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RC

Ready Capital Corp
$1.65 -0.05 (-2.94%) At close · Jul 10
Market Cap
$272.61M
Shares
165,219,071

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$1.65 Open$1.70 Day$1.64–1.71 52W$1.49–4.48 Avg vol 30d1.4M Short int24.0M · 14.5% float · 11.7d Short vol56% Last earningsMay 7, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 8
Up next
Next earnings call
Aug 6, 2026 Est · unconfirmed · in 4 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 8, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Equibles Rating blended score · not investment advice
      Overall
      Sell
      SellHoldBuy
      Technical Strong Sell Momentum Very Weak Sentiment Neutral Fundamentals Strong Quant / Vol Very High
      Market backdrop VIX 15 · calm Equity put/call 0.55
      Technical
      price trend
      Strong Sell
      50 / 200-day cross No cross
      Price vs 200-day avg −25%
      below
      Price vs 50-day avg −6%
      below
      RSI (14) 45
      neutral
      MACD trend Negative
      52-week position 5%
      near low
      Momentum
      relative strength
      Very Weak
      1-month return −1%
      trailing
      6-month return −25%
      trailing
      YTD return −24%
      this year
      Relative strength −34%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $2 › 200d $2 — 200d above 50d
      Institutional flow Accumulating
      13 of 242 funds reported for Jun 30 · net +17.5K sh shares · +1 new
      Insider flow Accumulating
      Net +$28 over 90 days · 50% sells
      Short interest Rising
      14.53% of float · ▲ +4.4% MoM · 11.7 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      242 holders — mid 3-yr range
      Squeeze score 77
      high risk · 0–100
      Fundamentals
      Strong
      EPS growth +45%
      Y/Y
      Buyback $25.0M
      remaining
      Balance sheet $1.2B
      net debt
      Quant / Vol
      risk profile
      Very High
      Volatility 55%
      annualized · 1-yr
      Max drawdown −66%
      past year
      ATR 5.8%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record
      Latest guidance · from the Earnings Call filed Dec 31, 2024
      New production in lower middle market CRE loans · 2025 Initiated $1B – $1.5B

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Strong Sell
      4 · 2 · 0
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      −25% Bearish
      Price vs 50-day avg
      −6% Bearish
      RSI (14)
      45 Neutral
      MACD trend
      Negative Bearish
      52-week position
      5% Bearish
      Market signals — smart money & positioning
      Bullish · 2 of 6
      Trend (MA cross) No cross
      50d $2 › 200d $2 — 200d above 50d
      Institutional flow Accumulating
      13 of 242 funds reported for Jun 30 · net +17.5K sh shares · +1 new
      Insider flow Accumulating
      Net +$28 over 90 days · 50% sells
      Short interest Rising
      14.53% of float · ▲ +4.4% MoM · 11.7 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      242 holders — mid 3-yr range
      Price context
      position in its 52-week range
      52-wk low $1 Now $2 · 5% 52-wk high $4
      vs 200-day avg -25% vs 50-day avg -6%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      60+ day core delinquencies 14.8% Q1 2026
      Hotel ADR $482 Q1 2026
      Hotel occupancy 46% Q1 2026
      Hotel RevPar $221 Q1 2026
      Recourse leverage 1.8 Q1 2026
      Book value per share of common stock $8.79 as of December 31, 2025
      LMM commercial real estate originations $235M Fourth Quarter 2025
      Total originations across all products $1.8B Full Year 2025
      United States Department of Agriculture loan originations $18M Fourth Quarter 2025

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      REIT - Mortgage — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      RC
      Ready Capital Corp
      this stock
      $272.61M -23.8% 14.5%
      NLY
      Annaly Capital Management Inc
      $16.75B +9.3% 7.4 3.2%
      AGNC
      AGNC Investment Corp.
      $12.78B +7.3% 8.7 9.6%
      STWD
      Starwood Property Trust, Inc.
      $6.17B -5.0% +40.0% 17.5 5.0%
      RITM
      Rithm Capital Corp.
      $5.13B -15.8% -6.7% 8.4 5.7%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      242
      % held
      57.9%
      Reported
      13 of 242
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      108
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      24.0M
      Days to cover
      11.7d
      Change
      +1.0M sh
      View
      Short Volume
      Short vol %
      56%
      As of
      Jul 10, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      17.7K
      Value
      $30.8K
      As of
      Jun 12, 2026
      View
      Off-Exchange
      Off-exchange %
      52.3%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net buying
      Net (90d)
      +$28
      Buyers / Sellers
      1 / 1
      Buyers Sellers
      View
      Congressional Trades Buy
      Member
      Christopher L. Jacobs
      Amount
      $15.0K–$50.0K
      Traded
      Jun 16, 2022
      View
      Financials
      Financials
      Net income (FY)
      $-221.1M
      EPS diluted
      $-1.44
      View
      Buybacks
      Authorized
      $150.0M
      Remaining
      $25.0M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      DEF 14A
      Filed
      Jun 1, 2026
      This year
      7
      View
      Proposed Sales
      Value
      $5.1K
      Shares
      2.8K
      Filed
      May 29, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      May 7, 2026
      View
      Investor Relations
      Latest news
      Ready Capital Corporation Declare…
      Published
      Jun 15, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      RC -7.8% -0.6% -24.9% -5.7% -23.8%
      SPY +1.4% +4.1% +9.1% +1.1% +10.7%
      vs SPY -9.2% -4.7% -33.9% -6.8% -34.6%

      Capital returns

      Latest dividend
      $0.01 / share · ex Jun 30, 2026
      Cut 92%
      Paid (TTM)
      $0.155 / share · 4 payouts
      Dividend yield (TTM, derived)
      9.39%
      Buyback program · as of Aug 4, 2020
      Authorized
      $150.00M
      Spent (derived)
      $125.00M
      Remaining
      $25.00M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1527590 CUSIP 75574U101 13F (30d) 12 filings 12 filers Visit website Investor relations