REFI
Chicago Atlantic Real Estate Finance, Inc.
$10.73
+0.12 (+1.13%)
At close · Jul 7
Market Cap
$227.55M
Shares
21,207,228
Price & Indicators
Indicators
Price
Panels
Event markers
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$10.73
Open$10.68
Day$10.68–10.85
52W$10.56–12.98
Avg vol 30d168K
Short int972K · 4.6% float · 10.2d
Short vol68%
Last earningsMay 7, 2026
DataDec 2021–Jul 2026
Filing10-Q · May 7
Equibles Rating
blended score · not investment advice
Overall
Sell
SellHoldBuy
Technical
Strong Sell
Momentum
Very Weak
Sentiment
Bullish
Fundamentals
Fair
Quant / Vol
Moderate
Market backdrop
VIX 16.9 · calm
Equity put/call 0.86
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
−12%
below
Price vs 50-day avg
−6%
below
RSI (14)
42
neutral
MACD trend
Negative
52-week position
7%
near low
Momentum
relative strength
1-month return
−5%
trailing
6-month return
−10%
trailing
YTD return
−9%
this year
Relative strength
−18%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $11 › 200d $12 — 200d above 50d
Institutional flow
Accumulating
2 of 100 funds reported for Jun 30 · net +433 sh shares
Insider flow
Flat
No net insider activity over 90 days
Short interest
Falling
4.59% of float · ▼ -4.8% MoM · 10.2 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
100 holders — mid 3-yr range
Squeeze score
75
high risk · 0–100
Fundamentals
Revenue growth
+341%
Y/Y
EPS growth
−11%
Y/Y
Valuation
P/E 7.5
below peers
Balance sheet
$318.9M
net debt
Quant / Vol
risk profile
Volatility
25%
annualized · 1-yr
Max drawdown
−17%
past year
ATR
2.7%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Up next
Next earnings call
Aug 6, 2026
Est · unconfirmed
· in 4 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed May 7, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Technicals
trend & momentum for long-term holders Strong Sell
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
−12%
Bearish
Price vs 50-day avg
−6%
Bearish
RSI (14)
42
Neutral
MACD trend
Negative
Bearish
52-week position
7%
Bearish
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross)
No cross
50d $11 › 200d $12 — 200d above 50d
Institutional flow
Accumulating
2 of 100 funds reported for Jun 30 · net +433 sh shares
Insider flow
Flat
No net insider activity over 90 days
Short interest
Falling
4.59% of float · ▼ -4.8% MoM · 10.2 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
100 holders — mid 3-yr range
Price context
position in its 52-week range
52-wk low $11
Now $11 · 7%
52-wk high $13
vs 200-day avg -12%
vs 50-day avg -6%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Aggregate loan portfolio bearing a variable interest rate | 64.8% | Q1 FY2026 | — |
| Book value per share | $14.39 | Q1 FY2026 | — |
| Debt/equity ratio | 38.4% | Q1 FY2026 | — |
| Gross unlevered weighted average yield to maturity | 15.8% | Q1 FY2026 | — |
| Portfolio companies | 25 | Q1 FY2026 | — |
| Total loan principal outstanding | $413,589,833 | Q1 FY2026 | — |
| Unfunded commitments | $4,450,293 | Q1 FY2026 | — |
| book value per common share outstanding | $14.39 | Q1 FY2026 call | — |
| common shares outstanding fully diluted | 21.5M | Q1 FY2026 call | — |
| loan portfolio principal | $414M | Q1 FY2026 call | — |
| outstanding on senior secured revolving credit facility | $67.1M | Q1 FY2026 call | — |
| outstanding on unsecured term loan | $49.4M | Q1 FY2026 call | — |
| pipeline backed by real estate collateral | $133M | Q1 FY2026 call | — |
| pipeline of cannabis opportunities | $482M | Q1 FY2026 call | — |
| portfolio fixed-rate loans | 35.2% | Q1 FY2026 call | — |
| portfolio floating-rate loans | 64.8% | Q1 FY2026 call | — |
| portfolio on non-accrual status | 4.8% | Q1 FY2026 call | — |
| portfolio risk-rated four or higher | 10.7% | Q1 FY2026 call | — |
| real estate coverage | 1.2 | Q1 FY2026 call | — |
| reserve for expected credit losses as percent of outstanding principal | 2.1% | Q1 FY2026 call | — |
| total leverage as percent of book equity | 38% | Q1 FY2026 call | — |
| weighted average yield to maturity | 15.8% | Q1 FY2026 call | — |
| Distributable earnings - basic non-GAAP | $1.92 | FY2025 | — |
| Distributable earnings - diluted non-GAAP | $1.88 | FY2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
REIT - Mortgage — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
REFI
this stock
Chicago Atlantic Real Estate Finance, Inc.
|
$227.55M | -8.8% | — | 7.5 | 4.6% |
|
NLY
Annaly Capital Management Inc
|
$16.51B | +7.7% | — | 7.3 | 2.3% |
|
AGNC
AGNC Investment Corp.
|
$12.56B | +7.2% | — | 8.6 | 8.3% |
|
STWD
Starwood Property Trust, Inc.
|
$6.16B | -5.1% | +40.0% | 17.5 | 4.6% |
|
RITM
Rithm Capital Corp.
|
$5.09B | -15.4% | -6.7% | 8.4 | 5.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| REFI | -3.1% | -4.9% | -10.1% | +0.1% | -8.8% |
| SPY | +0.9% | +1.4% | +7.6% | +0.1% | +9.7% |
| vs SPY | -4.0% | -6.3% | -17.6% | 0.0% | -18.5% |
Capital returns
Latest dividend
$0.47
/ share · ex Jun 30, 2026
Paid (TTM)
$1.88
/ share · 4 payouts
Dividend yield (TTM, derived)
17.52%
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.