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PYPL · PayPal Holdings, Inc. · Earnings Call Transcripts & Audio

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$52.61 +0.20 (+0.38%)
S&P 500 member Nasdaq-100 member Russell 1000 member Rebalance outlook locked
Market Cap
$46.23B
Shares
882.11M

PayPal Holdings, Inc. Earnings Call Transcripts

Quarterly earnings calls for PayPal Holdings, Inc. (PYPL), with available speaker-labelled transcripts, captured audio replays, call highlights, 8-K earnings releases and periodic filings. Investor days and conferences appear here too.

Pull transcripts and briefs through the earnings call transcript API or MCP →

Revenue & result across quarters

Revenue Net income YoY up YoY down artefacts
▲10.7% $6.85B $1.33B '22 Q3 22-11-03 ▲6.7% $7.38B $921.00M '22 Q4 23-02-09 ▲8.6% $7.04B $795.00M '23 Q1 23-05-08 ▲7.1% $7.29B $1.03B '23 Q2 23-08-02 ▲8.4% $7.42B $1.02B '23 Q3 23-11-01 ▲8.7% $8.03B $1.40B '23 Q4 24-02-07 ▲9.4% $7.70B $888.00M '24 Q1 24-04-30 ▲8.2% $7.88B $1.13B '24 Q2 24-07-30 ▲5.8% $7.85B $1.01B '24 Q3 24-10-29 ▲4.2% $8.37B $1.12B '24 Q4 25-02-04 ▲1.2% $7.79B $1.29B '25 Q1 25-04-29 ▲5.1% $8.29B $1.26B '25 Q2 25-07-29 ▲7.3% $8.42B $1.25B '25 Q3 25-10-28 ▲3.7% $8.68B $1.44B '25 Q4 26-02-03 LATEST ▲7.2% $8.35B $1.11B '26 Q1 26-05-05
Earnings call
FY26 · Q2
2026-07-28
PayPal Holdings, Inc. (PYPL) Q2 2026 Earnings Call Transcript
Positive tone Venmo expansion and monetization Diversification beyond checkout into financial services Branded checkout stabilization
Results not yet reported
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q1
2026-05-05
PayPal Holdings, Inc. (PYPL) Q1 2026 Earnings Call Transcript
Positive tone Venmo and Consumer Financial Services Cost Structure Reduction Consumer Focus and Two-Sided Network
Revenue
$8.35B
▲ 7.2% YoY
Diluted EPS
$1.21
▼ 6.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2026-02-03
PayPal Holdings, Inc. (PYPL) Q4 2025 Earnings Call Transcript
Cautious tone Capital Allocation and Investment Presentment, Experience, Selection Priorities Branded Checkout Underperformance
Revenue
$8.68B*
▲ 3.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-10-28
PayPal Holdings, Inc. (PYPL) Q3 2025 Earnings Call Transcript
Confident tone Venmo Monetization Buy Now Pay Later (BNPL) Branded Experiences / Omnichannel
Revenue
$8.42B
▲ 7.3% YoY
Diluted EPS
$1.30
▲ 31.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-07-29
PayPal Holdings, Inc. (PYPL) Q2 2025 Earnings Call Transcript
Confident tone Venmo Branded Checkout / Online Experiences Transaction Loss / Credit Risk
Revenue
$8.29B
▲ 5.1% YoY
Diluted EPS
$1.29
▲ 19.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-04-29
PayPal Holdings, Inc. (PYPL) Q1 2025 Earnings Call Transcript
Confident tone Venmo monetization inflection Branded experiences and omnichannel growth PSP and value-added services
Revenue
$7.79B
▲ 1.2% YoY
Diluted EPS
$1.29
▲ 55.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2025-02-04
PayPal Holdings, Inc. (PYPL) Q4 2024 Earnings Call Transcript
Confident tone Branded Checkout Innovation Venmo Monetization Fastlane Merchant Adoption
Revenue
$8.37B*
▲ 4.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-10-29
PayPal Holdings, Inc. (PYPL) Q3 2024 Earnings Call Transcript
Confident tone Consumer engagement and monthly actives Guidance and 2025 outlook Transaction margin dollar growth and profitability
Revenue
$7.85B
▲ 5.8% YoY
Diluted EPS
$0.99
▲ 6.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-07-30
PayPal Holdings, Inc. (PYPL) Q2 2024 Earnings Call Transcript
