Financial Council, LLC

CIK

1883629

Location

TOWSON, MD

Portfolio Value

Micro $49,260,315

Diversification

Diversified

Filing Date

Global Rank

#6,840 / 8,603 ▲ 11 · as of Mar 2026

Top Industry

Consumer Electronics 23.7%

3Y Alpha vs SPY

-3.7%

Period ended 3 months ago

Filed Apr 21, 2026 · 3mo

19 quarters · since Sep 2021

Clone Performance

Jul 2023–Jul 2026 · vs SPY

Hypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.

Cloned portfolio

+61.2%

SPY

+76.0%

Annualised alpha

-3.5%

Max drawdown

−19.5%

Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.

Portfolio Concentration

57 positions · as of Mar 31, 2026 · Δ vs Dec 31, 2025

Top Position

22.6%

−1.4 pts

Top 5

45.8%

−1.5 pts

Top 10

61.8%

−0.9 pts

HHI

748

Diversified−72

Portfolio Trend

19 quarters · across all stocks

Sector Breakdown

As of Mar 31, 2026

Sector	% Portfolio	Value	Positions
Technology	44.8%	$22,088,853	12
Consumer Defensive	10.4%	$5,105,765	6
Healthcare	9.9%	$4,889,278	8
Financial Services	9.9%	$4,879,604	10
Industrials	6.3%	$3,094,318	8
Communication Services	6.0%	$2,972,014	3
Consumer Cyclical	5.5%	$2,694,363	4
Unclassified	5.0%	$2,465,304	2
Utilities	1.6%	$788,344	2
Energy	0.4%	$220,046	1
Real Estate	0.1%	$62,426	1

Last Quarter's Activity

Export CSV

Mar 31, 2026 vs Dec 31, 2025

Added To

Positions the filer increased

7 positions

Ticker	Company	Δ Shares	Shares	Value
CSX	Csx Corp	+750	11,544	$473,881
SPY	Spdr S&P 500 ETF Trust	+591	3,236	$2,104,500
GOOGL	Alphabet Inc.	+45	5,845	$1,680,788
PNC	Pnc Financial Services Group, Inc.	+15	1,301	$270,725
MSFT	Microsoft Corp	+11	10,724	$3,969,703
BAC	Bank Of America Corp /De/	+6	10,734	$523,282
JNJ	Johnson & Johnson	+1	2,012	$491,813
No positions match the current search.

Trimmed

Positions the filer reduced

5 positions

Ticker	Company	Δ Shares	Shares	Value
AAPL	Apple Inc.	−3,640	43,780	$11,110,926
PG	PROCTER & GAMBLE Co	−360	12,647	$1,826,732
ABBV	AbbVie Inc.	−45	5,951	$1,294,282
JPM	Jpmorgan Chase & Co	−31	5,525	$1,625,234
PEP	Pepsico Inc	−22	3,364	$522,395
No positions match the current search.

New Positions

Positions the filer opened this quarter

1 positions

Ticker	Company	Shares	Value	Open
CTRA	Coterra Energy Inc.	6,262	$220,046
No positions match the current search.

Sold Out

Positions the filer fully exited

5 positions

Ticker	Company	Shares	Value
DIS	Walt Disney Co	2,113	$240,396
ADBE	Adobe Inc.	662	$231,693
QCOM	Qualcomm Inc/De	1,261	$215,694
MMM	3M Co	1,316	$210,691
DHR	Danaher Corp /De/	885	$202,594
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

57 positions · $49,260,315 total · as of Mar 31, 2026

All sectors Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Showing 1–50 of 57 positions by value · page 1 of 2

