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PNC

Pnc Financial Services Group, Inc.
$254.15 +2.27 (+0.90%) At close · Jul 15
Market Cap
$102.48B
Shares
401,564,632

Price & Indicators

Indicators
Price
Panels
Event markers
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$254.15 Open$251.60 Day$248.72–255.56 52W$175.53–256.22 Avg vol 30d2.2M Short int7.7M · 1.9% float · 2.8d Short vol43% Last earningsJul 15, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 5
Up next
Next earnings call
Oct 14, 2026 Est · unconfirmed · in 13 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
Latest filing: 10-Q
filed May 5, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Equibles Rating blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Strong Quant / Vol Low
      Market backdrop VIX 16.7 · calm Equity put/call 0.67
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +19%
      above
      Price vs 50-day avg +10%
      above
      RSI (14) 67
      neutral
      MACD trend Negative
      52-week position 97%
      near high
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Strong
      1-month return +10%
      trailing
      6-month return +13%
      trailing
      YTD return +23%
      this year
      Relative strength +3%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $231 › 200d $213 — 50d above 200d
      Institutional flow Distributing
      328 of 1,918 funds reported for Jun 30 · net -2.2K sh shares · +33 new
      Insider flow Distributing
      Net -$11.0M over 90 days · 100% sells
      Short interest Falling
      1.91% of float · ▼ -2.0% MoM · 2.8 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      1,918 holders — near 3-yr high, broad support
      Squeeze score 67
      elevated · 0–100
      Fundamentals
      Strong
      Revenue growth +7%
      Y/Y
      EPS growth +21%
      Y/Y
      Valuation P/E 14.8
      in line
      Buyback $3.9B
      authorized
      Balance sheet $57.1B
      net debt
      Quant / Vol
      risk profile
      Low
      Volatility 22%
      annualized · 1-yr
      Max drawdown −17%
      past year
      ATR 2.0%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record
      Latest guidance · from the Earnings Call filed Jun 30, 2026
      full-year 2026 compared to 2025 results
      Average loan growth Initiated 12.5%
      Non-interest income Initiated 9%
      Net interest income Raised 15% – 15.5%
      Total revenue Raised 13%
      Effective tax rate Maintained 19.5%
      Non-interest expense Initiated 8.5%
      third quarter of 2026 compared to the second quarter of 2026
      Net interest income Lowered 3% – 3.5%
      Average loans Initiated 1% – 2%
      Adjusted non-interest expense Non-GAAP Initiated -3% – -2%
      Fee income Initiated -5.5% – -5%
      Other non-interest income Initiated $150M – $200M
      third quarter
      Integration expenses Initiated $50M
      Net charge-offs Initiated $225M

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 3 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +19% Bullish
      Price vs 50-day avg
      +10% Bullish
      RSI (14)
      67 Neutral
      MACD trend
      Negative Bearish
      52-week position
      97% Bullish
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $231 › 200d $213 — 50d above 200d
      Institutional flow Distributing
      328 of 1,918 funds reported for Jun 30 · net -2.2K sh shares · +33 new
      Insider flow Distributing
      Net -$11.0M over 90 days · 100% sells
      Short interest Falling
      1.91% of float · ▼ -2.0% MoM · 2.8 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      1,918 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $176 Now $254 · 97% 52-wk high $256
      vs 200-day avg +19% vs 50-day avg +10%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Diluted EPS - as adjusted non-GAAP $4.85 2Q26 —
      Fee income non-GAAP $2,279M 2Q26 —
      Net interest margin (NIM) non-GAAP 2.96% 2Q26 —
      Net loan charge-offs (annualized to average loans) 0.25% 2Q26 —
      Pretax, pre-provision earnings (PPNR) non-GAAP $2,777M 2Q26 —
      Return on avg. tangible common equity (ROTCE) non-GAAP 17.88% 2Q26 —
      Tangible book value (TBV) non-GAAP $111.09 2Q26 —
      adjusted diluted EPS non-GAAP $4.85 Q2 2026 call —
      allowance for credit losses $5.5B Q2 2026 call —
      allowance for credit losses ratio 1.48% Q2 2026 call —
      average loan yield 5.47% Q2 2026 call —
      CET1 ratio 9.9% Q2 2026 call —
      delinquencies ratio 0.39% Q2 2026 call —
      fee income growth linked quarter 10% Q2 2026 call —
      fee income growth year-over-year 20% Q2 2026 call —
      NCO ratio 25 Q2 2026 call —
      non-performing loans 2B Q2 2026 call —
      portfolio yield 3.45% Q2 2026 call —
      quarterly common stock dividend $2 Q2 2026 call —
      return on tangible common equity non-GAAP 17.9% Q2 2026 call —
      total delinquencies 1.4B Q2 2026 call —
      Non-acquired net loan charge-offs $208M 1Q26 —
      Share repurchases $0.7B 1Q26 —
      accruing loans past due ratio 0.43% first quarter call —
      allowance for credit losses as a percentage of total loans 1.52% first quarter call —
      DDA as a percentage of total deposits 22% first quarter call —
      estimated CET1 ratio 10.1% first quarter call —
      net charge-off ratio (excluding acquired charge-offs) 24 first quarter call —
      total average loan yield 5.5% first quarter call —
      Accumulated other comprehensive income (loss) (AOCI) -3.4B 4Q25 —
      Average securities 142.2B 4Q25 —
      Effective tax rate 12.7% 4Q25 —
      Efficiency ratio 59% 4Q25 —
      Fee income (non-GAAP) non-GAAP 2,123M 4Q25 —
      Net interest margin (NIM) (non-GAAP) non-GAAP 2.84% 4Q25 —
      Noninterest income to total revenue 39% 4Q25 —
      Pretax, pre-provision earnings (PPNR) (non-GAAP) non-GAAP 2,468M 4Q25 —
      Tangible book value (TBV) (non-GAAP) non-GAAP $112.51 4Q25 —

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      PNC
      Pnc Financial Services Group, Inc.
      this stock
      		$102.48B +22.7% +7.2% 14.8 1.9%
      HDB
      Hdfc Bank Ltd
      		 $135.07B -28.0% +15.2% — 0.4%
      MFG
      Mizuho Financial Group Inc
      		 $125.72B +45.6% — — 0.1%
      IBN
      Icici Bank Ltd
      		 $106.00B -1.3% — — 0.7%
      USB
      US Bancorp De
      		 $99.36B +19.3% +15.8% 13.4 1.5%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      1,940
      % held
      79.6%
      Reported
      328 of 1,918
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      895
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      7.7M
      Days to cover
      2.8d
      Change
      -153.6K sh
      View
      Short Volume
      Short vol %
      43%
      As of
      Jul 16, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      15.9K
      Value
      $3.9M
      As of
      Jun 30, 2026
      View
      Off-Exchange
      Off-exchange %
      41.7%
      Week of
      Jun 22, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$11.0M
      Buyers / Sellers
      0 / 4
      Buyers Sellers
      View
      Congressional Trades Buy
      Member
      Shelley M Capito
      Amount
      $1.0K–$15.0K
      Traded
      Mar 12, 2026
      View
      Financials
      Financials
      Revenue (FY)
      $23.1B
      EPS diluted
      $16.59
      View
      Buybacks
      Authorized · 2 programs
      $3.9B
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 15, 2026
      This year
      15
      View
      Proposed Sales
      Value
      $357.2K
      Shares
      1.5K
      Filed
      Jun 12, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 15, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      PNC +3.1% +9.6% +12.7% +3.2% +22.7%
      SPY +1.3% -0.2% +10.1% +1.1% +10.7%
      vs SPY +1.8% +9.8% +2.6% +2.1% +12.0%

      Capital returns

      Latest dividend
      $1.70 / share · ex Apr 14, 2026
      Raised 6.3%
      Paid (TTM)
      $5.10 / share · 3 payouts
      Dividend yield (TTM, derived)
      2.01%
      Buyback programs · 2 active · as of Jun 30, 2021
      Authorized (total)
      $3.90B
      Spent (derived)
      —
      Remaining
      —

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 713676 CUSIP 693475105 13F (30d) 356 filings 322 filers Visit website Investor relations

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