PYPL · PayPal Holdings, Inc.
Price & Indicators
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AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders NeutralIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
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| Active accounts | 439M | 2Q'26 | — |
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| Adjusted free cash flow non-GAAP | $1.8B | 2Q'26 | — |
GAAP → non-GAAP reconciliationGAAP Net cash provided by operating activities 1,983M
-208M Purchases of property and equipment
+57M Net timing impact between originating credit receivables as held for sale and the subsequent sale of receivables
= Adjusted free cash flow 1,832M
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| Free cash flow non-GAAP | $1.8B | 2Q'26 | — |
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GAAP → non-GAAP reconciliationGAAP Net cash provided by operating activities 1,983M
-208M Purchases of property and equipment
= Free cash flow 1,775M
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| Non-GAAP EPS non-GAAP | $1.38 | 2Q'26 | — |
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| Non-GAAP operating margin non-GAAP | 17.4% | 2Q'26 | — |
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| Payment transactions | 6.8B | 2Q'26 | — |
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| Total payment volume | $486.4B | 2Q'26 | — |
| Transaction margin dollars non-GAAP | $3.9B | 2Q'26 | — |
| Transaction margin dollars excluding interest on customer balances non-GAAP | $3.6B | 2Q'26 | — |
| Payment transactions ex-PSP | 16.1B | FY'25 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Credit Services — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
PYPL
this stock
PayPal Holdings, Inc.
|
$52.73B | -0.1% | +8.2% | 11.2 | 6.2% |
|
V
Visa Inc.
|
$657.63B | +5.5% | +12.3% | — | 1.3% |
|
MA
Mastercard Inc
|
$504.54B | +1.4% | +16.4% | 31.7 | 1.0% |
|
AXP
American Express Co
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$231.36B | -6.6% | +13.4% | 20.8 | 1.7% |
|
COF
Capital One Financial Corp
|
$136.90B | -8.5% | +36.6% | 56.1 | 2.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| PYPL | -0.7% | +30.1% | +44.1% | +1.3% | -0.1% |
| SPY | +5.5% | +3.3% | +11.3% | +3.1% | +12.9% |
| vs SPY | -6.3% | +26.8% | +32.8% | -1.8% | -13.0% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.