HQY · Healthequity, Inc.

Track HQY — free Ask ALVIS about HQY

$101.23 +2.18 (+2.20%) At close · Jul 28

Market Cap

$8.28B

83.60M

Options Chain

15-min delayed Underlying $101.23 · today Options Calculator

Positioning

Aug 21, 2026 · 23 days to expiry · 36 contracts

Put / call OI

0.22

Call-heavy positioning

Open interest

344

contracts outstanding

Volume

traded today

Max pain

$90.00

$11.23 below spot

ATM implied vol

38.7%

market's expected move

Open interest by strike

Calls Puts

100

105

110

115

120

125

130

Chain

Click any strike for greeks, breakeven and the calculator

Expiry

Aug 21 23d Sep 18 51d Nov 20 114d Dec 18 142d Mar 19 233d

Calls						Puts
OI	Vol	IV	Δ	Last	Strike	Last	Δ	IV	Vol	OI
0	—	162.4%	0.986	—		—	—	—	—	0
Call · $45 In the money Last — Breakeven — Implied vol 162.4% Delta 0.986 ≈99% ITM Gamma 0.001 Theta -0.037 Vega 0.009 Open interest 0 Model this call Put · $45 Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this put
0	—	112.3%	0.996	—		—	—	—	—	0
Call · $50 In the money Last — Breakeven — Implied vol 112.3% Delta 0.996 ≈100% ITM Gamma 0 Theta -0.012 Vega 0.004 Open interest 0 Model this call Put · $50 Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this put
0	—	113.6%	0.989	—		—	—	—	—	0
Call · $55 In the money Last — Breakeven — Implied vol 113.6% Delta 0.989 ≈99% ITM Gamma 0.001 Theta -0.024 Vega 0.009 Open interest 0 Model this call Put · $55 Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this put
0	—	102.6%	0.984	—		—	-0.066	157.9%	—	0
Call · $60 In the money Last — Breakeven — Implied vol 102.6% Delta 0.984 ≈98% ITM Gamma 0.001 Theta -0.028 Vega 0.01 Open interest 0 Model this call Put · $60 Last — Breakeven — Implied vol 157.9% Delta -0.066 ≈7% ITM Gamma 0.003 Theta -0.11 Vega 0.034 Open interest 0 Model this put
0	—	82.9%	0.987	—		—	-0.035	104.4%	—	0
Call · $65 In the money Last — Breakeven — Implied vol 82.9% Delta 0.987 ≈99% ITM Gamma 0.002 Theta -0.021 Vega 0.01 Open interest 0 Model this call Put · $65 Last — Breakeven — Implied vol 104.4% Delta -0.035 ≈4% ITM Gamma 0.003 Theta -0.044 Vega 0.021 Open interest 0 Model this put
0	—	81.2%	0.972	—		$0.58	-0.044	92%	10	10
Call · $70 In the money Last — Breakeven — Implied vol 81.2% Delta 0.972 ≈97% ITM Gamma 0.003 Theta -0.035 Vega 0.021 Open interest 0 Model this call Put · $70 Last $0.58 Breakeven $69.42 Implied vol 92% Delta -0.044 ≈4% ITM Gamma 0.004 Theta -0.046 Vega 0.021 Open interest 10 Model this put
0	—	74%	0.956	—		$0.31	-0.048	76%	20	24
Call · $75 In the money Last — Breakeven — Implied vol 74% Delta 0.956 ≈96% ITM Gamma 0.005 Theta -0.045 Vega 0.022 Open interest 0 Model this call Put · $75 Last $0.31 Breakeven $74.69 Implied vol 76% Delta -0.048 ≈5% ITM Gamma 0.005 Theta -0.041 Vega 0.022 Open interest 24 Model this put
0	—	58.7%	0.953	—		$0.24	-0.12	88.1%	1	7
Call · $80 In the money Last — Breakeven — Implied vol 58.7% Delta 0.953 ≈95% ITM Gamma 0.007 Theta -0.039 Vega 0.023 Open interest 0 Model this call Put · $80 Last $0.24 Breakeven $79.76 Implied vol 88.1% Delta -0.12 ≈12% ITM Gamma 0.009 Theta -0.095 Vega 0.06 Open interest 7 Model this put
1	1	37.8%	0.972	$11.46		$0.90	-0.097	56.8%	2	7
Call · $85 In the money Last $11.46 Breakeven $96.46 Implied vol 37.8% Delta 0.972 ≈97% ITM Gamma 0.007 Theta -0.021 Vega 0.023 Open interest 1 Model this call Put · $85 Last $0.90 Breakeven $84.10 Implied vol 56.8% Delta -0.097 ≈10% ITM Gamma 0.012 Theta -0.052 Vega 0.041 Open interest 7 Model this put
15	5	43.5%	0.874	$11.87		$1.46	-0.124	43.1%	2	3
Call · $90 In the money Last $11.87 Breakeven $101.87 Implied vol 43.5% Delta 0.874 ≈87% ITM Gamma 0.019 Theta -0.057 Vega 0.063 Open interest 15 Model this call Put · $90 Last $1.46 Breakeven $88.54 Implied vol 43.1% Delta -0.124 ≈12% ITM Gamma 0.019 Theta -0.047 Vega 0.063 Open interest 3 Model this put
35	3	40%	0.757	$4.10		$3.93	-0.259	43.3%	1	11
Call · $95 In the money Last $4.10 Breakeven $99.10 Implied vol 40% Delta 0.757 ≈76% ITM Gamma 0.031 Theta -0.075 Vega 0.085 Open interest 35 Model this call Put · $95 Last $3.93 Breakeven $91.07 Implied vol 43.3% Delta -0.259 ≈26% ITM Gamma 0.029 Theta -0.074 Vega 0.086 Open interest 11 Model this put
16	1	42.9%	0.575	$3.00		—	-0.419	34.4%	—	0
Call · $100 In the money Last $3.00 Breakeven $103.00 Implied vol 42.9% Delta 0.575 ≈57% ITM Gamma 0.036 Theta -0.098 Vega 0.101 Open interest 16 Model this call Put · $100 Last — Breakeven — Implied vol 34.4% Delta -0.419 ≈42% ITM Gamma 0.045 Theta -0.07 Vega 0.101 Open interest 0 Model this put
Underlying $101.23
197	3	30.4%	0.344	$1.65		$8.67	-0.625	38%	1	1
Call · $105 Last $1.65 Breakeven $106.65 Implied vol 30.4% Delta 0.344 ≈34% ITM Gamma 0.047 Theta -0.065 Vega 0.092 Open interest 197 Model this call Put · $105 In the money Last $8.67 Breakeven $96.33 Implied vol 38% Delta -0.625 ≈62% ITM Gamma 0.04 Theta -0.074 Vega 0.092 Open interest 1 Model this put
5	3	34.2%	0.19	$0.95		—	-0.798	36.8%	—	0
Call · $110 Last $0.95 Breakeven $110.95 Implied vol 34.2% Delta 0.19 ≈19% ITM Gamma 0.031 Theta -0.052 Vega 0.073 Open interest 5 Model this call Put · $110 In the money Last — Breakeven — Implied vol 36.8% Delta -0.798 ≈80% ITM Gamma 0.031 Theta -0.05 Vega 0.072 Open interest 0 Model this put
3	1	53.3%	0.198	$0.19		—	-0.9	38.4%	—	0
Call · $115 Last $0.19 Breakeven $115.19 Implied vol 53.3% Delta 0.198 ≈20% ITM Gamma 0.02 Theta -0.083 Vega 0.074 Open interest 3 Model this call Put · $115 In the money Last — Breakeven — Implied vol 38.4% Delta -0.9 ≈90% ITM Gamma 0.02 Theta -0.031 Vega 0.046 Open interest 0 Model this put
9	1	52.3%	0.117	$0.25		—	—	—	—	0
Call · $120 Last $0.25 Breakeven $120.25 Implied vol 52.3% Delta 0.117 ≈12% ITM Gamma 0.015 Theta -0.057 Vega 0.051 Open interest 9 Model this call Put · $120 In the money Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this put
0	—	—	—	—		—	—	—	—	0
Call · $125 Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this call Put · $125 In the money Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this put
0	—	—	—	—		—	—	—	—	0
Call · $130 Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this call Put · $130 In the money Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this put

About this data

Greeks, implied volatility, open interest and the last price come from the latest daily snapshot and are 15-minute delayed. Bid and ask are not included on this plan.

In-the-money strikes are tinted, deepening toward the money, and the bar beside each open-interest figure scales to the heaviest strike shown. Max pain is the listed strike where the most open interest would expire worthless — a positioning reference, not a forecast.

Key facts CIK 1428336 CUSIP 42226A107 13F (30d) 108 filings 107 filers Visit website Investor relations