VLY

Valley National Bancorp

$14.64 -0.02 (-0.14%) At close · Jul 10

Market Cap

$8.11B

554,131,478

Up next

Next earnings call

Jul 23, 2026 Est · unconfirmed · in 2 wks

FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed May 7, 2026

AI Brief

TL;DR.

Bullish

Bearish

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Equibles Rating blended score · not investment advice

Overall

Buy

SellHoldBuy

Technical Buy Momentum Very Strong Sentiment Bearish Fundamentals Strong Quant / Vol Low

Market backdrop VIX 15 · calm Equity put/call 0.55

Technical

price trend

Buy

50 / 200-day cross No cross

Price vs 200-day avg +18%

above

Price vs 50-day avg +5%

above

RSI (14) 57

neutral

MACD trend Negative

52-week position 94%

near high

Momentum

relative strength

Very Strong

1-month return +3%

trailing

6-month return +23%

trailing

YTD return +27%

this year

Relative strength +14%

vs S&P · 6-mo

Sentiment

smart money

Bearish

Trend (MA cross) No cross

50d $14 › 200d $12 — 50d above 200d

Institutional flow Distributing

15 of 463 funds reported for Jun 30 · net -13.3K sh shares · +1 new

Insider flow Distributing

Net -$1.6M over 90 days · 100% sells

Short interest Rising

7.32% of float · ▲ +2.0% MoM · 5.3 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

463 holders — near 3-yr high, broad support

Squeeze score 74

high risk · 0–100

Fundamentals

Strong

Revenue growth +7%

Y/Y

EPS growth +46%

Y/Y

Free cash flow $325.7M

Valuation P/E 13.2

in line

Balance sheet $1.2B

net debt

Quant / Vol

risk profile

Low

Volatility 28%

annualized · 1-yr

Max drawdown −14%

past year

ATR 2.2%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy

1 · 2 · 3

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+18% Bullish

Price vs 50-day avg

+5% Bullish

RSI (14)

57 Neutral

MACD trend

Negative Bearish

52-week position

94% Bullish

Market signals — smart money & positioning

Bearish · 3 of 6

Trend (MA cross) No cross

50d $14 › 200d $12 — 50d above 200d

Institutional flow Distributing

15 of 463 funds reported for Jun 30 · net -13.3K sh shares · +1 new

Insider flow Distributing

Net -$1.6M over 90 days · 100% sells

Short interest Rising

7.32% of float · ▲ +2.0% MoM · 5.3 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

463 holders — near 3-yr high, broad support

Price context

position in its 52-week range

52-wk low $9 Now $15 · 94% 52-wk high $15

vs 200-day avg +18% vs 50-day avg +5%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings

Metric	Latest	Period	YoY
Allowance for credit losses for loans as a percent of total loans	1.18%	first quarter 2026	—
Net interest income on a tax equivalent basis	$472.8M	first quarter 2026	—
net interest margin on a tax equivalent basis	3.17%	first quarter 2026	—
Net loan charge-offs	$17.5M	first quarter 2026	—
Non-accrual loans	$432.6M	first quarter 2026	—
Non-accrual loans as a percent of total loans	0.85%	first quarter 2026	—
Provision for credit losses for loans	$21.2M	first quarter 2026	—
Total accruing past due loans as a percent of total loans	0.25%	first quarter 2026	—
adjusted diluted EPS non-GAAP	$0.29	Q1 FY2026 call	—
adjusted net income non-GAAP	$169M	Q1 FY2026 call	—
adjusted pre-provision net revenue non-GAAP	$253M	Q1 FY2026 call	—
C&I loans growth	$150M	Q1 FY2026 call	—
direct customer deposits growth	$900M	Q1 FY2026 call	—
higher-cost FHLB advances payoff	$350M	Q1 FY2026 call	—
loans to non-brokered deposits	106%	Q1 FY2026 call	—
maturing higher-cost brokered deposits payoff	$300M	Q1 FY2026 call	—
regulatory capital generation	30	Q1 FY2026 call	—
total deposit costs change	-18	Q1 FY2026 call	—
total loans annualized growth	5.5%	Q1 FY2026 call	—
total loans growth	$700M	Q1 FY2026 call	—

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
VLY Valley National Bancorp this stock	$8.11B	+26.5%	+7.3%	13.2	7.3%
HDB Hdfc Bank Ltd	$136.10B	-27.4%	+15.2%	—	0.4%
MFG Mizuho Financial Group Inc	$127.67B	+43.2%	—	—	0.1%
IBN Icici Bank Ltd	$104.01B	-2.7%	—	—	0.7%
PNC Pnc Financial Services Group, Inc.	$101.16B	+21.6%	+7.2%	14.6	1.9%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Reducing

Holders

463

% held: 69.8%
Reported: 15 of 463
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

401

View

Short & Settlement

Short Interest Rising

Shares short

40.6M

Days to cover: 5.3d
Change: +809.7K sh

View

Short Volume

Short vol %

67%

As of: Jul 10, 2026

Short Total

View

Fails to Deliver

FTD shares

165.3K

Value: $2.4M
As of: Jun 12, 2026

View

Off-Exchange

Off-exchange %

39.3%

Week of: May 4, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$1.6M

Buyers / Sellers: 0 / 2

Buyers Sellers

View

Congressional Trades Sell

Member

Josh Gottheimer

Amount: $1.0K–$15.0K
Traded: Apr 9, 2026

View

Financials

Net income (FY)

$598.0M

EPS diluted: $1.01

View

Buybacks

Authorized

shares 25.0M

View

Filings

SEC Filings

Latest

8-K

Filed: May 18, 2026
This year: 11

View

Proposed Sales

Value

$373.0K

Shares: 25.5K
Filed: Jun 12, 2026

View

Earnings & Events

Earnings Calls

Last call

Apr 23, 2026

View

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
VLY	+0.3%	+3.4%	+22.9%	-0.1%	+26.5%
SPY	+1.4%	+4.1%	+9.1%	+1.1%	+10.7%
vs SPY	-1.0%	-0.7%	+13.9%	-1.2%	+15.8%

Capital returns

Latest dividend

$0.11 / share · ex Jun 15, 2026

Paid (TTM)

$0.44 / share · 4 payouts

Dividend yield (TTM, derived)

3.01%

Buyback program · as of Feb 29, 2024

Authorized

shares 25.00M

Spent (derived)

—

Remaining

—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 714310 CUSIP 919794107 13F (30d) 16 filings 15 filers Visit website Investor relations

VLY

Price & Indicators

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns