VBNK
VersaBankPrice & Indicators
Blended from price, positioning & fundamentals · daily-close · not investment advice.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| CET1 ratio | 12.8% | Q1 fiscal 2026 call | — |
| consolidated adjusted net income non-GAAP | 12.2M | Q1 fiscal 2026 call | — |
| credit asset portfolio | 5.33B | Q1 fiscal 2026 call | — |
| leverage ratio | 8.2% | Q1 fiscal 2026 call | — |
| multifamily residential loans and other portfolio | 0.9B | Q1 fiscal 2026 call | — |
| net interest margin on credit assets | 2.64% | Q1 fiscal 2026 call | — |
| noninterest expenses excluding reorganization costs non-GAAP | 19M | Q1 fiscal 2026 call | — |
| overall net interest margin | 2.25% | Q1 fiscal 2026 call | — |
| SRP Q1 fundings | 200M | Q1 fiscal 2026 call | — |
| structured receivable program portfolio | 4.4B | Q1 fiscal 2026 call | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
VBNK
this stock
VersaBank
|
$587.66M | +50.9% | — | — | 0.9% |
|
HDB
Hdfc Bank Ltd
|
$139.87B | -25.0% | +15.2% | — | 0.3% |
|
MFG
Mizuho Financial Group Inc
|
$126.09B | +41.4% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$106.23B | +0.9% | — | — | 0.7% |
|
PNC
Pnc Financial Services Group, Inc.
|
$101.67B | +22.2% | +7.2% | 14.7 | 1.9% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| VBNK | +17.2% | +19.0% | +50.5% | -2.6% | +50.9% |
| SPY | +3.1% | -0.8% | +8.2% | +0.6% | +10.2% |
| vs SPY | +14.2% | +19.8% | +42.2% | -3.2% | +40.7% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.