ISBA · Isabella Bank Corp

Track ISBA — free

$37.87 -0.25 (-0.66%) At close · Oct 5

Russell 2000 member Rebalance outlook locked

Market Cap

$293.33M

7.63M

Volume · Oct 5 53.11K Avg daily vol (3M) 58.44K

Up next

Next earnings call

Oct 24, 2026 Est · unconfirmed · in 3 wks

Latest filing: 10-Q

filed Aug 10, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

View all 115 metrics

Revenue (TTM)

$85.34M

Trailing 12 months

Net income (TTM)

$19.96M

Trailing 12 months

Revenue growth YoY

+19.4%

Year over year

Operating margin

—

Trailing 12 months

P / E (TTM)

14.0

Trailing earnings · reciprocal yield 7.1%

FCF yield

7.9%

TTM · current market cap

Return on invested capital

—

Trailing 12 months

Net cash

—

Latest balance sheet

Dividend yield

2.9%

Trailing 12 months

Shares change YoY

-0.8%

Year over year · fewer shares

Price change (1Y)

+8.9%

Trailing year

Short interest

4.2%

Latest settlement · 4.8 days to cover

View all 115 metrics

Equibles Rating

blended score · not investment advice

Overall

Neutral

SellHoldBuy

Technical Neutral Momentum Very Weak Sentiment Very Bullish Fundamentals Strong Quant / Vol Moderate

Market backdrop VIX 15.5 · calm Equity put/call 0.59

Technical

price trend

Neutral

50 / 200-day cross No cross

Price vs 200-day avg −14%

below

Price vs 50-day avg −4%

below

RSI (14) 44

neutral

MACD trend Positive

52-week position 13%

near low

Volume (OBV) Confirms

volume backs price

Momentum

relative strength

Very Weak

1-month return −5%

trailing

6-month return −23%

trailing

YTD return −24%

this year

Relative strength −35%

vs S&P · 6-mo

Sentiment

smart money

Very Bullish

Trend (MA cross) No cross

50d $39 › 200d $44 — 200d above 50d

Institutional flow Accumulating

+37% holders QoQ · +27 funds added

Insider flow Accumulating

Net +$840 over 90 days · 0% sells

Short interest Falling

4.15% of float · ▼ -0.7% MoM · 4.8 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

59 holders — near 6-yr high, broad support

Squeeze score 65

elevated · 0–100

Fundamentals

Strong

Revenue growth +5%

Y/Y

EPS growth +38%

Y/Y

Free cash flow $23.3M

Valuation P/E 14.1

in line

Balance sheet $116.5M

net debt

Quant / Vol

risk profile

Moderate

Volatility 44%

annualized · 1-yr

Max drawdown −35%

past year

ATR 3.0%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Neutral

2 · 4 · 1

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

−14% Bearish

Price vs 50-day avg

−4% Neutral

RSI (14)

44 Neutral

MACD trend

Positive Bullish

52-week position

13% Bearish

Volume (OBV)

Confirms Neutral

Market signals — smart money & positioning

Bullish · 4 of 6

Trend (MA cross) No cross

50d $39 › 200d $44 — 200d above 50d

Institutional flow Accumulating

+37% holders QoQ · +27 funds added

Insider flow Accumulating

Net +$840 over 90 days · 0% sells

Short interest Falling

4.15% of float · ▼ -0.7% MoM · 4.8 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

59 holders — near 6-yr high, broad support

Price context

position in its 52-week range

Range low $35 Now $38 · 13% Range high $57

vs 200-day avg -14% vs 50-day avg -4%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Adjusted loans non-GAAP	$1.51B	Three Months Ended June 30, 2026 filing	—
Adjusted noninterest expense non-GAAP	$15.39M	Three Months Ended June 30, 2026 filing	—
GAAP → non-GAAP reconciliation GAAP Noninterest expenses 15.39M +0K Amortization of acquisition intangibles = Adjusted noninterest expense 15.39M
Adjusted revenue non-GAAP	$22.68M	Three Months Ended June 30, 2026 filing	—
GAAP → non-GAAP reconciliation GAAP Adjusted revenue (FTE) 22.68M +0K Net gains (losses) on foreclosed assets = Adjusted revenue 22.68M
Adjusted revenue (FTE) non-GAAP	$22.68M	Three Months Ended June 30, 2026 filing	—
GAAP → non-GAAP reconciliation GAAP Net interest income (FTE) 18.21M +4.38M Noninterest income +91K Tax equivalent adjustment for BOLI = Adjusted revenue (FTE) 22.68M
Efficiency ratio non-GAAP	67.84%	Three Months Ended June 30, 2026 filing	—
Tangible book value per share non-GAAP	$26.27	Three Months Ended June 30, 2026 filing	—
Tangible equity non-GAAP	$200.42M	Three Months Ended June 30, 2026 filing	—
GAAP → non-GAAP reconciliation GAAP Total shareholders' equity 248.7M -48.28M Goodwill and other intangible assets = Tangible equity 200.42M

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
ISBA Isabella Bank Corp this stock	$293.33M	-24.3%	+5.0%	14.1	4.2%
MFG Mizuho Financial Group Inc	$133.98B	+50.7%	—	—	0.1%
HDB Hdfc Bank Ltd	$118.26B	-39.5%	-3.2%	—	0.7%
CIXPF CaixaBank/ADR	$103.83B	+16.0%	—	—	0.1%
IBN Icici Bank Ltd	$100.21B	-6.9%	—	—	0.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

% held: 20.3%
Net QoQ: +548.2K sh
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

View

Short & Settlement

Short Interest Falling

Shares short

316.8K

Days to cover: 4.8d
Change: -2.2K sh

View

Short Volume

Short vol %

43%

As of: Oct 5, 2026

Short Total

View

Fails to Deliver

FTD shares

213

Value: $8.2K
As of: Sep 2, 2026

View

Off-Exchange

Off-exchange %

16.7%

Week of: Aug 31, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net buying

Net (90d)

+$840

Buyers / Sellers: 1 / 0

Buyers Sellers

View

Financials

Revenue (FY)

$5.7M

Net income (FY): $18.9M
EPS diluted: $2.56

View

Filings

SEC Filings

Latest

8-K

Filed: Sep 28, 2026
This year: 19

View

Proposed Sales

Value

$268.2K

Shares: 7.2K
Filed: Oct 15, 2025

View

Exempt Offerings

Offering

$30.0M

Filed: Jun 17, 2021

View

Earnings & Events

Webcasts

Last webcast

Jul 23, 2026

View

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
ISBA	0.0%	-5.4%	-23.1%	+1.1%	-24.3%
SPY	+1.2%	+0.6%	+11.6%	+1.6%	+13.6%
vs SPY	-1.2%	-6.0%	-34.7%	-0.5%	-37.9%

Capital returns

Latest dividend

$0.28 / share · ex Sep 28, 2026

Raised 3.7%

Paid (TTM)

$1.12 / share · 4 payouts

Dividend yield (TTM, derived)

2.96%

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 842517 CUSIP 464214105 13F (30d) 2 filings 2 filers Visit website Investor relations

ISBA · Isabella Bank Corp

Price & Indicators

Up next

Metrics snapshot

Equibles Rating

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns