ISTR · Investar Holding Corp
$30.28
+0.19 (+0.61%)
At close · Aug 21
Market Cap
$414.69M
Shares
13.78M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$30.09
Open$29.72
Day$29.50–30.15
52W close$21.52–30.95
Avg vol 30d166K
Short int198K · 1.4% float · 1.0d
Short vol61%
DataJan 2020–Aug 2026
Filing10-Q · Aug 6
Up next
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 6, 2026
Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Strong
Sentiment
Neutral
Fundamentals
Strong
Quant / Vol
Very Low
Market backdrop
VIX 16 · calm
Equity put/call 0.58
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+8%
above
Price vs 50-day avg
+1%
above
RSI (14)
49
neutral
MACD trend
Negative
52-week position
91%
near high
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
+3%
trailing
6-month return
+7%
trailing
YTD return
+13%
this year
Relative strength
−5%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $30 › 200d $28 — 50d above 200d
Institutional flow
Accumulating
+8% holders QoQ · +25 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
1.44% of float · ▲ +18.7% MoM · 1.0 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
120 holders — near 3-yr high, broad support
Squeeze score
46
elevated · 0–100
Fundamentals
Revenue growth
+7%
Y/Y
EPS growth
+4%
Y/Y
Free cash flow
$13.3M
Balance sheet
$19.5M
net cash
Quant / Vol
risk profile
Volatility
23%
annualized · 1-yr
Max drawdown
−12%
past year
ATR
2.0%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+8%
Bullish
Price vs 50-day avg
+1%
Bullish
RSI (14)
49
Neutral
MACD trend
Negative
Bearish
52-week position
91%
Bullish
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross)
No cross
50d $30 › 200d $28 — 50d above 200d
Institutional flow
Accumulating
+8% holders QoQ · +25 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
1.44% of float · ▲ +18.7% MoM · 1.0 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
120 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $22
Now $30 · 91%
Range high $31
vs 200-day avg +8%
vs 50-day avg +1%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted net interest margin non-GAAP | 3.39% | Q2 2026 | — |
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| Book value per common share | $28.29 | Q2 2026 | — |
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| Branch locations | 36 | As of June 30, 2026 | — |
| Core basic earnings per common share non-GAAP | $0.81 | Q2 2026 | — |
| Core diluted earnings per common share non-GAAP | $0.75 | Q2 2026 | — |
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| Core efficiency ratio non-GAAP | 60.07% | Q2 2026 | — |
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| Core return on average assets non-GAAP | 1.21% | Q2 2026 | — |
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| Core return on average common equity non-GAAP | 11.44% | Q2 2026 | — |
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| Cost of deposits | 2.19% | the quarter ended June 30, 2026 | — |
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| Cost of funds | 2.31% | Q2 2026 | — |
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| Efficiency ratio | 67.49% | Q2 2026 | — |
| Full-time equivalent employees | 421 | As of June 30, 2026 | — |
| Net interest margin | 3.67% | Q2 2026 | — |
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| Nonperforming loans as a percentage of total loans | 0.63% | Q2 2026 | — |
| Shares authorized for repurchase | 300,741 | Q2 2026 | — |
| Shares repurchased | 27,235 | Q2 2026 | — |
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| Tangible book value per common share non-GAAP | $23.09 | Q2 2026 | — |
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| Tangible common equity to tangible assets non-GAAP | 8.39% | As of June 30, 2026 | — |
| Total capital ratio | 14.99% | Q2 2026 | — |
| Variable-rate loans as a percentage of total loans | 50% | Q2 2026 | — |
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| Business lending portfolio | $1.06B | the quarter ended December 31, 2025 | — |
| Core noninterest expense non-GAAP | $15.8M | the quarter ended December 31, 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
ISTR
this stock
Investar Holding Corp
|
$414.69M | +12.6% | +7.1% | — | 1.4% |
|
MFG
Mizuho Financial Group Inc
|
$124.83B | +38.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$121.52B | -36.1% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$100.59B | +18.7% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Financials
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| ISTR | -2.4% | +2.6% | +6.6% | -0.1% | +12.6% |
| SPY | -2.0% | +3.3% | +11.2% | +2.1% | +11.8% |
| vs SPY | -0.5% | -0.7% | -4.6% | -2.2% | +0.8% |
Capital returns
Latest dividend
$0.12
/ share · ex Jun 30, 2026
Paid (TTM)
$0.45
/ share · 4 payouts
Dividend yield (TTM, derived)
1.50%
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
1602658
CUSIP
46134L105
13F (30d)
114 filings
113 filers
Visit website
Investor relations