Financial Council, LLC

Registered adviser

CIK

1883629

Location

TOWSON, MD

Portfolio Value

Small $305,696,821

Diversification

Diversified

Filing Date

Global Rank

#5,177 / 8,825 ▲ 195 · as of Jun 2026

Top Industry

Consumer Electronics 22.9%

Period ended 35 days ago

Filed Nov 2, 2026 · 2d

21 quarters · since Sep 2021

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Registered adviser

Form ADV roster, Nov 1, 2026

Form ADV adviser

CRD 110748

Roster of Nov 1, 2026

Regulatory AUM

$1,270,749,770

Main clients

Individuals and high net worth (100% of AUM)

Form ADV history

Monthly rosters from Dec 2019; each row is a run with the same figures, newest first.

Rosters	Regulatory AUM	Main clients
Apr 2026 to Nov 2026	$1,270,749,770	Individuals and high net worth (100%)
Apr 2025 to Mar 2026	$1,099,779,929	Individuals and high net worth (100%)
Apr 2024 to Mar 2025	$959,418,000	Individuals and high net worth (100%)
May 2023 to Mar 2024	$809,254,000	Individuals and high net worth (100%)
Apr 2023	$809,254,000	Individuals and high net worth (100%)
Apr 2022 to Mar 2023	$850,289,000	Individuals and high net worth (100%)

3 earlier changes not shown.

Portfolio style

Measured from the filed 13F common-share book for Jun 30, 2026, the newest measured quarter, never from the firm's own description.

Style

Concentrated

The top 10 positions are 83.4% of the book (60%+)

Turnover

Low turnover

3.1% over the last four quarters (under 30%)

Horizon

Long horizon

Value-weighted holding period 17.1 quarters (12+)

Closest benchmark: every 13F filer's combined book, active share 74.5%; sector active share 67.8% against the combined 13F book's sector weights.

Over time 20 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

View clone backtest

Portfolio Concentration

110 tracked positions · as of Sep 30, 2026 · Δ vs Jun 30, 2026

Top Position

28.8%

−2.7 pts

Top 5

71.5%

−1.6 pts

Top 10

83.1%

−0.3 pts

HHI

1,484

Diversified−155

Portfolio Trend

21 quarters · across all stocks

Sector Breakdown

As of Sep 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	79.2%	$242,094,718	48
Technology	10.0%	$30,551,334	14
Communication Services	1.9%	$5,925,961	5
Healthcare	1.9%	$5,811,576	8
Financial Services	1.8%	$5,457,169	11
Consumer Defensive	1.7%	$5,287,913	7
Energy	1.2%	$3,544,152	3
Industrials	1.2%	$3,539,608	8
Consumer Cyclical	0.9%	$2,742,149	3
Utilities	0.2%	$693,861	2
Real Estate	0.0%	$48,380	1

Last Quarter's Activity

Export CSV

Sep 30, 2026 vs Jun 30, 2026

Added To

Positions the filer increased

25 positions

Ticker	Company	Δ Shares	Shares	Value
CGGO	Capital Group Global Growth Equity ETF	+47,650	1,627,950	$64,759,851
CGDV	Capital Group Dividend Value ETF	+36,322	111,283	$5,436,174
CGGR	Capital Group Growth ETF	+29,992	546,385	$25,915,040
CGMU	Capital Group Municipal Income ETF	+11,378	106,545	$2,763,777
SPYV	State Street(R) SPDR(R) Portfolio S&P 500(R) Value ETF	+8,422	235,439	$14,392,386
ACWX	iShares MSCI ACWI ex U.S. ETF	+8,203	400,664	$30,298,211
IEMG	iShares Trust	+7,148	120,494	$0
IJH	iShares Core S&P Mid-Cap ETF	+4,427	115,034	$8,276,696
CGDG	Capital Group Dividend Growers ETF	+2,162	31,172	$1,154,299
SPYG	State Street(R) SPDR(R) Portfolio S&P 500(R) Growth ETF	+1,299	85,400	$10,511,032
IVW	iShares S&P 500 Growth ETF	+481	3,045	$433,181
AAPL	Apple Inc.	+325	43,810	$14,589,606
CGIC	Capital Group International Core Equity ETF	+304	19,921	$716,757
CAT	Caterpillar Inc	+200	1,050	$851,329
JPM	Jpmorgan Chase & Co	+200	5,709	$1,888,708
PGX	Invesco Ltd.	+197	11,836	$0
FDV	Federated Hermes U.S. Strategic Dividend ETF	+197	10,897	$342,274
IOO	iShares Global 100 ETF	+182	4,686	$674,830
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	+178	5,462	$2,044,098
MSFT	Microsoft Corp	+135	10,876	$5,578,300
MDY	Spdr S&P Midcap 400 ETF Trust	+96	621	$407,816
IUSV	iShares Core S&P U.S. Value ETF	+90	90,958	$10,030,848
IJR	iShares Core S&P Small-Cap ETF	+76	4,684	$637,211
DFAC	Dimensional U.S. Core Equity 2 ETF	+64	172,692	$7,676,159
XVV	iShares ESG Select Screened S&P 500 ETF	+20	28,134	$1,640,212
No positions match the current search.

Trimmed

Positions the filer reduced

10 positions

Ticker	Company	Δ Shares	Shares	Value
IXUS	iShares Core MSCI Total International Stock ETF	−1,467	8,757	$831,827
IWV	iShares Russell 3000 ETF	−791	13,860	$5,982,807
PG	PROCTER & GAMBLE Co	−747	11,905	$1,729,558
IVV	iShares Core S&P 500 ETF	−546	7,575	$5,801,313
IUSG	iShares Core S&P U.S. Growth ETF	−218	85,728	$16,609,800
ACWI	iShares MSCI ACWI ETF	−216	34,475	$5,473,595
VSGX	VANGUARD ESG INTERNATIONAL STOCK ETF	−44	17,211	$1,395,295
PEP	Pepsico Inc	−43	3,328	$421,724
VOO	VANGUARD 500 INDEX FUND	−12	5,762	$4,038,355
SPY	Spdr S&P 500 ETF Trust	−11	3,581	$2,730,978
No positions match the current search.

New Positions

Positions the filer opened this quarter

6 positions

Ticker	Company	Shares	Value
ILCV	iShares Morningstar Value ETF	3,538	$372,692
VLO	Valero Energy Corp	761	$294,971
MUB	iShares National Muni Bond ETF	2,595	$262,354
DIS	Walt Disney Co	2,024	$212,317
LDOS	Leidos Holdings, Inc.	1,707	$207,963
PFM	Victory Portfolios II	4,414	$0
No positions match the current search.

Sold Out

Positions the filer fully exited

2 positions

Ticker	Company	Shares	Value
CMI	Cummins Inc	341	$243,204
IBM	International Business Machines Corp	861	$242,121
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

110 tracked positions · $305,696,821 total · filing declares 110 positions · $316,641,085 · as of Sep 30, 2026

All sectors Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Showing 1–50 of 110 positions by value · page 1 of 3

