RJF · Raymond James Financial Inc
$180.81
-0.18 (-0.10%)
At close · Aug 14
Market Cap
$34.78B
Shares
192.36M
Raymond James Financial Inc Earnings Call Transcripts
Every quarterly earnings call for Raymond James Financial Inc (RJF) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲9.9%
$3.00B
$439.00M
'22 Q4
22-10-26
▲7.4%
$3.03B
$509.00M
'23 Q1
23-01-25
▲16.5%
$3.16B
$427.00M
'23 Q2
23-04-26
▲18.5%
$3.29B
$369.00M
'23 Q3
23-07-26
▲17.1%
$3.52B
$434.00M
'23 Q4
23-10-25
▲16.3%
$3.52B
$498.00M
'24 Q1
24-01-24
▲15.2%
$3.64B
$476.00M
'24 Q2
24-04-24
▲14.2%
$3.76B
$492.00M
'24 Q3
24-07-24
▲13.9%
$4.00B
$602.00M
'24 Q4
24-10-23
▲14.6%
$4.04B
$600.00M
'25 Q1
25-01-29
▲5.7%
$3.85B
$495.00M
'25 Q2
25-04-23
▲2.1%
$3.84B
$436.00M
'25 Q3
25-07-23
▲4.7%
$4.19B
$604.00M
'25 Q4
25-10-22
▲3.5%
$4.18B
$563.00M
'26 Q1
26-01-28
▲10.8%
$4.26B
$544.00M
'26 Q2
26-04-22
LATEST
▲13.5%
$4.36B
$595.00M
'26 Q3
26-07-22
Earnings call
FY26 · Q3
2026-07-22
Raymond James Financial Inc Q3 FY2026 Earnings Call
Confident tone
Technology and AI Investments
Capital Markets / Investment Banking
Asset Management and Clark Capital Acquisition
Revenue
$4.36B
▲ 13.5% YoY Diluted EPS
$3.01
▲ 42% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q2
2026-04-22
Raymond James Financial Inc Q2 FY2026 Earnings Call
Confident tone
Advisor recruiting and retention
Bank segment and securities-based lending
Private client group and AUA
Revenue
$4.26B
▲ 10.8% YoY Diluted EPS
$2.72
▲ 15.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-01-28
Raymond James Financial Inc Q1 FY2026 Earnings Call
Confident tone
Advisor Recruiting & Net New Assets
Capital Markets
AI Strategy & Ray Agent
Revenue
$4.18B
▲ 3.5% YoY Diluted EPS
$2.79
▼ 2.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2025-10-22
Raymond James Financial Inc Q4 FY2025 Earnings Call
Confident tone
Financial Adviser Recruiting and Retention
Mergers and Acquisitions
Capital Markets and Investment Banking
Revenue
$4.19B*
▲ 4.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-07-23
Raymond James Financial Inc Q3 FY2025 Earnings Call
Confident tone
Capital deployment and shareholder returns
Private Client Group growth and recruiting
Bank segment and credit quality
Revenue
$3.84B
▲ 2.1% YoY Diluted EPS
$2.12
▼ 8.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-04-23
Raymond James Financial Inc Q2 FY2025 Earnings Call
Positive tone
Diversified revenue and earnings growth
Capital deployment and share repurchases
PCG adviser recruitment and retention
Revenue
$3.85B
▲ 5.7% YoY Diluted EPS
$2.36
▲ 6.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-01-29
Raymond James Financial Inc Q1 FY2025 Earnings Call
Confident tone
Capital Markets / Investment Banking
Private Client Group / Advisor Recruitment
AI / Technology Initiatives
Revenue
$4.04B
▲ 14.6% YoY Diluted EPS
$2.86
▲ 23.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2024-10-23
Raymond James Financial Inc Q4 FY2024 Earnings Call
Confident tone
Capital markets recovery
Private Client Group growth and advisor recruiting
Acquisition strategy and M&A pipeline
Revenue
$4.00B*
▲ 13.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-07-24
Raymond James Financial Inc Q3 FY2024 Earnings Call
Confident tone
Sweep program and rate environment
Private Client Group and advisor recruiting
Bank segment and net interest margin
Revenue
$3.76B
▲ 14.2% YoY Diluted EPS
$2.31
▲ 35.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-04-24
Raymond James Financial Inc Q2 FY2024 Earnings Call
Confident tone
Private Client Group growth and advisor recruiting
Asset Management segment performance
Bank segment net interest margin and loan demand
Revenue
$3.64B
▲ 15.2% YoY Diluted EPS
$2.22
▲ 15% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-01-24
Raymond James Financial Inc Q1 FY2024 Earnings Call
Positive tone
Investment Banking and M&A Outlook
Capital Markets Profitability
Adviser Recruiting and Retention
Revenue
$3.52B
▲ 16.3% YoY Diluted EPS
$2.32
▲ 0.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2023-10-25
Raymond James Financial Inc Q4 FY2023 Earnings Call
Revenue
$3.52B*
▲ 17.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-07-26
Raymond James Financial Inc Q3 FY2023 Earnings Call
Revenue
$3.29B
▲ 18.5% YoY Diluted EPS
$1.71
▲ 23.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-04-26
Raymond James Financial Inc Q2 FY2023 Earnings Call
Revenue
$3.16B
▲ 16.5% YoY Diluted EPS
$1.93
▲ 27% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-01-25
Raymond James Financial Inc Q1 FY2023 Earnings Call
Revenue
$3.03B
▲ 7.4% YoY Diluted EPS
$2.30
▲ 9.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2022-10-26
Raymond James Financial Inc Q4 FY2022 Earnings Call
Revenue
$3.00B*
▲ 9.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-07-27
Raymond James Financial Inc Q3 FY2022 Earnings Call
Revenue
$2.78B
▲ 10.6% YoY Diluted EPS
$1.38
▼ 4.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-04-27
Raymond James Financial Inc Q2 FY2022 Earnings Call
Revenue
$2.71B
▲ 12.5% YoY Diluted EPS
$1.52
▼ 9.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-01-26
Raymond James Financial Inc Q1 FY2022 Earnings Call
Revenue
$2.82B
▲ 24.7% YoY Diluted EPS
$2.10
▲ 41.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-04-28
Raymond James Financial Inc Q2 FY2021 Earnings Call
Revenue
$2.41B
▲ 14.1% YoY Diluted EPS
$1.68
▲ 110% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-01-27
Raymond James Financial Inc Q1 FY2021 Earnings Call
Revenue
$2.26B
▲ 9.7% YoY Diluted EPS
$1.48
▲ 17.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2020-10-28
Raymond James Financial Inc Q4 FY2020 Earnings Call
Revenue
$2.12B*
▲ 1.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-07-29
Raymond James Financial Inc Q3 FY2020 Earnings Call
Revenue
$1.88B
▼ 6.2% YoY Diluted EPS
$0.82
▼ 31.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-04-29
Raymond James Financial Inc Q2 FY2020 Earnings Call
Revenue
$2.11B
▲ 9.2% YoY Diluted EPS
$0.80
▼ 33.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-01-22
Raymond James Financial Inc Q1 FY2020 Earnings Call
Revenue
$2.06B
▲ 2.8% YoY Diluted EPS
$1.26
▲ 11.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Showing 1–25 of 25 earnings calls