FITB · Fifth Third Bancorp
$54.82
+0.32 (+0.59%)
At close · Aug 21
Market Cap
$49.72B
Shares
906.89M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$54.82
Open$54.81
Day$54.04–55.15
52W close$40.36–59.37
Avg vol 30d5.8M
Short int42.7M · 4.7% float · 6.6d
Short vol70%
Last earningsJul 17, 2026
DataJan 2020–Aug 2026
Filing10-Q · Aug 4
Up next
Next earnings call
Oct 17, 2026
Est · unconfirmed
· in 8 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 4, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Neutral
SellHoldBuy
Technical
Neutral
Momentum
Strong
Sentiment
Bullish
Fundamentals
Weak
Quant / Vol
Moderate
Market backdrop
VIX 15.1 · calm
Equity put/call 0.51
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+9%
above
Price vs 50-day avg
−3%
below
RSI (14)
37
neutral
MACD trend
Negative
52-week position
76%
mid-range
Momentum
relative strength
1-month return
−5%
trailing
6-month return
+10%
trailing
YTD return
+17%
this year
Relative strength
−2%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $56 › 200d $50 — 50d above 200d
Institutional flow
Accumulating
+5% holders QoQ · +165 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Falling
4.71% of float · ▼ -0.8% MoM · 6.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
1,306 holders — near 3-yr high, broad support
Squeeze score
56
elevated · 0–100
Fundamentals
Revenue growth
−2%
Y/Y
EPS growth
+12%
Y/Y
Free cash flow
$3.9B
Valuation
P/E 18.8
rich
Balance sheet
$14.5B
net debt
Quant / Vol
risk profile
Volatility
26%
annualized · 1-yr
Max drawdown
−21%
past year
ATR
2.1%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the 8-K filed Jul 17, 2026
Avg. loans & leases (Including HFS)
· Full year 2026
Initiated
$174B – $176B
Net interest income
· Full year 2026
Non-GAAP
Initiated
$8.74B – $8.8B
Noninterest expense
· Full year 2026
Non-GAAP
Raised
$7.22B – $7.26B
Jan 20, 2026
$7B – $7.3B
changed to
Jul 17, 2026
$7.22B – $7.26B
Noninterest income
· Full year 2026
Non-GAAP
Lowered
$4.06B – $4.16B
Jan 20, 2026
$4B – $4.4B
changed to
Jul 17, 2026
$4.06B – $4.16B
Prior guidance
period ended
· from the 8-K filed Jul 17, 2025
Avg. loans & leases (Including HFS)
· FY 2025 compared to FY 2024
5%
Net interest income
· FY 2025 compared to FY 2024
5.5% – 6.5%
Noninterest income
· 3Q25 compared to 2Q25
1% – 4%
Noninterest expense
· 3Q25 compared to 2Q25
1%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+9%
Bullish
Price vs 50-day avg
−3%
Neutral
RSI (14)
37
Neutral
MACD trend
Negative
Bearish
52-week position
76%
Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $56 › 200d $50 — 50d above 200d
Institutional flow
Accumulating
+5% holders QoQ · +165 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Falling
4.71% of float · ▼ -0.8% MoM · 6.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
1,306 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $40
Now $55 · 76%
Range high $59
vs 200-day avg +9%
vs 50-day avg -3%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| ACL as a % of portfolio loans and leases | 1.76% | Q2 2026 | — |
| Adjusted efficiency ratio non-GAAP | 57.1% | 2Q26 | — |
|
|
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| Adjusted return on assets non-GAAP | 1.31% | 2Q26 | — |
| Adjusted return on average common equity non-GAAP | 11.7% | 2Q26 | — |
| Adjusted return on average tangible common equity non-GAAP | 19% | 2Q26 | — |
| Adjusted return on average tangible common equity, excluding AOCI non-GAAP | 16.3% | 2Q26 | — |
| AFS net unrealized pre-tax loss | $3.2B | as of June 30, 2026 | — |
| ALLL as a percent of portfolio loans and leases | 1.63% | Q2 2026 | — |
| Assets under care ( in billions) | 902B | Q2 2026 | — |
| Assets under management ( in billions) | 128B | Q2 2026 | — |
|
|
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| Assets under management sequential growth | 8% | 2Q26 | — |
| ATMs | 2,648 | Q2 2026 | — |
| Available-for-sale portfolio | $47.6B | as of 6/30/26 | — |
| Average commercial loans and leases | $124.08B | Q2 2026 | — |
| Average consumer loans | $53.49B | Q2 2026 | — |
