PMTS
CPI Card Group Inc.
$19.18
-1.30 (-6.35%)
At close · Jul 7
Market Cap
$220.10M
Shares
11,475,608
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Revenue
$543.53M
+13.1%
FY2025
Net Income
$14.95M
-23.4%
FY2025
Gross Margin
31.29%
-4.3pp
FY2025
Operating Margin
10.09%
-3pp
FY2025
Diluted EPS
$1.25
-23.8%
FY2025
Operating Cash Flow
$59.5M
+37.4%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $567.88M | $543.53M | $480.6M | $444.55M | $475.75M | $375.12M | $312.19M | $278.07M | $255.81M | $223.74M | $308.7M | $374.11M | $261.01M | $196.37M | |
| — | — | — | — | — | — | -$25.4M | -$24.89M | -$23.43M | -$20.85M | -$20.04M | -$18.33M | -$7.51M | -$7.84M | |
| $394.36M | $373.44M | $309.38M | $289.06M | $299.98M | $233.69M | $201.88M | $187M | $177.22M | $155.54M | $206.8M | $238.29M | $179.28M | $136.87M | |
| $173.52M | $170.1M | $171.22M | $155.49M | $175.77M | $141.43M | $110.31M | $91.07M | $78.59M | $68.21M | $101.9M | $135.82M | $81.73M | $59.5M | |
| — | 31.29% | 35.63% | 34.98% | 36.95% | 37.7% | 35.33% | 32.75% | 30.72% | 30.48% | 33.01% | 36.31% | 31.31% | 30.3% | |
| $106.72M | — | $103.4M | $88.26M | $90.78M | $75.7M | $65.79M | $66.33M | $68.01M | $62.21M | $64.01M | $61.12M | $42.65M | $29.42M | |
| — | $4.35M | $3.63M | $3.87M | $3.87M | $4.35M | $4.6M | $4.64M | $4.66M | $4.69M | $4.63M | $4.58M | $2.89M | $2.04M | |
| $24.62M | $22.46M | $16.42M | $15.93M | $14.89M | $15.1M | $16.83M | $17.25M | $18.41M | $16.92M | $16.93M | $15.97M | $13.25M | $11.6M | |
| $121.79M | $115.26M | $108.43M | $93.9M | $96.64M | $81.96M | $71.92M | $66.36M | $74M | $87.51M | $72.92M | $68.1M | $47.26M | $33.35M | |
| $51.73M | $54.84M | $62.79M | $61.59M | $79.13M | $59.46M | $38.39M | $24.71M | $4.59M | -$19.3M | $28.98M | $67.72M | $34.47M | $26.15M | |
| — | 10.09% | 13.07% | 13.85% | 16.63% | 15.85% | 12.3% | 8.89% | 1.79% | -8.63% | 9.39% | 18.1% | 13.21% | 13.32% | |
| $76.35M | $77.3M | $79.21M | $77.52M | $94.02M | $74.56M | $55.22M | $41.96M | $22.99M | -$2.38M | $45.91M | $83.69M | $47.72M | $37.74M | |
| -$334K | -$348K | -$691K | $28K | -$367K | $14K | -$17K | -$4000 | $16K | $12K | $20K | $359K | -$101K | $18K | |
| — | -$134K | — | — | — | — | — | — | — | — | — | — | — | — | |
| $18.67M | $21.74M | $25.03M | $34.46M | $49.15M | $23.82M | $12.89M | -$1.52M | -$19.14M | -$39.62M | $8.54M | $49.11M | $26.26M | $18.19M | |
| $6.15M | $6.66M | $5.51M | $10.48M | $12.61M | $7.88M | -$3.31M | $3.47M | -$4.34M | -$16.54M | $3.14M | $17.85M | $10.29M | $6.99M | |
| $12.23M | $14.95M | $19.52M | $23.99M | $36.54M | $15.94M | $16.13M | -$5.12M | -$37.46M | -$22.01M | $5.4M | $30.86M | $13.3M | $8.59M | |
| — | 2.75% | 4.06% | 5.4% | 7.68% | 4.25% | 5.17% | -1.84% | -14.64% | -9.84% | 1.75% | 8.25% | 5.1% | 4.37% | |
| — | — | — | — | — | — | — | — | -$37.46M | -$22.01M | $5.4M | -$1.69M | -$31.18M | -$26.68M | |
| $12.23M | $14.95M | $19.52M | $23.99M | $36.54M | $15.94M | $16.13M | -$3.76M | -$33.68M | -$20.73M | — | — | — | — | |
| USD/shares | — | $1.32 | $1.75 | $2.10 | $3.24 | $1.42 | $1.44 | -$0.46 | — | — | — | — | — | — |
| USD/shares | — | $1.25 | $1.64 | $2.01 | $3.11 | $1.36 | $1.44 | -$0.46 | — | — | — | — | — | — |
| shares | — | 11.33M | 11.15M | 11.43M | 11.29M | 11.24M | 11.23M | 11.2M | 11.15M | 11.12M | 11.17M | 8.96M | 41.2M | 41.07M |
| shares | — | 11.92M | 11.88M | 11.92M | 11.75M | 11.76M | 11.23M | 11.2M | 11.15M | 11.12M | 11.24M | 8.96M | 41.2M | 41.07M |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2015–FY2024: $14.94M in buybacks, $245.37M in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against the industry, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
EV/EBIT
—
P/E (TTM)
18.80×
Credit Services median 12.17×
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Segment (USD)
| Component | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|---|
| US Debit and Credit | $451,475,000 | $375,261,000 | $361,057,000 | $390,559,000 | $296,204,000 | $250,427,000 |
| US Prepaid Debit | $93,625,000 | $106,541,000 | $84,237,000 | $86,136,000 | $79,213,000 | $63,596,000 |
By Product & Service (USD)
| Component | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Products | $250,008,000 | $249,354,000 | $281,190,000 | $199,586,000 | $171,968,000 |
| Services | $230,593,000 | $195,193,000 | $194,555,000 | $175,533,000 | $140,221,000 |
Segment Operating Income
Annual operating income by business segment, as tagged in the company's own XBRL filings. Segments need not sum to the consolidated figure — corporate costs and eliminations are typically unallocated.
By Segment (USD)
| Component | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| US Debit and Credit | $91,430,000 | $92,856,000 | $94,906,000 | $110,045,000 |
| US Prepaid Debit | $26,699,000 | $37,201,000 | $24,927,000 | $25,577,000 |
| All Other Segments | -$63,288,000 | -$67,265,000 | -$58,243,000 | -$56,492,000 |
Operating Margin by Segment (%)
| Component | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| US Debit and Credit | 20.3% | 24.7% | 26.3% | 28.2% |
| US Prepaid Debit | 28.5% | 34.9% | 29.6% | 29.7% |