WAL

Western Alliance Bancorporation

$80.69 +0.68 (+0.85%) At close · Jul 10

Market Cap

$8.81B

109,185,360

Up next

Next earnings call

Jul 22, 2026 Est · unconfirmed · in 1 wks

FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed May 11, 2026

AI Brief

TL;DR.

Bullish

Bearish

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Equibles Rating blended score · not investment advice

Overall

Neutral

SellHoldBuy

Technical Neutral Momentum Very Weak Sentiment Bearish Fundamentals Excellent Quant / Vol Moderate

Market backdrop VIX 15 · calm Equity put/call 0.55

Technical

price trend

Neutral

50 / 200-day cross No cross

Price vs 200-day avg −1%

below

Price vs 50-day avg +1%

above

RSI (14) 50

neutral

MACD trend Negative

52-week position 48%

mid-range

Momentum

relative strength

Very Weak

1-month return −1%

trailing

6-month return −10%

trailing

YTD return −4%

this year

Relative strength −19%

vs S&P · 6-mo

Sentiment

smart money

Bearish

Trend (MA cross) No cross

50d $80 › 200d $81 — 200d above 50d

Institutional flow Distributing

10 of 446 funds reported for Jun 30 · net -1.0K sh shares

Insider flow Distributing

Net -$3.8M over 90 days · 100% sells

Short interest Rising

4.78% of float · ▲ +27.7% MoM · 4.3 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

446 holders — near 3-yr high, broad support

Squeeze score 71

high risk · 0–100

Fundamentals

Excellent

Revenue growth +100%

Y/Y

EPS growth +23%

Y/Y

Valuation P/E 9.4

below peers

Buyback $181.9M

remaining

Balance sheet $348.6M

net debt

Quant / Vol

risk profile

Moderate

Volatility 38%

annualized · 1-yr

Max drawdown −30%

past year

ATR 2.9%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record what management promised — and delivered

Latest guidance · from the Earnings Call filed Dec 31, 2025

Total assets · by year-end 2026 Initiated $100B

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Neutral

1 · 4 · 1

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

−1% Neutral

Price vs 50-day avg

+1% Bullish

RSI (14)

50 Neutral

MACD trend

Negative Bearish

52-week position

48% Neutral

Market signals — smart money & positioning

Bearish · 3 of 6

Trend (MA cross) No cross

50d $80 › 200d $81 — 200d above 50d

Institutional flow Distributing

10 of 446 funds reported for Jun 30 · net -1.0K sh shares

Insider flow Distributing

Net -$3.8M over 90 days · 100% sells

Short interest Rising

4.78% of float · ▲ +27.7% MoM · 4.3 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

446 holders — near 3-yr high, broad support

Price context

position in its 52-week range

52-wk low $66 Now $81 · 48% 52-wk high $97

vs 200-day avg -1% vs 50-day avg +1%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings

Metric	Latest	Period	YoY
Criticized loans	$1.4B	first quarter 2026	—

Efficiency ratio non-GAAP	55.8%	first quarter 2026	—

Efficiency ratio, adjusted for deposit costs non-GAAP	47.5%	first quarter 2026	—
HFI loan-to-deposit ratio	71.5%	first quarter 2026	—
HFI loans	$59.1B	first quarter 2026	—
Net interest margin	3.54%	first quarter 2026	—

Pre-provision net revenue non-GAAP	$444.5M	first quarter 2026	—

Repossessed assets	$123M	first quarter 2026	—

Tangible book value per share, net of tax non-GAAP	$61.14	first quarter 2026	—

Tangible common equity ratio non-GAAP	6.8%	first quarter 2026	—

Total deposits	$82.7B	first quarter 2026	—
ACL ratio	87	Q1 2026 call	—
adjusted efficiency ratio non-GAAP	48%	Q1 2026 call	—

adjusted EPS non-GAAP	$2.22	Q1 2026 call	—
adjusted net income available to common stockholders non-GAAP	$241M	Q1 2026 call	—
adjusted pre-provision net revenue non-GAAP	$394M	Q1 2026 call	—
CET1 ratio	11%	Q1 2026 call	—
classified assets to total assets	1.08%	Q1 2026 call	—
criticized assets	$1.47B	Q1 2026 call	—
deposit growth	5.6B	Q1 2026 call	—
HFI loan growth	3.2%	Q1 2026 call	—
HFI loan growth year over year	8%	Q1 2026 call	—
interest-bearing deposit costs	21	Q1 2026 call	—
program-to-date repurchases dollar amount	$120.4M	Q1 2026 call	—
program-to-date shares repurchased	1.6M	Q1 2026 call	—
return on average tangible common equity non-GAAP	14.2%	Q1 2026 call	—
securities yield	4.59%	Q1 2026 call	—
share repurchases dollar amount	$50M	Q1 2026 call	—
shares repurchased	700K	Q1 2026 call	—
tangible book value per share growth	13%	Q1 2026 call	—
total loan growth	903M	Q1 2026 call	—
Return on average assets	1.12%	FY2025	—
Return on tangible common equity non-GAAP	15.3%	FY2025	—

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
WAL Western Alliance Bancorporation this stock	$8.81B	-3.6%	+99.7%	9.4	4.8%
HDB Hdfc Bank Ltd	$136.10B	-27.4%	+15.2%	—	0.4%
MFG Mizuho Financial Group Inc	$127.67B	+43.2%	—	—	0.1%
IBN Icici Bank Ltd	$104.01B	-2.7%	—	—	0.7%
PNC Pnc Financial Services Group, Inc.	$101.16B	+21.6%	+7.2%	14.6	1.9%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Reducing

Holders

445

% held: 79.1%
Reported: 10 of 446
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

438

View

Short & Settlement

Short Interest Rising

Shares short

5.2M

Days to cover: 4.3d
Change: +1.1M sh

View

Short Volume

Short vol %

69%

As of: Jul 10, 2026

Short Total

View

Fails to Deliver

FTD shares

3.1K

Value: $241.1K
As of: May 22, 2026

View

Off-Exchange

Off-exchange %

42.9%

Week of: Jun 15, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$3.8M

Buyers / Sellers: 0 / 2

Buyers Sellers

View

Congressional Trades Sell

Member

Lisa McClain

Amount: $1.0K–$15.0K
Traded: Jul 22, 2025

View

Financials

Revenue (FY)

$135.8M

Net income (FY): $969.0M
EPS diluted: $8.73

View

Buybacks

Authorized

$300.0M

Remaining: $181.9M

Spent Remaining

View

Filings

SEC Filings

Latest

8-K

Filed: Jun 11, 2026
This year: 12

View

Proposed Sales

Value

$3.3M

Shares: 40.0K
Filed: Jun 9, 2026

View

Earnings & Events

Earnings Calls

Last call

Apr 21, 2026

View

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
WAL	-1.0%	-1.1%	-9.8%	-1.8%	-3.6%
SPY	+1.4%	+4.1%	+9.1%	+1.1%	+10.7%
vs SPY	-2.4%	-5.2%	-18.8%	-2.9%	-14.3%

Capital returns

Latest dividend

$0.42 / share · ex May 14, 2026

Raised 10.5%

Paid (TTM)

$1.64 / share · 4 payouts

Dividend yield (TTM, derived)

2.03%

Buyback program · as of Mar 31, 2026

Authorized

$300.00M

Spent (derived)

$118.10M

Remaining

$181.90M

Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1212545 CUSIP 957638109 13F (30d) 24 filings 11 filers Visit website Investor relations

WAL

Price & Indicators

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns