USB · US Bancorp De
$65.42
+0.25 (+0.38%)
At close · Aug 14
Market Cap
$101.93B
Shares
1.56B
US Bancorp De Earnings Call Transcripts
Every quarterly earnings call for US Bancorp De (USB) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
·
$6.33B
$1.81B
'22 Q3
22-10-14
·
$7.17B
$1.70B
'23 Q1
23-04-19
·
$7.17B
$1.36B
'23 Q2
23-07-19
▲11.2%
$7.03B
$1.52B
'23 Q3
23-10-18
·
$6.76B
$847.00M
'23 Q4
24-01-17
▼6.4%
$6.71B
$1.32B
'24 Q1
24-04-17
▼4.3%
$6.87B
$1.60B
'24 Q2
24-07-17
▼2.4%
$6.86B
$1.71B
'24 Q3
24-10-16
▲3.7%
$7.01B
$1.66B
'24 Q4
25-01-16
▲3.6%
$6.96B
$1.71B
'25 Q1
25-04-16
▲2%
$7.00B
$1.81B
'25 Q2
25-07-17
▲6.8%
$7.33B
$2.00B
'25 Q3
25-10-16
▲5.1%
$7.37B
$2.04B
'25 Q4
26-01-20
▲4.7%
$7.29B
$1.95B
'26 Q1
26-04-16
LATEST
▲10.1%
$7.71B
$2.18B
'26 Q2
26-07-16
Earnings call
FY26 · Q2
2026-07-16
US Bancorp De Q2 FY2026 Earnings Call
Revenue
$7.71B
▲ 10.1% YoY Diluted EPS
$1.35
▲ 21.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-16
US Bancorp De Q1 FY2026 Earnings Call
Confident tone
Loan and Revenue Growth
Business Banking and Amazon Partnership
Payments and Credit Card Momentum
Revenue
$7.29B
▲ 4.7% YoY Diluted EPS
$1.18
▲ 14.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Conference
Investor event
2026-03-11
RBC Capital Markets Global Financial Institutions Conference
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY25 · Q4
2026-01-20
US Bancorp \De\ Q4 FY2025 Earnings Call
Confident tone
BTIG acquisition
Fee income growth and diversification
Branch strategy and consumer banking
Revenue
$7.37B*
▲ 5.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-16
US Bancorp \De\ Q3 FY2025 Earnings Call
Confident tone
Fee income diversification and growth
Expense discipline and operating leverage
Capital and liquidity strength
Revenue
$7.33B
▲ 6.8% YoY Diluted EPS
$1.22
▲ 18.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-17
US Bancorp \De\ Q2 FY2025 Earnings Call
Positive tone
Balance sheet repositioning and loan growth
Medium-term financial targets and guidance
Expense discipline and operating leverage
Revenue
$7.00B
▲ 2% YoY Diluted EPS
$1.11
▲ 14.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-16
US Bancorp \De\ Q1 FY2025 Earnings Call
Positive tone
Net interest margin and balance sheet outlook
Expense discipline and positive operating leverage
Leadership transition and management structure
Revenue
$6.96B
▲ 3.6% YoY Diluted EPS
$1.03
▲ 32.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-16
US Bancorp \De\ Q4 FY2024 Earnings Call
Positive tone
Merchant Acquiring and Payments
Revenue Growth
Operating Leverage and Efficiency
Revenue
$7.01B*
▲ 3.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-16
US Bancorp \De\ Q3 FY2024 Earnings Call
Positive tone
Payments leadership transition
Net interest income and margin
Fee business momentum
Revenue
$6.86B
▼ 2.4% YoY Diluted EPS
$1.03
▲ 13.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-17
US Bancorp \De\ Q2 FY2024 Earnings Call
Positive tone
Expense Management and Operating Leverage
Net Interest Income and Margin
Credit Quality
Revenue
$6.87B
▼ 4.3% YoY Diluted EPS
$0.97
▲ 15.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-17
US Bancorp \De\ Q1 FY2024 Earnings Call
Cautious tone
Net Interest Income Outlook
Deposit Dynamics
Fee Income / Payments
Revenue
$6.71B
▼ 6.4% YoY Diluted EPS
$0.78
▼ 25% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-17
US Bancorp \De\ Q4 FY2023 Earnings Call
Positive tone
Deposit dynamics and pricing discipline
Net interest income / NIM outlook
Capital and capital returns
Revenue
$6.76B*
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-18
US Bancorp \De\ Q3 FY2023 Earnings Call
Revenue
$7.03B
▲ 11.2% YoY Diluted EPS
$0.91
▼ 21.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-19
US Bancorp \De\ Q2 FY2023 Earnings Call
Revenue
$7.17B
Diluted EPS
$0.84
▼ 15.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-19
US Bancorp \De\ Q1 FY2023 Earnings Call
Revenue
$7.17B
Diluted EPS
$1.04
▲ 5.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-25
US Bancorp \De\ Q4 FY2022 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-14
US Bancorp \De\ Q3 FY2022 Earnings Call
Revenue
$6.33B
Diluted EPS
$1.16
▼ 10.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-15
US Bancorp \De\ Q2 FY2022 Earnings Call
Diluted EPS
$0.99
▼ 22.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-14
US Bancorp \De\ Q1 FY2022 Earnings Call
Diluted EPS
$0.99
▼ 31.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-19
US Bancorp De Q4 FY2021 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-14
US Bancorp De Q3 FY2021 Earnings Call
Diluted EPS
$1.30
▲ 31.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-15
US Bancorp De Q2 FY2021 Earnings Call
Diluted EPS
$1.28
▲ 212.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-15
US Bancorp De Q1 FY2021 Earnings Call
Diluted EPS
$1.45
▲ 101.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-20
US Bancorp \De\ Q4 FY2020 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-14
US Bancorp \De\ Q3 FY2020 Earnings Call
Diluted EPS
$0.99
▼ 13.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-15
US Bancorp \De\ Q2 FY2020 Earnings Call
Diluted EPS
$0.41
▼ 62.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-15
US Bancorp \De\ Q1 FY2020 Earnings Call
Diluted EPS
$0.72
▼ 28% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-15
US Bancorp De Q4 FY2019 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Showing 1–28 of 28 earnings calls
Key facts
CIK
36104
CUSIP
902973304
13F (30d)
1793 filings
1718 filers
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