ORI · Old Republic International Corp

Track ORI — free

$42.07 -0.17 (-0.40%) At close · Aug 28

S&P 400 member Russell 1000 member Rebalance outlook locked

Market Cap

$10.27B

241.43M

Up next

Next earnings call

Oct 22, 2026 Est · unconfirmed · in 7 wks

FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed Jul 31, 2026

AI Brief

TL;DR.

Bullish

Bearish

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Equibles Rating

blended score · not investment advice

Overall

Buy

SellHoldBuy

Technical Buy Momentum Weak Sentiment Neutral Fundamentals Excellent Quant / Vol Very Low

Market backdrop VIX 14.4 · calm Equity put/call 0.62

Technical

price trend

Buy

50 / 200-day cross No cross

Price vs 200-day avg +1%

above

Price vs 50-day avg +0%

above

RSI (14) 48

neutral

MACD trend Negative

52-week position 54%

mid-range

Momentum

relative strength

Weak

1-month return −3%

trailing

6-month return +3%

trailing

YTD return −8%

this year

Relative strength −11%

vs S&P · 6-mo

Sentiment

smart money

Neutral

Trend (MA cross) No cross

50d $42 › 200d $42 — 50d above 200d

Institutional flow Distributing

-1% holders QoQ · +78 funds added

Insider flow Distributing

Net -$1.3M over 90 days · 100% sells

Short interest Falling

3.81% of float · ▼ -0.3% MoM · 8.6 days cover

Volume signal Normal

Volume near normal

Institution breadth Steady

655 holders — mid 3-yr range

Squeeze score 63

elevated · 0–100

Fundamentals

Excellent

Revenue growth +11%

Y/Y

EPS growth +15%

Y/Y

Valuation P/E 9.3

below peers

Buyback $631.1M

remaining

Balance sheet $1.3B

net debt

Quant / Vol

risk profile

Very Low

Volatility 24%

annualized · 1-yr

Max drawdown −21%

past year

ATR 1.8%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

what management promised — and delivered

Latest guidance · from the 8-K filed Jul 23, 2026

Specialty Insurance combined ratio · full underwriting cycle 90% – 95%

Prior guidance period ended · from the Earnings Call filed Jun 30, 2023

Dividends returned from the mortgage insurance group to the pare · full year $110M

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Buy

1 · 3 · 2

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+1% Bullish

Price vs 50-day avg

+0% Bullish

RSI (14)

48 Neutral

MACD trend

Negative Bearish

52-week position

54% Neutral

Market signals — smart money & positioning

Bearish · 2 of 6

Trend (MA cross) No cross

50d $42 › 200d $42 — 50d above 200d

Institutional flow Distributing

-1% holders QoQ · +78 funds added

Insider flow Distributing

Net -$1.3M over 90 days · 100% sells

Short interest Falling

3.81% of float · ▼ -0.3% MoM · 8.6 days cover

Volume signal Normal

Volume near normal

Institution breadth Steady

655 holders — mid 3-yr range

Price context

position in its 52-week range

Range low $37 Now $42 · 54% Range high $47

vs 200-day avg +1% vs 50-day avg +0%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Average share repurchase price (quarter)	$41.45	the quarter ended June 30, 2026 filing	—
Consolidated combined ratio	95.3%	the quarter ended June 30, 2026 filing	—

Share repurchases (quarter)	$60.7M	the quarter ended June 30, 2026 filing	—
Specialty Insurance net premiums earned growth	2.3%	the second quarter of 2026 filing	—
Specialty Insurance net premiums written growth	9%	the second quarter of 2026 filing	—
Specialty Insurance net premiums written growth (excluding auto warranty write-up)	1.6%	the second quarter of 2026 filing	—
Title Insurance combined ratio	95.1%	the three months ended June 30, 2026 filing	—

Title Insurance net premiums and fees earned growth	10.7%	the second quarter of 2026 filing	—
Annualized operating return on equity non-GAAP	12.1%	Q2 2026	—

Book value per share	$25.33	June 30, 2026	—
Combined ratio	95.3%	Q2 2026	—
Favorable loss reserve development	0.1%	Q2 2026	—

Net income excluding investment gains (losses) non-GAAP	$186M	Q2 2026	—
Specialty Insurance combined ratio	95.5%	Q2 2026	—

Specialty Insurance expense ratio	29.6%	Q2 2026	—
Specialty Insurance loss ratio	65.9%	Q2 2026	—
Total capital returned to shareholders	$137.4M	Q2 2026	—

Net operating income per diluted share non-GAAP	$0.68	Q1 2026	—
Operating return on beginning of year equity non-GAAP	14.1%	Q4 2025	—
Shareholders' equity per share	$24.21	Year Ended Dec. 31, 2025	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Insurance - Property & Casualty — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
ORI Old Republic International Corp this stock	$10.27B	-7.8%	+11.0%	9.3	3.8%
CB Chubb Ltd	$131.84B	+8.9%	+6.5%	12.0	1.0%
PGR Progressive Corp/Oh/	$127.42B	-4.0%	+16.3%	11.0	1.0%
TKOMY Tokio Marine Holdings, Inc.	$91.55B	+30.3%	—	—	0.0%
TRV Travelers Companies, Inc.	$77.15B	+27.5%	+5.2%	9.9	2.8%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

655

% held: 77.1%
Net QoQ: +623.4K sh
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

479

View

Short & Settlement

Short Interest Falling

Shares short

9.2M

Days to cover: 8.6d
Change: -26.6K sh

View

Short Volume

Short vol %

48%

As of: Aug 28, 2026

Short Total

View

Fails to Deliver

FTD shares

1.2K

Value: $53.9K
As of: Jul 30, 2026

View

Off-Exchange

Off-exchange %

32.7%

Week of: Jul 20, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$1.3M

Buyers / Sellers: 0 / 3

Buyers Sellers

View

Congressional Trades Sell

Member

Jefferson Shreve

Amount: $15.0K–$50.0K
Traded: May 12, 2025

View

Financials

Revenue (FY)

$9.1B

Net income (FY): $935.4M
EPS diluted: $3.72

View

Buybacks

Authorized · 2 programs

$1.9B

Remaining: $631.1M

Spent Remaining

View

Filings

SEC Filings

Latest

10-Q

Filed: Jul 31, 2026
This year: 10

View

Proposed Sales

Value

$75.6K

Shares: 1.8K
Filed: Aug 11, 2026

View

Earnings & Events

Earnings Calls

Last call

Jul 23, 2026

View

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
ORI	+1.2%	-2.6%	+2.9%	-2.6%	-7.8%
SPY	+0.5%	+3.0%	+13.4%	+3.0%	+12.8%
vs SPY	+0.7%	-5.6%	-10.5%	-5.6%	-20.6%

Capital returns

Latest dividend

$0.315 / share · ex Jun 5, 2026

Declared · upcoming

$0.315 / share · ex Sep 4, 2026

Cut 87.4%

Paid (TTM)

$3.71 / share · 5 payouts

Dividend yield (TTM, derived)

8.82%

Buyback programs · 2 active · as of Jul 29, 2026

Authorized (total)

$1.85B

Spent (derived)

$1.22B

Remaining

$631.10M

Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 74260 CUSIP 680223104 13F (30d) 462 filings 432 filers Visit website Investor relations

ORI · Old Republic International Corp

Price & Indicators

Up next

AI Brief

Equibles Rating

Guidance & track record

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns