RMBI · Richmond Mutual Bancorporation, Inc.

Track RMBI — free

$15.90 -0.06 (-0.38%) At close · Aug 20

Market Cap

$266.47M

16.76M

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FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed Aug 13, 2026

Equibles Rating

blended score · not investment advice

Overall

Strong Buy

SellHoldBuy

Technical Buy Momentum Very Strong Sentiment Very Bullish Fundamentals Excellent Quant / Vol Low

Market backdrop VIX 14.9 · calm Equity put/call 0.52

Technical

price trend

Buy

50 / 200-day cross No cross

Price vs 200-day avg +10%

above

Price vs 50-day avg +3%

above

RSI (14) 57

neutral

MACD trend Negative

52-week position 91%

near high

Volume (OBV) Confirms

volume backs price

Momentum

relative strength

Very Strong

1-month return +4%

trailing

6-month return +18%

trailing

YTD return +13%

this year

Relative strength +7%

vs S&P · 6-mo

Sentiment

smart money

Very Bullish

Trend (MA cross) No cross

50d $15 › 200d $14 — 50d above 200d

Institutional flow Accumulating

+14% holders QoQ · +17 funds added

Insider flow Accumulating

Net +$61.3K over 90 days · 0% sells

Short interest Falling

0.89% of float · ▼ -11.0% MoM · 3.2 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

75 holders — near 3-yr high, broad support

Squeeze score 55

elevated · 0–100

Fundamentals

Excellent

EPS growth +27%

Y/Y

Free cash flow $14.6M

Valuation P/E 13.1

in line

Balance sheet $33.1M

net cash

Quant / Vol

risk profile

Low

Volatility 27%

annualized · 1-yr

Max drawdown −14%

past year

ATR 2.1%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy

1 · 3 · 3

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+10% Bullish

Price vs 50-day avg

+3% Bullish

RSI (14)

57 Neutral

MACD trend

Negative Bearish

52-week position

91% Bullish

Volume (OBV)

Confirms Neutral

Market signals — smart money & positioning

Bullish · 4 of 6

Trend (MA cross) No cross

50d $15 › 200d $14 — 50d above 200d

Institutional flow Accumulating

+14% holders QoQ · +17 funds added

Insider flow Accumulating

Net +$61.3K over 90 days · 0% sells

Short interest Falling

0.89% of float · ▼ -11.0% MoM · 3.2 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

75 holders — near 3-yr high, broad support

Price context

position in its 52-week range

Range low $13 Now $16 · 91% Range high $16

vs 200-day avg +10% vs 50-day avg +3%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Net interest rate spread	2.77%	the three months ended June 30, 2026 filing	—
Allowance for credit losses	17M	the quarter ended June 30, 2026	—
Allowance for credit losses as percentage of total loans and leases outstanding	1.39%	the quarter ended June 30, 2026	—

Allowance for credit losses to non-performing loans and leases	77.91%	Three Months Ended June 30, 2026	—
Book value per share	$14.11	the quarter ended June 30, 2026	—
Brokered time deposits as percentage of total deposits	23%	June 30, 2026	—
Common equity tier 1 capital (to risk weighted assets)	12.99%	Three Months Ended June 30, 2026	—
Equity to assets ratio	9.55%	the quarter ended June 30, 2026	—

Full-time equivalent employees	174	Three Months Ended June 30, 2026	—
Net charge-offs (annualized as percentage of average loans and leases)	0.18%	Six months ended June 30, 2026	—
Net interest margin	3.17%	Six Months Ended June 30, 2026	—
Non-performing assets to total assets	1.41%	Three Months Ended June 30, 2026	—
Noninterest-bearing demand deposits as percentage of total deposits	8.7%	June 30, 2026	—
Nonperforming loans and leases	21.8M	the quarter ended June 30, 2026	—

Nonperforming loans and leases as percentage of total loans and leases	1.78%	the quarter ended June 30, 2026	—

Number of full-service offices	13	Three Months Ended June 30, 2026	—
Tangible book value per share	$14.11	the quarter ended June 30, 2026	—
Tier 1 capital to total assets	10.9%	the quarter ended June 30, 2026	—
Tier 1 leverage (core) capital (to adjusted tangible assets)	10.9%	Three Months Ended June 30, 2026	—
Total risk-based capital (to risk weighted assets)	14.24%	Three Months Ended June 30, 2026	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
RMBI Richmond Mutual Bancorporation, Inc. this stock	$266.47M	+13.2%	—	13.1	0.9%
MFG Mizuho Financial Group Inc	$123.19B	+38.4%	—	—	0.1%
HDB Hdfc Bank Ltd	$118.97B	-36.1%	+15.2%	—	0.5%
IBN Icici Bank Ltd	$105.45B	-0.4%	—	—	0.5%
CIXPF CaixaBank/ADR	$100.59B	+18.7%	—	—	0.1%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

% held: 16.4%
Net QoQ: +403.3K sh
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

View

Short & Settlement

Short Interest Falling

Shares short

149.5K

Days to cover: 3.2d
Change: -18.4K sh

View

Short Volume

Short vol %

80%

As of: Aug 20, 2026

Short Total

View

Fails to Deliver

FTD shares

Value: $16
As of: Jul 27, 2026

View

Off-Exchange

Off-exchange %

67.2%

Week of: Jul 13, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net buying

Net (90d)

+$61.3K

Buyers / Sellers: 2 / 0

Buyers Sellers

View

Financials

Net income (FY)

$11.6M

EPS diluted: $1.17

View

Buybacks

Authorized

shares 676.3K

Remaining: shares 65.5K

Spent Remaining

View

Filings

SEC Filings

Latest

8-K

Filed: Aug 20, 2026
This year: 15

View

Proposed Sales

Value

$55.6K

Shares: 4.2K
Filed: Mar 3, 2023

View

Performance

	5D	20D	120D	MTD	YTD
RMBI	-0.6%	+3.5%	+17.8%	+1.6%	+13.3%
SPY	-2.0%	+3.3%	+11.2%	+2.1%	+11.8%
vs SPY	+1.4%	+0.2%	+6.6%	-0.5%	+1.4%

Capital returns

Latest dividend

$0.15 / share · ex Jun 3, 2026

Raised 7.1%

Paid (TTM)

$0.60 / share · 4 payouts

Dividend yield (TTM, derived)

3.77%

Buyback program · as of May 9, 2025

Authorized

shares 676,331

Spent (derived)

shares 610,859

Remaining

shares 65,472

Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1767837 CUSIP 76525P100 13F (30d) 69 filings 68 filers Visit website Investor relations

RMBI · Richmond Mutual Bancorporation, Inc.

Price & Indicators

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Equibles Rating

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns