HQY · Healthequity, Inc. · Options Chain

Track HQY — free

$96.26 +1.71 (+1.81%) At close · Sep 11

S&P 400 member Russell 2000 member Rebalance outlook locked

Market Cap

$7.96B

82.72M

Options Chain

Underlying $96.26 · at close Sep 11, 2026 Options Calculator

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Positioning

Sep 18, 2026 · 5 days to expiry · 40 contracts · mixed daily-bar sessions · Feb 24, 2026–Sep 11, 2026; 7 unknown

Put / call OI

0.30

Call-heavy positioning

Open interest

1,229

as of Sep 10, 2026

Volume

—

dated and unknown daily-bar sessions

Max pain

$90.00

$6.26 below spot

ATM implied vol

52.8%

market's expected move

Open interest by strike

Calls Puts

100

105

110

115

120

125

130

135

Chain

Click any strike for greeks, breakeven and the calculator

Expiry

Sep 18 5d Oct 16 33d Nov 20 68d Dec 18 96d Mar 19 187d Jun 17 277d

Calls								Puts
OI	Vol	IV	Δ	Bid	Ask	Last	Strike	Last	Bid	Ask	Δ	IV	Vol	OI
1	1	—	—	$54.40	$58.10	$63.50		—	$0.00	$2.15	—	—	—	—
Call · $40 In the money Daily-bar session Aug 18, 2026 Quote as of 2026-09-11 19:55:14.201 UTC Last $63.50 Breakeven $103.50 Implied vol — Delta — Gamma — Theta — Vega — Open interest 1 OI effective date Sep 10, 2026 Model this call Put · $40 Daily-bar session Unknown Quote as of 2026-09-11 19:17:13.519 UTC Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest — OI effective date — Model this put
1	2	—	—	$49.40	$53.40	$34.00		$0.65	$0.00	$2.15	—	—	2	2
Call · $45 In the money Daily-bar session Mar 12, 2026 Quote as of 2026-09-11 19:59:07.811 UTC Last $34.00 Breakeven $79.00 Implied vol — Delta — Gamma — Theta — Vega — Open interest 1 OI effective date Sep 10, 2026 Model this call Put · $45 Daily-bar session Apr 24, 2026 Quote as of 2026-09-11 19:43:41.568 UTC Last $0.65 Breakeven $44.35 Implied vol — Delta — Gamma — Theta — Vega — Open interest 2 OI effective date Sep 10, 2026 Model this put
—	—	—	—	$44.40	$48.40	—		$0.53	$0.00	$2.15	—	—	1	—
Call · $50 In the money Daily-bar session Unknown Quote as of 2026-09-11 19:59:09.061 UTC Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest — OI effective date — Model this call Put · $50 Daily-bar session Mar 31, 2026 Quote as of 2026-09-11 19:17:13.519 UTC Last $0.53 Breakeven $49.47 Implied vol — Delta — Gamma — Theta — Vega — Open interest — OI effective date — Model this put
4	2	—	—	$39.40	$43.20	$47.50		$0.24	$0.00	$2.15	—	—	1	2
Call · $55 In the money Daily-bar session Aug 3, 2026 Quote as of 2026-09-11 19:55:08.331 UTC Last $47.50 Breakeven $102.50 Implied vol — Delta — Gamma — Theta — Vega — Open interest 4 OI effective date Sep 10, 2026 Model this call Put · $55 Daily-bar session Jul 10, 2026 Quote as of 2026-09-11 19:59:13.355 UTC Last $0.24 Breakeven $54.76 Implied vol — Delta — Gamma — Theta — Vega — Open interest 2 OI effective date Sep 10, 2026 Model this put
1	2	—	—	$34.40	$38.40	$23.95		$3.20	$0.00	$1.40	—	—	1	1
Call · $60 In the money Daily-bar session Apr 7, 2026 Quote as of 2026-09-11 19:55:14.201 UTC Last $23.95 Breakeven $83.95 Implied vol — Delta — Gamma — Theta — Vega — Open interest 1 OI effective date Sep 10, 2026 Model this call Put · $60 Daily-bar session Feb 24, 2026 Quote as of 2026-09-11 19:56:32.584 UTC Last $3.20 Breakeven $56.80 Implied vol — Delta — Gamma — Theta — Vega — Open interest 1 OI effective date Sep 10, 2026 Model this put
1	1	—	—	$29.50	$33.40	$28.85		$2.90	$0.00	$0.10	—	—	7	32
Call · $65 In the money Daily-bar session Aug 28, 2026 Quote as of 2026-09-11 19:59:35.145 UTC Last $28.85 Breakeven $93.85 Implied vol — Delta — Gamma — Theta — Vega — Open interest 1 OI effective date Sep 10, 2026 Model this call Put · $65 Daily-bar session Mar 25, 2026 Quote as of 2026-09-11 13:39:12.237 UTC Last $2.90 Breakeven $62.10 Implied vol — Delta — Gamma — Theta — Vega — Open interest 32 OI effective date Sep 10, 2026 Model this put
—	5	—	—	$24.50	$28.40	$19.37		$1.41	$0.00	$0.95	—	—	1	6
