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ISBA

Isabella Bank Corp
$40.72 +1.65 (+4.22%) At close · Jul 16
Market Cap
$298.58M
Shares
7,332,561

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$40.72 Open$39.17 Day$39.17–40.94 52W$28.44–58.46 Avg vol 30d75K Short int312K · 4.3% float · 2.1d Short vol32% Last earningsApr 23, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 6
Up next
Next earnings call
Jul 30, 2026 Est · unconfirmed · in 2 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 6, 2026
Equibles Rating blended score · not investment advice
Overall
Neutral
SellHoldBuy
Technical Neutral Momentum Very Weak Sentiment Bullish Fundamentals Excellent Quant / Vol Moderate
Market backdrop VIX 16.7 · calm Equity put/call 0.67
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg −8%
below
Price vs 50-day avg −1%
below
RSI (14) 53
neutral
MACD trend Positive
52-week position 41%
mid-range
Momentum
relative strength
Very Weak
1-month return +2%
trailing
6-month return −21%
trailing
YTD return −18%
this year
Relative strength −30%
vs S&P · 6-mo
Sentiment
smart money
Bullish
Trend (MA cross) No cross
50d $41 › 200d $44 — 200d above 50d
Institutional flow Accumulating
1 of 43 funds reported for Jun 30 · net +8.5K sh shares · +1 new
Insider flow Accumulating
Net +$577 over 90 days · 0% sells
Short interest Rising
4.26% of float · ▲ +58.2% MoM · 2.1 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
43 holders — near 6-yr high, broad support
Squeeze score 65
elevated · 0–100
Fundamentals
Excellent
Revenue growth +5%
Y/Y
EPS growth +38%
Y/Y
Free cash flow $23.3M
Valuation P/E 15
in line
Balance sheet $26.0M
net cash
Quant / Vol
risk profile
Moderate
Volatility 43%
annualized · 1-yr
Max drawdown −31%
past year
ATR 3.7%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Neutral
1 · 4 · 1
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
−8% Bearish
Price vs 50-day avg
−1% Neutral
RSI (14)
53 Neutral
MACD trend
Positive Bullish
52-week position
41% Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross) No cross
50d $41 › 200d $44 — 200d above 50d
Institutional flow Accumulating
1 of 43 funds reported for Jun 30 · net +8.5K sh shares · +1 new
Insider flow Accumulating
Net +$577 over 90 days · 0% sells
Short interest Rising
4.26% of float · ▲ +58.2% MoM · 2.1 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
43 holders — near 6-yr high, broad support
Price context
position in its 52-week range
52-wk low $28 Now $41 · 41% 52-wk high $58
vs 200-day avg -8% vs 50-day avg -1%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY
Cost of interest-bearing liabilities 2.14% first quarter 2026
Loans, excluding advances to mortgage brokers $27.2M first quarter 2026
Past due and accruing accounts between 30 to 89 days as a percentage of loans 0.37% as of March 31, 2026
Ratio of nonperforming loans to total loans 0.28% as of March 31, 2026
Yield on loans 5.78% first quarter 2026
Isabella Wealth assets under management $707M 2025
Total deposits $73M 2025

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
ISBA
Isabella Bank Corp
this stock
$298.58M -18.0% 15.0 4.3%
HDB
Hdfc Bank Ltd
$135.07B -28.0% +15.2% 0.4%
MFG
Mizuho Financial Group Inc
$125.72B +45.6% 0.1%
IBN
Icici Bank Ltd
$106.06B -0.8% 0.7%
PNC
Pnc Financial Services Group, Inc.
$102.48B +23.2% +7.2% 14.8 1.9%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
44
% held
13.8%
Reported
1 of 43
Top holder
VANGUARD CAPITAL MANAGEME…
Held Float
View
Held by Funds
Fund positions
22
View
Short & Settlement
Short Interest Rising
Shares short
312.3K
Days to cover
2.1d
Change
+114.9K sh
View
Short Volume
Short vol %
32%
As of
Jul 16, 2026
Short Total
View
Fails to Deliver
FTD shares
1.9K
Value
$76.8K
As of
Jun 30, 2026
View
Off-Exchange
Off-exchange %
28.4%
Week of
May 4, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net buying
Net (90d)
+$577
Buyers / Sellers
1 / 0
Buyers Sellers
View
Financials
Financials
Revenue (FY)
$5.7M
Net income (FY)
$18.9M
EPS diluted
$2.56
View
Filings
SEC Filings
Latest
8-K
Filed
Jun 16, 2026
This year
13
View
Proposed Sales
Value
$268.2K
Shares
7.2K
Filed
Oct 15, 2025
View
Exempt Offerings
Offering
$30.0M
Filed
Jun 17, 2021
View
Earnings & Events
Earnings Calls
Last call
Apr 23, 2026
View
Investor Relations
Latest news
Isabella Bank Corporation Added t…
Published
Jul 2, 2026
View

Performance

5D 20D 120D MTD YTD
ISBA +4.3% +1.8% -20.6% +3.1% -18.0%
SPY -0.1% +0.1% +9.0% +0.5% +10.1%
vs SPY +4.4% +1.8% -29.5% +2.6% -28.1%

Capital returns

Latest dividend
$0.28 / share · ex Jun 26, 2026
Paid (TTM)
$1.12 / share · 4 payouts
Dividend yield (TTM, derived)
2.75%

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 842517 CUSIP 464214105 13F (30d) 1 filings 1 filers Visit website Investor relations