VBNK · VersaBank
Market Cap
$758.93M
Shares
32.42M
Volume · Oct 5
130.51K
Avg daily vol (3M)
126.2K
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$22.40
Open$22.56
Day$22.28–22.88
52W close$11.26–23.72
Avg vol 30d145K
Short int334K · 1.0% float · 2.1d
Short vol45%
Last earningsSep 3, 2026
DataAug 2021–Oct 2026
Up next
Next earnings call
Jan 19, 2027
Est · unconfirmed
· in 15 wks
call held Sep 3, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
$95.77M
Trailing 12 months
Net income (TTM)
$24.43M
Trailing 12 months
Revenue growth YoY
+31.2%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
37.1
Trailing earnings · reciprocal yield 2.7%
FCF yield
0.9%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
$275.35M
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
+0.1%
Year over year · more shares
Price change (1Y)
+82.9%
Trailing year
Short interest
1.0%
Latest settlement · 2.1 days to cover
Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Limited
Quant / Vol
Moderate
Market backdrop
VIX 15.3 · calm
Equity put/call 0.58
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+24%
above
Price vs 50-day avg
+8%
above
RSI (14)
54
neutral
MACD trend
Negative
52-week position
89%
near high
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
+9%
trailing
6-month return
+31%
trailing
YTD return
+50%
this year
Relative strength
+19%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $21 › 200d $18 — 50d above 200d
Institutional flow
Accumulating
+23% holders QoQ · +13 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
1.03% of float · ▲ +47.9% MoM · 2.1 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
53 holders — near 3-yr high, broad support
Squeeze score
61
elevated · 0–100
Fundamentals
Not enough data for a confident read.
Quant / Vol
risk profile
Volatility
40%
annualized · 1-yr
Max drawdown
−21%
past year
ATR
3.5%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the Earnings Call filed Sep 3, 2026
going forward
Net interest margin
2.3%
fourth quarter of this year (fiscal 2026)
Reorganization non-core costs
Non-GAAP
$4M
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+24%
Bullish
Price vs 50-day avg
+8%
Bullish
RSI (14)
54
Neutral
MACD trend
Negative
Bearish
52-week position
89%
Bullish
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross)
No cross
50d $21 › 200d $18 — 50d above 200d
Institutional flow
Accumulating
+23% holders QoQ · +13 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
1.03% of float · ▲ +47.9% MoM · 2.1 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
53 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $11
Now $22 · 89%
Range high $24
vs 200-day avg +24%
vs 50-day avg +8%
Illustrative technical + ownership context — a signal mix, not investment advice.
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
VBNK
this stock
VersaBank
|
$758.93M | +49.5% | — | — | 1.0% |
|
MFG
Mizuho Financial Group Inc
|
$133.98B | +48.8% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.26B | -38.9% | -3.2% | — | 0.7% |
|
CIXPF
CaixaBank/ADR
|
$103.83B | +26.7% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$100.21B | -7.9% | — | — | 0.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| VBNK | -4.3% | +8.8% | +31.5% | +0.8% | +49.5% |
| SPY | -0.2% | -0.5% | +12.2% | +0.9% | +12.9% |
| vs SPY | -4.1% | +9.3% | +19.3% | -0.1% | +36.7% |