RC · Ready Capital Corp
Market Cap
$302.30M
Shares
165.19M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$1.83
Open$1.82
Day$1.80–1.89
52W close$1.43–4.38
Avg vol 30d1.1M
Short int18.3M · 11.1% float · 14.4d
Short vol74%
Last earningsAug 7, 2026
DataJan 2020–Aug 2026
Filing10-Q · Aug 7
Up next
Next earnings call
Nov 6, 2026
Est · unconfirmed
· in 10 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 7, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Rating
blended score · not investment adviceOverall
Sell
SellHoldBuy
Technical
Neutral
Momentum
Weak
Sentiment
Neutral
Fundamentals
Strong
Quant / Vol
Very High
Market backdrop
VIX 14.4 · calm
Equity put/call 0.62
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
−4%
below
Price vs 50-day avg
+9%
above
RSI (14)
55
neutral
MACD trend
Positive
52-week position
14%
near low
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
+28%
trailing
6-month return
−1%
trailing
YTD return
−16%
this year
Relative strength
−15%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $2 › 200d $2 — 200d above 50d
Institutional flow
Distributing
-5% holders QoQ · +24 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Falling
11.09% of float · ▼ -19.3% MoM · 14.4 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr low
233 holders — near 3-yr low, contrarian setup
Squeeze score
65
elevated · 0–100
Fundamentals
EPS growth
+45%
Y/Y
Buyback
$150.0M
authorized
Balance sheet
$1.2B
net debt
Quant / Vol
risk profile
Volatility
58%
annualized · 1-yr
Max drawdown
−67%
past year
ATR
5.9%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the Earnings Call filed Jun 30, 2026
Operating expense reduction
· go-forward
25% – 35%
Prior guidance
period ended
· from the Earnings Call filed Dec 31, 2024
New production in lower middle market CRE loans
· 2025
$1B – $1.5B
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
−4%
Neutral
Price vs 50-day avg
+9%
Bullish
RSI (14)
55
Neutral
MACD trend
Positive
Bullish
52-week position
14%
Bearish
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $2 › 200d $2 — 200d above 50d
Institutional flow
Distributing
-5% holders QoQ · +24 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Falling
11.09% of float · ▼ -19.3% MoM · 14.4 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr low
233 holders — near 3-yr low, contrarian setup
Price context
position in its 52-week range
Range low $1
Now $2 · 14%
Range high $4
vs 200-day avg -4%
vs 50-day avg +9%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| # of units sold | 50 | Q2 2026 | — |
| % Fixed vs Floating Rate | 19% | Q2 2026 | — |
| Book value per share of common stock | $6.83 | As of June 30, 2026 | — |
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| Distributable earnings (loss) before realized losses non-GAAP | -35.13M | Q2 2026 | — |
| Distributable EPS before realized losses - Basic and diluted non-GAAP | -$0.24 | Q2 2026 | — |
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| Distributable loss per common share non-GAAP | -$0.47 | Q2 2026 | — |
| Distributable loss per common share before realized losses non-GAAP | -$0.24 | Q2 2026 | — |
| Distributable losses before realized losses per common share non-GAAP | -$0.24 | Q2 2026 | — |
| Distributable losses per common share non-GAAP | -$0.47 | Q2 2026 | — |
| Distributable ROE before realized losses per Common Share non-GAAP | -12.4% | Q2 2026 | — |
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| LMM commercial real estate loans | $155.9M | Q2 2026 | — |
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| Loan repayments | 288.2M | Q2 2026 | — |
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| Loan sales | 212.2M | Q2 2026 | — |
| Multi-family - UPB | 6.17B | Q2 2026 | — |
| Non-Performing CRE loan count | 44 | Q2 2026 | — |
| Non-Performing CRE loan UPB | 994M | Q2 2026 | — |
| Occupancy | 52% | 6/30/2026 TTM | — |
| Performing CRE loan count | 128 | Q2 2026 | — |
| Performing CRE loan UPB | 1.71B | Q2 2026 | — |
| Portland Office Occupancy | 23% | 6/30/2026 Rent Roll | — |
| Portland Office Total Occupancy | 28% | 6/30/2026 Rent Roll | — |
| Portland Retail Occupancy | 100% | 6/30/2026 Rent Roll | — |
| Portland Ritz ADR | $468 | Q2 2026 | — |
| Portland Ritz Hotel occupancy | 52% | Q2 2026 | — |
| Portland Ritz RevPar | $244 | Q2 2026 | — |
| Portland Ritz-Carlton % of units sold | 38% | as of Q2 2026 | — |
| Portland Ritz-Carlton Avg Sale Price | $1.24M | as of Q2 2026 | — |
| Portland Ritz-Carlton Avg Sale Price/SF | $817 | as of Q2 2026 | — |
| Portland Ritz-Carlton Total RevPAR | $403 | 6/30/2026 TTM | — |
| REO carry value | 588M | Q2 2026 | — |
| Room RevPAR | $244 | 6/30/2026 TTM | — |
| SBA - UPB | 1.89B | Q2 2026 | — |
| Securitization bonds issued | 145.2M | Q2 2026 | — |
| Securitized SBA 7(a) loans | 158.2M | Q2 2026 | — |
| Small Business Administration 7(a) loans | $82.1M | Q2 2026 | — |
| Small business loans - UPB | 385.06M | Q2 2026 | — |
| Total Common Shares outstanding | 165,209,516 | Q2 2026 | — |
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| Total CRE loan count | 172 | Q2 2026 | — |
| Total CRE loan UPB | 2.7B | Q2 2026 | — |
| Total loan originations | $278.8M | Q2 2026 | — |
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| Total loan portfolio | 4.6B | Q2 2026 | — |
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| Unencumbered assets | 690M | Q2 2026 | — |
| Unrestricted cash | 124M | Q2 2026 | — |
| USDA - UPB | 601.22M | Q2 2026 | — |
| Weighted Average LTV - LMM CRE | 82% | Q2 2026 | — |
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| Weighted Average LTV - SBL | 98% | Q2 2026 | — |
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| # of assets | 28 | Q1 2026 | — |
| 60+ day core delinquencies | 14.8% | Q1 2026 | — |
| 60+ DQ STATUS | 18.1% | Q1 2026 | — |
| ADR | $482 | Q1 2026 | — |
| ALLOWANCE | $271M | Q1 2026 | — |
| Cash | $200M | as of March 31, 2026 | — |
| CASH YIELD | 4.9% | Q1 2026 | — |
| Completed the sale of loans | 48 | Q1 2026 | — |
| Distributable EPS before realized losses non-GAAP | -$0.33 | Q1 2026 | — |
| Distributable loss non-GAAP | -$159.83M | Q1 2026 | — |
| Distributable loss before realized losses non-GAAP | -$49.21M | Q1 2026 | — |
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| Distributable losses non-GAAP | -$1 | Q1 2026 | — |
| Distributable losses before realized losses non-GAAP | -$0.33 | Q1 2026 | — |
| Distributable ROE per Common Share non-GAAP | -47.3% | Q1 2026 | — |
| GROSS YIELD | 5.7% | Q1 2026 | — |
| Hotel occupancy | 46% | Q1 2026 | — |
| net proceeds | $177M | Q1 2026 | — |
| Quarterly Investment Activity | $464.3M | Q1 2026 | — |
| RevPar | $221 | Q1 2026 | — |
| SBA 7(a) loans | $110M | Q1 2026 | — |
| TOTAL | 970 | Q1 2026 | — |
| unpaid principal balance | $1B | Q1 2026 | — |
| UPB | $3.69B | Q1 2026 | — |
| USDA loans | $28.5M | Q1 2026 | — |
| WA RISK RATING | 2.76 | Q1 2026 | — |
| Distributable loss attributable to common stockholders non-GAAP | -$69.22M | Q4 2025 | — |
| Distributable loss before realized losses per common share - basic and diluted non-GAAP | -$0.23 | Full Year 2025 | — |
| Distributable loss per common share - basic and diluted non-GAAP | -$1.59 | Full Year 2025 | — |
| LMM commercial real estate originations | $235M | Q4 2025 | — |
| Small Business Administration 7(a) loan originations | $84M | Q4 2025 | — |
| Total originations across all products | $1.8B | Full Year 2025 | — |
| United States Department of Agriculture loan originations | $18M | Q4 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
REIT - Mortgage — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
RC
this stock
Ready Capital Corp
|
$302.30M | -16.1% | — | — | 11.1% |
|
NLY
Annaly Capital Management Inc
|
$17.37B | +3.0% | — | — | 2.7% |
|
AGNC
AGNC Investment Corp.
|
$12.92B | +1.7% | — | — | 8.9% |
|
STWD
Starwood Property Trust, Inc.
|
$5.85B | -12.2% | -5.3% | — | 4.6% |
|
RITM
Rithm Capital Corp.
|
$5.63B | -7.5% | -6.7% | 16.8 | 5.8% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| RC | -2.7% | +28.0% | -1.1% | +28.0% | -16.1% |
| SPY | +0.5% | +3.0% | +13.4% | +3.0% | +12.8% |
| vs SPY | -3.1% | +25.0% | -14.5% | +25.0% | -28.9% |
Capital returns
Latest dividend
$0.01
/ share · ex Jun 30, 2026
Paid (TTM)
$0.155
/ share · 4 payouts
Dividend yield (TTM, derived)
8.47%
Buyback program
· as of Jan 16, 2025
Authorized
$150.00M
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
1527590
CUSIP
75574U101
13F (30d)
174 filings
163 filers
Visit website
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