HQY · Healthequity, Inc. · Financials
Market Cap
$7.96B
Shares
82.72M
Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.
Revenue
$1.31B
+9.5%
FY2026
Net Income
$215.2M
+122.5%
FY2026
Gross Margin
69.52%
+4.7pp
FY2026
Operating Margin
24.55%
+11pp
FY2026
Diluted EPS
$2.46
+125.7%
FY2026
Operating Cash Flow
$457.09M
+34.5%
FY2026
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | FY2027 (G) | TTM | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $1.41B – $1.42B | $1.36B | $1.31B | $1.2B | $999.59M | $861.75M | $756.56MG | $733.57M | $531.99M | $287.24M | $229.53M | $178.37M | $126.79M | $87.86M | $62.02M | $46.09M | |
| — | $391.65M | $400.31M | $422.52M | $376.95M | $369.81M | $331.79M | $318.24M | $206.08M | $106.05M | $94.61M | $72.02M | — | — | — | — | |
| — | $970.48M | $913.12M | $777.26M | $622.64M | $491.94M | $424.77M | $415.33M | $325.91M | $181.19M | $134.92M | $106.36M | $72.6M | $47.97M | $32.8M | $24.12M | |
| — | — | 69.52% | 64.78% | 62.29% | 57.09% | 56.14% | 56.62% | 61.26% | 63.08% | 58.78% | 59.63% | 57.26% | 54.6% | 52.89% | 52.33% | |
| — | $277.96M | $262.51M | $239.51M | $218.81M | $193.38M | $157.36M | $124.81M | $77.58M | $35.06M | $27.39M | $22.38M | $16.83M | $10.5M | $7.14M | $4.23M | |
| — | $99.38M | $95.24M | $90.74M | $79.27M | $68.85M | $58.61M | $49.96M | $43.95M | $29.5M | $23.14M | $18.32M | $13.3M | $10.62M | $8.6M | $7.8M | |
| — | $130.41M | $119.93M | $132.26M | $103.66M | $97.47M | $85.44M | $84.49M | $60.56M | $33.04M | $25.11M | $20.15M | $14.11M | $8.34M | $3.9M | $3.37M | |
| — | $155.8M | $152.7M | $157.8M | $144.3M | $148.9M | $122.5M | $99.9M | $46.5M | $14.7M | $13.2M | $11.2M | $7.1M | $4.8M | $3.5M | $2.7M | |
| — | $157.63M | $154.66M | $162.45M | $153.08M | $161.2M | $137.19M | $115.9M | $55.35M | $18.19M | $15.95M | $13.19M | $8.6M | $5.89M | $4.27M | $3.37M | |
| — | $619.07M | $590.66M | $614.93M | $504.94M | $482.88M | $449M | $381.32M | $248.9M | $103.52M | $80.5M | $65.14M | $46.46M | $31.1M | $21.28M | $17.03M | |
| — | $351.41M | $322.46M | $162.33M | $117.7M | $9.06M | -$24.24M | $34.01M | $77.01M | $77.67M | $54.42M | $41.21M | $26.14M | $16.87M | $11.52M | $7.09M | |
| — | — | 24.55% | 13.53% | 11.77% | 1.05% | -3.2% | 4.64% | 14.48% | 27.04% | 23.71% | 23.1% | 20.62% | 19.21% | 18.58% | 15.39% | |
| — | $509.04M | $477.11M | $324.79M | $270.78M | $170.26M | $112.95M | $149.92M | $132.36M | $95.86M | $70.37M | $54.4M | $34.74M | $22.76M | $15.79M | $10.46M | |
| — | $52.51M | $57.13M | $60.63M | $55.46M | $48.42M | $36.57M | $34.88M | $24.77M | $270K | $274K | — | — | $0 | $44K | $326K | |
| — | -$42.7M | -$45.02M | -$46.3M | -$42.66M | -$47.15M | -$42.5M | -$29.87M | -$33.85M | -$1.85M | -$2.23M | -$1.09M | -$589K | -$1.11M | -$6.15M | -$590K | |
| — | — | — | — | — | — | — | — | — | — | — | $0 | $0 | -$24K | $0 | $0 | |
| — | $308.71M | $277.43M | $116.03M | $75.04M | -$38.1M | -$66.74M | $4.14M | $43.16M | $75.82M | $52.19M | $40.12M | $25.55M | $15.76M | $5.37M | $6.5M | |
| — | $72.22M | $62.23M | $19.33M | $19.33M | -$11.95M | -$22.45M | -$4.69M | $3.49M | $1.92M | $4.83M | $13.74M | $8.94M | $5.6M | $4.14M | -$4.67M | |
| — | $236.49M | $215.2M | $96.7M | $55.71M | -$26.14M | -$44.29M | $8.83M | $39.66M | $73.9M | $47.36M | $26.38M | $16.61M | $10.17M | $1.23M | $11.17M | |
| — | — | 16.38% | 8.06% | 5.57% | -3.03% | -5.85% | 1.2% | 7.46% | 25.73% | 20.63% | 14.79% | 13.1% | 11.57% | 1.99% | 24.23% | |
| — | — | — | — | — | — | — | — | — | — | — | $26.38M | $16.61M | $12.06M | -$7.13M | $3.99M | |
| — | $167.24M | $209.49M | $96.7M | $55.71M | -$26.14M | -$44.29M | $8.83M | $39.66M | $73.9M | $47.3M | $26.31M | $16.52M | $10.17M | $1.23M | $11.17M | |
| USD/shares | — | $2.80 | $2.50 | $1.11 | $0.65 | -$0.31 | -$0.53 | $0.12 | $0.59 | $1.20 | $0.79 | $0.45 | $0.29 | $0.39 | -$1.26 | $0.81 |
| USD/shares | $2.88 – $2.96 | $2.77 | $2.46 | $1.09 | $0.64 | -$0.31 | -$0.53G | $0.12 | $0.58 | $1.17 | $0.77 | $0.44 | $0.28 | $0.21 | -$1.26 | $0.25 |
| shares | — | — | 86.13M | 86.87M | 85.56M | 84.44M | 83.13M | 74.24M | 67.03M | 61.84M | 60.3M | 58.62M | 56.72M | 31.18M | 5.65M | 4.92M |
| shares | — | — | 87.47M | 88.83M | 86.96M | 84.44M | 83.13M | 75.68M | 68.45M | 63.37M | 61.85M | 59.89M | 58.86M | 51.86M | 5.65M | 37.51M |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative. (G): the company's own guidance — a (G) column is a guided period not yet reported; a G marker shows how the reported figure landed against the guided range. Non-GAAP-basis guidance (*) is shown as stated and never judged against GAAP actuals.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2013–FY2026: $420.75M in buybacks, $51.04M in dividends.
Debt Profile
Annual debt figures are established from 10-K filings and updated by subsequent 10-Q and 8-K disclosures. Instrument balances are not summed into a company total unless the filing itself reports that total.
Debt data is being processed. Please check back later.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
6.34×
Peer median 2.99×
EV/EBIT
24.58×
Peer median 25.60×
P/E (TTM)
34.75×
Peer median 40.43×
Peer medians compare against the 15 similar-size Health Information Services companies (of 48 listed).
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Product & Service (USD)
| Component | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Financial Service Other | $636,800,000 | $545,414,000 | $386,594,000 | $261,282,000 | $186,119,000 | $190,933,000 | $181,892,000 | $126,178,000 |
| Service | $485,022,000 | $478,317,000 | $455,690,000 | $452,026,000 | $443,608,000 | $430,966,000 | $262,868,000 | $100,564,000 |
| Credit And Debit Card | $191,607,000 | $176,043,000 | $157,303,000 | $148,440,000 | $126,829,000 | $111,671,000 | $87,233,000 | $60,501,000 |
Key facts
CIK
1428336
CUSIP
42226A107
13F (30d)
121 filings
119 filers
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