FAF · First American Financial Corp

Track FAF — free

$74.47 -0.08 (-0.11%) At close · Aug 28

S&P 400 member Russell 1000 member Rebalance outlook locked

Market Cap

$7.60B

102.10M

Up next

Next earnings call

Oct 22, 2026 Scheduled · in 8 wks

FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed Jul 23, 2026

AI Brief

TL;DR.

Bullish

Bearish

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Equibles Rating

blended score · not investment advice

Overall

Buy

SellHoldBuy

Technical Buy Momentum Strong Sentiment Bullish Fundamentals Strong Quant / Vol Moderate

Market backdrop VIX 14.4 · calm Equity put/call 0.62

Technical

price trend

Buy

50 / 200-day cross No cross

Price vs 200-day avg +12%

above

Price vs 50-day avg +3%

above

RSI (14) 56

neutral

MACD trend Positive

52-week position 79%

mid-range

Momentum

relative strength

Strong

1-month return −1%

trailing

6-month return +12%

trailing

YTD return +21%

this year

Relative strength −1%

vs S&P · 6-mo

Sentiment

smart money

Bullish

Trend (MA cross) No cross

50d $72 › 200d $67 — 50d above 200d

Institutional flow Accumulating

+7% holders QoQ · +81 funds added

Insider flow Distributing

Net -$243.9K over 90 days · 100% sells

Short interest Falling

5.45% of float · ▼ -6.7% MoM · 8.9 days cover

Volume signal Reversal watch

High volume on a down day — possible exhaustion

Institution breadth Multi-yr high

471 holders — near 3-yr high, broad support

Squeeze score 59

elevated · 0–100

Fundamentals

Strong

Revenue growth +22%

Y/Y

EPS growth +376%

Y/Y

Valuation P/E 10.3

rich

Buyback $246.0M

remaining

Balance sheet $158.1M

net debt

Quant / Vol

risk profile

Moderate

Volatility 29%

annualized · 1-yr

Max drawdown −19%

past year

ATR 2.2%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

what management promised — and delivered

Latest guidance · from the Earnings Call filed Dec 31, 2025

by year-end

1031 exchange deposits $1B

2026

Purchase revenue growth 7% – 8%

Prior guidance period ended · from the Earnings Call filed Feb 8, 2024

Adjusted margin in title · 2024 10%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Buy

0 · 3 · 3

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+12% Bullish

Price vs 50-day avg

+3% Bullish

RSI (14)

56 Neutral

MACD trend

Positive Bullish

52-week position

79% Neutral

Market signals — smart money & positioning

Bullish · 3 of 6

Trend (MA cross) No cross

50d $72 › 200d $67 — 50d above 200d

Institutional flow Accumulating

+7% holders QoQ · +81 funds added

Insider flow Distributing

Net -$243.9K over 90 days · 100% sells

Short interest Falling

5.45% of float · ▼ -6.7% MoM · 8.9 days cover

Volume signal Reversal watch

High volume on a down day — possible exhaustion

Institution breadth Multi-yr high

471 holders — near 3-yr high, broad support

Price context

position in its 52-week range

Range low $57 Now $74 · 79% Range high $79

vs 200-day avg +12% vs 50-day avg +3%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Adjusted EPS non-GAAP	$3.41	Six Months Ended June 30, 2026	—

Adjusted net income non-GAAP	$351.8M	Six Months Ended June 30, 2026	—

Adjusted pretax income non-GAAP	$456.3M	Six Months Ended June 30, 2026	—

Adjusted pretax margin non-GAAP	11.5%	Six Months Ended June 30, 2026	—

Adjusted total revenues non-GAAP	$3.95B	Six Months Ended June 30, 2026	—

Average revenue per direct title order	$4,572	Q2 2026	—

Commercial ARPO	$19,980	Q2 2026	—
Commercial revenues	$314M	Q2 2026	—

Debt-to-capital ratio	31.4%	Q2 2026	—

Debt-to-capital ratio excluding secured financings payable non-GAAP	21.5%	Q2 2026	—

Default and other ARPO	$503	Q2 2026	—
Home Warranty adjusted pretax margin non-GAAP	20.2%	Q2 2026	—

Home Warranty claim loss rate	40%	Q2 2026	—

Home Warranty pretax margin	21.3%	Q2 2026	—

Net operating revenues non-GAAP	$2.13B	Six Months Ended June 30, 2026	—

Personnel and other operating expenses Ratio (% net operating revenues) non-GAAP	80.6%	Six Months Ended June 30, 2026	—
Personnel and other operating expenses Ratio (% total revenues) non-GAAP	45.8%	Six Months Ended June 30, 2026	—
Purchase ARPO	$3,900	Q2 2026	—
Refinance ARPO	$1,050	Q2 2026	—
Success Ratio	66%	Three Months Ended June 30, 2026	—

Title Insurance and Services Segment Adjusted pretax margin non-GAAP	12.3%	Six Months Ended June 30, 2026	—

