BUSE · First Busey Corp /Nv/

Track BUSE — free

$30.20 +0.07 (+0.23%) At close · Aug 27

Market Cap

$2.47B

82.58M

Up next

Next earnings call

Oct 27, 2026 Scheduled · in 9 wks

FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed Aug 6, 2026

Equibles Rating

blended score · not investment advice

Overall

Buy

SellHoldBuy

Technical Buy Momentum Strong Sentiment Neutral Fundamentals Strong Quant / Vol Very Low

Market backdrop VIX 14.5 · calm Equity put/call 0.39

Technical

price trend

Buy

50 / 200-day cross No cross

Price vs 200-day avg +14%

above

Price vs 50-day avg +1%

above

RSI (14) 47

neutral

MACD trend Negative

52-week position 85%

near high

Volume (OBV) Confirms

volume backs price

Momentum

relative strength

Strong

1-month return −3%

trailing

6-month return +20%

trailing

YTD return +27%

this year

Relative strength +6%

vs S&P · 6-mo

Sentiment

smart money

Neutral

Trend (MA cross) No cross

50d $30 › 200d $27 — 50d above 200d

Institutional flow Accumulating

+4% holders QoQ · +42 funds added

Insider flow Flat

No net insider activity over 90 days

Short interest Rising

4.34% of float · ▲ +3.7% MoM · 5.2 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

257 holders — near 3-yr high, broad support

Squeeze score 60

elevated · 0–100

Fundamentals

Strong

Revenue growth +56%

Y/Y

EPS growth −26%

Y/Y

Free cash flow $173.0M

Balance sheet $160.4M

net cash

Quant / Vol

risk profile

Very Low

Volatility 23%

annualized · 1-yr

Max drawdown −12%

past year

ATR 1.7%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

what management promised — and delivered

Latest guidance · from the 8-K filed Apr 28, 2026

Cash flows from our securities portfolio · the remainder of 2026 $302.5M

Prior guidance period ended · from the 8-K filed Oct 28, 2025

NIE ex-acquisition & restructuring exp. · 4Q25 $112M

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Buy

1 · 3 · 3

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+14% Bullish

Price vs 50-day avg

+1% Bullish

RSI (14)

47 Neutral

MACD trend

Negative Bearish

52-week position

85% Bullish

Volume (OBV)

Confirms Neutral

Market signals — smart money & positioning

Bullish · 2 of 6

Trend (MA cross) No cross

50d $30 › 200d $27 — 50d above 200d

Institutional flow Accumulating

+4% holders QoQ · +42 funds added

Insider flow Flat

No net insider activity over 90 days

Short interest Rising

4.34% of float · ▲ +3.7% MoM · 5.2 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

257 holders — near 3-yr high, broad support

Price context

position in its 52-week range

Range low $22 Now $30 · 85% Range high $32

vs 200-day avg +14% vs 50-day avg +1%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Adjusted net interest income (Non-GAAP) non-GAAP	$149.09M	Three Months Ended June 30, 2026 filing	—
Adjusted tangible net income available to common stockholders (Non-GAAP) non-GAAP	$62.27M	Three Months Ended June 30, 2026 filing	—
Average interest-earning assets (Non-GAAP) non-GAAP	$16.51B	Three Months Ended June 30, 2026 filing	—
Average tangible common equity (Non-GAAP) non-GAAP	$1.71B	Three Months Ended June 30, 2026 filing	—
Gains (losses) on forward sales commitments	$27K	Three Months Ended June 30, 2026 filing	—
Gains (losses) on interest rate lock commitments	$58K	Three Months Ended June 30, 2026 filing	—
Gains recognized in earnings	$9K	Three Months Ended June 30, 2026 filing	—
Net change in fair value of risk participation agreements	$9K	Three Months Ended June 30, 2026 filing	—
Net gains (losses) on mortgage banking derivatives	$85K	Three Months Ended June 30, 2026 filing	—
Adjusted Diluted EPS non-GAAP	$0.69	Q2 2026	—

Adjusted net income non-GAAP	$63.7M	Q2 2026	—

Adjusted net income available to common stockholders non-GAAP	$59.1M	Q2 2026	—

GAAP → non-GAAP reconciliation GAAP Adjusted net income 63.69M -4.59M Preferred dividends = Adjusted net income available to common stockholders 59.1M
Adjusted net interest margin (Non-GAAP) non-GAAP	3.63%	Six Months Ended June 30, 2026	—
Adjusted noninterest expense (Non-GAAP) non-GAAP	109.51M	Q2 FY2026	—

Adjusted noninterest expense excluding amortization of intangible assets non-GAAP	$105.28M	Three Months Ended June 30, 2026	—
GAAP → non-GAAP reconciliation GAAP Adjusted noninterest expense 109.51M -4.23M Amortization of intangible assets = Adjusted noninterest expense excluding amortization of intangible assets 105.28M
Adjusted noninterest income non-GAAP	$41.87M	Three Months Ended June 30, 2026	—
GAAP → non-GAAP reconciliation GAAP Total noninterest income 44.31M -2.45M Net security (gains) losses = Adjusted noninterest income 41.87M
Adjusted noninterest income to operating revenue non-GAAP	21.55%	Three Months Ended June 30, 2026	—

Adjusted pre-provision net revenue (Non-GAAP) non-GAAP	169.11M	Six Months Ended June 30, 2026	—

Adjusted pre-provision net revenue to average total assets non-GAAP	1.9%	Three Months Ended June 30, 2026	—

Adjusted return on average assets non-GAAP	1.43%	Q2 2026	—

Adjusted return on average tangible common equity (Non-GAAP) non-GAAP	14.36%	Six Months Ended June 30, 2026	—

Allowance for credit losses to portfolio loans	1.24%	Q2 FY2026	—

Assets under care non-GAAP	$16.5B	As of June 30, 2026	—

Average Deposits per Branch	189M	2Q26	—

Banking centers	80	Q2 2026	—

Book value per common share non-GAAP	$26.06	As of June 30, 2026	—
Classified assets to Bank Tier 1 capital and reserves	9.69%	Q2 FY2026	—
Common Equity Tier 1 Capital to Risk Weighted Assets	12.53%	Q2 2026	—

Core deposits non-GAAP	$14.17B	As of June 30, 2026	—

GAAP → non-GAAP reconciliation GAAP Total deposits 15.13B -60.04M Brokered deposits, excluding brokered time deposits of $250,000 or more -896.35M Time deposits of $250,000 or more = Core deposits 14.17B
Core deposits to total deposits non-GAAP	93.68%	As of June 30, 2026	—
Coverage ratio of the allowance for credit losses to non-performing loans	2.44	Q2 FY2026	—
Efficiency ratio (Non-GAAP) non-GAAP	54.38%	Six Months Ended June 30, 2026	—

loan to deposit ratio	87.2%	Q2 2026	—

LTM Pre-Tax Margin	46.8%	LTM 2Q26	—
LTM Wealth Revenue	$75.3M	LTM 2Q26	—
Net charge-off ratio	0.19%	Q2 FY2026	—
Net charge-offs	0.19%	Q2 2026	—

Net interest margin (Non-GAAP) non-GAAP	3.75%	Six Months Ended June 30, 2026	—

Non-performing assets to portfolio loans and other non-performing assets	0.53%	Q2 FY2026	—
Non-performing assets to total assets	0.39%	Q2 FY2026	—

Non-performing loans to portfolio loans	0.51%	Q2 FY2026	—
Operating revenue non-GAAP	$194.27M	Three Months Ended June 30, 2026	—
Pre-provision net revenue non-GAAP	$81.6M	Q2 2026	—

GAAP → non-GAAP reconciliation GAAP Net interest income 152.4M +44.31M Total noninterest income (GAAP) -2.45M Net security (gains) losses (GAAP) -112.64M Total noninterest expense (GAAP) = Pre-provision net revenue 81.63M
Pre-provision net revenue to average total assets non-GAAP	1.83%	Q2 2026	—

Pre-Tax Profit Margin	49%	2Q26	—
Return on average assets (Non-GAAP) non-GAAP	1.42%	Three Months Ended June 30, 2026	—
Return on average tangible common equity non-GAAP	14.49%	Q2 2026	—
Return to Shareholders	63.1M	2Q26	—
Share repurchases	$63.1M	Q2 2026	—

shares of common stock purchased under stock repurchase plan	2,340,000	Q2 2026	—

shares remaining available for repurchase under the plan	3,898,775	Q2 2026	—
Tangible book value per common share non-GAAP	$20.4	As of June 30, 2026	—

Tangible common equity non-GAAP	$1.7B	As of June 30, 2026	—

GAAP → non-GAAP reconciliation GAAP Common equity 2.17B -471.29M Goodwill and other intangible assets, net = Tangible common equity 1.7B
Tangible common equity to tangible assets non-GAAP	9.57%	As of June 30, 2026	—

Tax-equivalent net interest income non-GAAP	$153.24M	Three Months Ended June 30, 2026	—
GAAP → non-GAAP reconciliation GAAP Net interest income 152.4M +841K Tax-equivalent adjustment = Tax-equivalent net interest income 153.24M
Tax-equivalent operating revenue non-GAAP	$195.11M	Three Months Ended June 30, 2026	—
Total capital to risk weighted assets	16.1%	Q2 FY2026	—
Total Cost of Deposits	1.8%	2Q26	—
Total Operating Revenue non-GAAP	$194M	2Q26	—
Wealth segment revenue	20M	2Q26	—

% of Total Deposits priced at 1 bp or less	37.4%	Q1 2026	—
1Q26 net credit provision expense	$3.1M	Q1 2026	—
Adjusted NIE non-GAAP	$112.8M	Q1 2026	—
Adjusted NIE excluding Amortization of Intangibles non-GAAP	$108.5M	Q1 2026	—
Allowance for credit losses to non-performing loans	3.63	Q1 FY2026	—
Available on- and off-balance sheet liquidity	$8.63B	Q1 FY2026	—
Cost of Total Deposits	1.81%	1Q26	—
Loans 90+ days past due and still accruing	$0.8M	Q1 2026	—
Operating revenue per employee non-GAAP	$108K	Q1 2026	—
Provision for credit losses	$3.06M	Q1 FY2026	—
Ratio of allowance to loans	1.26%	Q1 2026	—
Reserves + purchase accounting marks / loans	1.86%	Q1 2026	—
Return on average assets	1.12%	Q1 2026	—
Shares remaining available for repurchase	2,238,775	Q1 FY2026	—
Stock repurchases	$65.6M	Q1 2026	—

ROAA	1.32%	Q4 2025	—
ROATCE	12.59%	Q4 2025	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
BUSE First Busey Corp /Nv/ this stock	$2.47B	+26.9%	+55.7%	—	4.3%
MFG Mizuho Financial Group Inc	$126.83B	+42.6%	—	—	0.1%
HDB Hdfc Bank Ltd	$115.38B	-38.5%	+15.2%	—	0.5%
CIXPF CaixaBank/ADR	$110.04B	+26.1%	—	—	0.1%
IBN Icici Bank Ltd	$107.15B	+0.2%	—	—	0.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

257

% held: 67.4%
Net QoQ: +584.3K sh
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

237

View

Short & Settlement

Short Interest Rising

Shares short

3.6M

Days to cover: 5.2d
Change: +129.0K sh

View

Short Volume

Short vol %

83%

As of: Aug 27, 2026

Short Total

View

Fails to Deliver

FTD shares

Value: $2.1K
As of: Jul 28, 2026

View

Off-Exchange

Off-exchange %

31.3%

Week of: Jul 20, 2026

Off-exch Lit

View

Smart Money

Congressional Trades Sell

Member

Jefferson Shreve

Amount: $15.0K–$50.0K
Traded: May 12, 2025

View

Financials

Revenue (FY)

$719.6M

Net income (FY): $135.3M
EPS diluted: $1.47

View

Buybacks

Authorized

shares 2.0M

Remaining: shares 2.0M

Spent Remaining

View

Filings

SEC Filings

Latest

8-K

Filed: Aug 7, 2026
This year: 15

View

Proposed Sales

Value

$265.5K

Shares: 9.2K
Filed: Jun 15, 2026

View

Earnings & Events

Earnings Calls Upcoming

Next call

Oct 27, 2026

Last call: Jul 28, 2026

View

Investor Relations

Upcoming events

View

Performance

	5D	20D	120D	MTD	YTD
BUSE	0.0%	-3.5%	+20.3%	-2.1%	+26.9%
SPY	+1.1%	+4.0%	+14.7%	+3.2%	+13.1%
vs SPY	-1.1%	-7.4%	+5.6%	-5.4%	+13.9%

Capital returns

Latest dividend

$0.26 / share · ex Jul 24, 2026

Raised 4%

Paid (TTM)

$1.03 / share · 4 payouts

Dividend yield (TTM, derived)

3.41%

Buyback program · as of Feb 5, 2020

Authorized

shares 2.00M

Spent (derived)

shares 0

Remaining

shares 2.00M

Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 314489 CUSIP 319383204 13F (30d) 202 filings 201 filers Visit website Investor relations

BUSE · First Busey Corp /Nv/

Price & Indicators

Up next

Equibles Rating

Guidance & track record

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns