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VBNK · VersaBank

Track VBNK — free
$19.84 -0.65 (-3.17%) At close · Aug 28
Market Cap
$643.13M
Shares
32.42M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$19.84 Open$20.36 Day$19.58–20.36 52W close$10.90–23.72 Avg vol 30d96K Short int202K · 0.6% float · 1.9d Short vol48% Last earningsSep 3, 2026 DataAug 2021–Aug 2026

Up next

Next earnings call
Sep 3, 2026 Scheduled · in 1 wks
FQ4-26 quarter ends
~Oct 31, 2026 Est

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Limited Quant / Vol Moderate
Market backdrop VIX 14.4 · calm Equity put/call 0.62
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +18%
above
Price vs 50-day avg −2%
below
RSI (14) 50
neutral
MACD trend Positive
52-week position 70%
mid-range
Momentum
relative strength
Very Strong
1-month return +3%
trailing
6-month return +39%
trailing
YTD return +32%
this year
Relative strength +25%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $20 › 200d $17 — 50d above 200d
Institutional flow Accumulating
+18% holders QoQ · +13 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
0.62% of float · ▲ +14.2% MoM · 1.9 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
52 holders — mid 3-yr range
Squeeze score 49
elevated · 0–100
Fundamentals
Limited
Not enough data for a confident read.
Quant / Vol
risk profile
Moderate
Volatility 38%
annualized · 1-yr
Max drawdown −21%
past year
ATR 3.2%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the Earnings Call filed Jan 31, 2026
fiscal 2026
U.S. structured receivable program fundings at least $1B
the second quarter
Cost of reorganization to a standard U.S. bank framework $4M – $4.5M
Prior guidance period ended · from the Earnings Call filed Apr 30, 2022
Net interest margin · fiscal 2023 at least 3%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Buy
0 · 4 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+18% Bullish
Price vs 50-day avg
−2% Neutral
RSI (14)
50 Neutral
MACD trend
Positive Bullish
52-week position
70% Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $20 › 200d $17 — 50d above 200d
Institutional flow Accumulating
+18% holders QoQ · +13 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
0.62% of float · ▲ +14.2% MoM · 1.9 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
52 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $11 Now $20 · 70% Range high $24
vs 200-day avg +18% vs 50-day avg -2%

Illustrative technical + ownership context — a signal mix, not investment advice.

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
VBNK
VersaBank
this stock
$643.13M +32.4% 0.6%
MFG
Mizuho Financial Group Inc
$126.83B +45.4% 0.1%
HDB
Hdfc Bank Ltd
$118.56B -36.8% +15.2% 0.5%
IBN
Icici Bank Ltd
$107.22B +0.3% 0.7%
CIXPF
CaixaBank/ADR
$106.80B +26.1% 0.1%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
52
% held
36.0%
Net QoQ
+97.1K sh
Top holder
ALLIANCEBERNSTEIN L.P.
Held Float
View
Held by Funds
Fund positions
34
View
Short & Settlement
Short Interest Rising
Shares short
202.1K
Days to cover
1.9d
Change
+25.1K sh
View
Short Volume
Short vol %
48%
As of
Aug 28, 2026
Short Total
View
Fails to Deliver
FTD shares
200
Value
$3.9K
As of
Jul 30, 2026
View
Off-Exchange
Off-exchange %
39.5%
Week of
Jul 20, 2026
Off-exch Lit
View
Filings
SEC Filings
Latest
6-K
Filed
Aug 26, 2026
This year
30
View
Earnings & Events
Earnings Calls Upcoming
Next call
Sep 3, 2026
Last call
Jun 3, 2026
View
Investor Relations
Upcoming events
2
View

Performance

5D 20D 120D MTD YTD
VBNK +0.1% +2.6% +38.6% +2.6% +32.4%
SPY +0.5% +3.0% +13.4% +3.0% +12.8%
vs SPY -0.4% -0.4% +25.1% -0.4% +19.6%

Capital returns

Latest dividend
$0.018 / share · ex Jul 10, 2026
Raised 5.9%
Paid (TTM)
$0.054 / share · 3 payouts
Dividend yield (TTM, derived)
0.27%

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1690639 CUSIP 92512J106 13F (30d) 46 filings 46 filers Visit website