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RMBI

Richmond Mutual Bancorporation, Inc.
$15.16 -0.43 (-2.76%) At close · Jul 2
Market Cap
$159.20M
Shares
10,501,260

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$15.16 Open$15.62 Day$15.04–15.63 52W$12.50–16.38 Avg vol 30d56K Short int145K · 1.4% float · 4.3d Short vol84% Last earningsApr 23, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 12
Equibles Rating blended score · not investment advice
Overall
Strong Buy
Technical · trend & momentum Buy
50 / 200-day cross no cross
+ Price vs 200-day avg +7% above
+ Price vs 50-day avg +2% above
RSI (14) 51 · neutral
+ MACD trend positive
52-week position 69% · mid-range
Sentiment · smart money Bullish
Trend (MA cross) 50d $15 › 200d $14 — 50d above 200d
Institutional flow 1 of 65 funds reported for Jun 30 · net 0 sh shares
+ Insider flow Net +$21.5K over 90 days · 0% sells
+ Short interest 1.39% of float · ▼ -5.2% MoM · 4.3 days cover
Volume signal Volume near normal
+ Institution breadth 65 holders — near 3-yr high, broad support
Fundamentals Excellent
+ EPS growth +27% Y/Y
+ Free cash flow $14.6M
+ Valuation P/E 12.1 · below peers
+ Balance sheet net cash $33.1M

Blended from price, positioning & fundamentals · daily-close · not investment advice.

Up next
Next earnings call
Jul 23, 2026 Est · unconfirmed · in 3 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 12, 2026

Technicals

trend & momentum for long-term holders Buy
0 · 3 · 3
50 / 200-day cross
no cross Neutral
Price vs 200-day avg
+7% above Bullish
Price vs 50-day avg
+2% above Bullish
RSI (14)
51 · neutral Neutral
MACD trend
positive Bullish
52-week position
69% · mid-range Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross) No cross
50d $15 › 200d $14 — 50d above 200d
Institutional flow Flat
1 of 65 funds reported for Jun 30 · net 0 sh shares
Insider flow Accumulating
Net +$21.5K over 90 days · 0% sells
Short interest Falling
1.39% of float · ▼ -5.2% MoM · 4.3 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
65 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $12 Now $15 · 69% 52-wk high $16
vs 200-day avg +7% vs 50-day avg +2%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY
Allowance for credit losses $16.7M first quarter of 2026
Allowance for credit losses as percentage of total loans and leases outstanding 1.41% first quarter of 2026
Allowance for credit losses as percentage of total loans and leases 1.38% the fourth quarter
Annualized net interest margin 3.11% the fourth quarter
Book value per share $13.88 the fourth quarter

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
RMBI
Richmond Mutual Bancorporation, Inc.
this stock
$159.20M +9.1% 12.1 1.4%
HDB
Hdfc Bank Ltd
$132.30B -29.5% +15.2% 0.2%
MFG
Mizuho Financial Group Inc
$121.09B +35.8% 0.3%
IBN
Icici Bank Ltd
$105.76B -1.0% 0.7%
PNC
Pnc Financial Services Group, Inc.
$100.19B +20.4% +7.2% 14.5 1.9%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders
Holders
65
% held
21.8%
Reported
1 of 65
Top holder
VANGUARD CAPITAL MANAGEME…
Held Float
View
Held by Funds
Fund positions
95
View
Short & Settlement
Short Interest Falling
Shares short
145.5K
Days to cover
4.3d
Change
-8.1K sh
View
Short Volume
Short vol %
84%
As of
Jul 2, 2026
Short Total
View
Fails to Deliver
FTD shares
40
Value
$589
As of
Jun 12, 2026
View
Off-Exchange
Off-exchange %
46.8%
Week of
May 4, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net buying
Net (90d)
+$21.5K
Buyers / Sellers
1 / 0
Buyers Sellers
View
Financials
Financials
Net income (FY)
$11.6M
EPS diluted
$1.17
View
Buybacks
Authorized
shares 676.3K
Remaining
shares 65.5K
Spent Remaining
View
Filings
SEC Filings
Latest
8-K
Filed
Jul 1, 2026
This year
10
View
Proposed Sales
Value
$55.6K
Shares
4.2K
Filed
Mar 3, 2023
View
Earnings & Events
Earnings Calls
Last call
May 27, 2026
View

Performance

5D 20D 120D MTD YTD
RMBI +0.2% +5.9% +9.8% -4.5% +9.1%
SPY +1.4% -1.3% +8.0% -0.3% +9.2%
vs SPY -1.2% +7.1% +1.8% -4.3% -0.1%

Capital returns

Latest dividend
$0.15 / share · ex Jun 3, 2026
Raised 7.1%
Paid (TTM)
$0.60 / share · 4 payouts
Dividend yield (TTM, derived)
3.96%
Buyback program · as of May 9, 2025
Authorized
shares 676,331
Spent (derived)
shares 610,859
Remaining
shares 65,472
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1767837 CUSIP 76525P100 13F (30d) 1 filings 1 filers Visit website Investor relations