HQY
Healthequity, Inc.
$94.50
-1.16 (-1.21%)
At close · Jul 14
Market Cap
$7.90B
Shares
83,602,157
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Revenue
$1.31B
+9.5%
FY2026
Net Income
$215.2M
+122.5%
FY2026
Gross Margin
69.52%
+4.7pp
FY2026
Operating Margin
24.55%
+11pp
FY2026
Diluted EPS
$2.46
+125.7%
FY2026
Operating Cash Flow
$457.09M
+34.5%
FY2026
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $1.34B | $1.31B | $1.2B | $999.59M | $861.75M | $756.56M | $733.57M | $531.99M | $287.24M | $229.53M | $178.37M | $126.79M | $87.86M | $62.02M | $46.09M | |
| $392.11M | $400.31M | $422.52M | $376.95M | $369.81M | $331.79M | $318.24M | $206.08M | $106.05M | $94.61M | $72.02M | — | — | — | — | |
| $945.12M | $913.12M | $777.26M | $622.64M | $491.94M | $424.77M | $415.33M | $325.91M | $181.19M | $134.92M | $106.36M | $72.6M | $47.97M | $32.8M | $24.12M | |
| — | 69.52% | 64.78% | 62.29% | 57.09% | 56.14% | 56.62% | 61.26% | 63.08% | 58.78% | 59.63% | 57.26% | 54.6% | 52.89% | 52.33% | |
| $268.84M | $262.51M | $239.51M | $218.81M | $193.38M | $157.36M | $124.81M | $77.58M | $35.06M | $27.39M | $22.38M | $16.83M | $10.5M | $7.14M | $4.23M | |
| $96.09M | $95.24M | $90.74M | $79.27M | $68.85M | $58.61M | $49.96M | $43.95M | $29.5M | $23.14M | $18.32M | $13.3M | $10.62M | $8.6M | $7.8M | |
| $125.53M | $119.93M | $132.26M | $103.66M | $97.47M | $85.44M | $84.49M | $60.56M | $33.04M | $25.11M | $20.15M | $14.11M | $8.34M | $3.9M | $3.37M | |
| $152.3M | $152.7M | $157.8M | $144.3M | $148.9M | $122.5M | $99.9M | $46.5M | $14.7M | $13.2M | $11.2M | $7.1M | $4.8M | $3.5M | $2.7M | |
| — | $154.66M | $162.45M | $153.08M | $161.2M | $137.19M | $115.9M | $55.35M | $18.19M | $15.95M | $13.19M | $8.6M | $5.89M | $4.27M | $3.37M | |
| $602.79M | $590.66M | $614.93M | $504.94M | $482.88M | $449M | $381.32M | $248.9M | $103.52M | $80.5M | $65.14M | $46.46M | $31.1M | $21.28M | $17.03M | |
| $342.33M | $322.46M | $162.33M | $117.7M | $9.06M | -$24.24M | $34.01M | $77.01M | $77.67M | $54.42M | $41.21M | $26.14M | $16.87M | $11.52M | $7.09M | |
| — | 24.55% | 13.53% | 11.77% | 1.05% | -3.2% | 4.64% | 14.48% | 27.04% | 23.71% | 23.1% | 20.62% | 19.21% | 18.58% | 15.39% | |
| — | $477.11M | $324.79M | $270.78M | $170.26M | $112.95M | $149.92M | $132.36M | $95.86M | $70.37M | $54.4M | $34.74M | $22.76M | $15.79M | $10.46M | |
| $54.86M | $57.13M | $60.63M | $55.46M | $48.42M | $36.57M | $34.88M | $24.77M | $270K | $274K | — | — | $0 | $44K | $326K | |
| -$43.44M | -$45.02M | -$46.3M | -$42.66M | -$47.15M | -$42.5M | -$29.87M | -$33.85M | -$1.85M | -$2.23M | -$1.09M | -$589K | -$1.11M | -$6.15M | -$590K | |
| — | — | — | — | — | — | — | — | — | — | $0 | $0 | -$24K | $0 | $0 | |
| $298.89M | $277.43M | $116.03M | $75.04M | -$38.1M | -$66.74M | $4.14M | $43.16M | $75.82M | $52.19M | $40.12M | $25.55M | $15.76M | $5.37M | $6.5M | |
| $68.19M | $62.23M | $19.33M | $19.33M | -$11.95M | -$22.45M | -$4.69M | $3.49M | $1.92M | $4.83M | $13.74M | $8.94M | $5.6M | $4.14M | -$4.67M | |
| $230.7M | $215.2M | $96.7M | $55.71M | -$26.14M | -$44.29M | $8.83M | $39.66M | $73.9M | $47.36M | $26.38M | $16.61M | $10.17M | $1.23M | $11.17M | |
| — | 16.38% | 8.06% | 5.57% | -3.03% | -5.85% | 1.2% | 7.46% | 25.73% | 20.63% | 14.79% | 13.1% | 11.57% | 1.99% | 24.23% | |
| — | — | — | — | — | — | — | — | — | — | $26.38M | $16.61M | $12.06M | -$7.13M | $3.99M | |
| $198.95M | $209.49M | $96.7M | $55.71M | -$26.14M | -$44.29M | $8.83M | $39.66M | $73.9M | $47.3M | $26.31M | $16.52M | $10.17M | $1.23M | $11.17M | |
| USD/shares | — | $2.50 | $1.11 | $0.65 | -$0.31 | -$0.53 | $0.12 | $0.59 | $1.20 | $0.79 | $0.45 | $0.29 | $0.39 | -$1.26 | $0.81 |
| USD/shares | — | $2.46 | $1.09 | $0.64 | -$0.31 | -$0.53 | $0.12 | $0.58 | $1.17 | $0.77 | $0.44 | $0.28 | $0.21 | -$1.26 | $0.25 |
| shares | — | 86.13M | 86.87M | 85.56M | 84.44M | 83.13M | 74.24M | 67.03M | 61.84M | 60.3M | 58.62M | 56.72M | 31.18M | 5.65M | 4.92M |
| shares | — | 87.47M | 88.83M | 86.96M | 84.44M | 83.13M | 75.68M | 68.45M | 63.37M | 61.85M | 59.89M | 58.86M | 51.86M | 5.65M | 37.51M |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2013–FY2026: $420.75M in buybacks, $51.04M in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against the industry, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
6.41×
Health Information Services median 1.34×
EV/EBIT
25.06×
Health Information Services median 25.06×
P/E (TTM)
35.39×
Health Information Services median 33.12×
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Product & Service (USD)
| Component | 2026-01-31 | 2025-01-31 | 2024-01-31 | 2023-01-31 | 2022-01-31 | 2021-01-31 | 2020-01-31 | 2019-01-31 |
|---|---|---|---|---|---|---|---|---|
| Financial Service Other | $636,800,000 | $545,414,000 | $386,594,000 | $261,282,000 | $186,119,000 | $190,933,000 | $181,892,000 | $126,178,000 |
| Service | $485,022,000 | $478,317,000 | $455,690,000 | $452,026,000 | $443,608,000 | $430,966,000 | $262,868,000 | $100,564,000 |
| Credit And Debit Card | $191,607,000 | $176,043,000 | $157,303,000 | $148,440,000 | $126,829,000 | $111,671,000 | $87,233,000 | $60,501,000 |
Key facts
CIK
1428336
CUSIP
42226A107
13F (30d)
37 filings
36 filers
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