| Average other short-term investments | $18.36B | Q2 2026 | — |
| Average securities (taxable and tax-exempt) | $67.92B | Q2 2026 | — |
| Banking centers | 1,500 | Q2 2026 | — |
| CET1 capital ratio | 9.93% | Q2 2026 | — |
| Commercial NCO ratio | 0.21% | Q2 2026 | — |
| Consumer deposits from the Comerica Southwest marketing campaign | 2.5B | 2Q26 | — |
| Consumer deposits growth | 4.6B | 2Q26 | — |
| Effective duration | 4.1 | as of 6/30/26 | — |
| Efficiency (FTE) non-GAAP | 64.3% | Q2 2026 | — |
| Full-time equivalent employees | 25,196 | Q2 2026 | — |
| Gain-on-sale margin | 0.98% | 2Q26 | — |
| Held-to-maturity portfolio | $18.4B | as of 6/30/26 | — |
| HFI loans were variable rate net of existing hedges | 59% | As of June 30, 2026 | — |
| Interest-bearing deposit costs | 2.13% | 2Q26 | — |
| Legacy Fifth Third consumer household growth | 3% | 2Q26 | — |
| Legacy Fifth Third consumer household growth in the Southeast | 7% | 2Q26 | — |
| Leverage ratio | 9.2% | Q2 2026 | — |
| Net charge-off ratio | 0.3% | 2Q26 | — |
| Net interest income (FTE) non-GAAP | $2.22B | June 2026 | — |
GAAP → non-GAAP reconciliationGAAP Net interest income 2.22B
+5M Taxable equivalent adjustment
= Net interest income (FTE) 2.22B
|
|||
| Net interest margin non-GAAP | 3.36% | 2Q26 | — |
| Net interest margin (FTE) non-GAAP | 3.36% | Q2 2026 | — |
| Net losses charged-off as a percent of average portfolio loans and leases (annualized) | 0.3% | Q2 2026 | — |
| Noninterest expense excluding certain item(s) and non-qualified deferred compensation non-GAAP | $1.86B | Q2 2026 | — |
| Nonperforming portfolio assets as a percent of portfolio loans and leases and OREO | 0.6% | Q2 2026 | — |
| Period-end loan-to-core deposit ratio | 77% | Q2 2026 | — |
| Rate lock margin | 1.26% | 2Q26 | — |
| Return on average tangible common equity non-GAAP | 15.6% | 2Q26 | — |
| Securities portfolio | $66B | as of 6/30/26 | — |
| Securities repositioning notional | 4B | 2Q26 | — |
| Short-term borrowings represent less than | 2% | As of June 30, 2026 | — |
| Tangible common equity (excluding AOCI) non-GAAP | 8.3% | Q2 2026 | — |
| Tangible common equity (including AOCI) non-GAAP | 7.27% | Q2 2026 | — |
| Tangible equity non-GAAP | 9.04% | Q2 2026 | — |
| Tier 1 risk-based capital ratio | 10.81% | Q2 2026 | — |
| Total average deposits | $231.51B | Q2 2026 | — |
| Total average interest-earning assets | $264.99B | Q2 2026 | — |
| Total average portfolio loans and leases | $177.57B | Q2 2026 | — |
| Total average wholesale funding | $25.91B | Q2 2026 | — |
| Total revenue (FTE) non-GAAP | $3.28B | June 2026 | — |
| Weighted average FICO at origination | 771 | 2Q26 | — |
| Capital returned to shareholders | 1.6B | FY2025 | — |
| Commercial net charge-offs | 27 | 4Q25 | — |
| Consumer household growth | 2.5% | FY2025 | — |
| Consumer household growth in the Southeast | 7% | FY2025 | — |
| Demand deposit growth | 4% | 4Q25 | — |
| Loan growth | 5% | 4Q25 | — |
| Loan-to-core deposit ratio | 72% | 4Q25 | — |
| Middle market loan growth | 7% | 4Q25 | — |
| Operating leverage | 230 | FY2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
FITB
this stock
Fifth Third Bancorp
|
$49.72B | +17.1% | -2.0% | 18.8 | 4.7% |
|
MFG
Mizuho Financial Group Inc
|
$124.89B | +40.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$121.23B | -35.4% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | +0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$101.11B | +19.4% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| FITB | -5.6% | -4.5% | +10.0% | -3.0% | +17.1% |
| SPY | -1.4% | +3.6% | +11.6% | +2.5% | +12.3% |
| vs SPY | -4.2% | -8.1% | -1.6% | -5.5% | +4.8% |
Capital returns
Latest dividend
$0.40
/ share · ex Jun 30, 2026
Paid (TTM)
$1.60
/ share · 4 payouts
Dividend yield (TTM, derived)
2.92%
Buyback program
· as of Jun 13, 2025
Authorized
shares 100.00M
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
35527
CUSIP
316773100
13F (30d)
973 filings
935 filers
Visit website
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