ISBA · Isabella Bank Corp
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Chart any reported metric, KPI or segment over time — the full statement history lives here
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $5.75M | — | — | — | — | — | — | — | $5.66M | $5.39M | $5.19M | — | — | — | — | — | — | — | |
| $101.51M | $96.04M | $89.98M | $79.63M | $65.8M | $60.11M | $64.17M | $67.31M | $63.86M | $58.41M | $53.67M | $51.5M | $51.15M | $50.42M | $56.4M | $57.91M | $57.22M | $58.11M | |
| $67.86M | $62.54M | $55.84M | $57.94M | $60.48M | $52.7M | $50.35M | $49.45M | $48.23M | $45.92M | $42.8M | $41.34M | $41.18M | $39.4M | $42.98M | $41.7M | $40.01M | $38.27M | |
| $17.49M | $15.97M | $14.58M | $13.83M | $13.67M | $13.82M | $14.42M | $8.04M | $10.98M | $10.84M | $11.11M | $10.36M | $9.33M | $10.18M | $11.53M | $8.22M | $9.3M | $10.16M | |
| $2000 | — | — | $3000 | $15K | $29K | $48K | $72K | $96K | $119K | $162K | $169K | $183K | $221K | $260K | $299K | $338K | $375K | |
| $33.65M | $33.49M | $34.14M | $21.69M | $5.32M | $7.41M | $13.83M | $17.86M | $15.63M | $12.49M | $10.87M | $10.16M | $9.97M | $11.02M | $13.42M | $16.2M | $17.2M | $19.84M | |
| $25.25M | $24.12M | $16.4M | $21.83M | $26.84M | $23.35M | $11.87M | $14.4M | $15.38M | $16.25M | $16.15M | $18.42M | $16.07M | $14.71M | $14.57M | $11.56M | $10.65M | $8.65M | |
| — | $5.21M | $2.51M | $3.67M | $4.61M | $3.85M | $987K | $1.38M | $1.36M | $3.02M | $2.35M | $3.29M | $2.34M | $2.2M | $2.36M | $1.35M | — | — | |
| $19.96M | $18.91M | $13.89M | $18.17M | $22.24M | $19.5M | $10.89M | $13.02M | $14.02M | $13.24M | $13.8M | $15.13M | $13.72M | $12.51M | $12.21M | $10.21M | $9.05M | $7.8M | |
| — | — | — | — | — | — | — | — | 247.94% | 245.81% | 266.13% | — | — | — | — | — | — | — | |
| $25.6M | $32.24M | $18.43M | $29.47M | -$16.82M | $13.66M | $16.61M | $22.68M | $8.72M | $13.78M | $10.8M | $15.86M | $19.56M | $1.16M | $14.72M | $14.41M | $9.46M | $11.25M | |
| USD/shares | $2.72 | $2.56 | $1.86 | $2.42 | $2.95 | $2.48 | $1.37 | $1.65 | $1.78 | $1.69 | $1.77 | $1.95 | $1.77 | $1.63 | $1.61 | $1.35 | $1.20 | $1.04 |
| USD/shares | $2.72 | $2.56 | $1.86 | $2.40 | $2.91 | $2.45 | $1.34 | $1.61 | $1.74 | $1.65 | $1.73 | $1.90 | $1.74 | $1.59 | $1.56 | $1.31 | $1.17 | $1.01 |
| shares | — | 7.37M | 7.47M | 7.51M | 7.55M | 7.85M | 7.96M | 7.91M | 7.87M | 7.84M | 7.81M | 7.78M | 7.73M | 7.69M | 7.6M | 7.57M | 7.54M | — |
| shares | — | 7.39M | 7.48M | 7.58M | 7.65M | 7.97M | 8.11M | 8.1M | 8.07M | 8.03M | 8M | 7.95M | 7.91M | 7.86M | 7.8M | 7.77M | 7.73M | — |
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2009–FY2025: $21.14M in buybacks, $124.6M in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
Peer medians compare against the 215 similar-size Banks - Regional companies (of 291 listed).
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Product & Service (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Debit Card | $4,224,000 | $4,151,000 | $4,063,000 | $3,783,000 | $3,623,000 | $2,961,000 | $2,667,000 | $2,487,000 |
| Fiduciary And Trust | $3,522,000 | $3,438,000 | $3,110,000 | $2,622,000 | $2,707,000 | $2,294,000 | $2,269,000 | $2,134,000 |
| Customer Overdraft Fees | $2,267,000 | $2,199,000 | $2,051,000 | — | — | — | — | — |
| ATM Income | $1,066,000 | $1,078,000 | $988,000 | — | — | — | — | — |
| Service Charges and Deposit Account Fees | $946,000 | $633,000 | $539,000 | $345,000 | $312,000 | $290,000 | $317,000 | $332,000 |
| Investment Advice | $725,000 | $603,000 | $447,000 | $383,000 | $364,000 | $284,000 | $523,000 | $702,000 |
| Other Revenue | $540,000 | $392,000 | $351,000 | — | — | — | — | — |