Title Insurance and Services segment investment income	$164M	Q2 2026	—

Title Insurance and Services segment pretax margin	15.7%	Q2 2026	—

Title orders closed	257,200	Six Months Ended June 30, 2026	—

Title orders opened	371,100	Six Months Ended June 30, 2026	—

Total closed orders per day	2,145	Q2 2026	—

Total open orders per day	2,941	Q2 2026	—

U.S. Commercial Average revenue per order	$19,980	Q2 2026	—

U.S. Commercial Closed orders	15,700	Q2 2026	—

U.S. Commercial Open orders	29,700	Q2 2026	—

Change in net operating revenues non-GAAP	$158.8M	Three Months Ended March 31	—
Change in personnel and other operating expenses non-GAAP	$92.6M	Three Months Ended March 31	—
Commercial closed orders per day	249	Q126	—
Commercial open orders per day	451	Q126	—
Home Warranty Segment Adjusted pretax income non-GAAP	$26.3M	Three Months Ended March 31	—
Home Warranty Segment Adjusted total revenues non-GAAP	$110.3M	Three Months Ended March 31	—
Paid title claims	$41.7M	Three Months Ended March 31, 2026	—
Personnel and other operating expenses non-GAAP	$823.8M	Three Months Ended March 31	—
Purchase closed orders per day	839	Q126	—
Purchase open orders per day	1,429	Q126	—
Ratio (% net operating revenues) non-GAAP	83.8%	Three Months Ended March 31	—

Ratio (% total revenues) non-GAAP	47.6%	Three Months Ended March 31	—

Refinance as % of residential orders (closed)	42%	Q126	—
Refinance as % of residential orders (open)	37%	Q126	—
Refinance closed orders per day	616	Q126	—
Refinance open orders per day	838	Q126	—
Title Insurance and Services Segment Adjusted pretax income non-GAAP	$181.3M	Three Months Ended March 31	—
Title Insurance and Services Segment Adjusted total revenues non-GAAP	$1.74B	Three Months Ended March 31	—
U.S. Commercial Total revenues	$271.2M	Three Months Ended March 31, 2026	—
Adjusted debt-to-capital ratio non-GAAP	21.9%	fourth quarter of 2025	—
Adjusted total revenue non-GAAP	$7.4B	full year 2025	—
Average revenue per order	$18,600	three months ended December 31, 2025	—
Average Revenue per Order (ARPO) - Commercial	$18,605	Q4 2025	—
Average Revenue per Order (ARPO) - Default and other	$366	Q4 2025	—
Average Revenue per Order (ARPO) - Purchase	$3,704	Q4 2025	—
Average Revenue per Order (ARPO) - Refinance	$1,146	Q4 2025	—
Business Days	63	Q4 2025	—
Cash flow from operations	$951M	full year 2025	—
Claim loss rate	40.1%	fourth quarter of 2025	—
Closed orders	18,200	three months ended December 31, 2025	—
Closed Orders per Day - Commercial	289	Q4 2025	—
Closed Orders per Day - Default and other	375	Q4 2025	—
Closed Orders per Day - Purchase	953	Q4 2025	—
Closed Orders per Day - Refinance	629	Q4 2025	—
Home Warranty segment pretax margin	21.1%	fourth quarter of 2025	—
Open orders	27,900	three months ended December 31, 2025	—
Open Orders per Day - Commercial	444	Q4 2025	—
Open Orders per Day - Default and other	346	Q4 2025	—
Open Orders per Day - Purchase	1,100	Q4 2025	—
Open Orders per Day - Refinance	768	Q4 2025	—
Repurchased	2.1M	full year 2025	—
Title Insurance and Services net operating revenues	$3.98B	Twelve Months Ended December 31, 2025	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Insurance - Specialty — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
FAF First American Financial Corp this stock	$7.60B	+21.2%	+21.6%	10.3	5.5%
FNF Fidelity National Financial, Inc.	$12.75B	-12.9%	+5.6%	—	3.1%
RYAN Ryan Specialty Holdings, Inc.	$11.19B	-15.0%	+21.3%	—	5.2%
AXS Axis Capital Holdings Ltd	$7.34B	-7.1%	+10.2%	7.4	2.8%
ACT Enact Holdings, Inc.	$6.75B	+23.8%	+2.8%	10.3	1.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

471

% held: 97.5%
Net QoQ: +3.6M sh
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

481

View

Short & Settlement

Short Interest Falling

Shares short

5.6M

Days to cover: 8.9d
Change: -397.8K sh

View

Short Volume

Short vol %

64%

As of: Aug 28, 2026

Short Total

View

Fails to Deliver

FTD shares

163

Value: $12.7K
As of: Jul 30, 2026

View

Off-Exchange

Off-exchange %

45.2%

Week of: Jul 20, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$243.9K

Buyers / Sellers: 0 / 1

Buyers Sellers

View

Congressional Trades Sell

Member

Lois Frankel

Amount: $1.0K–$15.0K
Traded: Sep 8, 2023

View

Financials

Revenue (FY)

$7.5B

Net income (FY): $621.8M
EPS diluted: $6.00

View

Buybacks

Authorized

$300.0M

Remaining: $246.0M

Spent Remaining

View

Filings

SEC Filings

Latest

10-Q

Filed: Jul 23, 2026
This year: 11

View

Proposed Sales

Value

$243.9K

Shares: 3.3K
Filed: Jul 24, 2026

View

Earnings & Events

Earnings Calls Upcoming

Next call

Oct 22, 2026

Last call: Jul 23, 2026

View

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
FAF	+3.8%	-0.7%	+12.3%	-0.7%	+21.2%
SPY	+0.5%	+3.0%	+13.4%	+3.0%	+12.8%
vs SPY	+3.3%	-3.7%	-1.1%	-3.7%	+8.4%

Capital returns

Latest dividend

$0.55 / share · ex Jun 8, 2026

Raised 1.9%

Paid (TTM)

$2.20 / share · 4 payouts

Dividend yield (TTM, derived)

2.95%

Buyback program · as of Jun 30, 2026

Authorized

$300.00M

Spent (derived)

$54.00M

Remaining

$246.00M

Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1472787 CUSIP 31847R102 13F (30d) 363 filings 334 filers Visit website Investor relations

FAF · First American Financial Corp

Price & Indicators

Up next

AI Brief

Equibles Rating

Guidance & track record

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns