RJF · Raymond James Financial Inc
$176.11
-0.58 (-0.33%)
At close · Aug 27
Market Cap
$33.99B
Shares
192.36M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$176.11
Open$176.15
Day$174.91–177.49
52W close$140.89–181.18
Avg vol 30d1.1M
Short int8.2M · 4.3% float · 9.6d
Short vol63%
Last earningsJul 22, 2026
DataSep 2021–Aug 2026
Filing10-Q · Aug 5
Raw chart and full-history price indicators begin at the captured split on Sep 22, 2021; bars on opposite sides are not compared.
Up next
Next earnings call
Oct 21, 2026
Est · unconfirmed
· in 8 wks
FQ4-26 quarter ends
~Sep 30, 2026
Est
filed Aug 5, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Strong
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Moderate
Market backdrop
VIX 14.5 · calm
Equity put/call 0.39
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+10%
above
Price vs 50-day avg
+4%
above
RSI (14)
53
neutral
MACD trend
Negative
52-week position
87%
near high
Momentum
relative strength
1-month return
+1%
trailing
6-month return
+16%
trailing
YTD return
+10%
this year
Relative strength
+1%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $170 › 200d $160 — 50d above 200d
Institutional flow
Distributing
-2% holders QoQ · +75 funds added
Insider flow
Distributing
Net -$2.8M over 90 days · 100% sells
Short interest
Falling
4.25% of float · ▼ -8.7% MoM · 9.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
903 holders — mid 3-yr range
Squeeze score
66
elevated · 0–100
Fundamentals
Revenue growth
+7%
Y/Y
EPS growth
+6%
Y/Y
Free cash flow
$2.2B
Valuation
P/E 15.4
below peers
Buyback
$1.1B
remaining
Balance sheet
$11.4B
net cash
Quant / Vol
risk profile
Volatility
25%
annualized · 1-yr
Max drawdown
−20%
past year
ATR
2.2%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the Earnings Call filed Jun 30, 2026
fiscal fourth quarter 2026
Asset management and related administrative fees
11%
the fiscal year
Non-compensation expenses
$2.3B
Effective tax rate
24%
Prior guidance
period ended
· from the Earnings Call filed Jun 30, 2026
Non-compensation expenses
· fiscal year
$2.3B
Effective tax rate
· fiscal year
24%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+10%
Bullish
Price vs 50-day avg
+4%
Bullish
RSI (14)
53
Neutral
MACD trend
Negative
Bearish
52-week position
87%
Bullish
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross)
No cross
50d $170 › 200d $160 — 50d above 200d
Institutional flow
Distributing
-2% holders QoQ · +75 funds added
Insider flow
Distributing
Net -$2.8M over 90 days · 100% sells
Short interest
Falling
4.25% of float · ▼ -8.7% MoM · 9.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
903 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $141
Now $176 · 87%
Range high $181
vs 200-day avg +10%
vs 50-day avg +4%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted average tangible common equity non-GAAP | $10.54B | the three months ended June 30, 2026 filing | — |
| Adjusted compensation, commissions and benefits expense non-GAAP | $2.57B | the three months ended June 30, 2026 filing | — |
GAAP → non-GAAP reconciliationGAAP Compensation, commissions and benefits expense $2.58B
-$8M Total compensation-related acquisition expenses
= Adjusted compensation, commissions and benefits expense $2.57B
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| Adjusted diluted earnings per common share non-GAAP | $3.14 | the three months ended June 30, 2026 filing | — |
GAAP → non-GAAP reconciliationGAAP Diluted earnings per common share $3.01
+$0.04 Total "Compensation, commissions and benefits" expense
+$0.01 Communications and information processing
+$0.03 Professional fees
+$0.09 Total "Other" expense
-$0.04 Tax effect of non-GAAP adjustments
= Adjusted diluted earnings per common share $3.14
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| Average tangible common equity | $10.53B | the three months ended June 30, 2026 filing | — |
| Common stock repurchases | $400M | the three months ended June 30, 2026 filing | — |
| Adjusted basic non-GAAP | $8.99 | Nine months ended June 30, 2026 | — |
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| Adjusted diluted non-GAAP | $8.83 | Nine months ended June 30, 2026 | — |
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| Adjusted earnings per common share – diluted non-GAAP | $3.14 | fiscal third quarter | — |
| Adjusted net income available to common shareholders non-GAAP | $1.76B | Nine months ended June 30, 2026 | — |
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| Adjusted pre-tax income non-GAAP | $2.29B | Nine months ended June 30, 2026 | — |
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| Adjusted pre-tax margin non-GAAP | 19.9% | Nine months ended June 30, 2026 | — |
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| Adjusted return on common equity non-GAAP | 19.6% | Three months ended June 30, 2026 | — |
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| Adjusted return on tangible common equity non-GAAP | 23.5% | Three months ended June 30, 2026 | — |
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| Adjusted total compensation ratio non-GAAP | 65.5% | Nine months ended June 30, 2026 | — |
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| Annualized adjusted return on tangible common equity non-GAAP | 23.5% | fiscal third quarter | — |
| Annualized return on common equity | 18.8% | fiscal third quarter | — |
| Average yield on RJBDP (Third-Party Banks) | 2.75% | 3Q26 | — |
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| Bank loan benefit for credit losses | $26M | fiscal third quarter | — |
| Bank segment net interest margin | 2.71% | fiscal third quarter | — |
| Book value per share | $66.11 | 3Q26 | — |
| Client assets under administration | 1.92T | fiscal third quarter | — |
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| Clients' domestic cash sweep and ESP balances | $58.8B | 3Q26 | — |
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| Common share repurchases | $400M | 3Q26 | — |
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| Common stock dividends | $106M | 3Q26 | — |
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| Domestic PCG net new assets growth rate | 5.5% | 3Q26 | — |
| Domestic Private Client Group net new assets | 75.47B | Nine months ended June 30, 2026 | — |
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| Financial assets under management | 345B | fiscal third quarter | — |
| Firmwide net interest margin | 2.72% | Nine months ended June 30, 2026 | — |
| Net bank loans | 56.2B | fiscal third quarter | — |
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| Net interest margin (net yield on interest-earning assets) | 2.71% | Three months ended June 30, 2026 | — |
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| Pre-tax margin | 19.1% | Three months ended June 30, 2026 | — |
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| Private Client Group assets in fee-based accounts | 1.15T | fiscal third quarter | — |
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| Private Client Group assets under administration | 1.86T | fiscal third quarter | — |
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| Return on common equity | 18.8% | 3Q26 | — |
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| RJF corporate cash | $2.5B | 3Q26 | — |
| Securities-based loans | 24.8B | fiscal third quarter | — |
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| Tangible book value per share non-GAAP | $53.74 | 3Q26 | — |
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| Tier 1 leverage ratio | 11.7% | 3Q26 | — |
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| Total capital ratio | 22.5% | 3Q26 | — |
| Total compensation ratio | 65.7% | Three months ended June 30, 2026 | — |
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| Adjusted diluted EPS non-GAAP | $2.83 | Q2 FY2026 | — |
| Asset Management segment financial assets under management | 282.4B | fiscal second quarter | — |
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| Bank loan allowance for credit losses | $440M | As of March 31, 2026 | — |
| Bank loan allowance for credit losses as a % of total loans held for investment | 0.8% | As of March 31, 2026 | — |
| Bank loan allowance for credit losses on corporate loans as a % of corporate loans held for inve | 1.83% | As of March 31, 2026 | — |
| Bank loan provision/(benefit) for credit losses | $2M | Six months ended March 31, 2026 | — |
| Bank Segment NIM | 2.74% | Q2 FY2026 | — |
| Client Interest Program | $1.84B | As of March 31, 2026 | — |
| Enhanced Savings Program ("ESP") | $12.49B | As of March 31, 2026 | — |
| Enhanced Savings Program balances | 12.49B | As of March 31, 2026 | — |
| Firmwide net interest income | 1.12B | Six months ended March 31, 2026 | — |
| Firmwide NIM | 2.81% | Q2 FY2026 | — |
| Net charge-offs | $14M | Six months ended March 31, 2026 | — |
| Net interest margin (net yield on interest-earning assets) - Firmwide | 2.75% | Six months ended March 31, 2026 | — |
| Raymond James Bank Deposit Program (“RJBDP”): Bank segment | $29.83B | As of March 31, 2026 | — |
| Raymond James Bank Deposit Program (“RJBDP”): Third-party banks | $13.6B | As of March 31, 2026 | — |
| Return on tangible common equity non-GAAP | 20.5% | Six months ended March 31, 2026 | — |
| Subtotal RJBDP | $43.43B | As of March 31, 2026 | — |
| Total clients' domestic cash sweep and ESP balances | $57.76B | As of March 31, 2026 | — |
| Total clients' domestic cash sweep balances | $45.27B | As of March 31, 2026 | — |
| Total criticized loans | $607M | As of March 31, 2026 | — |
| Total nonperforming assets | $183M | As of March 31, 2026 | — |
| Bank segment net interest margin (NIM) | 2.81% | fiscal first quarter | — |
| Total clients' domestic cash sweep and Enhanced Savings Program balances | $58.1B | fiscal first quarter | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Asset Management — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
RJF
this stock
Raymond James Financial Inc
|
$33.99B | +9.7% | +6.6% | 15.4 | 4.3% |
|
BLK
BlackRock, Inc.
|
$382.87B | +9.1% | +16.2% | 28.2 | 0.6% |
|
BX
Blackstone Inc.
|
$108.56B | -6.8% | +9.2% | 32.4 | 2.9% |
|
KKR
KKR & Co. Inc.
|
$96.57B | -14.2% | -11.0% | — | 1.4% |
|
BN
BROOKFIELD Corp /ON/
|
$92.82B | -9.7% | — | — | 0.9% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Earnings & Events
Performance
Raw-price comparisons begin at the captured split on Sep 22, 2021; windows that need an earlier baseline remain unavailable.
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| RJF | +2.2% | +0.7% | +15.8% | +0.1% | +9.7% |
| SPY | +1.1% | +4.0% | +14.7% | +3.2% | +13.1% |
| vs SPY | +1.1% | -3.3% | +1.1% | -3.2% | -3.4% |
Capital returns
Latest dividend
$0.54
/ share · ex Jul 1, 2026
Declared · upcoming
$0.54
/ share · ex Oct 1, 2026
Paid (TTM)
$2.12
/ share · 4 payouts
Dividend yield (TTM, derived)
1.20%
Buyback program
· as of Jun 30, 2026
Authorized
$2.00B
Spent (derived)
$900.00M
Remaining
$1.10B
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
720005
CUSIP
754730109
13F (30d)
641 filings
625 filers
Visit website
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