RETIREMITTEN FINANCIAL LLC

Registered adviser

CIK

2127635

Location

MILFORD, MI

Portfolio Value

Small $237,040,293

Diversification

Highly concentrated

Filing Date

Global Rank

#5,833 / 8,811 ▲ 6

Top Industry

Farm & Heavy Construction Machinery 25.3%

Period ended 4 months ago

Filed Aug 10, 2026 · 2mo

2 quarters · since Mar 2026

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Registered adviser

Form ADV roster, Oct 1, 2026

Form ADV adviser

CRD 300779

Roster of Oct 1, 2026

Regulatory AUM

$213,801,111

Main clients

Individuals and high net worth (100% of AUM)

Form ADV history

Monthly rosters from Dec 2019; each row is a run with the same figures, newest first.

Rosters	Regulatory AUM	Main clients
Apr 2026 to Oct 2026	$213,801,111	Individuals and high net worth (100%)
Apr 2025 to Mar 2026	$130,912,185	Individuals and high net worth (100%)
Nov 2024 to Mar 2025	$108,658,512	Individuals and high net worth (100%)

Portfolio style

Measured from the filed 13F common-share book for Jun 30, 2026, never from the firm's own description.

Style

Concentrated

The top 10 positions are 98.5% of the book (60%+)

Turnover

Turnover unknown

It needs four straight quarters of measured turnover

Horizon

Short horizon

Value-weighted holding period 2.0 quarters (under 4)

Closest benchmark: every 13F filer's combined book, active share 95.4%; sector active share 89.1% against the combined 13F book's sector weights.

Over time 2 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

View clone backtest

Portfolio Concentration

41 tracked positions · as of Jun 30, 2026 · Δ vs Mar 31, 2026

Top Position

58.5%

−6.6 pts

Top 5

94.5%

−0.9 pts

Top 10

98.5%

+0.8 pts

HHI

3,807

Highly concentrated−765

Portfolio Trend

2 quarters · across all stocks

Sector Breakdown

As of Jun 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	98.5%	$233,534,187	29
Industrials	0.6%	$1,322,470	2
Technology	0.4%	$1,017,606	3
Financial Services	0.4%	$875,585	6
Utilities	0.1%	$290,445	1

Last Quarter's Activity

Export CSV

Jun 30, 2026 vs Mar 31, 2026

Added To

Positions the filer increased

25 positions

Ticker	Company	Δ Shares	Shares	Value
SPAB	State Street(R) SPDR(R) Portfolio Aggregate Bond ETF	+110,313	1,252,023	$31,951,626
SPDW	State Street(R) SPDR(R) Portfolio Developed World ex-US ETF	+97,526	389,769	$19,640,459
SPHY	State Street(R) SPDR(R) Portfolio High Yield Bond ETF	+60,129	642,152	$15,052,042
ILTB	iShares Core 10+ Year USD Bond ETF	+27,185	280,658	$13,822,406
VYM	VANGUARD HIGH DIVIDEND YIELD INDEX FUND	+14,256	205,468	$32,470,108
SPYG	State Street(R) SPDR(R) Portfolio S&P 500(R) Growth ETF	+11,344	291,147	$34,643,581
HYT	Blackrock Corporate High Yield Fund, Inc.	+9,659	15,659	$134,041
BSV	VANGUARD SHORT-TERM BOND INDEX FUND	+9,566	103,693	$8,078,721
VUG	VANGUARD GROWTH INDEX FUND	+8,415	10,205	$879,058
SPMD	State Street(R) SPDR(R) Portfolio S&P 400(TM) Mid Cap ETF	+7,538	144,168	$9,739,990
DNP	Dnp Select Income Fund Inc	+7,350	12,350	$133,256
USRT	iShares Core U.S. REIT ETF	+4,375	71,672	$4,762,604
VO	VANGUARD MID-CAP INDEX FUND	+3,768	5,265	$424,201
IWF	iShares Russell 1000 Growth ETF	+2,904	3,463	$430,000
SCHF	Schwab International Equity ETF	+2,789	13,101	$362,897
MMT	Aberdeen Multi-Market Income Fund	+2,500	16,062	$70,672
SPEM	State Street(R) SPDR(R) Portfolio Emerging Markets ETF	+2,396	65,384	$3,385,583
IEFA	iShares Core MSCI EAFE ETF	+1,344	2,823	$272,645
—		+1,081	86,282	$4,975,882
AAPL	Apple Inc.	+783	1,670	$483,231
VBR	VANGUARD SMALL-CAP VALUE INDEX FUND	+682	1,021	$248,092
IEMG	iShares Trust	+650	2,428	$201,135
AVGO	Broadcom Inc.	+530	663	$250,448
VEA	Vanguard FTSE Developed Markets ETF	+230	3,903	$278,088
VCIT	VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND	+149	4,212	$348,121
No positions match the current search.

Trimmed

Positions the filer reduced

8 positions

Ticker	Company	Δ Shares	Shares	Value
SPYM	State Street(R) SPDR(R) Portfolio S&P 500(R) ETF	−15,971	538,570	$47,329,531
SCHX	Schwab U.S. Large-Cap ETF	−2,280	19,753	$581,330
AGG	iShares Core U.S. Aggregate Bond ETF	−536	2,973	$294,267
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	−469	667	$246,816
BRK-B	Berkshire Hathaway Inc	−70	535	$267,708
SPY	Spdr S&P 500 ETF Trust	−57	1,075	$802,777
IVV	iShares Core S&P 500 ETF	−43	846	$633,560
JPM	Jpmorgan Chase & Co	−26	626	$204,908
No positions match the current search.

New Positions

Positions the filer opened this quarter

No qualifying positions this quarter.

Sold Out

Positions the filer fully exited

25 positions

Ticker	Company	Shares	Value
AMZN	Amazon Com Inc	1,149	$239,302
MSFT	Microsoft Corp	503	$186,195
VV	VANGUARD LARGE-CAP INDEX FUND	506	$151,218
SCHD	Schwab U.S. Dividend Equity ETF	4,873	$149,503
VB	Vanguard Index Funds	541	$141,698
VNQ	VANGUARD REAL ESTATE INDEX FUND	1,254	$111,229
SCHB	Schwab U.S. Broad Market ETF	4,380	$109,938
META	Meta Platforms, Inc.	185	$105,844
VIGI	Vanguard Whitehall Funds	1,144	$101,198
GLD	Spdr Gold Trust	223	$95,954
FNDF	Schwab Fundamental International Equity ETF	1,830	$89,541
SCHG	Schwab U.S. Large-Cap Growth ETF	2,959	$86,195
DIA	Spdr Dow Jones Industrial Average ETF Trust	184	$85,226
VTV	VANGUARD VALUE INDEX FUND	404	$79,264
V	Visa Inc.	251	$75,862
—		882	$65,021
GOOG	Alphabet Inc.	213	$61,101
IAE	Voya Asia Pacific High Dividend Equity Income Fund	7,200	$53,064
CSB	VictoryShares US Small Cap High Div Volatility Wtd ETF	795	$49,093
VFH	VANGUARD FINANCIALS INDEX FUND	397	$47,961
XLC	State Street(R) Communication Services Select Sector SPDR(R) ETF	426	$47,226
XLK	State Street(R) Technology Select Sector SPDR(R) ETF	346	$45,983
SPIB	State Street(R) SPDR(R) Portfolio Intermediate Term Corporate Bond ETF	1,271	$42,629
MRVL	Marvell Technology, Inc.	407	$40,313
TSLA	Tesla, Inc.	105	$39,033
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

41 tracked positions · $237,040,293 total · filing declares 47 positions · $237,101,835 · as of Jun 30, 2026

All sectors Financial Services Industrials Technology Utilities

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	Held (qtrs)	Est. cost/share	% of Portfolio
SPYM	State Street(R) SPDR(R) Portfolio S&P 500(R) ETF	Reduced	538,570	-15,971	$47,329,531	+11.5%	2	before history	19.97%
SPYG	State Street(R) SPDR(R) Portfolio S&P 500(R) Growth ETF	Added	291,147	+11,344	$34,643,581	+26.5%	2	before history	14.62%
VYM	VANGUARD HIGH DIVIDEND YIELD INDEX FUND	Added	205,468	+14,256	$32,470,108	+14.7%	2	before history	13.70%
SPAB	State Street(R) SPDR(R) Portfolio Aggregate Bond ETF	Added	1,252,023	+110,313	$31,951,626	+9.2%	2	before history	13.48%
SPDW	State Street(R) SPDR(R) Portfolio Developed World ex-US ETF	Added	389,769	+97,526	$19,640,459	+47.2%	2	before history	8.29%
SPHY	State Street(R) SPDR(R) Portfolio High Yield Bond ETF	Added	642,152	+60,129	$15,052,042	+10.9%	2	before history	6.35%
ILTB	iShares Core 10+ Year USD Bond ETF	Added	280,658	+27,185	$13,822,406	—	2	before history	5.83%
SPMD	State Street(R) SPDR(R) Portfolio S&P 400(TM) Mid Cap ETF	Added	144,168	+7,538	$9,739,990	+20.4%	2	before history	4.11%
BSV	VANGUARD SHORT-TERM BOND INDEX FUND	Added	103,693	+9,566	$8,078,721	+9.5%	2	before history	3.41%
		Added	86,282	+1,081	$4,975,882	+20.9%	2	before history	2.10%
USRT	iShares Core U.S. REIT ETF	Added	71,672	+4,375	$4,762,604	—	2	before history	2.01%
SPEM	State Street(R) SPDR(R) Portfolio Emerging Markets ETF	Added	65,384	+2,396	$3,385,583	+14.6%	2	before history	1.43%
ITOT	iShares Core S&P Total U.S. Stock Market ETF	Added	6,092	+1	$1,000,732	—	2	before history	0.42%
CAT	Caterpillar Inc Industrials	Added	834	+5	$888,126	+51.2%	2	before history	0.37%
VUG	VANGUARD GROWTH INDEX FUND	Added	10,205	+8,415	$879,058	+574.6%	2	before history	0.37%
SPY	Spdr S&P 500 ETF Trust	Reduced	1,075	-57	$802,777	+9.0%	2	before history	0.34%
IVV	iShares Core S&P 500 ETF	Reduced	846	-43	$633,560	—	2	before history	0.27%
SCHX	Schwab U.S. Large-Cap ETF	Reduced	19,753	-2,280	$581,330	+2.9%	2	before history	0.25%
AAPL	Apple Inc. Technology	Added	1,670	+783	$483,231	+114.7%	2	before history	0.20%
CMI	Cummins Inc Industrials	Held	609	0	$434,344	+32.6%	2	before history	0.18%
IWF	iShares Russell 1000 Growth ETF	Added	3,463	+2,904	$430,000	—	2	before history	0.18%
VO	VANGUARD MID-CAP INDEX FUND	Added	5,265	+3,768	$424,201	+294.7%	2	before history	0.18%
QQQ	Invesco Qqq Trust, Series 1	Added	570	+89	$419,748	+51.2%	2	before history	0.18%
SCHF	Schwab International Equity ETF	Added	13,101	+2,789	$362,897	+42.2%	2	before history	0.15%
VCIT	VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND	Added	4,212	+149	$348,121	+3.5%	2	before history	0.15%
AGG	iShares Core U.S. Aggregate Bond ETF	Reduced	2,973	-536	$294,267	—	2	before history	0.12%
XEL	Xcel Energy Inc Utilities	Added	3,617	+27	$290,445	+1.8%	2	before history	0.12%
NVDA	Nvidia Corp Technology	Added	1,419	+90	$283,927	+22.5%	2	before history	0.12%
VEA	Vanguard FTSE Developed Markets ETF	Added	3,903	+230	$278,088	+18.2%	2	before history	0.12%
IEFA	iShares Core MSCI EAFE ETF	Added	2,823	+1,344	$272,645	—	2	before history	0.12%
BRK-B	Berkshire Hathaway Inc Financial Services	Reduced	535	-70	$267,708	−7.7%	2	before history	0.11%
IWD	iShares Russell 1000 Value ETF	Added	1,065	+86	$258,187	—	2	before history	0.11%
AVGO	Broadcom Inc. Technology	Added	663	+530	$250,448	+508.4%	2	before history	0.11%
VBR	VANGUARD SMALL-CAP VALUE INDEX FUND	Added	1,021	+682	$248,092	+236.9%	2	before history	0.10%
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	Reduced	667	-469	$246,816	−32.3%	2	before history	0.10%
JPM	Jpmorgan Chase & Co Financial Services	Reduced	626	-26	$204,908	+6.8%	2	before history	0.09%
IEMG	iShares Trust	Added	2,428	+650	$201,135	—	2	before history	0.08%
HYT	Blackrock Corporate High Yield Fund, Inc. Financial Services	Added	15,659	+9,659	$134,041	+162.2%	2	before history	0.06%
DNP	Dnp Select Income Fund Inc Financial Services	Added	12,350	+7,350	$133,256	+158.7%	2	before history	0.06%
MMT	Aberdeen Multi-Market Income Fund Financial Services	Added	16,062	+2,500	$70,672	+12.8%	2	before history	0.03%
EAD	Allspring Income Opportunities Fund Financial Services	Held	10,000	0	$65,000	+0.3%	2	before history	0.03%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.