FHB · First Hawaiian, Inc.
Price & Indicators
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| allowance for credit losses coverage ratio | 1.17% | the first quarter call | — |
| net interest margin | 3.19% | the first quarter call | — |
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| noninterest-bearing deposit ratio | 31% | the first quarter call | — |
| return on average tangible assets non-GAAP | 1.2% | the first quarter call | — |
| return on average tangible equity non-GAAP | 15.3% | the first quarter call | — |
| total cost of deposits | 1.22% | the first quarter call | — |
| Allowance for credit losses | 168.5M | December 31, 2025 | — |
| Allowance for credit losses as a percent of total loans and leases | 1.18% | December 31, 2025 | — |
| Common equity tier 1 capital ratio | 13.17% | December 31, 2025 | — |
| Effective tax rate | 24.8% | fourth quarter of 2025 | — |
| Efficiency ratio | 55.1% | fourth quarter of 2025 | — |
| Net charge-offs as a percent of average loans and leases (annualized) | 0.14% | fourth quarter of 2025 | — |
| Non-performing assets as a percent of total loans and leases and other real estate owned | 0.29% | December 31, 2025 | — |
| Provision for credit losses | 7.7M | fourth quarter of 2025 | — |
| Tier 1 leverage ratio | 9.27% | December 31, 2025 | — |
| Total capital ratio | 14.42% | December 31, 2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
FHB
this stock
First Hawaiian, Inc.
|
$3.56B | +16.9% | +8.9% | 12.9 | 9.4% |
|
HDB
Hdfc Bank Ltd
|
$135.43B | -27.8% | +15.2% | — | 0.4% |
|
MFG
Mizuho Financial Group Inc
|
$120.24B | +34.8% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$106.74B | -0.1% | — | — | 0.7% |
|
PNC
Pnc Financial Services Group, Inc.
|
$101.54B | +22.1% | +7.2% | 14.7 | 1.9% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| FHB | -2.8% | +5.5% | +9.2% | 0.0% | +16.9% |
| SPY | -1.5% | +0.3% | +7.8% | -0.5% | +9.0% |
| vs SPY | -1.3% | +5.2% | +1.4% | +0.4% | +7.9% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.