PNC
Pnc Financial Services Group, Inc.Price & Indicators
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Strong BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Average deposits | $458.4B | 1Q26 | — |
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| Average loans | $350.9B | 1Q26 | — |
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| Net loan charge-offs | $253M | 1Q26 | — |
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| Non-acquired net loan charge-offs | $208M | 1Q26 | — |
| Share repurchases | $0.7B | 1Q26 | — |
| accruing loans past due ratio | 0.43% | first quarter call | — |
| allowance for credit losses as a percentage of total loans | 1.52% | first quarter call | — |
| DDA as a percentage of total deposits | 22% | first quarter call | — |
| estimated CET1 ratio | 10.1% | first quarter call | — |
| net charge-off ratio (excluding acquired charge-offs) | 24 | first quarter call | — |
| net interest margin | 2.95% | first quarter call | — |
| nonperforming loans ratio | 0.62% | first quarter call | — |
| tangible book value per common share | $109.42 | first quarter call | — |
| total average loan yield | 5.5% | first quarter call | — |
| total rate paid on interest-bearing deposits | 1.96% | first quarter call | — |
| Accumulated other comprehensive income (loss) (AOCI) | -3.4B | 4Q25 | — |
| Allowance for credit losses to total loans | 1.58% | 4Q25 | — |
| Average securities | 142.2B | 4Q25 | — |
| Common equity tier 1 (CET1) capital ratio | 10.6% | 4Q25 | — |
| Effective tax rate | 12.7% | 4Q25 | — |
| Efficiency ratio | 59% | 4Q25 | — |
| Fee income (non-GAAP) non-GAAP | 2,123M | 4Q25 | — |
| Net interest margin (NIM) (non-GAAP) non-GAAP | 2.84% | 4Q25 | — |
| Noninterest income to total revenue | 39% | 4Q25 | — |
| Pretax, pre-provision earnings (PPNR) (non-GAAP) non-GAAP | 2,468M | 4Q25 | — |
| Tangible book value (TBV) (non-GAAP) non-GAAP | $112.51 | 4Q25 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
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PNC
this stock
Pnc Financial Services Group, Inc.
|
$101.54B | +22.1% | +7.2% | 14.7 | 1.9% |
|
HDB
Hdfc Bank Ltd
|
$133.32B | -28.9% | +15.2% | — | 0.4% |
|
MFG
Mizuho Financial Group Inc
|
$127.79B | +43.3% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$104.01B | -2.7% | — | — | 0.7% |
|
USB
US Bancorp De
|
$96.77B | +18.0% | +15.8% | 13.1 | 1.5% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| PNC | -0.1% | +8.1% | +14.2% | +2.7% | +22.1% |
| SPY | -0.3% | +1.6% | +8.3% | +0.3% | +9.9% |
| vs SPY | +0.2% | +6.5% | +5.9% | +2.4% | +12.2% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.