7 billion on total net revenue of $47.4 billion.

Revenue $16.34B ▲ 6.4% Net income $3.54B ▲ 10.9% Diluted EPS $5.61 ▲ 16.1%
Read from the MD&A section
2 source passages
Capital One Financial Corporation and its subsidiaries (the “Company” or “Capital One”) operate as a global payments provider and diversified financial institution, delivering a broad array of financial products and services to consumers, small businesses and commercial clients through digital channels, branch locations, cafés and other distribution channels. We reported net income of $3.5 billion ($5.61 per diluted common share) on total net revenue of $16.3 billion and net income of $8.7 billion ($13.65 per diluted common share) on total net revenue of $47.4 billion for the third quarter and first nine months of 2026, respectively. Open the document at this passage
Oct 20
Earnings call
Q3 2026 earnings call

Capital One reported Q3 2026 earnings of $3.5 billion, or $5.61 per diluted common share, and $6.69 adjusted. Discover synergies reached about $1.8 billion annualized, ahead of schedule, while management plans heavier marketing in 2027.

Read from the first part of this long document
Oct 20
Current report 8-K
Regulation FD disclosure

Capital One Financial Corporation reported September 30, 2026 credit metrics: domestic card rates of 3.66% for net charge-offs and 3.74% for 30+ day performing delinquencies; auto rates of 1.62, 4.64, and 0.65%, respectively.

Oct 20
Current report 8-K
Financial results

Capital One Financial Corporation reported third quarter 2026 net income of $3.5 billion, or $5.61 per diluted common share, compared with $3.0 billion and $4.73 in second quarter 2026. Total net revenue rose 3 percent to $16.3 billion.

Read from the first part of this long document
All documents

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$63.01B
Trailing 12 months
Net income (TTM)
$10.87B
Trailing 12 months
Revenue growth YoY
+6.4%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
10.8
Trailing earnings · reciprocal yield 9.2%
FCF yield
22.4%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
−$443.00M
Latest balance sheet
Dividend yield
1.6%
Trailing 12 months
Shares change YoY
-4.7%
Year over year · fewer shares
Price change (1Y)
-10.0%
Trailing year
Short interest
1.2%
Latest settlement · 1.7 days to cover
View all 125 metrics

Equibles Rating

blended score · not investment advice
Overall
Neutral
SellHoldBuy
Technical Neutral Momentum Neutral Sentiment Neutral Fundamentals Excellent Quant / Vol Moderate
Market backdrop VIX 19.3 · elevated Equity put/call 0.63
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg −2%
below
Price vs 50-day avg −3%
below
RSI (14) 41
neutral
MACD trend Negative
52-week position 23%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Neutral
1-month return −3%
trailing
6-month return +5%
trailing
YTD return −20%
this year
Relative strength +4%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $202 › 200d $200 — 50d above 200d
Institutional flow Distributing
1,878 of 2,151 funds reported for Sep 30 · net -3.6M sh shares · +103 new
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
1.21% of shares out · ▼ -3.0% MoM · 1.7 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
2,151 holders — mid 3-yr range
Squeeze score 42
elevated · 0–100
Fundamentals
Excellent
Revenue growth +37%
Y/Y
EPS growth −65%
Y/Y
Free cash flow $26.1B
Valuation P/E 11.1
below peers
Buyback $16.0B
authorized
Balance sheet $11.1B
net cash
Quant / Vol
risk profile
Moderate
Volatility 31%
annualized · 1-yr
Max drawdown −32%
past year
ATR 3.1%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the Earnings Call filed Jul 21, 2026
Announced synergies · full announced synergies $2.5B

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Neutral
1 · 6 · 0
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
−2% Neutral
Price vs 50-day avg
−3% Neutral
RSI (14)
41 Neutral
MACD trend
Negative Bearish
52-week position
23% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $202 › 200d $200 — 50d above 200d
Institutional flow Distributing
1,878 of 2,151 funds reported for Sep 30 · net -3.6M sh shares · +103 new
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
1.21% of shares out · ▼ -3.0% MoM · 1.7 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
2,151 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $176 Now $195 · 23% Range high $258
vs 200-day avg -2% vs 50-day avg -3%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Auto loan originations $12.92B Three Months Ended June 30, 2026 filing —
Auto net charge-off rate 1.43% Three Months Ended June 30, 2026 filing —
Average loans held for investment $450.7B second quarter of 2026 filing —
Average loans held for investment - Domestic credit card $254.63B Three Months Ended June 30, 2026 filing —
Average loans held for investment - Total credit card $271.2B Three Months Ended June 30, 2026 filing —
Average yield on loans - Credit Card 17.21% Three Months Ended June 30, 2026 filing —
Average yield on loans - Domestic Card 17.16% Three Months Ended June 30, 2026 filing —
Discover integration expenses $298M Three Months Ended June 30, 2026 filing —
Domestic credit card net charge-off rate 4.71% Three Months Ended June 30, 2026 filing —
Efficiency ratio 57.05% Three Months Ended June 30, 2026 filing —
Equity-to-assets ratio 16.79% Three Months Ended June 30, 2026 filing —
Global Payment Network volume $189.61B Three Months Ended June 30, 2026 filing —
International card businesses net charge-off rate 5.82% Three Months Ended June 30, 2026 filing —
Net charge-off rate - Credit Card 4.71% Three Months Ended June 30, 2026 filing —
Net charge-off rate - Domestic Card 4.71% Three Months Ended June 30, 2026 filing —
Net interest margin 8.01% Three Months Ended June 30, 2026 filing —
Operating efficiency ratio 46.57% Three Months Ended June 30, 2026 filing —
Personal loans net charge-off rate 3.77% Three Months Ended June 30, 2026 filing —
Purchase volume - Credit Card $253.75B Three Months Ended June 30, 2026 filing —
Purchase volume - Domestic Card $249.2B Three Months Ended June 30, 2026 filing —
Return on average assets 1.77% Three Months Ended June 30, 2026 filing —
Return on average common equity 10.76% Three Months Ended June 30, 2026 filing —
Return on average tangible assets non-GAAP 1.89% Three Months Ended June 30, 2026 filing —
Return on average tangible common equity non-GAAP 18.04% Three Months Ended June 30, 2026 filing —
Tangible book value per common share non-GAAP $105.21 Three Months Ended June 30, 2026 filing —
Total credit card net charge-off rate 4.71% Three Months Ended June 30, 2026 filing —
Total net charge-offs (rate) 3.23% Three Months Ended June 30, 2026 filing —
Total net revenue margin 10.27% Three Months Ended June 30, 2026 filing —
Total net revenue margin - Credit Card 17.35% Three Months Ended June 30, 2026 filing —
Total net revenue margin - Domestic Card 17.44% Three Months Ended June 30, 2026 filing —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Credit Services — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
COF
Capital One Financial Corp
this stock
$117.35B -19.5% +36.6% 11.1 1.2%
V
Visa Inc.
$765.01B +21.4% -4.9% — 1.2%
MA
Mastercard Inc
$576.01B +15.8% +16.4% 34.6 0.8%
AXP
American Express Co
$214.98B -13.3% +13.4% 18.1 1.6%
PYPL
PayPal Holdings, Inc.
$49.24B +1.5% +4.3% 11.3 3.4%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
2,153
% held
90.4%
Reported
1,878 of 2,151
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
1,160
View
Short & Settlement
Short Interest Falling
Shares short
7.2M
Days to cover
1.7d
Change
-223.3K sh
View
Short Volume
Short vol %
21%
As of
Nov 13, 2026
Short Total
View
Fails to Deliver
FTD shares
11.0K
Value
$2.2M
As of
Oct 7, 2026
View
Off-Exchange
Off-exchange %
42.1%
Week of
Oct 5, 2026
Off-exch Lit
View
Smart Money
Congressional Trades Buy
Member
Alan Armstrong
Amount
$1.0K–$15.0K
Traded
Mar 27, 2026
View
Financials
Financials
Revenue (FY)
$53.4B
Net income (FY)
$2.5B
EPS diluted
$4.03
View
Buybacks
Authorized
$16.0B
View
Filings
SEC Filings
Latest
8-K
Filed
Nov 10, 2026
This year
35

Capital One Financial Corporation will present at the KBW Fintech Ecosystem Conference on November 11, 2026, at 11:40 a.m. ET, with a live audio webcast available through its website.

View
Proposed Sales
Value
$255.8K
Shares
1.3K
Filed
Nov 9, 2026
View
Earnings & Events
Webcasts
Last webcast
Oct 20, 2026
View
Investor Relations
Latest news
Jeff Norris Danielle Dietz Sie So…
Published
Oct 20, 2026
View

Performance

5D 20D 120D MTD YTD
COF -3.4% -3.3% +4.7% -4.8% -19.5%
SPY +2.6% -1.2% +0.5% -0.2% +10.6%
vs SPY -6.0% -2.1% +4.2% -4.6% -30.1%

Capital returns

Latest dividend
$0.80 / share · ex Aug 17, 2026
Declared · upcoming
$0.80 / share · ex Nov 16, 2026
Raised 33.3%
Paid (TTM)
$3.20 / share · 4 payouts
Dividend yield (TTM, derived)
1.64%
Full dividend history
Buyback program · as of Oct 20, 2025
Authorized
$16.00B
Spent (derived)
—
Remaining
—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 927628 CUSIP 14040H105 13F (30d) 1634 filings 1538 filers Visit website Investor relations