NCNO · nCino, Inc. · Earnings Call Transcripts & Audio
$18.44
+0.31 (+1.71%)
At close · Oct 1
Return incl. dividend (before tax)
Market Cap
$2.05B
Shares
105.74M
Volume · Sep 30
2.27M
Avg daily vol (3M)
2.46M
nCino, Inc. Earnings Call Transcripts
Quarterly earnings calls for nCino, Inc. (NCNO), with available speaker-labelled transcripts, captured audio replays, call highlights, 8-K earnings releases and periodic filings. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲50.3%
$105.30M
−$23.58M
'23 Q3
22-11-30
▲45.7%
$109.18M
−$21.21M
'23 Q4
23-03-28
▲20.7%
$113.67M
−$11.24M
'24 Q1
23-05-31
▲17.7%
$117.24M
−$15.88M
'24 Q2
23-08-29
▲15.8%
$121.94M
−$16.38M
'24 Q3
23-11-29
▲13.3%
$123.69M
$1.16M
'24 Q4
24-03-26
▲12.7%
$128.09M
−$2.98M
'25 Q1
24-05-29
▲12.9%
$132.40M
−$11.04M
'25 Q2
24-08-27
▲13.8%
$138.80M
−$5.25M
'25 Q3
24-12-04
▲14.3%
$141.37M
−$18.61M
'25 Q4
25-04-01
▲12.5%
$144.14M
$5.56M
'26 Q1
25-05-28
▲12.4%
$148.81M
−$15.26M
'26 Q2
25-08-26
▲9.6%
$152.16M
$6.54M
'26 Q3
25-12-03
▲5.9%
$149.67M
$8.34M
'26 Q4
26-03-31
▲10.6%
$159.41M
$13.64M
'27 Q1
26-05-27
LATEST
▲8.2%
$161.00M
$5.08M
'27 Q2
26-08-25
Conference
Investor event
2026-09-16
nCino, Inc. (NCNO) September 2026 Conference Transcript
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY27 · Q2
2026-08-25
nCino, Inc. (NCNO) Q2 2027 Earnings Call
Confident tone
Customer wins and platform expansion
Financial results and guidance
AI and Banking Advisor adoption
Revenue
$161.00M
▲ 8.2% YoY Diluted EPS
$0.05
Gross margin
62.6%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Conference
Investor event
2026-06-03
nCino, Inc. (NCNO) June 2026 Conference Transcript
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY27 · Q1
2026-05-27
nCino, Inc. (NCNO) Q1 2027 Earnings Call Transcript
Confident tone
Customer conference (Insight) and demand signals
AI / Banking Advisor / Agentic Operating System
Platform pricing model transition
Revenue
$159.41M
▲ 10.6% YoY Diluted EPS
$0.12
▲ 140% YoY Gross margin
63.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q4
2026-03-31
nCino, Inc. (NCNO) Q4 2026 Earnings Call Transcript
Confident tone
Regulation and trust as moat
Financial performance and guidance
Customer renewals and platform pricing
Revenue
$149.67M*
▲ 5.9% YoY Gross margin
61.4%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY26 · Q3
2025-12-03
nCino, Inc. (NCNO) Q3 2026 Earnings Call Transcript
Confident tone
Expansion / cross-sell within existing accounts
Platform / customer outcomes
AI / Banking Advisor strategy
Revenue
$152.16M
▲ 9.6% YoY Diluted EPS
$0.06
Gross margin
61.6%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q2
2025-08-26
nCino, Inc. (NCNO) Q2 2026 Earnings Call
Positive tone
Mortgage recovery and platform pricing
Inorganic acquisitions (Full Circle, Sandbox)
Onboarding solution traction
Revenue
$148.81M
▲ 12.4% YoY Diluted EPS
$-0.13
Gross margin
59.2%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2025-05-28
nCino, Inc. (NCNO) Q1 2026 Earnings Call Transcript
Confident tone
Mortgage cross-selling
Subscription growth and annual contract value
Credit union expansion
Revenue
$144.14M
▲ 12.5% YoY Diluted EPS
$0.05
Gross margin
60.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2025-04-01
nCino, Inc. (NCNO) Q4 2025 Earnings Call Transcript
Positive tone
Retention and subscription revenue moderation
Pricing model shift to ACV/asset-based
EMEA and international execution
Revenue
$141.37M*
▲ 14.3% YoY Gross margin
59.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2024-12-04
nCino, Inc. (NCNO) Q3 2025 Earnings Call Transcript
Confident tone
FullCircl acquisition
Financial performance and guidance philosophy
Banking Advisor traction
Revenue
$138.80M
▲ 13.8% YoY Diluted EPS
$-0.05
Gross margin
61.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2024-08-27
nCino, Inc. (NCNO) Q2 2025 Earnings Call Transcript
Confident tone
US mortgage business
M&A integration (DocFox and Allegro)
Banking Advisor and AI
Revenue
$132.40M
▲ 12.9% YoY Diluted EPS
$-0.10
Gross margin
59.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2024-05-29
nCino, Inc. (NCNO) Q1 2025 Earnings Call Transcript
Confident tone
nSight user conference and product launches
DocFox acquisition and commercial onboarding
Artificial intelligence and partnerships
Revenue
$128.09M
▲ 12.7% YoY Diluted EPS
$-0.03
Gross margin
60.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2024-03-26
nCino, Inc. (NCNO) Q4 2024 Earnings Call Transcript
Confident tone
Mortgage Segment
AI and NIC Products (Banking Advisor)
Q4 Sales Rebound and Fiscal '25 Net Sales Plan
Revenue
$123.69M*
▲ 13.3% YoY Gross margin
60.2%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2023-11-29
nCino, Inc. (NCNO) Q3 2024 Earnings Call Transcript
Revenue
$121.94M
▲ 15.8% YoY Diluted EPS
$-0.15
Gross margin
60.6%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2023-08-29
nCino, Inc. (NCNO) Q2 2024 Earnings Call Transcript
Revenue
$117.24M
▲ 17.7% YoY Diluted EPS
$-0.14
Gross margin
59.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2023-05-31
nCino, Inc. (NCNO) Q1 2024 Earnings Call Transcript
Revenue
$113.67M
▲ 20.7% YoY Diluted EPS
$-0.10
Gross margin
59.4%
Rev · 7q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2023-03-28
nCino, Inc. (NCNO) Q4 2023 Earnings Call Transcript
Revenue
$109.18M*
▲ 45.7% YoY Gross margin
58.9%
Rev · 6q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2022-11-30
nCino, Inc. (NCNO) Q3 2023 Earnings Call Transcript
Revenue
$105.30M
▲ 50.3% YoY Diluted EPS
$-0.21
Gross margin
59.0%
Rev · 6q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2022-09-01
nCino, Inc. (NCNO) Q2 2023 Earnings Call Transcript
Revenue
$99.63M
▲ 49.8% YoY Diluted EPS
$-0.25
Gross margin
58.6%
Rev · 5q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2022-06-01
nCino, Inc. (NCNO) Q1 2023 Earnings Call Transcript
Revenue
$94.21M
▲ 51.1% YoY Diluted EPS
$-0.28
Gross margin
57.2%
Rev · 4q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2022-03-31
nCino, Inc. (NCNO) Q4 2022 Earnings Call Transcript
Revenue
$74.95M*
Gross margin
58.3%
Rev · 3q
Audio
Transcript
Slides
8-K10-K
Showing 1–21 of 21 earnings calls