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RMBI

Richmond Mutual Bancorporation, Inc.
$15.20 +0.10 (+0.66%) At close · Jul 13
Market Cap
$160.25M
Shares
10,501,260

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$15.20 Open$15.09 Day$15.09–15.48 52W$12.50–16.38 Avg vol 30d49K Short int244K · 2.3% float · 2.9d Short vol66% DataJan 2020–Jul 2026 Filing10-Q · May 12
Up next
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 12, 2026
Equibles Rating blended score · not investment advice
Overall
Strong Buy
SellHoldBuy
Technical Neutral Momentum Very Strong Sentiment Bullish Fundamentals Excellent Quant / Vol Low
Market backdrop VIX 17.2 · elevated Equity put/call 0.67
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +8%
above
Price vs 50-day avg +2%
above
RSI (14) 53
neutral
MACD trend Negative
52-week position 70%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Strong
1-month return +3%
trailing
6-month return +9%
trailing
YTD return +9%
this year
Relative strength +1%
vs S&P · 6-mo
Sentiment
smart money
Bullish
Trend (MA cross) No cross
50d $15 › 200d $14 — 50d above 200d
Institutional flow Accumulating
3 of 65 funds reported for Jun 30 · net +117 sh shares
Insider flow Accumulating
Net +$21.5K over 90 days · 0% sells
Short interest Rising
2.33% of float · ▲ +67.8% MoM · 2.9 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
65 holders — near 3-yr high, broad support
Squeeze score 63
elevated · 0–100
Fundamentals
Excellent
EPS growth +27%
Y/Y
Free cash flow $14.6M
Valuation P/E 12.2
below peers
Balance sheet $33.1M
net cash
Quant / Vol
risk profile
Low
Volatility 28%
annualized · 1-yr
Max drawdown −14%
past year
ATR 3.3%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Neutral
1 · 4 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+8% Bullish
Price vs 50-day avg
+2% Bullish
RSI (14)
53 Neutral
MACD trend
Negative Bearish
52-week position
70% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross) No cross
50d $15 › 200d $14 — 50d above 200d
Institutional flow Accumulating
3 of 65 funds reported for Jun 30 · net +117 sh shares
Insider flow Accumulating
Net +$21.5K over 90 days · 0% sells
Short interest Rising
2.33% of float · ▲ +67.8% MoM · 2.9 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
65 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $12 Now $15 · 70% 52-wk high $16
vs 200-day avg +8% vs 50-day avg +2%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY
Allowance for credit losses $16.7M first quarter of 2026
Allowance for credit losses as percentage of total loans and leases outstanding 1.41% first quarter of 2026
Allowance for credit losses as percentage of total loans and leases 1.38% the fourth quarter
Annualized net interest margin 3.11% the fourth quarter
Book value per share $13.88 the fourth quarter

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
RMBI
Richmond Mutual Bancorporation, Inc.
this stock
$160.25M +9.4% 12.2 2.3%
HDB
Hdfc Bank Ltd
$135.58B -27.7% +15.2% 0.4%
MFG
Mizuho Financial Group Inc
$127.79B +43.3% 0.1%
IBN
Icici Bank Ltd
$104.94B -1.8% 0.7%
PNC
Pnc Financial Services Group, Inc.
$101.54B +22.1% +7.2% 14.7 1.9%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
65
% held
21.8%
Reported
3 of 65
Top holder
VANGUARD CAPITAL MANAGEME…
Held Float
View
Held by Funds
Fund positions
95
View
Short & Settlement
Short Interest Rising
Shares short
244.2K
Days to cover
2.9d
Change
+98.7K sh
View
Short Volume
Short vol %
66%
As of
Jul 13, 2026
Short Total
View
Fails to Deliver
FTD shares
40
Value
$589
As of
Jun 12, 2026
View
Off-Exchange
Off-exchange %
46.8%
Week of
May 4, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net buying
Net (90d)
+$21.5K
Buyers / Sellers
1 / 0
Buyers Sellers
View
Financials
Financials
Net income (FY)
$11.6M
EPS diluted
$1.17
View
Buybacks
Authorized
shares 676.3K
Remaining
shares 65.5K
Spent Remaining
View
Filings
SEC Filings
Latest
8-K
Filed
Jul 1, 2026
This year
10
View
Proposed Sales
Value
$55.6K
Shares
4.2K
Filed
Mar 3, 2023
View

Performance

5D 20D 120D MTD YTD
RMBI +3.3% +3.3% +9.3% -4.3% +9.4%
SPY -0.3% +1.6% +8.3% +0.3% +9.9%
vs SPY +3.6% +1.7% +1.0% -4.6% -0.4%

Capital returns

Latest dividend
$0.15 / share · ex Jun 3, 2026
Raised 7.1%
Paid (TTM)
$0.60 / share · 4 payouts
Dividend yield (TTM, derived)
3.95%
Buyback program · as of May 9, 2025
Authorized
shares 676,331
Spent (derived)
shares 610,859
Remaining
shares 65,472
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1767837 CUSIP 76525P100 13F (30d) 3 filings 3 filers Visit website Investor relations