EQBK 8-K
Equity Bancshares Inc (EQBK)
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
Securities registered pursuant to Section 12(b) of the Act:
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Trading |
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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).
Emerging growth company
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 1.01 Entry into a Material Definitive Agreement.
On February 13, 2026, Equity Bancshares, Inc. (the “Company”), as borrower, entered into the Ninth Amendment (the “Amendment”) to its Loan and Security Agreement (the “Agreement”) with ServisFirst Bank. The Amendment extended the maturity date of the commitment to extend credit under the Agreement to February 10, 2027.
The foregoing summary of the Amendment does not purport to be a complete description of the terms and conditions of the
Amendment and is qualified in its entirety by the full text of the Amendment attached as Exhibit 10.1, which is incorporated herein by reference.
Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.
The information set forth in Item 1.01 of this Current Report on Form 8-K is incorporated herein by reference.
Item 9.01 Financial Statements and Exhibits.
(d) Exhibits
Exhibit No. |
Description |
10.1 |
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104 |
Cover Page Interactive Data File |
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
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Equity Bancshares, Inc. |
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Date: |
February 17, 2026 |
By: |
/s/ Chris M. Navratil |
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Chris M. Navratil |
Exhibit 10.1
NINTH AMENDMENT TO LOAN AND SECURITY AGREEMENT
THIS NINTH AMENDMENT TO LOAN AND SECURITY AGREEMENT (this
“Amendment”) is made and dated as of February 10, 2026, between EQUITY BANCSHARES, INC., a Kansas corporation (the “Borrower”), and SERVISFIRST BANK, an Alabama banking corporation (the “Lender”).
R E C I T A L S
A G R E E M E N T
In consideration of the foregoing and the mutual covenants and agreements hereinafter set forth, the parties hereto hereby agree as follows:
EXHIBIT C TO
LOAN AND SECURITY AGREEMENT
STATES QUALIFIED, PRINCIPAL PLACES OF BUSINESS
Entity State(s) Qualified Principal Place of Business
Equity Bancshares, Inc Kansas 7701 E. Kellogg Ave. Wichita, Kansas 67207
Equity Bank Arkansas, Kansas, Missouri, Nebraska,
Oklahoma
7701 E. Kellogg Ave. Wichita, Kansas 67207
NAME CHANGES AND MERGERS WITHIN FIVE YEARS AND ONE MONTH
Borrower:
No name changes.
2021 merger with American State Bancshares, Inc. 2024 merger with Rockhold BanCorp.
2024 merger with KansasLand Bancshares, Inc. 2025 merger with NBC Corp. of Oklahoma 2026 merger with Frontier Holdings, LLC
Subsidiary Bank:
No name changes.
2021 merger with American State Bank & Trust Company 2024 merger with Bank of Kirksville
2024 merger with KansasLand Bank 2025 merger with NBC Oklahoma 2026 merger with Frontier Bank