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
AAPL	Apple Inc. Technology	Reduced	43,780	-3,640	$11,110,926	−13.8%	22.56%
MSFT	Microsoft Corp Technology	Added	10,724	+11	$3,969,703	−23.4%	8.06%
NVDA	Nvidia Corp Technology	Held	20,095	0	$3,504,568	−6.5%	7.11%
SPY	Spdr S&P 500 ETF Trust	Added	3,236	+591	$2,104,500	+16.7%	4.27%
KO	Coca Cola Co Consumer Defensive	Held	24,361	0	$1,852,654	+8.8%	3.76%
PG	PROCTER & GAMBLE Co Consumer Defensive	Reduced	12,647	-360	$1,826,732	−2.0%	3.71%
GOOGL	Alphabet Inc. Communication Services	Added	5,845	+45	$1,680,788	−7.4%	3.41%
JPM	Jpmorgan Chase & Co Financial Services	Reduced	5,525	-31	$1,625,234	−9.2%	3.30%
AMZN	Amazon Com Inc Consumer Cyclical	Held	7,188	0	$1,497,044	−9.8%	3.04%
ABBV	AbbVie Inc. Healthcare	Reduced	5,951	-45	$1,294,282	−5.5%	2.63%
LLY	ELI LILLY & Co Healthcare	Held	1,262	0	$1,160,749	−14.4%	2.36%
META	Meta Platforms, Inc. Communication Services	Held	1,546	0	$884,512	−13.3%	1.80%
ABT	Abbott Laboratories Healthcare	Held	6,871	0	$705,445	−18.1%	1.43%
SBUX	Starbucks Corp Consumer Cyclical	Held	7,210	0	$645,943	+6.4%	1.31%
AMAT	Applied Materials Inc /De Technology	Held	1,886	0	$644,615	+33.0%	1.31%
BRK-B	Berkshire Hathaway Inc Financial Services	Held	1,272	0	$609,542	−4.7%	1.24%
CAT	Caterpillar Inc Industrials	Held	850	0	$602,191	+23.7%	1.22%
AVGO	Broadcom Inc. Technology	Held	1,860	0	$575,688	−10.6%	1.17%
GE	General Electric Co Industrials	Held	1,847	0	$524,123	−7.9%	1.06%
BAC	Bank Of America Corp /De/ Financial Services	Added	10,734	+6	$523,282	−11.3%	1.06%
PEP	Pepsico Inc Consumer Defensive	Reduced	3,364	-22	$522,395	+7.5%	1.06%
CEG	Constellation Energy Corp Utilities	Held	1,849	0	$516,333	−21.0%	1.05%
JNJ	Johnson & Johnson Healthcare	Added	2,012	+1	$491,813	+18.2%	1.00%
CSCO	Cisco Systems, Inc. Technology	Held	6,236	0	$483,851	+0.7%	0.98%
MRK	Merck & Co., Inc. Healthcare	Held	3,991	0	$480,077	+14.3%	0.97%
CSX	Csx Corp Industrials	Added	11,544	+750	$473,881	+21.1%	0.96%
MA	Mastercard Inc Financial Services	Held	849	0	$424,211	−12.5%	0.86%
MU	Micron Technology Inc Technology	Held	1,211	0	$409,124	+18.4%	0.83%
V	Visa Inc. Financial Services	Held	1,347	0	$407,117	−13.8%	0.83%
NFLX	Netflix Inc Communication Services	Held	4,230	0	$406,714	+2.5%	0.83%
GEV	GE Vernova Inc. Industrials	Held	451	0	$393,677	+33.6%	0.80%
ORCL	Oracle Corp Technology	Held	2,600	0	$382,486	−24.5%	0.78%
RTX	RTX Corp Industrials	Held	1,911	0	$368,631	+5.2%	0.75%
MDY	Spdr S&P Midcap 400 ETF Trust	Held	585	0	$360,804	+2.2%	0.73%
COST	Costco Wholesale Corp /New Consumer Defensive	Held	362	0	$360,707	+15.5%	0.73%
LDOS	Leidos Holdings, Inc. Technology	Held	2,159	0	$335,767	−13.8%	0.68%
HD	Home Depot, Inc. Consumer Cyclical	Held	1,015	0	$333,823	−4.4%	0.68%
TMO	Thermo Fisher Scientific Inc. Healthcare	Held	591	0	$290,494	−15.2%	0.59%
TRV	Travelers Companies, Inc. Financial Services	Held	994	0	$289,929	+0.6%	0.59%
WMT	Walmart Inc. Consumer Defensive	Held	2,253	0	$280,002	+11.6%	0.57%
EXC	Exelon Corp Utilities	Held	5,549	0	$272,011	+12.5%	0.55%
PNC	Pnc Financial Services Group, Inc. Financial Services	Added	1,301	+15	$270,725	+0.9%	0.55%
ETN	Eaton Corp plc Industrials	Held	739	0	$264,318	+12.3%	0.54%
CL	Colgate Palmolive Co Consumer Defensive	Held	3,089	0	$263,275	+7.9%	0.53%
MS	Morgan Stanley Financial Services	Held	1,543	0	$253,931	−7.3%	0.52%
AXP	American Express Co Financial Services	Held	838	0	$253,478	−18.2%	0.51%
HON	Honeywell International Inc Industrials	Held	1,036	0	$245,586	+15.9%	0.50%
AMGN	Amgen Inc Healthcare	Held	695	0	$244,535	+7.5%	0.50%
TSM	Taiwan Semiconductor Manufacturing Co Ltd Technology	Held	694	0	$234,537	+11.2%	0.48%
TXN	Texas Instruments Inc Technology	Held	1,179	0	$228,891	+11.9%	0.46%