Call · $70 In the money Daily-bar session Apr 17, 2026 Quote as of 2026-09-11 19:59:11.967 UTC Last $19.37 Breakeven $89.37 Implied vol — Delta — Gamma — Theta — Vega — Open interest — OI effective date — Model this call Put · $70 Daily-bar session Jun 18, 2026 Quote as of 2026-09-11 19:59:54.693 UTC Last $1.41 Breakeven $68.59 Implied vol — Delta — Gamma — Theta — Vega — Open interest 6 OI effective date Sep 10, 2026 Model this put
5	1	—	—	$19.50	$23.40	$19.90		$0.22	$0.00	$1.65	—	—	3	11
Call · $75 In the money Daily-bar session Aug 28, 2026 Quote as of 2026-09-11 19:59:52.515 UTC Last $19.90 Breakeven $94.90 Implied vol — Delta — Gamma — Theta — Vega — Open interest 5 OI effective date Sep 10, 2026 Model this call Put · $75 Daily-bar session Aug 27, 2026 Quote as of 2026-09-11 19:58:51.447 UTC Last $0.22 Breakeven $74.78 Implied vol — Delta — Gamma — Theta — Vega — Open interest 11 OI effective date Sep 10, 2026 Model this put
12	2	—	—	$14.50	$18.10	$12.30		$0.05	$0.00	$2.15	—	—	1	91
Call · $80 In the money Daily-bar session Sep 9, 2026 Quote as of 2026-09-11 19:59:50.184 UTC Last $12.30 Breakeven $92.30 Implied vol — Delta — Gamma — Theta — Vega — Open interest 12 OI effective date Sep 10, 2026 Model this call Put · $80 Daily-bar session Aug 28, 2026 Quote as of 2026-09-11 19:55:13.646 UTC Last $0.05 Breakeven $79.95 Implied vol — Delta — Gamma — Theta — Vega — Open interest 91 OI effective date Sep 10, 2026 Model this put
70	5	—	—	$9.50	$12.90	$9.34		$0.19	$0.00	$1.40	—	—	5	30
Call · $85 In the money Daily-bar session Sep 9, 2026 Quote as of 2026-09-11 19:56:33.104 UTC Last $9.34 Breakeven $94.34 Implied vol — Delta — Gamma — Theta — Vega — Open interest 70 OI effective date Sep 10, 2026 Model this call Put · $85 Daily-bar session Sep 4, 2026 Quote as of 2026-09-11 19:56:32.778 UTC Last $0.19 Breakeven $84.81 Implied vol — Delta — Gamma — Theta — Vega — Open interest 30 OI effective date Sep 10, 2026 Model this put
157	1	50.5%	0.88	$5.40	$7.90	$3.38		$0.93	$0.10	$2.40	-0.225	81.6%	3	29
Call · $90 In the money Daily-bar session Sep 9, 2026 Quote as of 2026-09-11 19:56:32.837 UTC Last $3.38 Breakeven $93.38 Implied vol 50.5% Delta 0.88 ≈88% ITM Gamma 0.035 Theta -0.122 Vega 0.023 Open interest 157 OI effective date Sep 10, 2026 Model this call Put · $90 Daily-bar session Sep 9, 2026 Quote as of 2026-09-11 19:55:13.900 UTC Last $0.93 Breakeven $89.07 Implied vol 81.6% Delta -0.225 ≈22% ITM Gamma 0.033 Theta -0.273 Vega 0.034 Open interest 29 OI effective date Sep 10, 2026 Model this put
224	1	52.9%	0.6	$1.35	$4.80	$2.25		$0.95	$0.20	$3.30	-0.4	52.6%	4	66
Call · $95 In the money Daily-bar session Sep 9, 2026 Quote as of 2026-09-11 19:58:50.491 UTC Last $2.25 Breakeven $97.25 Implied vol 52.9% Delta 0.6 ≈60% ITM Gamma 0.065 Theta -0.236 Vega 0.044 Open interest 224 OI effective date Sep 10, 2026 Model this call Put · $95 Daily-bar session Sep 2, 2026 Quote as of 2026-09-11 19:58:48.863 UTC Last $0.95 Breakeven $94.05 Implied vol 52.6% Delta -0.4 ≈40% ITM Gamma 0.065 Theta -0.225 Vega 0.044 Open interest 66 OI effective date Sep 10, 2026 Model this put
Underlying $96.26
47	10	—	—	$0.00	$1.00	$0.20		$4.03	$2.80	$6.00	-0.756	44.8%	1	17
Call · $100 Daily-bar session Sep 10, 2026 Quote as of 2026-09-11 19:57:30.996 UTC Last $0.20 Breakeven $100.20 Implied vol — Delta — Gamma — Theta — Vega — Open interest 47 OI effective date Sep 10, 2026 Model this call Put · $100 In the money Daily-bar session Sep 11, 2026 Quote as of 2026-09-11 19:59:28.235 UTC Last $4.03 Breakeven $95.97 Implied vol 44.8% Delta -0.756 ≈76% ITM Gamma 0.062 Theta -0.15 Vega 0.035 Open interest 17 OI effective date Sep 10, 2026 Model this put
34	4	—	—	$0.00	$0.65	$0.45		$7.00	$7.40	$10.60	-0.895	57.3%	2	—
Call · $105 Daily-bar session Sep 1, 2026 Quote as of 2026-09-11 19:51:58.410 UTC Last $0.45 Breakeven $105.45 Implied vol — Delta — Gamma — Theta — Vega — Open interest 34 OI effective date Sep 10, 2026 Model this call Put · $105 In the money Daily-bar session Sep 2, 2026 Quote as of 2026-09-11 19:56:32.584 UTC Last $7.00 Breakeven $98.00 Implied vol 57.3% Delta -0.895 ≈90% ITM Gamma 0.028 Theta -0.107 Vega 0.021 Open interest — OI effective date — Model this put
229	1	—	—	$0.00	$0.20	$0.01		$20.52	$11.60	$15.60	—	—	2	—
Call · $110 Daily-bar session Sep 11, 2026 Quote as of 2026-09-11 19:56:32.584 UTC Last $0.01 Breakeven $110.01 Implied vol — Delta — Gamma — Theta — Vega — Open interest 229 OI effective date Sep 10, 2026 Model this call Put · $110 In the money Daily-bar session Aug 27, 2026 Quote as of 2026-09-11 19:59:07.812 UTC Last $20.52 Breakeven $89.48 Implied vol — Delta — Gamma — Theta — Vega — Open interest — OI effective date — Model this put
79	1	—	—	$0.00	$1.95	$0.05		$13.00	$17.40	$20.60	-0.932	98.1%	10	—
Call · $115 Daily-bar session Sep 3, 2026 Quote as of 2026-09-11 19:57:09.493 UTC Last $0.05 Breakeven $115.05 Implied vol — Delta — Gamma — Theta — Vega — Open interest 79 OI effective date Sep 10, 2026 Model this call Put · $115 In the money Daily-bar session Aug 6, 2026 Quote as of 2026-09-11 19:55:40.960 UTC Last $13.00 Breakeven $102.00 Implied vol 98.1% Delta -0.932 ≈93% ITM Gamma 0.012 Theta -0.135 Vega 0.015 Open interest — OI effective date — Model this put
34	1	—	—	$0.00	$0.15	$0.07		$37.66	$21.60	$25.60	—	—	16	—
Call · $120 Daily-bar session Aug 28, 2026 Quote as of 2026-09-11 13:39:12.237 UTC Last $0.07 Breakeven $120.07 Implied vol — Delta — Gamma — Theta — Vega — Open interest 34 OI effective date Sep 10, 2026 Model this call Put · $120 In the money Daily-bar session Mar 27, 2026 Quote as of 2026-09-11 19:59:07.981 UTC Last $37.66 Breakeven $82.34 Implied vol — Delta — Gamma — Theta — Vega — Open interest — OI effective date — Model this put
43	4	—	—	$0.00	$0.10	$0.40		—	$26.60	$30.60	—	—	—	—
Call · $125 Daily-bar session Aug 24, 2026 Quote as of 2026-09-11 13:39:12.237 UTC Last $0.40 Breakeven $125.40 Implied vol — Delta — Gamma — Theta — Vega — Open interest 43 OI effective date Sep 10, 2026 Model this call Put · $125 In the money Daily-bar session Unknown Quote as of 2026-09-11 19:55:14.202 UTC Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest — OI effective date — Model this put
—	—	—	—	$0.00	$2.15	—		—	$32.10	$35.60	—	—	—	—
Call · $130 Daily-bar session Unknown Quote as of 2026-09-11 19:59:50.435 UTC Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest — OI effective date — Model this call Put · $130 In the money Daily-bar session Unknown Quote as of 2026-09-11 19:55:13.784 UTC Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest — OI effective date — Model this put
—	—	—	—	$0.00	$2.15	—		—	$36.70	$40.60	—	—	—	—
Call · $135 Daily-bar session Unknown Quote as of 2026-09-11 19:59:39.621 UTC Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest — OI effective date — Model this call Put · $135 In the money Daily-bar session Unknown Quote as of 2026-09-11 19:55:13.819 UTC Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest — OI effective date — Model this put

About this data

Each contract's last price, day range and volume belong to the daily-bar session shown in its details; unknown means the source omitted that timestamp. Open interest has its own effective date shown separately; implied volatility and greeks are model values computed when fetched. This chain has mixed daily-bar sessions · Feb 24, 2026–Sep 11, 2026; 7 unknown. Positioning totals are shown only when every returned open-interest value has the same known effective date. Bid and ask are real-time consolidated OPRA readings.

In-the-money strikes are tinted, deepening toward the money, and the bar beside each open-interest figure scales to the heaviest strike shown. Max pain is the listed strike where the most open interest would expire worthless — a positioning reference, not a forecast.

Key facts CIK 1428336 CUSIP 42226A107 13F (30d) 121 filings 119 filers Visit website Investor relations