WTFC · Wintrust Financial Corp
$162.47
+0.02 (+0.01%)
At close · Aug 14
Market Cap
$10.96B
Shares
67.47M
Wintrust Financial Corp Earnings Call Transcripts
Every quarterly earnings call for Wintrust Financial Corp (WTFC) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲18.6%
$502.93M
$142.96M
'22 Q3
22-10-19
·
$
$144.82M
'22 Q4
23-01-19
▲22.4%
$565.76M
$180.20M
'23 Q1
23-04-20
▲27.2%
$560.57M
$154.75M
'23 Q2
23-07-20
▲14.3%
$574.84M
$164.20M
'23 Q3
23-10-18
·
$
$123.48M
'23 Q4
24-01-18
▲6.9%
$604.77M
$187.29M
'24 Q1
24-04-18
▲5.6%
$591.76M
$152.39M
'24 Q2
24-07-18
▲7.1%
$615.73M
$170.00M
'24 Q3
24-10-22
LATEST
·
$
$185.36M
'24 Q4
25-01-22
Earnings call
FY26 · Q2
2026-07-21
2nd Quarter 2026 Earnings Conference Call
Diluted EPS
$3.30
▲ 18.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-21
Wintrust Financial Corp Q1 FY2026 Earnings Call
Confident tone
Loan Growth
Deposit Growth and Mix
Net Interest Margin
Diluted EPS
$3.22
▲ 19.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-21
Wintrust Financial Corp Q4 FY2025 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-21
Wintrust Financial Corp Q3 FY2025 Earnings Call
Confident tone
Loan growth and portfolio composition
Deposit franchise and market share
Net interest margin and loan yields
Diluted EPS
$2.78
▲ 12.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-22
Wintrust Financial Corp Q2 FY2025 Earnings Call
Confident tone
Loan Growth
Preferred Stock / Capital
Deposit Growth
Diluted EPS
$2.78
▲ 19.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-22
Wintrust Financial Corp Q1 FY2025 Earnings Call
Confident tone
Loan and Deposit Growth
Expense Management
Credit Quality
Diluted EPS
$2.69
▼ 6.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-22
Wintrust Financial Corp Q4 FY2024 Earnings Call
Confident tone
Loan and Deposit Growth
Premium Finance Business
Credit Quality
Revenue
$*
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-22
Wintrust Financial Corp Q3 FY2024 Earnings Call
Confident tone
Macatawa Bank acquisition
Mortgage business
Net interest margin and rate positioning
Revenue
$615.73M
▲ 7.1% YoY Diluted EPS
$2.47
▼ 2.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-18
Wintrust Financial Corp Q2 FY2024 Earnings Call
Positive tone
Loan and Deposit Growth
Net Interest Margin
Mortgage Banking
Revenue
$591.76M
▲ 5.6% YoY Diluted EPS
$2.32
▼ 2.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-18
Wintrust Financial Corp Q1 FY2024 Earnings Call
Positive tone
Loan and deposit growth
Credit quality
Franchise and market position
Revenue
$604.77M
▲ 6.9% YoY Diluted EPS
$2.89
▲ 3.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-18
Wintrust Financial Corp Q4 FY2023 Earnings Call
Confident tone
Loan and deposit growth
Credit quality and provisioning
Mortgage banking revenue
Revenue
$*
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-18
Wintrust Financial Corp Q3 FY2023 Earnings Call
Revenue
$574.84M
▲ 14.3% YoY Diluted EPS
$2.53
▲ 14.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-20
Wintrust Financial Corp Q2 FY2023 Earnings Call
Revenue
$560.57M
▲ 27.2% YoY Diluted EPS
$2.38
▲ 59.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-20
Wintrust Financial Corp Q1 FY2023 Earnings Call
Revenue
$565.76M
▲ 22.4% YoY Diluted EPS
$2.80
▲ 35.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-19
Wintrust Financial Corp Q4 FY2022 Earnings Call
Revenue
$*
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-19
Wintrust Financial Corp Q3 FY2022 Earnings Call
Revenue
$502.93M
▲ 18.6% YoY Diluted EPS
$2.21
▲ 24.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-21
Wintrust Financial Corp Q2 FY2022 Earnings Call
Revenue
$440.75M
▲ 7.8% YoY Diluted EPS
$1.49
▼ 12.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-20
Wintrust Financial Corp Q1 FY2022 Earnings Call
Revenue
$462.08M
▲ 3.1% YoY Diluted EPS
$2.07
▼ 18.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-20
Wintrust Financial Corp Q4 FY2021 Earnings Call
Revenue
$*
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-20
Wintrust Financial Corp Q3 FY2021 Earnings Call
Revenue
$423.97M
▼ 0.6% YoY Diluted EPS
$1.77
▲ 6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-20
Wintrust Financial Corp Q2 FY2021 Earnings Call
Revenue
$408.96M
▼ 3.8% YoY Diluted EPS
$1.70
▲ 400% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-20
Wintrust Financial Corp Q1 FY2021 Earnings Call
Revenue
$448.40M
▲ 19.7% YoY Diluted EPS
$2.54
▲ 144.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-21
Wintrust Financial Corp Q4 FY2020 Earnings Call
Revenue
$*
Diluted EPS
$1.63
▲ 13.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-22
Wintrust Financial Corp Q3 FY2020 Earnings Call
Revenue
$426.53M
▲ 12.2% YoY Diluted EPS
$1.67
▼ 1.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-22
Wintrust Financial Corp Q2 FY2020 Earnings Call
Revenue
$425.12M
▲ 16.7% YoY Diluted EPS
$0.34
▼ 75.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-22
Wintrust Financial Corp Q1 FY2020 Earnings Call
Revenue
$374.69M
▲ 9% YoY Diluted EPS
$1.04
▼ 31.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-22
Wintrust Financial Corp Q4 FY2019 Earnings Call
Revenue
$*
Diluted EPS
$1.44
▲ 6.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls
Key facts
CIK
1015328
CUSIP
97650W108
13F (30d)
549 filings
532 filers
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