ISTR
Investar Holding Corp
$29.55
+0.58 (+2.00%)
At close · Jul 10
Market Cap
$407.60M
Shares
13,793,585
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$29.55
Open$29.11
Day$29.00–29.55
52W$20.72–31.64
Avg vol 30d202K
Short int205K · 1.5% float · 1.0d
Short vol48%
DataJan 2020–Jul 2026
Filing10-Q · May 8
Up next
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed May 8, 2026
Equibles Rating
blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical
Buy
Momentum
Strong
Sentiment
Bullish
Fundamentals
Strong
Quant / Vol
Very Low
Market backdrop
VIX 17.2 · elevated
Equity put/call 0.55
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+10%
above
Price vs 50-day avg
+2%
above
RSI (14)
53
neutral
MACD trend
Negative
52-week position
81%
mid-range
Momentum
relative strength
1-month return
0%
trailing
6-month return
+7%
trailing
YTD return
+11%
this year
Relative strength
−2%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $29 › 200d $27 — 50d above 200d
Institutional flow
Accumulating
1 of 110 funds reported for Jun 30 · net +48 sh shares
Insider flow
Accumulating
Net +$54.7K over 90 days · 0% sells
Short interest
Rising
1.49% of float · ▲ +26.4% MoM · 1.0 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
110 holders — near 3-yr high, broad support
Squeeze score
44
elevated · 0–100
Fundamentals
Revenue growth
0%
Y/Y
EPS growth
+4%
Y/Y
Free cash flow
$13.3M
Valuation
P/E 13
in line
Balance sheet
$19.5M
net cash
Quant / Vol
risk profile
Volatility
24%
annualized · 1-yr
Max drawdown
−12%
past year
ATR
2.2%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+10%
Bullish
Price vs 50-day avg
+2%
Bullish
RSI (14)
53
Neutral
MACD trend
Negative
Bearish
52-week position
81%
Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $29 › 200d $27 — 50d above 200d
Institutional flow
Accumulating
1 of 110 funds reported for Jun 30 · net +48 sh shares
Insider flow
Accumulating
Net +$54.7K over 90 days · 0% sells
Short interest
Rising
1.49% of float · ▲ +26.4% MoM · 1.0 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
110 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $21
Now $30 · 81%
52-wk high $32
vs 200-day avg +10%
vs 50-day avg +2%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted net interest margin non-GAAP | 3.28% | the quarter ended March 31, 2026 | — |
| Average price per share of common stock repurchased | $28.63 | the quarter ended March 31, 2026 | — |
| Book value per common share | $27.97 | March 31, 2026 | — |
| Core diluted earnings per common share non-GAAP | $0.87 | the quarter ended March 31, 2026 | — |
| Core efficiency ratio non-GAAP | 58.46% | the quarter ended March 31, 2026 | — |
| Core return on average assets non-GAAP | 1.41% | the quarter ended March 31, 2026 | — |
| Cost of deposits | 2.85% | the quarter ended March 31, 2026 | — |
|
|
|||
| Efficiency ratio | 64.08% | the quarter ended March 31, 2026 | — |
| Net interest margin | 3.59% | first quarter of 2026 | — |
| Overall cost of funds | 2.94% | the quarter ended March 31, 2026 | — |
| Return on average assets | 1.25% | the quarter ended March 31, 2026 | — |
| Shares authorized for repurchase | 327,976 | March 31, 2026 | — |
| Shares of common stock repurchased | 53,420 | the quarter ended March 31, 2026 | — |
| Tangible book value per common share | $22.72 | March 31, 2026 | — |
| Total deposits | 3.23B | March 31, 2026 | — |
| Total loans | 3.07B | March 31, 2026 | — |
| Variable-rate loans as a percentage of total loans | 49% | March 31, 2026 | — |
| Yield on the loan portfolio | 6.28% | the quarter ended March 31, 2026 | — |
| Business lending portfolio | $1.06B | Q4 2025 | — |
| Core noninterest expense non-GAAP | $15.8M | Q4 2025 | — |
| Cost of funds | 2.98% | Q4 2025 | — |
| Shares repurchased | 28,470 | Q4 2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
ISTR
this stock
Investar Holding Corp
|
$407.60M | +11.0% | +0.0% | 13.0 | 1.5% |
|
HDB
Hdfc Bank Ltd
|
$135.58B | -27.7% | +15.2% | — | 0.4% |
|
MFG
Mizuho Financial Group Inc
|
$127.67B | +43.2% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$104.94B | -1.8% | — | — | 0.7% |
|
PNC
Pnc Financial Services Group, Inc.
|
$101.16B | +21.6% | +7.2% | 14.6 | 1.9% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| ISTR | +0.2% | -0.1% | +7.4% | -1.4% | +11.1% |
| SPY | +1.4% | +4.1% | +9.1% | +1.1% | +10.7% |
| vs SPY | -1.2% | -4.2% | -1.6% | -2.5% | +0.3% |
Capital returns
Latest dividend
$0.12
/ share · ex Jun 30, 2026
Paid (TTM)
$0.12
/ share · 1 payout
Dividend yield (TTM, derived)
— · history filling in
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.