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Equibles

Financial Plan, Inc.

Registered adviser
Location
BELLINGHAM, WA
Portfolio Value
Mid $1,053,739,195
Diversification
Highly concentrated
Filing Date
Global Rank
#2,444 / 8,827 ▼ 40
Top Industry
Consumer Electronics 18.7%
3Y Alpha vs SPY
-11.3%
Period ended 4 months ago
Filed Aug 14, 2026 · 3mo
3 quarters · since Dec 2025

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type
Registered adviser
Form ADV roster, Nov 1, 2026
Form ADV adviser
CRD 116073
Roster of Nov 1, 2026
Regulatory AUM
$1,604,659,908
Main clients
Individuals and high net worth (99% of AUM)
Form ADV history
Monthly rosters from Dec 2019; each row is a run with the same figures, newest first.
Rosters Regulatory AUM Main clients
Apr 2026 to Nov 2026 $1,604,659,908 Individuals and high net worth (99%)
Apr 2025 to Mar 2026 $1,230,502,053 Individuals and high net worth (99%)
Mar 2024 to Mar 2025 $1,053,171,705 Individuals and high net worth (99%)
May 2023 to Feb 2024 $845,050,649 Individuals and high net worth (99%)
Apr 2023 $845,050,649 Individuals and high net worth (99%)
Apr 2022 to Mar 2023 $935,880,675 Individuals and high net worth (100%)
3 earlier changes not shown.

Portfolio style

Measured from the filed 13F common-share book for Jun 30, 2026, never from the firm's own description.

Style
Concentrated
The top 10 positions are 96.4% of the book (60%+)
Turnover
Turnover unknown
It needs four straight quarters of measured turnover
Horizon
Short horizon
Value-weighted holding period 3.0 quarters (under 4)

Closest benchmark: every 13F filer's combined book, active share 92.4%; sector active share 84.0% against the combined 13F book's sector weights.

Over time 3 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

View clone backtest

Portfolio Concentration

94 tracked positions · as of Jun 30, 2026 · Δ vs Mar 31, 2026
Top Position
41.4%
−0.5 pts
Top 5
90.4%
−0.2 pts
Top 10
96.4%
+0.2 pts
HHI
3,195
Dec 2025 → Jun 2026 · range 3,182 – 3,195
Highly concentrated+7

Portfolio Trend

3 quarters · across all stocks

Sector Breakdown

As of Jun 30, 2026
Sector % Portfolio Value
Unclassified 96.9% $1,021,195,724
Technology 1.4% $14,914,425
Industrials 0.7% $7,338,409
Financial Services 0.4% $4,289,476
Consumer Cyclical 0.2% $1,998,788
Consumer Defensive 0.1% $1,362,979
Healthcare 0.1% $1,106,799
Communication Services 0.1% $1,058,747
Energy 0.0% $473,848

Last Quarter's Activity

Export CSV
Jun 30, 2026 vs Mar 31, 2026

Added To

Positions the filer increased
25 positions
Ticker Δ Shares Shares Value Open
DFAC +167,570 3,704,312 $164,323,280
DFSD +120,893 1,038,034 $49,566,123
DFIC +98,456 1,614,612 $60,160,443
VTIP +96,276 776,767 $39,017,006
VMBS +84,936 103,640 $4,851,388
AVRE +84,724 797,049 $37,764,181
SPMB +83,119 1,354,741 $30,224,271
DFGR +78,663 1,006,202 $29,149,671
— +75,458 926,710 $43,155,031
DFCF +68,402 576,998 $24,355,085
DFIP +37,903 231,318 $9,543,024
AVUS +34,237 1,428,195 $182,923,215
DFEM +33,713 763,903 $31,045,017
SHV +27,151 46,426 $5,123,109
AVDE +22,667 1,209,058 $107,847,973
AVIG +20,572 172,083 $7,125,957
SUB +9,375 42,464 $4,521,142
DFNM +8,822 24,574 $1,187,784
IWF +7,770 10,360 $1,286,401
VCSH +5,602 99,573 $7,869,254
AVEM +5,175 511,267 $49,332,152
VO +4,392 5,856 $471,817
VGT +3,696 4,224 $504,852
DFSU +3,575 27,901 $1,301,023
DFSV +3,074 28,878 $1,120,177

Trimmed

Positions the filer reduced
20 positions
Ticker Δ Shares Shares Value Open
DUSB −230,803 587,139 $29,814,918
DFAX −13,009 718,310 $26,462,540
SPSB −12,316 130,057 $3,903,010
BSV −3,726 71,969 $5,607,104
REET −2,890 88,787 $2,452,296
VGSH −2,297 113,466 $6,603,721
AAPL −1,424 21,053 $6,091,896
VTEB −1,356 53,422 $2,702,084
SPTM −1,111 13,842 $1,256,715
DFAI −853 85,267 $3,517,263
GLD −807 9,258 $3,410,462
VTI −478 6,734 $2,491,849
VT −430 22,679 $3,559,469
SPDW −390 7,047 $355,098
DFAU −251 31,772 $1,642,294
BNY −190 12,107 $1,750,793
SPEM −182 6,537 $338,485
SPAB −151 30,285 $772,873
SLV −18 40,008 $2,139,227
IVV −3 518 $387,925

New Positions

Positions the filer opened this quarter
8 positions
Ticker Shares Value Open
GOOGL 917 $327,708
VUSB 6,508 $323,968
QCOM 1,742 $321,904
CSCO 2,430 $285,427
IWB 523 $214,168
MS 992 $207,367
VB 669 $202,787
CJMB 13,500 $10,854

Sold Out

Positions the filer fully exited
7 positions
Ticker Shares Value Open
MCD 1,035 $321,667
BP 5,499 $258,453
WAFU 19,000 $29,450
ITP 115,000 $20,700
SNTG 10,000 $17,700
SMTK 60,000 $13,680
HUBC 40,000 $158

Portfolio Positions

Export CSV View 13F filing
94 tracked positions · $1,053,739,195 total · filing declares 95 positions · $105,400,597 · as of Jun 30, 2026
All sectors Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Technology
Showing 1–50 of 94 positions by value · page 1 of 2
Ticker Company Shares Value (USD) % of Portfolio History
AVUS
Avantis U.S. Equity ETF
1,428,195 $182,923,215 17.36%
DFAC
Dimensional U.S. Core Equity 2 ETF
3,704,312 $164,323,280 15.59%
AVDE
Avantis International Equity ETF
1,209,058 $107,847,973 10.23%
DFIC
Dimensional International Core Equity 2 ETF
1,614,612 $60,160,443 5.71%
DFSD
Dimensional Short-Duration Fixed Income ETF
1,038,034 $49,566,123 4.70%
AVEM
Avantis Emerging Markets Equity ETF
511,267 $49,332,152 4.68%
926,710 $43,155,031 4.10%
VTIP
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES INDEX FUND
776,767 $39,017,006 3.70%
AVRE
Avantis Real Estate ETF
797,049 $37,764,181 3.58%
DFEM
Dimensional Emerging Markets Core Equity 2 ETF
763,903 $31,045,017 2.95%
SPMB
State Street(R) SPDR(R) Portfolio Mortgage Backed Bond ETF
1,354,741 $30,224,271 2.87%
DUSB
Dimensional Ultrashort Fixed Income ETF
587,139 $29,814,918 2.83%
DFGR
Dimensional Global Real Estate ETF
1,006,202 $29,149,671 2.77%
DFAX
Dimensional World ex. U.S. Core Equity 2 ETF
718,310 $26,462,540 2.51%
DFCF
Dimensional Core Fixed Income ETF
576,998 $24,355,085 2.31%
STIP
iShares 0-5 Year TIPS Bond ETF
104,859 $10,712,395 1.02%
DFIP
Dimensional Inflation-Protected Securities Portfolio ETF
231,318 $9,543,024 0.91%
VCSH
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND
99,573 $7,869,254 0.75%
AVIG
Avantis Core Fixed Income ETF
172,083 $7,125,957 0.68%
VGSH
VANGUARD SHORT-TERM TREASURY INDEX FUND
113,466 $6,603,721 0.63%
AAPL
Apple Inc.
Technology 		21,053 $6,091,896 0.58%
AVUV
Avantis U.S. Small Cap Value ETF
48,709 $6,076,934 0.58%
CAT
Caterpillar Inc
Industrials 		5,511 $5,868,663 0.56%
BSV
VANGUARD SHORT-TERM BOND INDEX FUND
71,969 $5,607,104 0.53%
SHV
iShares 0-1 Year Treasury Bond ETF
46,426 $5,123,109 0.49%
VMBS
VANGUARD MORTGAGE-BACKED SECURITIES INDEX FUND
103,640 $4,851,388 0.46%
MSFT
Microsoft Corp
Technology 		12,363 $4,611,646 0.44%
SUB
iShares Short-Term National Muni Bond ETF
42,464 $4,521,142 0.43%
SPSB
State Street(R) SPDR(R) Portfolio Short Term Corporate Bond ETF
130,057 $3,903,010 0.37%
VT
VANGUARD TOTAL WORLD STOCK INDEX FUND
22,679 $3,559,469 0.34%
DFAI
Dimensional International Core Equity Market ETF
85,267 $3,517,263 0.33%
GLD
Spdr Gold Trust
9,258 $3,410,462 0.32%
VTEB
VANGUARD TAX-EXEMPT BOND INDEX FUND
53,422 $2,702,084 0.26%
VTI
VANGUARD TOTAL STOCK MARKET INDEX FUND
6,734 $2,491,849 0.24%
REET
iShares Global REIT ETF
88,787 $2,452,296 0.23%
SLV
iShares Silver Trust
40,008 $2,139,227 0.20%
AVDV
Avantis International Small Cap Value ETF
18,949 $1,952,694 0.19%
BNY
Bank of New York Mellon Corp
Financial Services 		12,107 $1,750,793 0.17%
DFAU
Dimensional US Core Equity Market ETF
31,772 $1,642,294 0.16%
BRK-A
Berkshire Hathaway Inc
Financial Services 		2 $1,497,700 0.14%
TSLA
Tesla, Inc.
Consumer Cyclical 		3,488 $1,467,052 0.14%
AVGE
Avantis All Equity Markets ETF
14,323 $1,419,409 0.13%
COST
Costco Wholesale Corp
Consumer Defensive 		1,457 $1,362,979 0.13%
NVDA
Nvidia Corp
Technology 		6,725 $1,345,605 0.13%
DFSU
Dimensional US Sustainability Core 1 ETF
27,901 $1,301,023 0.12%
IWF
iShares Russell 1000 Growth ETF
10,360 $1,286,401 0.12%
AVSU
Avantis Responsible U.S. Equity ETF
14,249 $1,261,321 0.12%
DFUS
Dimensional U.S. Equity Market ETF
15,393 $1,261,302 0.12%
SPTM
State Street(R) SPDR(R) Portfolio S&P 1500(R) Composite Stock Market ETF
13,842 $1,256,715 0.12%
DFNM
Dimensional National Municipal Bond ETF
24,574 $1,187,784 0.11%

Showing the top 50 of 94 positions. Create a free account to see every position, past quarters, search, filters and CSV export.

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.