USB · US Bancorp De · Earnings Call Transcripts & Audio
$57.76
-0.38 (-0.65%)
At close · Sep 30
Return incl. dividend (before tax)
Market Cap
$92.44B
Shares
1.56B
Volume · Sep 30
9.89M
Avg daily vol (3M)
7.43M
US Bancorp De Earnings Call Transcripts
Quarterly earnings calls for US Bancorp De (USB), with available speaker-labelled transcripts, captured audio replays, call highlights, 8-K earnings releases and periodic filings. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
·
$6.33B
$1.81B
'22 Q3
22-10-14
·
$7.17B
$1.70B
'23 Q1
23-04-19
·
$7.17B
$1.36B
'23 Q2
23-07-19
▲11.2%
$7.03B
$1.52B
'23 Q3
23-10-18
·
$6.76B
$847.00M
'23 Q4
24-01-17
▼6.4%
$6.71B
$1.32B
'24 Q1
24-04-17
▼4.3%
$6.87B
$1.60B
'24 Q2
24-07-17
▼2.4%
$6.86B
$1.71B
'24 Q3
24-10-16
▲3.7%
$7.01B
$1.66B
'24 Q4
25-01-16
▲3.6%
$6.96B
$1.71B
'25 Q1
25-04-16
▲2%
$7.00B
$1.81B
'25 Q2
25-07-17
▲6.8%
$7.33B
$2.00B
'25 Q3
25-10-16
▲5.1%
$7.37B
$2.04B
'25 Q4
26-01-20
▲4.7%
$7.29B
$1.95B
'26 Q1
26-04-16
LATEST
▲10.1%
$7.71B
$2.18B
'26 Q2
26-07-16
Conference
Investor event
2026-09-16
US Bancorp De (USB) September 2026 Conference Transcript
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY26 · Q2
2026-07-16
US Bancorp De (USB) Q2 2026 Earnings Call Transcript
Confident tone
BTIG acquisition / capital markets expansion
Fee income diversification
Amazon co-brand deal and partnership platform
Revenue
$7.71B
▲ 10.1% YoY Diluted EPS
$1.35
▲ 21.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Annual General Meeting
Investor event
2026-04-21
US Bancorp De (USB) April 2026 Annual General Meeting Transcript
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY26 · Q1
2026-04-16
US Bancorp De (USB) Q1 2026 Earnings Call Transcript
Confident tone
Loan and Revenue Growth
Business Banking and Amazon Partnership
Payments and Credit Card Momentum
Revenue
$7.29B
▲ 4.7% YoY Diluted EPS
$1.18
▲ 14.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-20
US Bancorp De (USB) Q4 2025 Earnings Call Transcript
Confident tone
BTIG acquisition
Fee income growth and diversification
Branch strategy and consumer banking
Revenue
$7.37B*
▲ 5.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-16
US Bancorp De (USB) Q3 2025 Earnings Call Transcript
Confident tone
Fee income diversification and growth
Expense discipline and operating leverage
Capital and liquidity strength
Revenue
$7.33B
▲ 6.8% YoY Diluted EPS
$1.22
▲ 18.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-17
US Bancorp De (USB) Q2 2025 Earnings Call Transcript
Positive tone
Balance sheet repositioning and loan growth
Medium-term financial targets and guidance
Expense discipline and operating leverage
Revenue
$7.00B
▲ 2% YoY Diluted EPS
$1.11
▲ 14.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-16
US Bancorp De (USB) Q1 2025 Earnings Call Transcript
Positive tone
Net interest margin and balance sheet outlook
Expense discipline and positive operating leverage
Leadership transition and management structure
Revenue
$6.96B
▲ 3.6% YoY Diluted EPS
$1.03
▲ 32.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-16
US Bancorp De (USB) Q4 2024 Earnings Call Transcript
Positive tone
Merchant Acquiring and Payments
Revenue Growth
Operating Leverage and Efficiency
Revenue
$7.01B*
▲ 3.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-16
US Bancorp De (USB) Q3 2024 Earnings Call Transcript
Positive tone
Payments leadership transition
Net interest income and margin
Fee business momentum
Revenue
$6.86B
▼ 2.4% YoY Diluted EPS
$1.03
▲ 13.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-17
US Bancorp De (USB) Q2 2024 Earnings Call Transcript
Positive tone
Expense Management and Operating Leverage
Net Interest Income and Margin
Credit Quality
Revenue
$6.87B
▼ 4.3% YoY Diluted EPS
$0.97
▲ 15.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-17
US Bancorp De (USB) Q1 2024 Earnings Call Transcript
Cautious tone
Net Interest Income Outlook
Deposit Dynamics
Fee Income / Payments
Revenue
$6.71B
▼ 6.4% YoY Diluted EPS
$0.78
▼ 25% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-17
US Bancorp De (USB) Q4 2023 Earnings Call Transcript
Positive tone
Deposit dynamics and pricing discipline
Net interest income / NIM outlook
Capital and capital returns
Revenue
$6.76B*
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-18
US Bancorp De (USB) Q3 2023 Earnings Call Transcript
Revenue
$7.03B
▲ 11.2% YoY Diluted EPS
$0.91
▼ 21.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-19
US Bancorp De (USB) Q2 2023 Earnings Call Transcript
Revenue
$7.17B
Diluted EPS
$0.84
▼ 15.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-19
US Bancorp De (USB) Q1 2023 Earnings Call Transcript
Revenue
$7.17B
Diluted EPS
$1.04
▲ 5.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-25
US Bancorp De (USB) Q4 2022 Earnings Call Transcript
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-14
US Bancorp De (USB) Q3 2022 Earnings Call Transcript
Revenue
$6.33B
Diluted EPS
$1.16
▼ 10.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-15
US Bancorp De (USB) Q2 2022 Earnings Call Transcript
Diluted EPS
$0.99
▼ 22.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-14
US Bancorp De (USB) Q1 2022 Earnings Call Transcript
Diluted EPS
$0.99
▼ 31.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-19
US Bancorp De (USB) Q4 2021 Earnings Call Transcript
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-14
US Bancorp De (USB) Q3 2021 Earnings Call Transcript
Diluted EPS
$1.30
▲ 31.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-15
US Bancorp De (USB) Q2 2021 Earnings Call Transcript
Diluted EPS
$1.28
▲ 212.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-15
US Bancorp De (USB) Q1 2021 Earnings Call Transcript
Diluted EPS
$1.45
▲ 101.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-20
US Bancorp De (USB) Q4 2020 Earnings Call Transcript
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-14
US Bancorp De (USB) Q3 2020 Earnings Call Transcript
Diluted EPS
$0.99
▼ 13.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-15
US Bancorp De (USB) Q2 2020 Earnings Call Transcript
Diluted EPS
$0.41
▼ 62.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-15
US Bancorp De (USB) Q1 2020 Earnings Call Transcript
Diluted EPS
$0.72
▼ 28% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-15
US Bancorp De (USB) Q4 2019 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Showing 1–29 of 29 earnings calls