PRG · PROG Holdings, Inc.

$39.29 +0.82 (+2.13%) At close · Sep 4

S&P 600 member Russell 2000 member Rebalance outlook locked

Market Cap

$1.56B

39.83M

Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.

Revenue

$2.41B +0.4%

FY2025

Net Income

$146.79M -25.6%

FY2025

Operating Margin

8.58% +0.5pp

FY2025

Diluted EPS

$3.59 -20.8%

FY2025

Operating Cash Flow

$334.96M +141.8%

FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Income Statement Balance Sheet Cash Flow All Metrics

Annual Quarterly

Line Item	3Y	5Y	10Y	TTM	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
Revenue	-2.5%	-0.6%	—	$2.61B	$2.41B	$2.4B	$2.34B	$2.6B^G	$2.68B^G	$2.48B	$2.16B	$2.04B
Net Interest Income	—	—	—	-$29.17M	—	—	-$29.41M	-$37.4M	-$5.32M	—	—	—
Selling, General & Administrative	+1.1%	—	—	$458.61M	$378.58M	$339.11M	$340.61M	$366.29M	—	—	—	—
Amortization of Intangibles	-11.3%	-6.3%	—	—	$16M	$17.9M	$22.7M	$22.9M	$22.3M	$22.1M	$22.3M	$22.3M
Depreciation & Amortization	-10.8%	—	—	$37.42M	$24.03M	$26.33M	$31.29M	$33.85M	—	—	—	—
Restructuring Charges	-53.2%	—	—	—	$589K	$14.82M	$12.53M	$5.75M	—	—	—	—
Total Operating Expenses	+88.9%	—	—	—	—	—	—	$2.41B	$2.34B	$2.21B	$357.76M	$537.12M
Total Costs & Expenses	-2.9%	0.0%	—	$2.42B	$2.21B	$2.2B	$2.12B	$2.41B	$2.34B	$2.21B	$2.14B	$1.88B
Operating Income	+3.7%	-5.3%	—	$222.06M	$206.77M	$194.73M	$218.71M	$185.65M	$333.53M	$271.76M	$27.61M	$156.8M
Operating Margin	—	—	—	—	8.58%	8.12%	9.35%	7.15%	12.45%	10.94%	1.28%	7.7%
EBITDA	+1.7%	—	—	$259.47M	$230.81M	$221.06M	$250M	$219.5M	—	—	—	—
Interest Expense	+9.6%	+204.9%	—	$63.12M	$49.27M	$39.45M	$39.45M	$37.4M	$5.32M	$187K	$0	$0
Interest Income	+116.7%	—	—	$15.53M	$17.01M	$8.16M	$10.05M	$1.67M	—	—	—	—
Pretax Income	+5.6%	-8.5%	—	$174.48M	$174.52M	$163.44M	$189.3M	$148.24M	$328.2M	$271.58M	$27.61M	$156.8M
Income Tax	+0.4%	+5.7%	—	$48.7M	$50.17M	-$33.88M	$55.41M	$49.54M	$84.65M	$37.95M	$52.23M	$31.5M
Net Income	+14.1%	—	—	$146.67M	$146.79M	$197.25M	$138.84M	$98.71M	$243.56M	-$61.47M	$31.47M	$196.21M
Net Margin	—	—	—	—	6.09%	8.22%	5.93%	3.8%	9.1%	-2.47%	1.45%	9.64%
Comprehensive Income	+44.8%	—	—	—	—	—	—	$98.71M	$243.56M	-$62.42M	$32.54M	$194.35M
EPS (Basic) USD/shares	+24.4%	—	—	$3.68	$3.66	$4.63	$3.02	$1.90	$3.69	-$0.91	$0.47	$2.84
EPS (Diluted) USD/shares	+23.6%	—	—	$3.61	$3.59	$4.53	$2.98	$1.90^G	$3.67	-$0.90	$0.47	$2.78
Shares Outstanding (Basic Avg) shares	-8.3%	-9.8%	—	—	40.09M	42.58M	46.03M	51.92M	66.03M	67.26M	67.32M	69.13M
Shares Outstanding (Diluted Avg) shares	-7.8%	-9.7%	—	—	40.86M	43.55M	46.55M	52.08M	66.42M	68.02M	67.32M	70.6M

Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative. (G): the company's own guidance — a (G) column is a guided period not yet reported; a G marker shows how the reported figure landed against the guided range. Non-GAAP-basis guidance (*) is shown as stated and never judged against GAAP actuals.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2018–FY2025: $933.95M in buybacks, $70.62M in dividends.

Debt Profile

Annual debt figures are established from 10-K filings and updated by subsequent 10-Q and 8-K disclosures. Instrument balances are not summed into a company total unless the filing itself reports that total.

Debt data is being processed. Please check back later.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue

0.71×

Peer median 2.11×

EV/EBIT

8.34×

Peer median 28.74×

P/E (TTM)

10.88×

Peer median 17.97×

Peer medians compare against the 13 similar-size Rental & Leasing Services companies (of 21 listed).

Valuation over time computed as of each quarter's filing date

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Segment (USD)

Component	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
Progressive Leasing Segment	$2,322,754,000	$2,366,489,000	$2,333,588,000	$2,523,785,000	$2,619,005,000	—	—	—
Four Segment	$73,722,000	$27,351,000	$5,694,000	—	—	—	—	—
Progressive Leasing	—	—	—	—	—	$2,443,405,000	$2,128,133,000	$1,998,981,000
Vive Financial LLC	—	—	—	—	—	—	$35,046,000	$37,318,000
Vive Segment	—	—	—	$70,911,000	$58,462,000	$41,190,000	—	—
All Other Segments	—	—	—	—	$453,000	$0	$0	—

By Product & Service (USD)

Component	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
Lease Revenues and Fees	$2,322,754,000	$2,366,489,000	$2,333,588,000	$2,523,785,000	$2,619,005,000	$2,443,405,000	$2,128,133,000	$1,998,981,000
Other Revenues	$86,469,000	$32,592,000	$5,764,000	—	—	—	—	—
Interest and Fees on Loans Receivable	—	—	—	$74,041,000	$58,915,000	$41,190,000	$35,046,000	$37,318,000

Key facts CIK 1808834 CUSIP 74319R101 13F (30d) 195 filings 194 filers Visit website Investor relations