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
CGGO	Capital Group Global Growth Equity ETF	Added	1,627,950	+47,650	$64,759,851	−3.2%	21.18%
ACWX	iShares MSCI ACWI ex U.S. ETF	Added	400,664	+8,203	$30,298,211	+1.4%	9.91%
CGGR	Capital Group Growth ETF	Added	546,385	+29,992	$25,915,040	+6.3%	8.48%
IUSG	iShares Core S&P U.S. Growth ETF	Reduced	85,728	-218	$16,609,800	+2.7%	5.43%
AAPL	Apple Inc. Technology	Added	43,810	+325	$14,589,606	+15.9%	4.77%
SPYV	State Street(R) SPDR(R) Portfolio S&P 500(R) Value ETF	Added	235,439	+8,422	$14,392,386	+4.3%	4.71%
SPYG	State Street(R) SPDR(R) Portfolio S&P 500(R) Growth ETF	Added	85,400	+1,299	$10,511,032	+5.0%	3.44%
IUSV	iShares Core S&P U.S. Value ETF	Added	90,958	+90	$10,030,848	+0.2%	3.28%
IJH	iShares Core S&P Mid-Cap ETF	Added	115,034	+4,427	$8,276,696	−3.0%	2.71%
DFAC	Dimensional U.S. Core Equity 2 ETF	Added	172,692	+64	$7,676,159	+0.2%	2.51%
IWV	iShares Russell 3000 ETF	Reduced	13,860	-791	$5,982,807	−4.2%	1.96%
IVV	iShares Core S&P 500 ETF	Reduced	7,575	-546	$5,801,313	−4.6%	1.90%
MSFT	Microsoft Corp Technology	Added	10,876	+135	$5,578,300	+39.2%	1.82%
ACWI	iShares MSCI ACWI ETF	Reduced	34,475	-216	$5,473,595	+0.5%	1.79%
CGDV	Capital Group Dividend Value ETF	Added	111,283	+36,322	$5,436,174	+47.2%	1.78%
NVDA	Nvidia Corp Technology	Held	20,099	0	$4,590,209	+14.1%	1.50%
VOO	VANGUARD 500 INDEX FUND	Reduced	5,762	-12	$4,038,355	+1.8%	1.32%
DFUS	Dimensional U.S. Equity Market ETF	Held	48,387	0	$4,017,572	+1.3%	1.31%
XOM	ExxonMobil Holdings Corp Energy	Held	18,474	0	$3,006,643	+19.0%	0.98%
CGMU	Capital Group Municipal Income ETF	Added	106,545	+11,378	$2,763,777	+5.7%	0.90%
SPY	Spdr S&P 500 ETF Trust	Reduced	3,581	-11	$2,730,978	+1.8%	0.89%
GOOG	Alphabet Inc. Communication Services	Added	6,712	+1	$2,287,046	−3.5%	0.75%
KO	Coca Cola Co Consumer Defensive	Held	24,361	0	$2,096,994	+5.9%	0.69%
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	Added	5,462	+178	$2,044,098	+4.5%	0.67%
GOOGL	Alphabet Inc. Communication Services	Held	5,845	0	$2,011,147	−3.7%	0.66%
JPM	Jpmorgan Chase & Co Financial Services	Added	5,709	+200	$1,888,708	+4.7%	0.62%
AMZN	Amazon Com Inc Consumer Cyclical	Held	7,128	0	$1,775,941	+4.5%	0.58%
PG	PROCTER & GAMBLE Co Consumer Defensive	Reduced	11,905	-747	$1,729,558	−6.8%	0.57%
XVV	iShares ESG Select Screened S&P 500 ETF	Added	28,134	+20	$1,640,212	+2.7%	0.54%
ABBV	AbbVie Inc. Healthcare	Held	5,951	0	$1,556,722	+4.0%	0.51%
LLY	ELI LILLY & Co Healthcare	Added	1,255	+8	$1,452,135	−2.9%	0.48%
VSGX	VANGUARD ESG INTERNATIONAL STOCK ETF	Reduced	17,211	-44	$1,395,295	−1.8%	0.46%
DFUV	Dimensional U.S. Marketwide Value ETF	Held	24,585	0	$1,352,175	−0.0%	0.44%
MU	Micron Technology Inc Technology	Held	1,211	0	$1,289,848	−7.7%	0.42%
CGDG	Capital Group Dividend Growers ETF	Added	31,172	+2,162	$1,154,299	+6.1%	0.38%
META	Meta Platforms, Inc. Communication Services	Held	1,546	0	$1,121,128	+28.7%	0.37%
VGT	VANGUARD INFORMATION TECHNOLOGY INDEX FUND	Held	8,192	0	$1,029,488	+5.1%	0.34%
AMAT	Applied Materials Inc Technology	Held	1,886	0	$964,462	−29.3%	0.32%
CAT	Caterpillar Inc Industrials	Added	1,050	+200	$851,329	−5.9%	0.28%
IXUS	iShares Core MSCI Total International Stock ETF	Reduced	8,757	-1,467	$831,827	−14.8%	0.27%
VIOO	VANGUARD S&P SMALL-CAP 600 INDEX FUND	Held	6,188	0	$782,905	−8.0%	0.26%
CGIC	Capital Group International Core Equity ETF	Added	19,921	+304	$716,757	+0.4%	0.23%
ABT	Abbott Laboratories Healthcare	Held	6,871	0	$679,060	+8.9%	0.22%
XLK	State Street(R) Technology Select Sector SPDR(R) ETF	Held	3,466	0	$678,469	+2.7%	0.22%
SBUX	Starbucks Corp Consumer Cyclical	Held	7,210	0	$677,451	−8.1%	0.22%
IOO	iShares Global 100 ETF	Added	4,686	+182	$674,830	+9.7%	0.22%
CSCO	Cisco Systems, Inc. Technology	Held	6,236	0	$671,180	−8.4%	0.22%
AVGO	Broadcom Inc. Technology	Held	1,860	0	$653,213	−7.0%	0.21%
IJR	iShares Core S&P Small-Cap ETF	Added	4,684	+76	$637,211	−6.8%	0.21%
BRK-B	Berkshire Hathaway Inc Financial Services	Held	1,232	0	$613,474	−0.5%	0.20%

Showing the top 50 of 110 positions. Create a free account to see every position, past quarters, search, filters and CSV export.

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.