USB
US Bancorp DePrice & Indicators
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Strong BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| business credit intermediaries as a percent of total ending loans | 3% | Q1 call | — |
| common equity Tier 1 capital ratio | 10.8% | Q1 call | — |
| common equity Tier 1 capital ratio including AOCI | 9.3% | Q1 call | — |
| efficiency ratio improvement year-over-year | 260 | Q1 call | — |
| net charge-off ratio | 0.56% | Q1 call | — |
| net interest margin | 2.77% | Q1 call | — |
| percentage of noninterest-bearing to total average deposits | 16% | Q1 call | — |
| positive operating leverage | 440 | Q1 call | — |
| ratio of nonperforming assets to loans and other real estate | 0.38% | Q1 call | — |
| return on average assets | 1.15% | Q1 call | — |
| return on tangible common equity | 17% | Q1 call | — |
| tangible common equity increase over last two years | 31% | trailing two years call | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
USB
this stock
US Bancorp De
|
$96.88B | +17.2% | +15.8% | 13.1 | 1.5% |
|
HDB
Hdfc Bank Ltd
|
$136.10B | -27.4% | +15.2% | — | 0.4% |
|
MFG
Mizuho Financial Group Inc
|
$127.67B | +43.2% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$104.01B | -2.7% | — | — | 0.7% |
|
PNC
Pnc Financial Services Group, Inc.
|
$101.16B | +21.1% | +7.2% | 14.6 | 1.9% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| USB | -0.1% | +10.5% | +16.9% | +2.5% | +17.2% |
| SPY | +0.8% | +2.0% | +8.9% | +0.7% | +10.2% |
| vs SPY | -0.9% | +8.5% | +8.0% | +1.8% | +7.0% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.