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NCNO · nCino, Inc.

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$20.81 +0.15 (+0.73%) At close · Aug 14
Market Cap
$2.08B
Shares
109.55M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$20.81 Open$20.85 Day$20.23–20.92 52W close$14.01–32.69 Avg vol 30d2.2M Short int18.7M · 17.0% float · 8.5d Short vol48% Last earningsAug 25, 2026 DataJul 2020–Aug 2026 Filing10-Q · May 27

Up next

Next earnings call
Aug 25, 2026 Scheduled · in 1 wks
FQ3-27 quarter ends
~Oct 31, 2026 Est
filed May 27, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Neutral
      SellHoldBuy
      Technical Buy Momentum Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Very High
      Market backdrop VIX 14.3 · calm Equity put/call 0.52
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +7%
      above
      Price vs 50-day avg +22%
      above
      RSI (14) 71
      overbought
      MACD trend Positive
      52-week position 36%
      mid-range
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Strong
      1-month return +17%
      trailing
      6-month return +42%
      trailing
      YTD return −19%
      this year
      Relative strength +28%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $17 › 200d $19 — 200d above 50d
      Institutional flow Accumulating
      +1% holders QoQ · +75 funds added
      Insider flow Distributing
      Net -$467.2K over 90 days · 100% sells
      Short interest Rising
      17.05% of float · ▲ +1.0% MoM · 8.5 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      287 holders — mid 3-yr range
      Squeeze score 87
      high risk · 0–100
      Fundamentals
      Excellent
      Revenue growth +10%
      Y/Y
      Gross margin 61%
      expanding
      EPS growth +115%
      Y/Y
      Free cash flow $82.6M
      Buyback $65.0M
      remaining
      Balance sheet $125.1M
      net debt
      Quant / Vol
      risk profile
      Very High
      Volatility 49%
      annualized · 1-yr
      Max drawdown −57%
      past year
      ATR 4.1%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Beat or met 4 of last 4
      Latest guidance · from the 8-K filed May 27, 2026
      second quarter ending July 31, 2026
      Total revenues $157.75M – $159.75M
      Subscription revenues $140.25M – $142.25M
      Non-GAAP operating income Non-GAAP $35.5M – $37.5M
      fiscal year 2027 ending January 31, 2027
      Total revenues $642M – $646M
      Subscription revenues $571.5M – $575.5M
      Non-GAAP operating income Non-GAAP $166M – $171M
      Free Cash Flow $135M – $140M
      Annual Contract Value (ACV) $662.5M – $667.5M
      Prior guidance period ended · from the Earnings Call filed Apr 30, 2024
      Total revenues · full fiscal year '25 $538.5M – $544.5M
      Subscription revenues · full fiscal year '25 $463M – $469M
      Guided vs delivered · last 4 settled
      Total revenues fourth quarter ending January 31, 2026
      guided $146.75M – $148.25M
      $149.67M Beat +1.5%
      Total revenues fiscal year 2026 ending January 31, 2026
      guided $591.9M – $593.4M
      $594.78M Beat +0.4%
      Total revenues first quarter of fiscal 2025
      guided $126M – $127M
      $128.09M Beat +1.3%
      Total revenues fiscal '25
      guided $538.5M – $544.5M
      $540.66M In line

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 3 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +7% Bullish
      Price vs 50-day avg
      +22% Bullish
      RSI (14)
      71 Bearish
      MACD trend
      Positive Bullish
      52-week position
      36% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bearish · 2 of 6
      Trend (MA cross) No cross
      50d $17 › 200d $19 — 200d above 50d
      Institutional flow Accumulating
      +1% holders QoQ · +75 funds added
      Insider flow Distributing
      Net -$467.2K over 90 days · 100% sells
      Short interest Rising
      17.05% of float · ▲ +1.0% MoM · 8.5 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      287 holders — mid 3-yr range
      Price context
      position in its 52-week range
      Range low $14 Now $21 · 36% Range high $33
      vs 200-day avg +7% vs 50-day avg +22%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Free cash flow non-GAAP $80.8M Q1 FY2027
      Non-GAAP operating income non-GAAP $44.5M Q1 FY2027
      Non-GAAP Operating Margin non-GAAP 28% Q1 FY2027

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Software - Application — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      NCNO
      nCino, Inc.
      this stock
      $2.08B -18.8% +10.0% 17.0%
      SAP
      Sap SE
      $235.63B -14.4% 0.7%
      SHOP
      Shopify Inc.
      $193.52B -4.1% +30.1% 101.0 1.6%
      CRM
      Salesforce, Inc.
      $160.70B -25.9% +25.9% 22.7 3.6%
      UBER
      Uber Technologies, Inc
      $153.93B -7.0% +18.3% 2.3%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      287
      % held
      117.1%
      Net QoQ
      +6.6M sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      377
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      18.7M
      Days to cover
      8.5d
      Change
      +190.8K sh
      View
      Short Volume
      Short vol %
      48%
      As of
      Aug 14, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      18.7K
      Value
      $324.9K
      As of
      Jul 14, 2026
      View
      Off-Exchange
      Off-exchange %
      39.7%
      Week of
      Jul 6, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$467.2K
      Buyers / Sellers
      0 / 3
      Buyers Sellers
      View
      Financials
      Financials
      Revenue (FY)
      $594.8M
      Net income (FY)
      $9.7M
      EPS diluted
      $0.05
      View
      Buybacks
      Authorized
      $100.0M
      Remaining
      $65.0M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jun 22, 2026
      This year
      7
      View
      Proposed Sales
      Value
      $30.0K
      Shares
      1.5K
      Filed
      Aug 5, 2026
      View
      Exempt Offerings
      Offering
      $925.6M
      Filed
      Jan 21, 2022
      View
      Earnings & Events
      Earnings Calls Upcoming
      Next call
      Aug 25, 2026
      Last call
      Jun 3, 2026
      View
      Investor Relations
      Latest news
      nCino Announces Timing of its Sec…
      Published
      Aug 13, 2026
      Upcoming events
      3
      View

      Performance

      5D 20D 120D MTD YTD
      NCNO +8.6% +16.6% +42.1% +12.7% -18.8%
      SPY +0.4% +4.5% +13.8% +3.9% +13.9%
      vs SPY +8.2% +12.1% +28.4% +8.8% -32.7%

      Capital returns

      Buyback program · as of Apr 30, 2026
      Authorized
      $100.00M
      Spent (derived)
      $35.00M
      Remaining
      $65.00M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1902733 CUSIP 63947X101 13F (30d) 276 filings 270 filers Visit website Investor relations