FAF

First American Financial Corp

$69.31 -0.95 (-1.35%) At close · Jul 10

Market Cap

$7.14B

101,900,000

Up next

Next earnings call

Jul 22, 2026 Est · unconfirmed · in 2 wks

FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed Apr 24, 2026

AI Brief

TL;DR.

Bullish

Bearish

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Equibles Rating blended score · not investment advice

Overall

Buy

SellHoldBuy

Technical Strong Buy Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Moderate

Market backdrop VIX 15 · calm Equity put/call 0.55

Technical

price trend

Strong Buy

50 / 200-day cross No cross

Price vs 200-day avg +7%

above

Price vs 50-day avg +2%

above

RSI (14) 54

neutral

MACD trend Positive

52-week position 87%

near high

Momentum

relative strength

Very Strong

1-month return +5%

trailing

6-month return +15%

trailing

YTD return +14%

this year

Relative strength +6%

vs S&P · 6-mo

Sentiment

smart money

Neutral

Trend (MA cross) No cross

50d $68 › 200d $65 — 50d above 200d

Institutional flow Accumulating

13 of 434 funds reported for Jun 30 · net +272.4K sh shares · +1 new

Insider flow Distributing

Net -$867.6K over 90 days · 100% sells

Short interest Rising

6.29% of float · ▲ +12.6% MoM · 5.0 days cover

Volume signal Normal

Volume near normal

Institution breadth Steady

434 holders — mid 3-yr range

Squeeze score 79

high risk · 0–100

Fundamentals

Excellent

Revenue growth +22%

Y/Y

EPS growth +376%

Y/Y

Valuation P/E 10.8

in line

Buyback $266.5M

remaining

Balance sheet $1.4B

net cash

Quant / Vol

risk profile

Moderate

Volatility 27%

annualized · 1-yr

Max drawdown −18%

past year

ATR 2.6%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record what management promised — and delivered

Latest guidance · from the Earnings Call filed Dec 31, 2025

by year-end

1031 exchange deposits Initiated $1B

2026

Purchase revenue growth Initiated 7% – 8%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Strong Buy

0 · 2 · 4

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+7% Bullish

Price vs 50-day avg

+2% Bullish

RSI (14)

54 Neutral

MACD trend

Positive Bullish

52-week position

87% Bullish

Market signals — smart money & positioning

Bearish · 2 of 6

Trend (MA cross) No cross

50d $68 › 200d $65 — 50d above 200d

Institutional flow Accumulating

13 of 434 funds reported for Jun 30 · net +272.4K sh shares · +1 new

Insider flow Distributing

Net -$867.6K over 90 days · 100% sells

Short interest Rising

6.29% of float · ▲ +12.6% MoM · 5.0 days cover

Volume signal Normal

Volume near normal

Institution breadth Steady

434 holders — mid 3-yr range

Price context

position in its 52-week range

52-wk low $52 Now $69 · 87% 52-wk high $72

vs 200-day avg +7% vs 50-day avg +2%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings

Metric	Latest	Period	YoY
Average revenue per direct title order	$4,229	Q1 2026	—

Debt-to-capital ratio	32.2%	Q1 2026	—

Debt-to-capital ratio excluding secured financings payable non-GAAP	21.9%	Q1 2026	—
1031 exchange deposits	300M	Q1 2026 call	—
agents banking with First American Trust	284	Q1 2026 call	—
average deposits at First American Trust	6.8B	Q1 2026 call	—
closed commercial orders	20	Q1 2026 call	—
commercial revenue tied to data centers	76%	Q1 2026 call	—
deposits from non-captive title sources	29%	Q1 2026 call	—
deposits from Servicemac	1.4B	Q1 2026 call	—
Endpoint automation rate	30%	Q1 2026 call	—
Endpoint closed orders	150	Q1 2026 call	—
Endpoint opened orders	310	Q1 2026 call	—
Home Warranty loss ratio	36%	Q1 2026 call	—
Home Warranty pretax margin (adjusted) non-GAAP	23.8%	Q1 2026 call	—
SEQUOIA purchase title decisioning automation rate	13%	Q1 2026 call	—
SEQUOIA refinance title decisioning automation rate	35%	Q1 2026 call	—
shares repurchased	556,000	Q1 2026 call	—
success ratio	58%	Q1 2026 call	—
title segment pretax margin (adjusted) non-GAAP	10.4%	Q1 2026 call	—
ultimate loss rate for the current policy year	3.75%	Q1 2026 call	—
Cash flow from operations	$951M	full year 2025	—
Home Warranty adjusted pretax margin non-GAAP	19.6%	full year 2025	—
Home Warranty pretax margin	19.5%	full year 2025	—
Home Warranty segment pretax margin	21.1%	the fourth quarter	—
Title Insurance and Services adjusted pretax margin non-GAAP	12.2%	full year 2025	—
Title Insurance and Services segment pretax margin	12.1%	full year 2025	—
U.S. Commercial Average revenue per order	$18,600	Three Months Ended December 31	—
U.S. Commercial Closed orders	18,200	Three Months Ended December 31	—
U.S. Commercial Open orders	27,900	Three Months Ended December 31	—

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Insurance - Specialty — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
FAF First American Financial Corp this stock	$7.14B	+13.7%	+21.6%	10.8	6.3%
FNF Fidelity National Financial, Inc.	$13.33B	-7.3%	+5.6%	17.6	3.3%
RYAN Ryan Specialty Holdings, Inc.	$10.72B	-21.5%	+21.3%	—	5.7%
AXS Axis Capital Holdings Ltd	$8.35B	+6.0%	+9.9%	8.5	3.0%
ACT Enact Holdings, Inc.	$6.26B	+13.5%	+2.8%	9.7	2.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

435

% held: 89.4%
Reported: 13 of 434
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

432

View

Short & Settlement

Short Interest Rising

Shares short

6.4M

Days to cover: 5.0d
Change: +715.8K sh

View

Short Volume

Short vol %

53%

As of: Jul 10, 2026

Short Total

View

Fails to Deliver

FTD shares

Value: $2.3K
As of: Jun 10, 2026

View

Off-Exchange

Off-exchange %

36.7%

Week of: Jun 15, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$867.6K

Buyers / Sellers: 0 / 2

Buyers Sellers

View

Congressional Trades Sell

Member

Lois Frankel

Amount: $1.0K–$15.0K
Traded: Sep 8, 2023

View

Financials

Revenue (FY)

$7.5B

Net income (FY): $621.8M
EPS diluted: $6.00

View

Buybacks

Authorized

$300.0M

Remaining: $266.5M

Spent Remaining

View

Filings

SEC Filings

Latest

8-K

Filed: May 15, 2026
This year: 8

View

Proposed Sales

Value

$399.6K

Shares: 5.8K
Filed: May 5, 2026

View

Earnings & Events

Earnings Calls

Last call

May 12, 2026

View

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
FAF	-0.2%	+4.8%	+15.4%	+1.1%	+13.7%
SPY	+1.4%	+4.1%	+9.1%	+1.1%	+10.7%
vs SPY	-1.6%	+0.7%	+6.3%	-0.1%	+3.0%

Capital returns

Latest dividend

$0.55 / share · ex Jun 8, 2026

Raised 1.9%

Paid (TTM)

$2.20 / share · 4 payouts

Dividend yield (TTM, derived)

3.17%

Buyback program · as of Mar 31, 2026

Authorized

$300.00M

Spent (derived)

$33.50M

Remaining

$266.50M

Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1472787 CUSIP 31847R102 13F (30d) 17 filings 16 filers Visit website Investor relations

FAF

Price & Indicators

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns