COF · Capital One Financial Corp

Track COF — free

$193.07 -3.39 (-1.73%) At close · Sep 30

S&P 500 member Russell 1000 member Rebalance outlook locked

Market Cap

$119.78B

613.48M

Volume · Sep 30 3.23M Avg daily vol (3M) 3.69M

Up next

Next earnings call

Oct 20, 2026 Est · unconfirmed · in 3 wks

Latest filing: 10-Q

filed Jul 28, 2026

Q2 2026 earnings call transcript

call held Jul 21, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

View all 115 metrics

Revenue (TTM)

$62.02B

Trailing 12 months

Net income (TTM)

$10.52B

Trailing 12 months

Revenue growth YoY

+26.9%

Year over year

Operating margin

—

Trailing 12 months

P / E (TTM)

11.4

Trailing earnings · reciprocal yield 8.8%

FCF yield

24.8%

TTM · current market cap

Return on invested capital

—

Trailing 12 months

Net cash

—

Latest balance sheet

Dividend yield

—

Trailing 12 months

Shares change YoY

+22.8%

Year over year · more shares

Price change (1Y)

-12.1%

Trailing year

Short interest

1.6%

Latest settlement · 3.1 days to cover

View all 115 metrics

Equibles Research

our published analysis of this company

Research Thesis July 21, 2026

SoFi's 47.2% drawdown prices a credit-cycle casualty the Q1 2026 print disproves

Record originations across every lending product, 1,055,000 net new members, and a 22 basis-point NIM expansion to 5.94% sit beneath a 37.8x P/E and 14.7% short interest that price SoFi Technologies as if the bear case on capital deployment has already landed.

Equibles Rating

blended score · not investment advice

Overall

Neutral

SellHoldBuy

Technical Sell Momentum Very Weak Sentiment Neutral Fundamentals Excellent Quant / Vol Moderate

Market backdrop VIX 16.3 · calm Equity put/call 0.53

Technical

price trend

Sell

50 / 200-day cross No cross

Price vs 200-day avg −6%

below

Price vs 50-day avg −9%

below

RSI (14) 32

neutral

MACD trend Negative

52-week position 21%

mid-range

Momentum

relative strength

Very Weak

1-month return −9%

trailing

6-month return −1%

trailing

YTD return −20%

this year

Relative strength −13%

vs S&P · 6-mo

Sentiment

smart money

Neutral

Trend (MA cross) No cross

50d $211 › 200d $206 — 50d above 200d

Institutional flow Accumulating

+2% holders QoQ · +230 funds added

Insider flow Distributing

Net -$1.9M over 90 days · 100% sells

Short interest Falling

1.61% of float · ▼ -10.3% MoM · 3.1 days cover

Volume signal Normal

Volume near normal

Institution breadth Steady

2,142 holders — mid 3-yr range

Squeeze score 37

low risk · 0–100

Fundamentals

Excellent

Revenue growth +37%

Y/Y

EPS growth −65%

Y/Y

Free cash flow $26.1B

Valuation P/E 11.7

below peers

Buyback $16.0B

authorized

Balance sheet $11.1B

net cash

Quant / Vol

risk profile

Moderate

Volatility 32%

annualized · 1-yr

Max drawdown −32%

past year

ATR 2.4%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

what management promised — and delivered

Latest guidance · from the Earnings Call filed Oct 26, 2021

fourth quarter

Fourth quarter preferred dividends $74M

Run rate for preferred dividends $57M

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Sell

3 · 3 · 0

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

−6% Bearish

Price vs 50-day avg

−9% Bearish

RSI (14)

32 Neutral

MACD trend

Negative Bearish

52-week position

21% Neutral

Market signals — smart money & positioning

Bullish · 2 of 6

Trend (MA cross) No cross

50d $211 › 200d $206 — 50d above 200d

Institutional flow Accumulating

+2% holders QoQ · +230 funds added

Insider flow Distributing

Net -$1.9M over 90 days · 100% sells

Short interest Falling

1.61% of float · ▼ -10.3% MoM · 3.1 days cover

Volume signal Normal

Volume near normal

Institution breadth Steady

2,142 holders — mid 3-yr range

Price context

position in its 52-week range

Range low $176 Now $193 · 21% Range high $258

vs 200-day avg -6% vs 50-day avg -9%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Auto loan originations	$12.92B	Three Months Ended June 30, 2026 filing	—
Auto net charge-off rate	1.43%	Three Months Ended June 30, 2026 filing	—
Average loans held for investment	$450.7B	second quarter of 2026 filing	—
Average loans held for investment - Domestic credit card	$254.63B	Three Months Ended June 30, 2026 filing	—
Average loans held for investment - Total credit card	$271.2B	Three Months Ended June 30, 2026 filing	—
average NSFR	136%	second quarter of 2026 filing	—

Average yield on loans - Credit Card	17.21%	Three Months Ended June 30, 2026 filing	—
Average yield on loans - Domestic Card	17.16%	Three Months Ended June 30, 2026 filing	—
Discover integration expenses	$298M	Three Months Ended June 30, 2026 filing	—
Domestic credit card net charge-off rate	4.71%	Three Months Ended June 30, 2026 filing	—
Efficiency ratio	57.05%	Three Months Ended June 30, 2026 filing	—
Equity-to-assets ratio	16.79%	Three Months Ended June 30, 2026 filing	—
Global Payment Network volume	$189.61B	Three Months Ended June 30, 2026 filing	—
International card businesses net charge-off rate	5.82%	Three Months Ended June 30, 2026 filing	—
Net charge-off rate - Credit Card	4.71%	Three Months Ended June 30, 2026 filing	—
Net charge-off rate - Domestic Card	4.71%	Three Months Ended June 30, 2026 filing	—
Net interest margin	8.01%	Three Months Ended June 30, 2026 filing	—
Operating efficiency ratio	46.57%	Three Months Ended June 30, 2026 filing	—
Personal loans net charge-off rate	3.77%	Three Months Ended June 30, 2026 filing	—
Purchase volume - Credit Card	$253.75B	Three Months Ended June 30, 2026 filing	—
Purchase volume - Domestic Card	$249.2B	Three Months Ended June 30, 2026 filing	—
Return on average assets	1.77%	Three Months Ended June 30, 2026 filing	—
Return on average common equity	10.76%	Three Months Ended June 30, 2026 filing	—
Return on average tangible assets non-GAAP	1.89%	Three Months Ended June 30, 2026 filing	—
Return on average tangible common equity non-GAAP	18.04%	Three Months Ended June 30, 2026 filing	—
Tangible book value per common share non-GAAP	$105.21	Three Months Ended June 30, 2026 filing	—
Total credit card net charge-off rate	4.71%	Three Months Ended June 30, 2026 filing	—
Total net charge-offs (rate)	3.23%	Three Months Ended June 30, 2026 filing	—
Total net revenue margin	10.27%	Three Months Ended June 30, 2026 filing	—
Total net revenue margin - Credit Card	17.35%	Three Months Ended June 30, 2026 filing	—
Total net revenue margin - Domestic Card	17.44%	Three Months Ended June 30, 2026 filing	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Credit Services — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
COF Capital One Financial Corp this stock	$119.78B	-20.3%	+36.6%	11.7	1.6%
V Visa Inc.	$655.56B	+2.5%	-4.9%	—	1.0%
MA Mastercard Inc	$497.27B	-3.4%	+16.4%	31.2	0.8%
AXP American Express Co	$206.24B	-17.8%	+13.4%	18.5	1.6%
PYPL PayPal Holdings, Inc.	$48.55B	-10.0%	+4.3%	10.3	3.3%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

2,142

% held: 89.2%
Net QoQ: +6.4M sh
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

1,143

View

Short & Settlement

Short Interest Falling

Shares short

9.9M

Days to cover: 3.1d
Change: -1.1M sh

View

Short Volume

Short vol %

27%

As of: Sep 30, 2026

Short Total

View

Fails to Deliver

FTD shares

Value: $220
As of: Sep 8, 2026

View

Off-Exchange

Off-exchange %

49.2%

Week of: Aug 24, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$1.9M

Buyers / Sellers: 0 / 2

Buyers Sellers

View

Congressional Trades Buy

Member

Alan Armstrong

Amount: $1.0K–$15.0K
Traded: Mar 27, 2026

View

Financials

Revenue (FY)

$53.4B

Net income (FY): $2.5B
EPS diluted: $4.03

View

Buybacks

Authorized

$16.0B

View

Filings

SEC Filings

Latest

8-K

Filed: Sep 15, 2026
This year: 29

View

Proposed Sales

Value

$415.6K

Shares: 2.0K
Filed: Sep 15, 2026

View

Earnings & Events

Earnings Calls

Last call

Jul 21, 2026

View

Performance

	5D	20D	120D	MTD	YTD
COF	-1.6%	-8.6%	-0.9%	-10.0%	-20.3%
SPY	-0.7%	+0.1%	+12.2%	-0.6%	+11.8%
vs SPY	-0.9%	-8.8%	-13.0%	-9.4%	-32.2%

Capital returns

Buyback program · as of Oct 20, 2025

Authorized

$16.00B

Spent (derived)

—

Remaining

—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 927628 CUSIP 14040H105 13F (30d) 46 filings 28 filers Visit website Investor relations

COF · Capital One Financial Corp

Price & Indicators

Up next

Metrics snapshot

Equibles Research

Equibles Rating

Guidance & track record

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns