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ORI · Old Republic International Corp

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$42.51 -0.34 (-0.79%) At close · Aug 17
Market Cap
$10.35B
Shares
241.43M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$42.51 Open$42.67 Day$42.43–43.14 52W close$36.66–46.62 Avg vol 30d1.2M Short int9.2M · 3.8% float · 7.0d Short vol74% Last earningsJul 23, 2026 DataJan 2020–Aug 2026 Filing10-Q · Jul 31

Up next

Next earnings call
Oct 22, 2026 Est · unconfirmed · in 9 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Jul 31, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Buy Momentum Weak Sentiment Bearish Fundamentals Excellent Quant / Vol Very Low
      Market backdrop VIX 14.3 · calm Equity put/call 0.52
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +2%
      above
      Price vs 50-day avg +3%
      above
      RSI (14) 51
      neutral
      MACD trend Negative
      52-week position 59%
      mid-range
      Momentum
      relative strength
      Weak
      1-month return +1%
      trailing
      6-month return +1%
      trailing
      YTD return −7%
      this year
      Relative strength −11%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bearish
      Trend (MA cross) No cross
      50d $41 › 200d $41 — 200d above 50d
      Institutional flow Distributing
      -2% holders QoQ · +76 funds added
      Insider flow Distributing
      Net -$1.3M over 90 days · 100% sells
      Short interest Rising
      3.82% of float · ▲ +0.5% MoM · 7.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      651 holders — mid 3-yr range
      Squeeze score 68
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth +11%
      Y/Y
      EPS growth +15%
      Y/Y
      Valuation P/E 9.4
      below peers
      Buyback $631.1M
      remaining
      Quant / Vol
      risk profile
      Very Low
      Volatility 24%
      annualized · 1-yr
      Max drawdown −21%
      past year
      ATR 2.0%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed Jul 23, 2026
      Combined ratio · over a full underwriting cycle 90% – 95%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 3 · 2
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +2% Bullish
      Price vs 50-day avg
      +3% Bullish
      RSI (14)
      51 Neutral
      MACD trend
      Negative Bearish
      52-week position
      59% Neutral
      Market signals — smart money & positioning
      Bearish · 3 of 6
      Trend (MA cross) No cross
      50d $41 › 200d $41 — 200d above 50d
      Institutional flow Distributing
      -2% holders QoQ · +76 funds added
      Insider flow Distributing
      Net -$1.3M over 90 days · 100% sells
      Short interest Rising
      3.82% of float · ▲ +0.5% MoM · 7.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      651 holders — mid 3-yr range
      Price context
      position in its 52-week range
      Range low $37 Now $43 · 59% Range high $47
      vs 200-day avg +2% vs 50-day avg +3%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Book value per share $25.33 June 30, 2026
      Combined ratio 96.6% first quarter 2026
      Net income excluding investment gains non-GAAP $170.5M Quarters Ended March 31, 2026
      GAAP → non-GAAP reconciliation
      GAAP Net income attributable to shareholders 330M
      -159.4M Net of tax investment gains
      = Net income excluding investment gains 170.5M
      Net operating income per diluted share non-GAAP $0.68 Quarters Ended March 31, 2026
      Specialty Insurance combined ratio 94.8% Quarters Ended March 31, 2026
      Specialty Insurance expense ratio 31.2% Quarters Ended March 31, 2026
      Specialty Insurance loss ratio 63.6% Quarters Ended March 31, 2026
      Operating return on beginning of year equity non-GAAP 14.1% Q4 2025

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Insurance - Property & Casualty — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      ORI
      Old Republic International Corp
      this stock
      $10.35B -6.9% +11.0% 9.4 3.8%
      CB
      Chubb Ltd
      $133.73B +9.2% +6.5% 12.2 1.1%
      PGR
      Progressive Corp/Oh/
      $121.86B -10.5% +16.3% 10.5 1.4%
      TKOMY
      Tokio Marine Holdings, Inc.
      $90.32B +27.4% 0.0%
      TRV
      Travelers Companies, Inc.
      $77.25B +25.7% +5.2% 10.0 3.6%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      651
      % held
      77.0%
      Net QoQ
      +328.4K sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      473
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      9.2M
      Days to cover
      7.0d
      Change
      +49.1K sh
      View
      Short Volume
      Short vol %
      74%
      As of
      Aug 17, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      1.2K
      Value
      $53.9K
      As of
      Jul 30, 2026
      View
      Off-Exchange
      Off-exchange %
      35.3%
      Week of
      Jul 13, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$1.3M
      Buyers / Sellers
      0 / 3
      Buyers Sellers
      View
      Congressional Trades Sell
      Member
      Jefferson Shreve
      Amount
      $15.0K–$50.0K
      Traded
      May 12, 2025
      View
      Financials
      Financials
      Revenue (FY)
      $9.1B
      Net income (FY)
      $935.4M
      EPS diluted
      $3.72
      View
      Buybacks
      Authorized · 2 programs
      $1.9B
      Remaining
      $631.1M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Jul 31, 2026
      This year
      10
      View
      Proposed Sales
      Value
      $75.6K
      Shares
      1.8K
      Filed
      Aug 11, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 23, 2026
      View
      Investor Relations
      Latest news
      OLD REPUBLIC DECLARES THIRD QUART…
      Published
      Aug 14, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      ORI +0.1% +0.7% +1.2% -1.6% -6.9%
      SPY -0.1% +4.1% +12.4% +3.4% +13.3%
      vs SPY +0.1% -3.4% -11.2% -5.1% -20.2%

      Capital returns

      Latest dividend
      $0.315 / share · ex Jun 5, 2026
      Declared · upcoming
      $0.315 / share · ex Sep 4, 2026
      Cut 87.4%
      Paid (TTM)
      $3.71 / share · 5 payouts
      Dividend yield (TTM, derived)
      8.73%
      Buyback programs · 2 active · as of Jul 29, 2026
      Authorized (total)
      $1.85B
      Spent (derived)
      $1.22B
      Remaining
      $631.10M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 74260 CUSIP 680223104 13F (30d) 578 filings 570 filers Visit website Investor relations