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NFBK

Northfield Bancorp, Inc.
$14.75 +0.03 (+0.20%) At close · Jul 15
Market Cap
$612.26M
Shares
41,763,852

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$14.75 Open$14.72 Day$14.66–14.84 52W$9.78–15.01 Avg vol 30d371K Short int1.4M · 3.3% float · 3.5d Short vol47% Last earningsFeb 3, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 11
Up next
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 11, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Equibles Rating blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Bearish Fundamentals Weak Quant / Vol Low
      Market backdrop VIX 16.7 · calm Equity put/call 0.67
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +15%
      above
      Price vs 50-day avg +2%
      above
      RSI (14) 55
      neutral
      MACD trend Negative
      52-week position 95%
      near high
      Momentum
      relative strength
      Very Strong
      1-month return 0%
      trailing
      6-month return +21%
      trailing
      YTD return +30%
      this year
      Relative strength +11%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bearish
      Trend (MA cross) No cross
      50d $14 › 200d $13 — 50d above 200d
      Institutional flow Distributing
      9 of 162 funds reported for Jun 30 · net -2.4K sh shares · +1 new
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      3.29% of float · ▲ +27.4% MoM · 3.5 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      162 holders — mid 3-yr range
      Squeeze score 59
      elevated · 0–100
      Fundamentals
      Weak
      Revenue growth +7%
      Y/Y
      EPS growth −97%
      Y/Y
      Free cash flow $51.1M
      Valuation P/E 112.8
      rich
      Buyback $3.1M
      remaining
      Balance sheet $502.5M
      net debt
      Quant / Vol
      risk profile
      Low
      Volatility 28%
      annualized · 1-yr
      Max drawdown −16%
      past year
      ATR 1.6%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record
      Latest guidance · from the Earnings Call filed Dec 31, 2025
      pro forma at closing
      Pro forma earnings $200M
      Tangible book value dilution 4.4%
      Merger consideration per Northfield share $14.25 – $14.65
      pro forma
      Return on average assets 1.06%
      Efficiency ratio 48%
      2027
      Earnings accretion Initiated 50%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 2 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +15% Bullish
      Price vs 50-day avg
      +2% Bullish
      RSI (14)
      55 Neutral
      MACD trend
      Negative Bearish
      52-week position
      95% Bullish
      Market signals — smart money & positioning
      Bearish · 2 of 6
      Trend (MA cross) No cross
      50d $14 › 200d $13 — 50d above 200d
      Institutional flow Distributing
      9 of 162 funds reported for Jun 30 · net -2.4K sh shares · +1 new
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      3.29% of float · ▲ +27.4% MoM · 3.5 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      162 holders — mid 3-yr range
      Price context
      position in its 52-week range
      52-wk low $10 Now $15 · 95% 52-wk high $15
      vs 200-day avg +15% vs 50-day avg +2%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Cost of interest-bearing liabilities 2.52% Q1 FY2026
      Net interest margin 2.76% Q1 FY2026
      Yield on interest-earning assets 4.69% Q1 FY2026

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      NFBK
      Northfield Bancorp, Inc.
      this stock
      $612.26M +30.3% +6.8% 112.8 3.3%
      HDB
      Hdfc Bank Ltd
      $134.97B -28.3% +15.2% 0.4%
      MFG
      Mizuho Financial Group Inc
      $125.72B +45.6% 0.1%
      IBN
      Icici Bank Ltd
      $106.00B -1.3% 0.7%
      PNC
      Pnc Financial Services Group, Inc.
      $102.48B +22.7% +7.2% 14.8 1.9%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      162
      % held
      59.4%
      Reported
      9 of 162
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      183
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      1.4M
      Days to cover
      3.5d
      Change
      +295.5K sh
      View
      Short Volume
      Short vol %
      47%
      As of
      Jul 16, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      1.6K
      Value
      $23.1K
      As of
      Jun 30, 2026
      View
      Off-Exchange
      Off-exchange %
      29.2%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Financials
      Financials
      Revenue (FY)
      $6.9M
      Net income (FY)
      $796.0K
      EPS diluted
      $0.02
      View
      Buybacks
      Authorized · 2 programs
      $50.0M
      Remaining
      $3.1M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jun 26, 2026
      This year
      9
      View
      Proposed Sales
      Value
      $55.6K
      Shares
      4.8K
      Filed
      Jun 20, 2025
      View
      Exempt Offerings
      Offering
      $62.0M
      Filed
      Jul 8, 2022
      View
      Earnings & Events
      Earnings Calls
      Last call
      Feb 3, 2026
      View
      Investor Relations
      Latest news
      Northfield Bancorp, Inc. Announce…
      Published
      Apr 20, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      NFBK +0.6% +0.2% +20.9% +0.1% +30.3%
      SPY +1.3% -0.2% +10.1% +1.1% +10.7%
      vs SPY -0.7% +0.4% +10.8% -0.9% +19.6%

      Capital returns

      Latest dividend
      $0.13 / share · ex May 6, 2026
      Paid (TTM)
      $0.52 / share · 4 payouts
      Dividend yield (TTM, derived)
      3.53%
      Buyback programs · 2 active · as of Dec 31, 2023
      Authorized (total)
      $50.00M
      Spent (derived)
      $46.90M
      Remaining
      $3.10M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1493225 CUSIP 66611T108 13F (30d) 10 filings 9 filers Visit website Investor relations