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RC · Ready Capital Corp

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$1.85 +0.07 (+3.93%) At close · Aug 14
Market Cap
$305.60M
Shares
165.19M

Ready Capital Corp Earnings Call Transcripts

Every quarterly earnings call for Ready Capital Corp (RC) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.

Earnings call
FY26 · Q2
2026-08-07
Ready Capital Second Quarter 2026 Earnings Call
Positive tone Liquidity and balance sheet repositioning Legacy CRE loan runoff and asset resolution RITS/REO stabilization and monetization
Diluted EPS
$-0.63
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q1
2026-05-08
Ready Capital Corp Q1 FY2026 Earnings Call
Positive tone Legacy CRE portfolio runoff and sales Liquidity and balance sheet repositioning SBA 7A lending growth
Diluted EPS
$-1.25
▼ 371.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2026-02-27
Ready Capital Corp Q4 FY2025 Earnings Call
Positive tone Balance sheet repositioning and liquidity plan SBA business and government shutdown impact Book value decline and reserves
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-11-07
Ready Capital Corp Q3 FY2025 Earnings Call
Positive tone SBA and small business lending Portfolio repositioning and bulk loan sale Net interest margin rebuild and return to origination
Diluted EPS
$-0.13
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-08-08
Ready Capital Corp Q2 FY2025 Earnings Call
Diluted EPS
$-0.34
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-05-09
Ready Capital Corp Q1 FY2025 Earnings Call
Positive tone Multifamily CRE market backdrop Balance sheet repositioning and non-core liquidation SBA business
Diluted EPS
$0.46
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2025-03-03
Ready Capital Corp Q4 FY2024 Earnings Call
Balanced tone CRE portfolio bifurcation and NIM recovery Core CRE portfolio metrics Small business lending / SBA growth
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-11-08
Ready Capital Corp Q3 FY2024 Earnings Call
Positive tone Earnings and ROE outlook CRE cycle bottom and stabilization Small Business Lending growth
Diluted EPS
$-0.07
▼ 128% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-08-08
Ready Capital Corp Q2 FY2024 Earnings Call
Positive tone Capital reallocation and leverage Small business lending growth and acquisitions Office exposure and risk reduction
Diluted EPS
$-0.23
▼ 113.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-05-09
Ready Capital Corp Q1 FY2024 Earnings Call
Balanced tone Multifamily credit stress and delinquency Liquidity and CLO management Held for sale transfer and loan liquidation
Diluted EPS
$-0.44
▼ 251.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2024-02-28
Ready Capital Corp Q4 FY2023 Earnings Call
Positive tone CRE Credit Quality and Delinquencies CLO Structure and Resolution Path Small Business Lending Growth
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-11-08
Ready Capital Corp Q3 FY2023 Earnings Call
Diluted EPS
$0.25
▼ 50% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-08-08
Ready Capital Corp Q2 FY2023 Earnings Call
Diluted EPS
$1.76
▲ 291.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-06-07
Ready Capital Corp Q1 FY2023 Earnings Call
Diluted EPS
$0.29
▼ 56.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2023-02-27
Ready Capital Corp Q4 FY2022 Earnings Call
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-11-08
Ready Capital Corp Q3 FY2022 Earnings Call
Diluted EPS
$0.50
▼ 16.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-08-05
Ready Capital Corp Q2 FY2022 Earnings Call
Diluted EPS
$0.45
▲ 18.4% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-05-06
Ready Capital Corp Q1 FY2022 Earnings Call
Diluted EPS
$0.66
▲ 34.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2022-02-25
Ready Capital Corp Q4 FY2021 Earnings Call
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-11-05
Ready Capital Corp Q3 FY2021 Earnings Call
Diluted EPS
$0.60
▼ 4.8% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-08-05
Ready Capital Corp Q2 FY2021 Earnings Call
Diluted EPS
$0.38
▼ 38.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2021-05-07
Ready Capital Corp Q1 FY2021 Earnings Call
Diluted EPS
$0.49
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2021-03-12
Ready Capital Corp Q4 FY2020 Earnings Call
Diluted EPS
$0.49
▲ 14% YoY
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-11-05
Ready Capital Corp Q3 FY2020 Earnings Call
Diluted EPS
$0.63
▲ 133.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-08-07
Ready Capital Corp Q2 FY2020 Earnings Call
Diluted EPS
$0.62
▲ 148% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q1
2020-05-11
Ready Capital Corp Q1 FY2020 Earnings Call
Diluted EPS
$-0.98
▼ 208.9% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY19 · Q4
2020-03-12
Ready Capital Corp Q4 FY2019 Earnings Call
Diluted EPS
$0.43
▲ 43.3% YoY
Audio Transcript Slides 8-K10-K
Showing 1–27 of 27 earnings calls
Key facts CIK 1527590 CUSIP 75574U101 13F (30d) 212 filings 211 filers Visit website Investor relations