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PMTS · CPI Card Group Inc.

Track PMTS — free
$24.82 -0.04 (-0.16%)
Market Cap
$285.38M
Shares
11.53M
Volume · Oct 5 62.75K Avg daily vol (3M) 137.71K

Price & Indicators

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20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$24.86 Open$24.91 Day$24.68–25.11 52W close$11.29–30.50 Avg vol 30d209K Short int296K · 2.6% float · 1.0d Short vol57% Last earningsAug 6, 2026 DataJan 2020–Oct 2026 Filing10-Q · Aug 6

Up next

Next earnings call
Nov 5, 2026 Est · unconfirmed · in 4 wks
filed Aug 6, 2026
call held Aug 6, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
—
Trailing 12 months
Net income (TTM)
—
Trailing 12 months
Revenue growth YoY
—
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
—
Trailing earnings
FCF yield
—
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
—
Year over year · more shares
Price change (1Y)
+62.5%
Trailing year
Short interest
2.6%
Latest settlement · 1.0 days to cover
View all 115 metrics

Equibles Rating

blended score · not investment advice
Overall
Neutral
SellHoldBuy
Technical Neutral Momentum Strong Sentiment Neutral Fundamentals Fair Quant / Vol Very High
Market backdrop VIX 15.3 · calm Equity put/call 0.58
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +35%
above
Price vs 50-day avg −4%
below
RSI (14) 47
neutral
MACD trend Negative
52-week position 71%
mid-range
Momentum
relative strength
Strong
1-month return −13%
trailing
6-month return +39%
trailing
YTD return +69%
this year
Relative strength +27%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $26 › 200d $18 — 50d above 200d
Institutional flow Accumulating
+4% holders QoQ · +10 funds added
Insider flow Distributing
Net -$42.9M over 90 days · 17% sells
Short interest Rising
2.56% of float · ▲ +6.7% MoM · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
77 holders — mid 3-yr range
Squeeze score 45
elevated · 0–100
Fundamentals
Fair
Revenue growth +12%
Y/Y
Gross margin 54%
contracting
EPS growth −24%
Y/Y
Free cash flow $41.3M
Valuation P/E 21.5
rich
Buyback $11.2M
remaining
Balance sheet $265.0M
net debt
Quant / Vol
risk profile
Very High
Volatility 72%
annualized · 1-yr
Max drawdown −38%
past year
ATR 4.1%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the 8-K filed Aug 6, 2026
in the $45 million to $50 million range
Free Cash Flow Non-GAAP $45M – $50M
approximately 20%
IPT segment annual revenue growth 20%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Neutral
1 · 4 · 1
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+35% Bullish
Price vs 50-day avg
−4% Neutral
RSI (14)
47 Neutral
MACD trend
Negative Bearish
52-week position
71% Neutral
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross) No cross
50d $26 › 200d $18 — 50d above 200d
Institutional flow Accumulating
+4% holders QoQ · +10 funds added
Insider flow Distributing
Net -$42.9M over 90 days · 17% sells
Short interest Rising
2.56% of float · ▲ +6.7% MoM · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
77 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $11 Now $25 · 71% Range high $31
vs 200-day avg +35% vs 50-day avg -4%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Adjusted EBITDA non-GAAP $47.2M First Half 2026 —
Adjusted EBITDA margin non-GAAP 32.5% Q2 2026 —
Adjusted EBITDA margin (% of Revenue) non-GAAP 15.9% Six Months Ended June 30, 2026 —
GAAP → non-GAAP reconciliation
GAAP Net income $2.04M
+$7.41M Interest, net
+$2.14M Income tax expense
+$6.34M Depreciation and amortization
= EBITDA $17.93M
Free Cash Flow non-GAAP $36.1M First Half 2026 —
LTM Adjusted EBITDA non-GAAP $100.08M As of June 30, 2026 —
Net Leverage Ratio non-GAAP 2.7 As of June 30, 2026 —
U.S. financial institutions served with instant issuance 3,000 Second Quarter 2026 —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Credit Services — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
PMTS
CPI Card Group Inc.
this stock
$285.38M +69.3% +12.3% 21.5 2.6%
V
Visa Inc.
$655.56B +2.8% -4.9% — 1.0%
MA
Mastercard Inc
$497.27B -3.3% +16.4% 31.2 0.8%
AXP
American Express Co
$206.24B -18.2% +13.4% 18.5 1.6%
COF
Capital One Financial Corp
$119.78B -19.7% +36.6% 11.7 1.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
77
% held
25.7%
Net QoQ
+208.2K sh
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
94
View
Short & Settlement
Short Interest Rising
Shares short
295.6K
Days to cover
1.0d
Change
+18.5K sh
View
Short Volume
Short vol %
57%
As of
Oct 2, 2026
Short Total
View
Fails to Deliver
FTD shares
21
Value
$595
As of
Sep 2, 2026
View
Off-Exchange
Off-exchange %
43.6%
Week of
Aug 31, 2026
Off-exch Lit
View
Smart Money
Insider Trades Cluster buy
Net (90d)
-$42.9M
Buyers / Sellers
5 / 1
Buyers Sellers
View
Financials
Financials
Revenue (FY)
$543.5M
Net income (FY)
$15.0M
EPS diluted
$1.25
View
Buybacks
Authorized
$20.0M
Remaining
$11.2M
Spent Remaining
View
Filings
SEC Filings
Latest
8-K
Filed
Sep 14, 2026
This year
13
View
Proposed Sales
Value
$228.4K
Shares
8.9K
Filed
May 20, 2024
View
Earnings & Events
Webcasts
Last webcast
Aug 6, 2026
View
Investor Relations
Latest news
CPI Renews Longstanding Relations…
Published
Sep 29, 2026
View

Performance

5D 20D 120D MTD YTD
PMTS +0.4% -13.2% +39.0% +1.4% +69.4%
SPY -0.2% -0.5% +12.2% +0.9% +12.9%
vs SPY +0.7% -12.8% +26.8% +0.5% +56.5%

Capital returns

Buyback program · as of Dec 31, 2024
Authorized
$20.00M
Spent (derived)
$8.80M
Remaining
$11.20M
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1641614 CUSIP 12634H200 13F (30d) 1 filings 1 filers Visit website Investor relations