BWFG
Bankwell Financial Group, Inc.
$56.38
-1.02 (-1.78%)
At close · Jul 8
Market Cap
$449.53M
Shares
7,973,180
Price & Indicators
Indicators
Price
Panels
Event markers
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$56.38
Open$56.83
Day$56.09–57.39
52W$35.74–60.50
Avg vol 30d69K
Short int232K · 2.9% float · 4.2d
Short vol78%
Last earningsApr 22, 2026
DataJan 2020–Jul 2026
Filing10-Q · May 6
Equibles Rating
blended score · not investment advice
Overall
Strong Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Low
Market backdrop
VIX 16.9 · calm
Equity put/call 0.86
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+16%
above
Price vs 50-day avg
+4%
above
RSI (14)
50
neutral
MACD trend
Negative
52-week position
83%
mid-range
Momentum
relative strength
1-month return
+4%
trailing
6-month return
+21%
trailing
YTD return
+24%
this year
Relative strength
+14%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $54 › 200d $49 — 50d above 200d
Institutional flow
Accumulating
2 of 118 funds reported for Jun 30 · net +21 sh shares
Insider flow
Distributing
Net -$106.1K over 90 days · 38% sells
Short interest
Rising
2.90% of float · ▲ +8.6% MoM · 4.2 days cover
Volume signal
Reversal watch
High volume on a down day — possible exhaustion
Institution breadth
Multi-yr high
118 holders — near 3-yr high, broad support
Squeeze score
62
elevated · 0–100
Fundamentals
Revenue growth
+44%
Y/Y
EPS growth
+262%
Y/Y
Free cash flow
$27.1M
Valuation
P/E 11.3
below peers
Balance sheet
$96.4M
net cash
Quant / Vol
risk profile
Volatility
26%
annualized · 1-yr
Max drawdown
−12%
past year
ATR
2.8%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Up next
Next earnings call
Jul 23, 2026
Est · unconfirmed
· in 2 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed May 6, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Guidance & track record
Latest guidance
· from the Earnings Call filed Mar 31, 2026
Net interest income
· full year
Initiated
$111M – $112M
Noninterest income
· full year
Initiated
$12M – $13M
Noninterest expense
· full year
Initiated
$64M – $65M
Loan growth
· full year
Initiated
0.04% – 0.05%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+16%
Bullish
Price vs 50-day avg
+4%
Bullish
RSI (14)
50
Neutral
MACD trend
Negative
Bearish
52-week position
83%
Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $54 › 200d $49 — 50d above 200d
Institutional flow
Accumulating
2 of 118 funds reported for Jun 30 · net +21 sh shares
Insider flow
Distributing
Net -$106.1K over 90 days · 38% sells
Short interest
Rising
2.90% of float · ▲ +8.6% MoM · 4.2 days cover
Volume signal
Reversal watch
High volume on a down day — possible exhaustion
Institution breadth
Multi-yr high
118 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $36
Now $56 · 83%
52-wk high $61
vs 200-day avg +16%
vs 50-day avg +4%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Floating rate loans as a percentage of the loan portfolio | 42% | Q1 FY2026 | — |
| Portfolio yield | 6.56% | Q1 FY2026 | — |
| Yield on new loan production | 7.53% | Q1 FY2026 | — |
| allowance coverage of nonperforming loans | 155% | Q1 2026 call | — |
| allowance for credit losses ratio | 1.03% | Q1 2026 call | — |
| analyzed checking balance growth | $24M | Q1 2026 call | — |
| brokered deposit and FHLB borrowing reduction | $95M | Q1 2026 call | — |
| brokered deposit decline percentage | 50% | since peak at end of 2022 call | — |
| common equity tier 1 ratio | 10.5% | Q1 2026 call | — |
| core deposit growth | $113M | Q1 2026 call | — |
| cumulative brokered deposit reduction since peak | $513M | since peak at end of 2022 call | — |
| deposit cost | 310 | Q1 2026 call | — |
| deposit cost exit rate | 298 | end of March 2026 call | — |
| deposit cost sequential change | -5 | Q1 2026 call | — |
| efficiency ratio | 55.8% | Q1 2026 call | — |
| loan originations | $190M | Q1 2026 call | — |
| low-cost deposit growth | $39M | Q1 2026 call | — |
| net interest margin | 328 | Q1 2026 call | — |
| net loan growth | $27M | Q1 2026 call | — |
| nonperforming assets ratio | 56 | Q1 2026 call | — |
| pre-provision net revenue non-GAAP | $13.3M | Q1 2026 call | — |
| pre-provision net revenue ratio non-GAAP | 1.6% | Q1 2026 call | — |
| return on average assets | 1.35% | Q1 2026 call | — |
| return on average tangible common equity non-GAAP | 15% | Q1 2026 call | — |
| SBA production | $34M | Q1 2026 call | — |
| shares repurchased | 3,317 | Q1 2026 call | — |
| tangible common equity ratio non-GAAP | 9.17% | Q1 2026 call | — |
| time deposit repricing amount | $300M | Q1 2026 call | — |
| variable-rate loan proportion | 42% | Q1 2026 quarter end call | — |
| Net loan growth during the quarter | $121.9M | Q4 2025 | — |
| Noninterest income as a percentage of revenue | 11.13% | Q4 2025 | — |
| Nonperforming assets as a percentage of total assets | 0.49% | Q4 2025 | — |
| SBA Lending originations | $24.3M | Q4 2025 | — |
| SBA loan sale gains | $2.2M | Q4 2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
BWFG
this stock
Bankwell Financial Group, Inc.
|
$449.53M | +23.5% | +44.0% | 11.3 | 2.9% |
|
HDB
Hdfc Bank Ltd
|
$134.25B | -28.4% | +15.2% | — | 0.3% |
|
MFG
Mizuho Financial Group Inc
|
$123.95B | +39.2% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$103.47B | -3.2% | — | — | 0.7% |
|
PNC
Pnc Financial Services Group, Inc.
|
$99.00B | +19.0% | +7.2% | 14.3 | 1.9% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| BWFG | -4.0% | +4.4% | +21.2% | -4.0% | +23.5% |
| SPY | -0.2% | +0.8% | +7.4% | -0.2% | +9.3% |
| vs SPY | -3.9% | +3.6% | +13.8% | -3.9% | +14.2% |
Capital returns
Latest dividend
$0.20
/ share · ex May 8, 2026
Paid (TTM)
$0.80
/ share · 4 payouts
Dividend yield (TTM, derived)
1.42%
Buyback program
· as of Oct 28, 2024
Authorized
shares 250,000
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.