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6-K

Fairfax Financial Holdings Ltd/ Can (FRFHF)

6-K 2026-04-29 For: 2026-04-29
View Original
Added on April 29, 2026

UNITED STATESSECURITIES AND EXCHANGE COMMISSION****Washington, D.C. 20549

Form 6-K

Report of Foreign Private IssuerPursuant to Rule 13a-16 or 15d-16 ofthe Securities Exchange Act of 1934

For the month of: April 2026 Commission File Number: 001-31556

FAIRFAX FINANCIALHOLDINGS LIMITED

(Name of Registrant)

95 Wellington Street WestSuite 800

Toronto, Ontario

Canada M5J 2N7

(Address of Principal Executive Offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:

Form 20-F ¨ Form 40-F x

EXHIBIT INDEX

Exhibit Description of Exhibit
99.1 Press<br> Release dated April 29, 2026

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

FAIRFAX FINANCIAL HOLDINGS LIMITED
Date: April 29, 2026 By: /s/ Derek Bulas
Name: Derek Bulas
Title: Vice President, Chief Legal Officer and Corporate Secretary

Exhibit 99.1

FAIRFAX News Release

TSX Stock Symbol: FFH and FFH.U

TORONTO, April 29, 2026


FAIRFAX ANNOUNCESEARLY REDEMPTION OFSENIOR NOTES DUE DECEMBER 16, 2026

Fairfax Financial Holdings Limited (“Fairfax”) (TSX: FFH and FFH.U) announces that, on May 29, 2026, it is redeeming all of its outstanding 4.70% senior notes due December 16, 2026 (the “Notes”) at a redemption price of 100.465% of the principal amount of the Notes, plus accrued and unpaid interest. There is C$450 million principal amount of Notes currently outstanding.

Questions regarding the redemption of the Notes may be directed to Computershare Advantage Trust of Canada, as Canadian Trustee, as follows:

Computershare Advantage Trust of Canada

88A East Beaver Creek Rd.

Richmond Hill, Ontario L4B 4A8

Fairfax is a holding company which, through its subsidiaries, is primarily engaged in property and casualty insurance and reinsurance and the associated investment management.

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For further information contact: John Varnell, Vice President, Corporate Development at (416) 367-4941

FAIRFAX FINANCIAL HOLDINGS LIMITED

95 Wellington Street West, Suite 800, Toronto,Ontario, M5J 2N7 Telephone: 416-367-4941 Facsimile: 416-367-4946

Certain statementscontained herein may constitute “forward-looking statements” and are made pursuant to the “safe harbour” provisionsof applicable Canadian and U.S. securities laws. Such forward-looking statements are subject to known and unknown risks, uncertaintiesand other factors which may cause the actual results, performance or achievements of Fairfax to be materially different from any futureresults, performance or achievements expressed or implied by such forward-looking statements. Such factors include, but are not limitedto: our ability to complete acquisitions and other strategic transactions on the terms and timeframes contemplated, and to achieve theanticipated benefits therefrom; a reduction in net earnings if our loss reserves are insufficient; underwriting losses on the risks weinsure that are higher than expected; the occurrence of catastrophic events with a frequency or severity exceeding our estimates; changesin market variables, including unfavourable changes in interest rates, foreign exchange rates, equity prices and credit spreads, whichcould negatively affect our operating results and investment portfolio; the cycles of the insurance market and general economic conditions,which can substantially influence our and our competitors’ premium rates and capacity to write new business; insufficient reservesfor asbestos, environmental and other latent claims; exposure to credit risk in the event our reinsurers fail to make payments to usunder our reinsurance arrangements; exposure to credit risk in the event our insureds, insurance producers or reinsurance intermediariesfail to remit premiums that are owed to us or failure by our insureds to reimburse us for deductibles that are paid by us on their behalf;our inability to maintain our long term debt ratings, the inability of our subsidiaries to maintain financial or claims paying abilityratings and the impact of a downgrade of such ratings on derivative transactions that we or our subsidiaries have entered into; risksassociated with implementing our business strategies; the timing of claims payments being sooner or the receipt of reinsurance recoverablesbeing later than anticipated by us; risks associated with any use we may make of derivative instruments; the failure of any hedging methodswe may employ to achieve their desired risk management objective; a decrease in the level of demand for insurance or reinsurance products,or increased competition in the insurance industry; the impact of emerging claim and coverage issues or the failure of any of the losslimitation methods we employ; our inability to access cash of our subsidiaries; an increase in the amount of capital that we and oursubsidiaries are required to maintain and our inability to obtain required levels of capital on favourable terms, if at all; the lossof key employees; our inability to obtain reinsurance coverage in sufficient amounts, at reasonable prices or on terms that adequatelyprotect us; the passage of legislation subjecting our businesses to additional adverse requirements, supervision or regulation, includingadditional tax regulation, in the United States, Bermuda, Canada or other jurisdictions in which we operate; risks associated with applicablelaws and regulations relating to sanctions, anti-money laundering and corrupt practices in Canada and in foreign jurisdictions in whichwe operate; risks associated with government investigations of, and litigation and negative publicity related to, insurance industrypractice or any other conduct; risks associated with political and other developments in foreign jurisdictions in which we operate; risksassociated with legal or regulatory proceedings or significant litigation; failures or security breaches of our computer and data processingsystems; the influence exercisable by our significant shareholder; adverse fluctuations in foreign currency exchange rates; our dependenceon independent brokers over whom we exercise little control; financial reporting risks relating to deferred taxes associated with amendmentsto IAS 12 – Income Taxes; impairment of the carrying value of our goodwill, indefinite-lived intangible assets or investments inassociates; our failure to realize deferred income tax assets; risks associated with Canadian or foreign tax laws, or the interpretationthereof; technological or other change that adversely impacts demand, or the premiums payable, for the insurance coverages we offer;disruptions of our information technology systems; assessments and shared market mechanisms that may adversely affect our insurance subsidiaries;risks associated with economic disruptions from global conflicts and the development of other geopolitical events worldwide; and risksassociated with tariffs, trade restrictions, or other regulatory measures imposed by domestic or foreign governments that may, directlyor indirectly, affect our business. Additional risks and uncertainties are described in our most recently issued Annual Report whichis available at www.fairfax.ca and on SEDAR+ at www.sedarplus.ca and on EDGAR at www.sec.gov, and in our base shelfprospectus (under “Risk Factors”) filed with the securities regulatory authorities in Canada, which is available on SEDAR+at www.sedarplus.ca. Fairfax disclaims any intention or obligation to update or revise any forward-looking statements, whetheras a result of new information, future events or otherwise, except as required by applicable securities law.