VeraBank, N.A.

CIK

1767297

Location

HENDERSON, TX

Portfolio Value

Small $174,191,210

Diversification

Diversified

Filing Date

Global Rank

#4,499 / 8,603 ▼ 49 · as of Mar 2026

Top Industry

Consumer Electronics 10.5%

3Y Alpha vs SPY

-6.8%

Period ended 3 months ago

Filed May 12, 2026 · 58d

25 quarters · since Mar 2020

Clone Performance

Jul 2023–Jul 2026 · vs SPY

Hypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.

Cloned portfolio

+50.3%

SPY

+76.0%

Annualised alpha

-6.2%

Max drawdown

−15.7%

Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.

Portfolio Concentration

126 positions · as of Mar 31, 2026 · Δ vs Dec 31, 2025

Top Position

10.1%

−0.2 pts

Top 5

28.3%

−2.1 pts

Top 10

40.0%

−0.6 pts

HHI

275

Diversified−25

Portfolio Trend

25 quarters · across all stocks

Sector Breakdown

As of Mar 31, 2026

Sector	% Portfolio	Value	Positions
Technology	28.7%	$50,035,061	19
Financial Services	15.0%	$26,130,087	20
Healthcare	12.8%	$22,211,924	20
Industrials	8.9%	$15,454,623	16
Consumer Cyclical	8.0%	$13,861,621	9
Consumer Defensive	6.9%	$12,103,050	12
Energy	6.6%	$11,480,946	11
Communication Services	4.7%	$8,267,056	4
Utilities	3.9%	$6,715,580	10
Unclassified	3.7%	$6,487,519	3
Basic Materials	0.8%	$1,443,743	2

Last Quarter's Activity

Export CSV

Mar 31, 2026 vs Dec 31, 2025

Added To

Positions the filer increased

9 positions

Ticker	Company	Δ Shares	Shares	Value
GBCI	Glacier Bancorp, Inc.	+10,518	15,955	$712,709
CVX	Chevron Corp	+1,232	23,213	$4,802,768
SO	Southern Co	+400	5,210	$502,869
MSFT	Microsoft Corp	+363	36,357	$13,458,270
GLD	Spdr Gold Trust	+350	5,662	$2,436,301
AVGO	Broadcom Inc.	+241	6,079	$1,881,511
VLO	Valero Energy Corp/Tx	+105	1,999	$493,912
BRK-B	Berkshire Hathaway Inc	+58	11,636	$5,575,971
BX	Blackstone Inc.	+50	2,767	$318,177
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
PFE	Pfizer Inc	−7,399	32,528	$913,386
CRM	Salesforce, Inc.	−5,657	4,321	$806,600
SBR	Sabine Royalty Trust	−4,272	19,752	$1,488,115
NI	Nisource Inc.	−3,385	13,519	$630,796
AAPL	Apple Inc.	−2,073	69,288	$17,584,600
WEC	Wec Energy Group, Inc.	−1,590	3,966	$459,143
T	At&T Inc.	−1,568	7,169	$207,829
RTX	RTX Corp	−1,350	14,263	$2,751,332
ADP	Automatic Data Processing Inc	−1,200	2,110	$428,709
ENB	Enbridge Inc	−1,154	22,816	$1,235,257
JPM	Jpmorgan Chase & Co	−1,133	22,183	$6,525,350
MRSH	Marsh & Mclennan Companies, Inc.	−1,069	2,741	$475,426
USB	US Bancorp De	−1,061	27,232	$1,416,335
MRK	Merck & Co., Inc.	−1,042	10,599	$1,274,953
PG	PROCTER & GAMBLE Co	−963	12,442	$1,797,121
NVDA	Nvidia Corp	−955	13,962	$2,434,972
VEEV	Veeva Systems Inc	−928	1,458	$256,112
KO	Coca Cola Co	−861	21,748	$1,653,935
MDLZ	Mondelez International, Inc.	−765	5,031	$289,986
BDX	Becton Dickinson & Co	−747	1,616	$254,083
MO	Altria Group, Inc.	−734	14,338	$946,164
TMO	Thermo Fisher Scientific Inc.	−653	873	$429,105
MCD	Mcdonalds Corp	−632	6,975	$2,167,759
PM	Philip Morris International Inc.	−617	7,322	$1,210,618
PEP	Pepsico Inc	−571	11,688	$1,815,029
No positions match the current search.

New Positions

Positions the filer opened this quarter

2 positions

Ticker	Company	Shares	Value
ADI	Analog Devices Inc	730	$232,242
LH	Labcorp Holdings Inc.	750	$200,107
No positions match the current search.

Sold Out

Positions the filer fully exited

7 positions

Ticker	Company	Shares	Value
CW	Curtiss Wright Corp	840	$463,066
SHW	Sherwin Williams Co	800	$259,224
GIS	General Mills Inc	5,524	$256,866
FISV	Fiserv Inc	3,295	$221,324
TDY	Teledyne Technologies Inc	428	$218,592
DIS	Walt Disney Co	1,904	$216,618
COR	Cencora, Inc.	609	$205,689
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

126 positions · $174,191,210 total · as of Mar 31, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Technology Utilities