Confident tone Venmo and consumer engagement Branded checkout and Fastlane Braintree profitability
Revenue
$7.88B
▲ 8.2% YoY
Diluted EPS
$1.08
▲ 17.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-04-30
PayPal Holdings, Inc. (PYPL) Q1 2024 Earnings Call Transcript
Positive tone Venmo and consumer engagement Financial guidance and EPS outlook PayPal Complete Payments (PPCP) for SMBs
Revenue
$7.70B
▲ 9.4% YoY
Diluted EPS
$0.83
▲ 18.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2024-02-07
PayPal Holdings, Inc. (PYPL) Q4 2023 Earnings Call Transcript
Positive tone Branded checkout acceleration Operating principles and execution discipline Leadership and organizational restructuring
Revenue
$8.03B*
▲ 8.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-11-01
PayPal Holdings, Inc. (PYPL) Q3 2023 Earnings Call Transcript
Revenue
$7.42B
▲ 8.4% YoY
Diluted EPS
$0.93
▼ 19.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-08-02
PayPal Holdings, Inc. (PYPL) Q2 2023 Earnings Call Transcript
Revenue
$7.29B
▲ 7.1% YoY
Diluted EPS
$0.92
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-05-08
PayPal Holdings, Inc. (PYPL) Q1 2023 Earnings Call Transcript
Revenue
$7.04B
▲ 8.6% YoY
Diluted EPS
$0.70
▲ 62.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2023-02-09
PayPal Holdings, Inc. (PYPL) Q4 2022 Earnings Call Transcript
Revenue
$7.38B*
▲ 6.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-11-03
PayPal Holdings, Inc. (PYPL) Q3 2022 Earnings Call Transcript
Revenue
$6.85B
▲ 10.7% YoY
Diluted EPS
$1.15
▲ 25% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-08-02
PayPal Holdings, Inc. (PYPL) Q2 2022 Earnings Call Transcript
Revenue
$6.81B
▲ 9.1% YoY
Diluted EPS
$-0.29
▼ 129% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-04-27
PayPal Holdings, Inc. (PYPL) Q1 2022 Earnings Call Transcript
Revenue
$6.48B
▲ 7.5% YoY
Diluted EPS
$0.43
▼ 53.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2022-02-01
PayPal Holdings, Inc. (PYPL) Q4 2021 Earnings Call Transcript
Revenue
$6.92B*
▲ 13.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-11-08
PayPal Holdings, Inc. (PYPL) Q3 2021 Earnings Call Transcript
Revenue
$6.18B
▲ 13.2% YoY
Diluted EPS
$0.92
▲ 7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-07-28
PayPal Holdings, Inc. (PYPL) Q2 2021 Earnings Call Transcript
Revenue
$6.24B
▲ 18.6% YoY
Diluted EPS
$1.00
▼ 22.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2021-05-05
PayPal Holdings, Inc. (PYPL) Q1 2021 Earnings Call Transcript
Revenue
$6.03B
▲ 30.6% YoY
Diluted EPS
$0.92
▲ 1214.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2021-02-03
PayPal Holdings, Inc. (PYPL) Q4 2020 Earnings Call Transcript
Revenue
$6.12B
▲ 23.3% YoY
Diluted EPS
$1.32
▲ 207% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-11-02
PayPal Holdings, Inc. (PYPL) Q3 2020 Earnings Call Transcript
Revenue
$5.46B
▲ 24.7% YoY
Diluted EPS
$0.86
▲ 120.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-07-29
PayPal Holdings, Inc. (PYPL) Q2 2020 Earnings Call Transcript
Revenue
$5.26B
▲ 22.2% YoY
Diluted EPS
$1.29
▲ 87% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q1
2020-05-06
PayPal Holdings, Inc. (PYPL) Q1 2020 Earnings Call Transcript
Revenue
$4.62B
▲ 11.9% YoY
Diluted EPS
$0.07
▼ 87.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY19 · Q4
2020-01-29
PayPal Holdings, Inc. (PYPL) Q4 2019 Earnings Call
Revenue
$4.96B
▲ 17.4% YoY
Diluted EPS
$0.43
▼ 12.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Showing 1–27 of 27 earnings calls
Key facts CIK 1633917 CUSIP 70450Y103 13F (30d) 54 filings 25 filers Visit website