V · Visa Inc.
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Visa reported 2026 net revenue of $46 billion, up 15%, and EPS of $13.27, up 16%. For 2027, it expects net revenue growth in the low double digits and adjusted EPS growth in the low double digits to low teens.
Visa Inc. reported fiscal fourth-quarter GAAP net income of $6.0B and full-year GAAP net income of $23.5B; net revenue rose 13% and 15%, respectively, and the board increased the quarterly dividend to $0.780 per share.
Visa Inc. deposited $405 million into its U.S. litigation escrow account on September 18, 2026, reducing class B-1, B-2, and B-3 conversion rates effective that date.
Metrics snapshot
Useful current figures from the complete screener profile.
Quarterly results
* Q4 derived as the full year minus Q1 to Q3.
AI Brief
Q4 FY26 earnings call · Oct 27, 2026TL;DR. Visa reported record fiscal 2026 net revenue of $45.9 billion, up 15%, and non-GAAP EPS of $13.27, up 16%, alongside strong payments, cross-border, CMS and VAS growth. Fiscal 2027 guidance calls for low-double-digit adjusted net revenue growth, low-double-digit operating-expense growth, low-double-digit to low-teens adjusted EPS growth and low-to-mid-20s VAS growth, while higher incentives, volatility, Middle East uncertainty, a higher tax rate, litigation provisions and pending acquisition approvals remain stated risks or headwinds.
- + Visa received approval to begin preparations for domestic processing in mainland China. new
- − Visa anticipates higher fiscal 2027 incentives as about 25% of payments volume comes up for renewal, versus 20% in fiscal 2026. new
- − Volatility is expected to drag on fiscal 2027 results, with the largest impact in the second quarter followed by the third quarter. new
- − The Middle East conflict creates continued near-term uncertainty for SAMIA cross-border travel spending. new
- − The fiscal 2027 tax rate is expected to rise to about 19% because claim-of-right benefits are not expected. new
- − Visa recorded a $469 million current-year litigation provision in fiscal fourth quarter and $1.7 billion for fiscal 2026. new
- − The pending $2.4 billion BioCatch acquisition remains subject to regulatory approvals. new
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Research
our published analysis of this company-
Scientific ResearchAI Talk Nearly Doubled Outside Tech. Proof of Payoff Is Rare
Executives at non-tech S&P 500 companies talked about AI on 61.2% of their earnings calls last quarter, up from 33.8% in early 2024. Only 9.0% of calls put a number on what AI saved, sped up or earned, and the most common figure is a savings target for a company-wide cost program.
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Scientific ResearchAgentic AI Has Overtaken Generative AI on Earnings Calls: Evidence From 5,305 S&P 500 Calls
“Agentic” came up on 20.3% of S&P 500 earnings calls held from July to September 2026, up from 0.2% in early 2024, while “generative AI” fell from 16.8% to 5.6%. Anthropic is now named on nearly as many calls as OpenAI, and DeepSeek, the AI developer named on the most calls in early 2025, has all but disappeared.
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Research ThesisSoFi's 47.2% drawdown prices a credit-cycle casualty the Q1 2026 print disproves
Record originations across every lending product, 1,055,000 net new members, and a 22 basis-point NIM expansion to 5.94% sit beneath a 37.8x P/E and 14.7% short interest that price SoFi Technologies as if the bear case on capital deployment has already landed.
Mentioned in fund letters
Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Still-open targets the latest release did not restate under the same label.
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Strong BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.
Versus peers
Credit Services — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
V
this stock
Visa Inc.
|
$759.31B | +20.5% | -4.9% | — | 1.1% |
|
MA
Mastercard Inc
|
$586.02B | +14.9% | +16.4% | 35.2 | 0.8% |
|
AXP
American Express Co
|
$223.02B | -12.2% | +13.4% | 18.7 | 1.6% |
|
COF
Capital One Financial Corp
|
$124.10B | -15.9% | +36.6% | 11.8 | 1.2% |
|
PYPL
PayPal Holdings, Inc.
|
$48.97B | +1.0% | +4.3% | 11.3 | 3.3% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| V | +2.9% | +12.7% | +29.7% | +2.2% | +20.5% |
| SPY | -4.7% | -5.3% | -0.8% | -3.0% | +7.5% |
| vs SPY | +7.7% | +18.0% | +30.6% | +5.2% | +13.0% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.