Showing 1–50 of 126 positions by value · page 1 of 3

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
AAPL	Apple Inc. Technology	Reduced	69,288	-2,073	$17,584,600	−9.4%	10.09%
MSFT	Microsoft Corp Technology	Added	36,357	+363	$13,458,270	−22.7%	7.73%
JPM	Jpmorgan Chase & Co Financial Services	Reduced	22,183	-1,133	$6,525,350	−13.1%	3.75%
AMZN	Amazon Com Inc Consumer Cyclical	Reduced	29,487	-200	$6,141,257	−10.4%	3.53%
BRK-B	Berkshire Hathaway Inc Financial Services	Added	11,636	+58	$5,575,971	−4.2%	3.20%
GOOGL	Alphabet Inc. Communication Services	Reduced	19,047	-409	$5,477,154	−10.1%	3.14%
CVX	Chevron Corp Energy	Added	23,213	+1,232	$4,802,768	+43.4%	2.76%
JNJ	Johnson & Johnson Healthcare	Reduced	14,935	-299	$3,650,711	+15.8%	2.10%
ABBV	AbbVie Inc. Healthcare	Reduced	15,256	-254	$3,318,026	−6.4%	1.90%
SPY	Spdr S&P 500 ETF Trust	Reduced	4,712	-127	$3,064,402	−7.1%	1.76%
LOW	Lowes Companies Inc Consumer Cyclical	Reduced	12,519	-570	$2,957,989	−6.3%	1.70%
RTX	RTX Corp Industrials	Reduced	14,263	-1,350	$2,751,332	−3.9%	1.58%
LLY	ELI LILLY & Co Healthcare	Reduced	2,768	-250	$2,545,923	−21.5%	1.46%
GLD	Spdr Gold Trust	Added	5,662	+350	$2,436,301	+15.7%	1.40%
NVDA	Nvidia Corp Technology	Reduced	13,962	-955	$2,434,972	−12.5%	1.40%
COST	Costco Wholesale Corp /New Consumer Defensive	Reduced	2,400	-136	$2,391,431	+9.4%	1.37%
TSM	Taiwan Semiconductor Manufacturing Co Ltd Technology	Reduced	6,796	-401	$2,296,708	+5.0%	1.32%
MCD	Mcdonalds Corp Consumer Cyclical	Reduced	6,975	-632	$2,167,759	−6.8%	1.24%
ABT	Abbott Laboratories Healthcare	Reduced	19,673	-422	$2,019,826	−19.8%	1.16%
DE	Deere & Co Industrials	Reduced	3,574	-132	$2,013,233	+16.7%	1.16%
PANW	Palo Alto Networks Inc Technology	Reduced	12,274	-374	$1,967,767	−15.5%	1.13%
AVGO	Broadcom Inc. Technology	Added	6,079	+241	$1,881,511	−6.9%	1.08%
MA	Mastercard Inc Financial Services	Reduced	3,723	-128	$1,860,234	−15.4%	1.07%
PEP	Pepsico Inc Consumer Defensive	Reduced	11,688	-571	$1,815,029	+3.2%	1.04%
META	Meta Platforms, Inc. Communication Services	Held	3,168	0	$1,812,507	−13.3%	1.04%
PG	PROCTER & GAMBLE Co Consumer Defensive	Reduced	12,442	-963	$1,797,121	−6.5%	1.03%
AMGN	Amgen Inc Healthcare	Held	4,858	0	$1,709,287	+7.5%	0.98%
CSCO	Cisco Systems, Inc. Technology	Reduced	21,884	-22	$1,697,979	+0.6%	0.97%
KO	Coca Cola Co Consumer Defensive	Reduced	21,748	-861	$1,653,935	+4.6%	0.95%
DHR	Danaher Corp /De/ Healthcare	Reduced	8,539	-251	$1,618,994	−19.5%	0.93%
NEE	Nextera Energy Inc Utilities	Reduced	16,990	-469	$1,578,030	+12.6%	0.91%
ORCL	Oracle Corp Technology	Reduced	10,646	-242	$1,566,132	−26.2%	0.90%
V	Visa Inc. Financial Services	Reduced	5,132	-175	$1,551,095	−16.7%	0.89%
AJG	Arthur J. Gallagher & Co. Financial Services	Reduced	7,149	-262	$1,548,330	−19.3%	0.89%
SBR	Sabine Royalty Trust Energy	Reduced	19,752	-4,272	$1,488,115	−9.7%	0.85%
ASML	Asml Holding NV Technology	Reduced	1,126	-49	$1,487,254	+18.3%	0.85%
WM	Waste Management Inc Industrials	Held	6,298	0	$1,447,217	+4.6%	0.83%
USB	US Bancorp De Financial Services	Reduced	27,232	-1,061	$1,416,335	−6.2%	0.81%
GSK	GSK plc Healthcare	Held	24,269	0	$1,339,406	+12.5%	0.77%
MRK	Merck & Co., Inc. Healthcare	Reduced	10,599	-1,042	$1,274,953	+4.0%	0.73%
LRCX	Lam Research Corp Technology	Held	5,835	0	$1,246,706	+24.8%	0.72%
ENB	Enbridge Inc Energy	Reduced	22,816	-1,154	$1,235,257	+7.7%	0.71%
AXP	American Express Co Financial Services	Reduced	4,077	-39	$1,233,210	−19.0%	0.71%
AFL	Aflac Inc Financial Services	Reduced	11,053	-82	$1,212,624	−1.2%	0.70%
PM	Philip Morris International Inc. Consumer Defensive	Reduced	7,322	-617	$1,210,618	−4.9%	0.69%
MMM	3M Co Industrials	Reduced	8,157	-300	$1,184,640	−12.5%	0.68%
NSC	Norfolk Southern Corp Industrials	Reduced	3,880	-25	$1,113,560	−1.2%	0.64%
ETN	Eaton Corp plc Industrials	Reduced	2,824	-70	$1,010,060	+9.6%	0.58%
GD	General Dynamics Corp Industrials	Reduced	2,884	-98	$989,846	−1.4%	0.57%
MDY	Spdr S&P Midcap 400 ETF Trust	Held	1,600	0	$986,816	+2.2%	0.57%