WTFC
Wintrust Financial CorpPrice & Indicators
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| capital call facilities | 341M | first quarter call | — |
| charge-offs | 14 | first quarter call | — |
| commercial loans growth | 719M | first quarter call | — |
| commercial real estate loans growth | 222M | first quarter call | — |
| commercial real estate nonperforming loans ratio | 0.12% | first quarter call | — |
| commercial real estate office exposure | 1.7B | first quarter call | — |
| deposit growth | 1.2B | first quarter call | — |
| interest-bearing deposit costs change | 16 | first quarter call | — |
| loan growth | 1B | first quarter call | — |
| loan yield change | 13 | first quarter call | — |
| mortgage warehouse exposure | 1.8B | first quarter call | — |
| mortgage warehouse growth | 286M | first quarter call | — |
| nondepository financial institutions exposure | 3.2B | first quarter call | — |
| nonperforming loans | 182.8M | first quarter call | — |
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| nonperforming loans ratio | 0.34% | first quarter call | — |
| period-end loans higher than average loans | 1.2B | first quarter call | — |
| Wintrust Life Finance portfolio growth | 103M | first quarter call | — |
| Allowance for credit losses | $460.5M | Q4 2025 | — |
| Core loan allowance for credit losses non-GAAP | 1.32% | Q4 2025 | — |
| Net charge-offs | $21.8M | Q4 2025 | — |
| Net charge-offs (basis points of average total loans, annualized) | 17 | Q4 2025 | — |
| Non-performing loans (% of total loans) | 0.35% | Q4 2025 | — |
| Provision for credit losses | $27.6M | Q4 2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
WTFC
this stock
Wintrust Financial Corp
|
$10.89B | +15.9% | +1.3% | 13.5 | 3.6% |
|
HDB
Hdfc Bank Ltd
|
$136.10B | -27.4% | +15.2% | — | 0.4% |
|
MFG
Mizuho Financial Group Inc
|
$127.67B | +43.2% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$104.01B | -2.7% | — | — | 0.7% |
|
PNC
Pnc Financial Services Group, Inc.
|
$101.16B | +21.6% | +7.2% | 14.6 | 1.9% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| WTFC | +0.2% | +4.5% | +10.7% | +0.5% | +15.9% |
| SPY | +1.4% | +4.1% | +9.1% | +1.1% | +10.7% |
| vs SPY | -1.2% | +0.4% | +1.7% | -0.6% | +5.2% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.