RMBI · Richmond Mutual Bancorporation, Inc.
$15.32
-0.12 (-0.78%)
At close · Oct 5
Return incl. dividend (before tax)
Market Cap
$255.74M
Shares
16.76M
Volume · Oct 5
65.39K
Avg daily vol (3M)
84.11K
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$15.32
Open$15.35
Day$15.22–15.43
52W close$12.92–16.19
Avg vol 30d124K
Short int249K · 1.5% float · 2.5d
Short vol68%
DataJan 2020–Oct 2026
Filing10-Q · Aug 13
Up next
filed Aug 13, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
$52.05M
Trailing 12 months
Net income (TTM)
$12.02M
Trailing 12 months
Revenue growth YoY
+15.3%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
12.8
Trailing earnings · reciprocal yield 7.8%
FCF yield
5.3%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
$34.72M
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
+0.7%
Year over year · more shares
Price change (1Y)
+9.1%
Trailing year
Short interest
1.5%
Latest settlement · 2.5 days to cover
Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Neutral
Momentum
Neutral
Sentiment
Bullish
Fundamentals
Excellent
Quant / Vol
Low
Market backdrop
VIX 15.5 · calm
Equity put/call 0.59
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+4%
above
Price vs 50-day avg
−2%
below
RSI (14)
46
neutral
MACD trend
Negative
52-week position
73%
mid-range
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
−4%
trailing
6-month return
+7%
trailing
YTD return
+9%
this year
Relative strength
−4%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $16 › 200d $15 — 50d above 200d
Institutional flow
Accumulating
2 of 75 funds reported for Sep 30 · net +77.2K sh shares · +1 new
Insider flow
Accumulating
Net +$39.8K over 90 days · 0% sells
Short interest
Rising
1.48% of float · ▲ +38.0% MoM · 2.5 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
75 holders — near 3-yr high, broad support
Squeeze score
52
elevated · 0–100
Fundamentals
EPS growth
+27%
Y/Y
Free cash flow
$14.6M
Valuation
P/E 12.6
in line
Quant / Vol
risk profile
Volatility
26%
annualized · 1-yr
Max drawdown
−11%
past year
ATR
2.3%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+4%
Bullish
Price vs 50-day avg
−2%
Neutral
RSI (14)
46
Neutral
MACD trend
Negative
Bearish
52-week position
73%
Neutral
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $16 › 200d $15 — 50d above 200d
Institutional flow
Accumulating
2 of 75 funds reported for Sep 30 · net +77.2K sh shares · +1 new
Insider flow
Accumulating
Net +$39.8K over 90 days · 0% sells
Short interest
Rising
1.48% of float · ▲ +38.0% MoM · 2.5 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
75 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $13
Now $15 · 73%
Range high $16
vs 200-day avg +4%
vs 50-day avg -2%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Allowance for credit losses on unfunded commitments | $432K | Three Months Ended June 30, 2026 filing | — |
| Average interest-earning assets to average interest-bearing liabilities | 117.19% | the three months ended June 30, 2026 filing | — |
| Average rate paid on FHLB borrowings | 4.12% | the three months ended June 30, 2026 filing | — |
| Average rate paid on interest-bearing deposits | 2.82% | the three months ended June 30, 2026 filing | — |
| Average yield on investment securities, excluding FHLB stock | 2.52% | the three months ended June 30, 2026 filing | — |
| Average yield on loans and leases | 6.55% | the three months ended June 30, 2026 filing | — |
| Net interest margin (annualized) | 3.22% | the three months ended June 30, 2026 filing | — |
| Net interest rate spread | 2.77% | the three months ended June 30, 2026 filing | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
RMBI
this stock
Richmond Mutual Bancorporation, Inc.
|
$255.74M | +9.1% | — | 12.6 | 1.5% |
|
MFG
Mizuho Financial Group Inc
|
$133.98B | +50.7% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.26B | -39.5% | -3.2% | — | 0.7% |
|
CIXPF
CaixaBank/ADR
|
$103.83B | +16.0% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$100.21B | -6.9% | — | — | 0.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| RMBI | +1.4% | -4.3% | +7.1% | +3.1% | +9.1% |
| SPY | +1.2% | +0.6% | +11.6% | +1.6% | +13.6% |
| vs SPY | +0.2% | -4.9% | -4.4% | +1.5% | -4.5% |
Capital returns
Buyback program
· as of May 9, 2025
Authorized
shares 676,331
Spent (derived)
shares 610,859
Remaining
shares 65,472
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.