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Allstate reported nearly $2.5 billion in adjusted net income, 3.3% property liability policy growth and an 86.6 property liability combined ratio. The company also plans to launch a protection-focused personal agentic assistant in early 2027.
Allstate reported nine-month 2026 net income applicable to common shareholders of $7.72 billion, up $1.36 billion, while third-quarter net income fell $1.67 billion to $2.05 billion as catastrophe losses increased to $1.65 billion.
The Allstate Corporation reported third-quarter 2026 net income of $2.1 billion, or $8.03 per diluted share, versus $3.7 billion a year earlier. Catastrophe losses increased 195.7% to 1,650, while Property-Liability policies in force grew 3.3%.
The Allstate Corporation announced estimated catastrophe losses for September of $220 million or $173 million, after-tax, and third-quarter losses of $1.65 billion or $1.30 billion, after-tax.
Useful current figures from the complete screener profile.
* Q4 derived as the full year minus Q1 to Q3.
TL;DR. Allstate delivered policy and premium growth, higher investment income, profitable Protection Services expansion, substantial shareholder returns, and an early-2027 personal agentic assistant launch. The quarter was offset by lower earnings, higher catastrophe losses, auto margin deterioration, negative investment returns, rising technology costs, and pending New York product approval.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Illustrative technical + ownership context — a signal mix, not investment advice.
| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted net income non-GAAP | $5.13B | Six months ended June 30, 2026 | — |
| Adjusted net income per diluted common share non-GAAP | $8.99 | second quarter of 2026 | — |
GAAP → non-GAAP reconciliationGAAP Net income applicable to common shareholders per diluted common share $12.51
-$4.07 Net (gains) losses on investments and derivatives
-$0.57 Pension and other postretirement remeasurement (gains) losses
+$0.18 Amortization of purchased intangibles
+$0 Gain on disposition
+$0.94 Income tax expense (benefit)
= Adjusted net income per diluted common share $8.99
|
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| Adjusted net income return on Allstate common shareholders’ equity non-GAAP | 44.2% | twelve months ended June 30, 2026 | — |
| Allstate brand average premium | $819 | Three months ended June 30, 2026 filing | — |
| Allstate brand Average premium - gross written | $2,399 | Q2 2026 | — |
| Allstate Protection Auto policies in force | 25.95M | as of June 30, 2026 | — |
| Allstate Protection Auto recorded combined ratio | 83.3 | second quarter of 2026 | — |
| Allstate Protection Homeowners policies in force | 7.82M | as of June 30, 2026 | — |
| Allstate Protection Homeowners recorded combined ratio | 94.6 | second quarter of 2026 | — |
| Arity revenue | $67M | second quarter of 2026 | — |
| Auto Combined ratio | 83.3% | Three months ended June 30, 2026 | — |
| Auto new issued applications | 805K | Three months ended June 30, 2026 filing | — |
| Auto new issued applications - Direct | 797K | Three months ended June 30, 2026 | — |
| Auto new issued applications - Independent agency | 745K | Three months ended June 30, 2026 | — |
| Auto new issued applications - Total | 2.35M | Three months ended June 30, 2026 | — |
| Book value per common share | $123.38 | June 30, 2026 | — |
| Book value per common share, excluding the impact of unrealized net capital gains and losses on non-GAAP | $123.67 | June 30, 2026 | — |
| Brokered solutions and collateral protection Combined ratio | 63.9% | Three months ended June 30, 2026 filing | — |
| Combined ratio | 86.6% | Three months ended June 30, 2026 | — |
| Commercial lines Combined ratio | 87.9% | Three months ended June 30, 2026 filing | — |
| Direct Auto new issued applications | 797K | Three months ended June 30, 2026 filing | — |
| Fixed income securities portfolio duration non-GAAP | 5.5 | Q2 2026 | — |
| Homeowners Allstate brand Average premium - gross written | $2,399 | Three months ended June 30, 2026 | — |
| Homeowners Combined ratio | 94.6% | Three months ended June 30, 2026 | — |
| Homeowners new issued applications - Direct | 86K | Three months ended June 30, 2026 | — |
| Homeowners new issued applications - Exclusive agency | 260K | Three months ended June 30, 2026 | — |
| Homeowners new issued applications - Total | 411K | Three months ended June 30, 2026 | — |
| Internal rate of return - Performance-based 10 year non-GAAP | 11.2% | Q2 2026 | — |
| Market-based investment income | $837M | second quarter of 2026 | — |
| Performance-based investment income | $239M | second quarter of 2026 | — |
| Policies in force | 216M | as of June 30, 2026 | — |
| Property-Liability policies in force | 38.9M | as of June 30, 2026 | — |
| Property-Liability recorded combined ratio | 86.6 | three months ended June 30, 2026 | — |
| Property-Liability underlying combined ratio non-GAAP | 79.4 | three months ended June 30, 2026 | — |
| Protection Services Adjusted earnings before taxes, depreciation and restructuring non-GAAP | $76M | Q2 2026 | — |
| Protection Services adjusted net income non-GAAP | $53M | second quarter of 2026 | — |
| Ratio of debt to capital resources | 18.2% | June 30, 2026 | — |
| Return on Allstate common shareholders’ equity | 49.1% | twelve months ended June 30, 2026 | — |
| Specialty lines Combined ratio | 86.9% | Three months ended June 30, 2026 filing | — |
| Total Combined ratio | 86.6% | Three months ended June 30, 2026 filing | — |
| Total new issued applications | 411K | Q2 2026 | — |
| Total policies in force | 215.94M | as of June 30, 2026 | — |
| Total return on investment portfolio | 2.6% | second quarter of 2026 | — |
| Total return on investment portfolio (trailing twelve months) | 5.6% | trailing twelve months ended June 30, 2026 | — |
| Underlying combined ratio non-GAAP | 79.4% | Three months ended June 30, 2026 | — |
GAAP → non-GAAP reconciliationGAAP Combined ratio 86.6%
-11.5% Effect of catastrophe losses
+4.6% Effect of prior year reserve reestimates, excluding catastrophes
-0.3% Effect of amortization of purchased intangibles
= Underlying combined ratio 79.4%
|
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Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
ALL
this stock
Allstate Corp
|
$66.23B | +28.6% | +5.6% | 6.1 | 2.7% |
|
CB
Chubb Ltd
|
$143.56B | +20.4% | +6.5% | 13.2 | 0.8% |
|
PGR
Progressive Corp
|
$136.60B | +3.5% | +16.3% | 11.9 | 1.3% |
|
TKOMY
Tokio Marine Holdings, Inc.
|
$105.49B | — | — | — | 0.0% |
|
TRV
Travelers Companies, Inc.
|
$82.64B | +39.0% | +5.2% | 10.6 | 2.2% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
The Allstate Corporation reported third-quarter 2026 net income of $2.1 billion, or $8.03 per diluted share, versus $3.7 billion a year earlier. Catastrophe losses increased 195.7% to 1,650, while Property-Liability policies in force grew 3.3%.
View| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| ALL | +5.0% | +8.0% | +25.8% | +3.0% | +28.6% |
| SPY | +2.6% | -1.2% | +0.5% | -0.2% | +10.6% |
| vs SPY | +2.5% | +9.1% | +25.3% | +3.2% | +18.0% |
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
