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NCNO · nCino, Inc.

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$23.32 +1.81 (+8.41%) At close · Aug 27
Market Cap
$2.21B
Shares
105.74M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$23.32 Open$22.03 Day$21.68–23.39 52W close$14.01–32.69 Avg vol 30d2.5M Short int18.3M · 17.3% float · 9.9d Short vol56% Last earningsAug 25, 2026 DataJul 2020–Aug 2026 Filing10-Q · Aug 25

Up next

Next earnings call
Nov 28, 2026 Est · unconfirmed · in 13 wks
FQ3-27 quarter ends
~Oct 31, 2026 Est
filed Aug 25, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Neutral
      SellHoldBuy
      Technical Buy Momentum Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Very High
      Market backdrop VIX 14.5 · calm Equity put/call 0.39
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +21%
      above
      Price vs 50-day avg +29%
      above
      RSI (14) 77
      overbought
      MACD trend Positive
      52-week position 50%
      mid-range
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Strong
      1-month return +27%
      trailing
      6-month return +39%
      trailing
      YTD return −9%
      this year
      Relative strength +24%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $18 › 200d $19 — 200d above 50d
      Institutional flow Accumulating
      +1% holders QoQ · +75 funds added
      Insider flow Distributing
      Net -$467.2K over 90 days · 100% sells
      Short interest Falling
      17.29% of float · ▼ -2.1% MoM · 9.9 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      288 holders — mid 3-yr range
      Squeeze score 95
      high risk · 0–100
      Fundamentals
      Excellent
      Revenue growth +10%
      Y/Y
      Gross margin 61%
      expanding
      EPS growth +115%
      Y/Y
      Free cash flow $82.6M
      Buyback $200.0M
      authorized
      Balance sheet $125.1M
      net debt
      Quant / Vol
      risk profile
      Very High
      Volatility 48%
      annualized · 1-yr
      Max drawdown −57%
      past year
      ATR 4.3%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Beat or met 8 of last 8
      Latest guidance · from the 8-K filed Aug 25, 2026
      third quarter ending October 31, 2026
      Total revenues $161.25M – $163.25M
      Non-GAAP operating income Non-GAAP $42M – $44M
      Subscription revenues $143.25M – $145.25M
      fiscal year 2027 ending January 31, 2027
      Total revenues $644M – $647M
      prior FY $594.78M midpoint +8.5% Y/Y
      Subscription revenues $573.5M – $576.5M
      Annual Contract Value (ACV) at period end $662.5M – $667.5M
      Non-GAAP operating income Non-GAAP $171M – $174M
      Free Cash Flow $137M – $142M
      Prior guidance period ended · from the 8-K filed Apr 1, 2025
      Total revenues · first quarter ending April 30, 2025 $138.75M – $140.75M
      Subscription revenues · first quarter ending April 30, 2025 $121.75M – $123.75M
      Non-GAAP operating income · first quarter ending April 30, 2025 $22.5M – $24.5M
      Non-GAAP net income attributable to nCino per diluted share · first quarter ending April 30, 2025 $0.15 – $0.16
      Guided vs delivered · last 8 settled
      Total revenues second quarter of fiscal 27
      guided $157.75M – $159.75M
      $161M Beat +1.4%
      Total revenues fourth quarter ending January 31, 2026
      guided $146.75M – $148.25M
      $149.67M Beat +1.5%
      Total revenues fiscal year 2026 ending January 31, 2026
      guided $591.9M – $593.4M
      $594.78M Beat +0.4%
      Total revenues first quarter ending April 30, 2025
      guided $138.75M – $140.75M
      $144.14M Beat +3.1%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 3 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +21% Bullish
      Price vs 50-day avg
      +29% Bullish
      RSI (14)
      77 Bearish
      MACD trend
      Positive Bullish
      52-week position
      50% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bullish · 2 of 6
      Trend (MA cross) No cross
      50d $18 › 200d $19 — 200d above 50d
      Institutional flow Accumulating
      +1% holders QoQ · +75 funds added
      Insider flow Distributing
      Net -$467.2K over 90 days · 100% sells
      Short interest Falling
      17.29% of float · ▼ -2.1% MoM · 9.9 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      288 holders — mid 3-yr range
      Price context
      position in its 52-week range
      Range low $14 Now $23 · 50% Range high $33
      vs 200-day avg +21% vs 50-day avg +29%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      GAAP → non-GAAP reconciliation
      GAAP Net cash provided by operating activities 34.2M
      -195K Purchases of property and equipment
      = Free cash flow 34M
      Non-GAAP gross margin % non-GAAP 68% Six Months Ended July 31, 2026
      Free cash flow less principal payments on financing obligations non-GAAP $80.47M Three Months Ended April 30, 2026
      Non-GAAP gross profit non-GAAP $109.33M Three Months Ended April 30, 2026

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Software - Application — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      NCNO
      nCino, Inc.
      this stock
      $2.21B -9.0% +10.0% 17.3%
      SAP
      Sap SE
      $244.32B -8.9% 0.7%
      SHOP
      Shopify Inc.
      $193.37B -4.1% +30.1% 100.9 1.2%
      CRM
      Salesforce, Inc.
      $169.23B -4.9% +25.9% 18.8 3.2%
      UBER
      Uber Technologies, Inc
      $160.32B -5.8% +18.3% 2.3%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      288
      % held
      121.3%
      Net QoQ
      +6.6M sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      283
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      18.3M
      Days to cover
      9.9d
      Change
      -392.5K sh
      View
      Short Volume
      Short vol %
      56%
      As of
      Aug 27, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      659
      Value
      $12.2K
      As of
      Jul 29, 2026
      View
      Off-Exchange
      Off-exchange %
      40.9%
      Week of
      Jul 20, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$467.2K
      Buyers / Sellers
      0 / 3
      Buyers Sellers
      View
      Financials
      Financials
      Revenue (FY)
      $594.8M
      Net income (FY)
      $9.7M
      EPS diluted
      $0.05
      View
      Buybacks
      Authorized · 2 programs
      $200.0M
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Aug 25, 2026
      This year
      9
      View
      Proposed Sales
      Value
      $15.7K
      Shares
      690
      Filed
      Aug 27, 2026
      View
      Exempt Offerings
      Offering
      $925.6M
      Filed
      Jan 21, 2022
      View
      Earnings & Events
      Earnings Calls
      Last call
      Aug 25, 2026
      View
      Investor Relations
      Latest news
      nCino Reports Second Quarter Fisc…
      Published
      Aug 25, 2026
      Upcoming events
      3
      View

      Performance

      5D 20D 120D MTD YTD
      NCNO +14.5% +26.9% +38.6% +26.3% -9.1%
      SPY +1.1% +4.0% +14.7% +3.2% +13.1%
      vs SPY +13.4% +22.9% +24.0% +23.1% -22.1%

      Capital returns

      Buyback programs · 2 active · as of Aug 25, 2026
      Authorized (total)
      $200.00M
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1902733 CUSIP 63947X101 13F (30d) 239 filings 234 filers Visit website Investor relations