HQY · Healthequity, Inc.
$104.73
-0.86 (-0.81%)
At close · Aug 14
Market Cap
$8.76B
Shares
83.60M
Healthequity, Inc. Earnings Call Transcripts
Every quarterly earnings call for Healthequity, Inc. (HQY) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲20.1%
$216.09M
−$1.64M
'23 Q3
22-12-06
▲15%
$233.84M
−$209,000
'23 Q4
23-02-14
▲18.8%
$244.43M
$4.09M
'24 Q1
23-06-05
▲18.1%
$243.55M
$10.58M
'24 Q2
23-09-05
▲15.3%
$249.22M
$14.67M
'24 Q3
23-12-05
▲12.2%
$262.39M
$26.36M
'24 Q4
24-02-21
▲17.7%
$287.60M
$28.81M
'25 Q1
24-06-03
▲23.1%
$299.93M
$35.82M
'25 Q2
24-09-03
▲20.5%
$300.43M
$5.70M
'25 Q3
24-12-09
▲18.8%
$311.82M
$26.36M
'25 Q4
25-03-18
▲15%
$330.84M
$53.91M
'26 Q1
25-06-03
▲8.6%
$325.83M
$59.85M
'26 Q2
25-09-02
▲7.2%
$322.16M
$51.69M
'26 Q3
25-12-03
▲7.3%
$334.59M
$49.74M
'26 Q4
26-03-17
LATEST
▲7.2%
$354.64M
$69.42M
'27 Q1
26-05-28
Earnings call
FY27 · Q2
2026-08-27
HealthEquity Second Quarter 2027 Earnings Call
Scheduled
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY27 · Q1
2026-05-28
Healthequity, Inc. Q1 FY2027 Earnings Call
Confident tone
Member engagement and lifetime value
HSA account and asset growth
Capital return and share repurchase
Revenue
$354.64M
▲ 7.2% YoY Diluted EPS
$0.82
▲ 34.4% YoY Gross margin
72.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q4
2026-03-17
Healthequity, Inc. Q4 FY2026 Earnings Call
Confident tone
Marketplace and engagement flywheel
HSA growth and member accounts
Margin expansion and financials
Revenue
$334.59M*
▲ 7.3% YoY Gross margin
68.2%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY26 · Q3
2025-12-03
Healthequity, Inc. Q3 FY2026 Earnings Call
Confident tone
Legislative / Public Policy Engagement
HSA Account Growth and Assets
Security and Fraud Prevention
Revenue
$322.16M
▲ 7.2% YoY Diluted EPS
$0.59
▲ 883.3% YoY Gross margin
70.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q2
2025-09-02
Healthequity, Inc. Q2 FY2026 Earnings Call
Confident tone
Fraud reduction and security
HSA market expansion and legislative wins
Macro/labor market headwinds
Revenue
$325.83M
▲ 8.6% YoY Diluted EPS
$0.68
▲ 70% YoY Gross margin
71.4%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2025-06-03
Healthequity, Inc. Q1 FY2026 Earnings Call
Revenue
$330.84M
▲ 15% YoY Diluted EPS
$0.61
▲ 84.8% YoY Gross margin
67.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2025-03-18
Healthequity, Inc. Q4 FY2025 Earnings Call
Revenue
$311.82M*
▲ 18.8% YoY Gross margin
60.6%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2024-12-09
Healthequity, Inc. Q3 FY2025 Earnings Call
Confident tone
Post-Election HSA Expansion Advocacy
HSA Growth and Cash Repricing
CEO Transition
Revenue
$300.43M
▲ 20.5% YoY Diluted EPS
$0.06
▼ 64.7% YoY Gross margin
65.6%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2024-09-03
Healthequity, Inc. Q2 FY2025 Earnings Call
Revenue
$299.93M
▲ 23.1% YoY Diluted EPS
$0.40
▲ 233.3% YoY Gross margin
68.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2024-06-03
Healthequity, Inc. Q1 FY2025 Earnings Call
Confident tone
Custodial revenue and yield
HSA growth and accounts
BenefitWallet integration
Revenue
$287.60M
▲ 17.7% YoY Diluted EPS
$0.33
▲ 560% YoY Gross margin
65.1%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2024-02-21
Healthequity, Inc. Q4 FY2024 Earnings Call
Confident tone
Fiscal 2025 guidance
Revenue and EBITDA growth
Strategic three-year plan and Investor Day
Revenue
$262.39M
▲ 12.2% YoY Gross margin
62.2%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2023-12-05
Healthequity, Inc. Q3 FY2024 Earnings Call
Revenue
$249.22M
▲ 15.3% YoY Diluted EPS
$0.17
Gross margin
63.9%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2023-09-05
Healthequity, Inc. Q2 FY2024 Earnings Call
Revenue
$243.55M
▲ 18.1% YoY Diluted EPS
$0.12
Gross margin
62.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2023-06-05
Healthequity, Inc. Q1 FY2024 Earnings Call
Revenue
$244.43M
▲ 18.8% YoY Diluted EPS
$0.05
Gross margin
60.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2023-02-14
Healthequity, Inc. Q4 FY2023 Earnings Call
Revenue
$233.84M
▲ 15% YoY Gross margin
57.6%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2022-12-06
Healthequity, Inc. Q3 FY2023 Earnings Call
Revenue
$216.09M
▲ 20.1% YoY Diluted EPS
$-0.02
Gross margin
58.9%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2022-09-06
Healthequity, Inc. Q2 FY2023 Earnings Call
Revenue
$206.14M
▲ 9% YoY Diluted EPS
$-0.13
Gross margin
57.4%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2022-06-06
Healthequity, Inc. Q1 FY2023 Earnings Call
Revenue
$205.68M
▲ 11.7% YoY Diluted EPS
$-0.16
Gross margin
54.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2022-03-22
Healthequity, Inc. Q4 FY2022 Earnings Call
Revenue
$203.30M
▲ 8% YoY Gross margin
52.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2021-12-06
Healthequity, Inc. Q3 FY2022 Earnings Call
Revenue
$179.95M
▲ 0.3% YoY Diluted EPS
$-0.06
▼ 400% YoY Gross margin
57.6%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2021-09-08
Healthequity, Inc. Q2 FY2022 Earnings Call
Revenue
$189.10M
▲ 7.4% YoY Diluted EPS
$-0.05
Gross margin
59.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2021-06-07
Healthequity, Inc. Q1 FY2022 Earnings Call
Revenue
$184.20M
▼ 3.1% YoY Diluted EPS
$-0.03
▼ 200% YoY Gross margin
56.1%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2021-03-15
Healthequity, Inc. Q4 FY2021 Earnings Call
Revenue
$188.17M*
▼ 6.5% YoY Gross margin
53.6%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2020-12-07
Healthequity, Inc. Q3 FY2021 Earnings Call
Revenue
$179.35M
▲ 14.2% YoY Diluted EPS
$0.02
Gross margin
58.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2020-09-08
Healthequity, Inc. Q2 FY2021 Earnings Call
Revenue
$176.04M
▲ 103.2% YoY Diluted EPS
$0.00
▼ 100% YoY Gross margin
57.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2020-06-02
Healthequity, Inc. Q1 FY2021 Earnings Call
Revenue
$190.01M
▲ 118.3% YoY Diluted EPS
$0.03
▼ 95.4% YoY Gross margin
56.9%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2020-03-16
Healthequity, Inc. Q4 FY2020 Earnings Call
Revenue
$201.20M
▲ 165.5% YoY Diluted EPS
$0.00
▼ 100% YoY Gross margin
56.5%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q2
2019-07-31
Healthequity, Inc. Q2 FY2020 Earnings Call
Revenue
$86.62M
▲ 21.9% YoY Diluted EPS
$0.30
▼ 16.7% YoY Gross margin
67.5%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2019-04-30
Healthequity, Inc. Q1 FY2020 Earnings Call
Revenue
$87.05M
▲ 24.5% YoY Diluted EPS
$0.65
▲ 80.6% YoY Gross margin
66.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Showing 1–29 of 29 earnings calls
Key facts
CIK
1428336
CUSIP
42226A107
13F (30d)
454 filings
451 filers
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